PYMNTS

AUGUST 3, 2020

regulatory landscape as a financial service provider is not easy, with laws that vary state by state and federal rules that are constantly evolving. There are currently three community banks in the market that provide services to the digital asset arena: Signature Bank , Silvergate Bank and Metropolitan Commercial Bank.

Real Time Payments 117

Real Time Payments Office of the Comptroller of the Currency Treasury Settlement 117

Payment Savvy

FEBRUARY 24, 2023

Real-time payments have revolutionized how we make financial transactions, providing unparalleled speed, convenience, and security. With real-time payments, money can be transferred almost instantly from one person to another, anywhere in the world.

Real Time Payments 98

Real Time Payments Payments Risk Cash Management 98

Fintech News

MAY 20, 2024

FICO, a global analytics software firm, has revealed findings from its latest consumer fraud research , highlighting concerns among Singaporeans regarding real-time payment scams. When choosing new financial service providers, Singaporeans prioritise strong fraud protection and ease of use.

Identity Theft 108

Identity Theft Real Time Payments Scams Consumer 108

PYMNTS

OCTOBER 15, 2020

Against that backdrop of moving away from paper payments, and toward ubiquitous real-time payments, TCH’s Waterhouse said there’s probably not a use case “that’s going to tip the scale here.” Real-time payment is also is finding traction in the gig economy, allowing employees to be paid on a regular basis, even daily.

Real Time Payments 125

Real Time Payments NACHA SWIFT TCH 125

PYMNTS

JULY 22, 2020

Yet for many entities, the concept of implementing real-time processing across an entire system can feel overwhelming complex. As real-time payment infrastructure grows more sophisticated, technology presents an opportunity for organizations to mitigate the adoption hurdle. ” Becoming More Adaptive.

Real Time Payments 90

Real Time Payments FedNow Payments Faster Payments 90

The Fintech Times

MAY 28, 2025

Merge, a London-based fintech, has received approval from French regulators to operate as both an electronic money institution (EMI) and a virtual asset service provider (VASP). This is a major leap in making global money movement truly borderless, said Kebbie Sebastian, founder and CEO of Merge.

Stablecoins 106

Stablecoins Regulations Cross-Border Payments Multi-Currency 106

PYMNTS

MAY 6, 2019

Faster, faster, faster — that’s the motto driving so much of payments innovation today. Real-time payments offers promise for both small and medium-sized businesses (SMBs) and consumers. The goal of quicker payments does not apply only to Asia, even though the PYMNTS interview focused on that continent.

Real Time Payments 80

Real Time Payments Credit Cards Cross-Border Payments Cross-Border 80

PYMNTS

NOVEMBER 14, 2018

Corporate finance executives seem to be readying for real-time payments, preparing to adopt faster payment capabilities and bracing for changes to their cash flow management strategies as a result. This adoption curve is likely to repeat itself in a real-time payments environment, the report predicted.

Real Time Payments 78

Real Time Payments Real Time Gross Settlement (RTGS) Same Day ACH Liquidity Management 78

PYMNTS

FEBRUARY 1, 2021

To get a sense of the present state — and future — of instant payments, look to Italy. It has pulled ahead of its EU neighbors in developing real-time payments technology and in recruiting banks to adopt it. These days that “stable and efficient growth” has a lot to do with real-time payments.

Real Time Payments 100

Real Time Payments Instant Payments Online and Mobile Banking Push-to-Card 100

PYMNTS

JANUARY 2, 2019

On the face of it, the lure of real-time payments might seem like an inevitability. a number of leading tech companies have become vocal in their support of a real-time payments (RTP) network, to be created under the leadership of the Federal Reserve and different from what has been previously proposed by the big banks.

Real Time Payments 79

Real Time Payments RTP ISO 20022 Cross-Border 79

PYMNTS

NOVEMBER 13, 2020

As real-time payments make their way to ubiquity in markets around the globe, more small- to medium-sized businesses ( SMBs ) are exploring how instant transactions may be able to add value to their own operations. We needed to position ourselves to respond to that emerging trend from a technology perspective.".

Real Time Payments 75

Real Time Payments Electronic Funds Transfer (EFT) ISO 20022 Payment APIs and Integration 75

PYMNTS

SEPTEMBER 27, 2019

The Federal Reserve’s buildup to faster payments innovation came to a head in August when it announced FedNow , its proposed real-time payments infrastructure under the draft Payments Modernization Act of 2019. payments ecosystem. Reception toward the initiative was not, however, universally positive.

Real Time Payments 69

Real Time Payments Fed Federal Reserve FedNow 69

PYMNTS

JULY 24, 2019

While commercial real-time payments became available in the U.S. Last month, payment company PayFi and The Clearing House (TCH) partnered to bring real-time payment technologies to community banks. Benefits of Real-Time Payments. back in 2017, they haven’t yet hit ubiquity.

Real Time Payments 67

Real Time Payments Payment APIs and Integration Faster Payments Fraud Detection 67

PYMNTS

JUNE 3, 2020

One particularly complicated B2B payment procedure is cross-border transactions, which face slow processing times and overlapping regulations from both the sending and receiving countries. EMQ partnered with Bank Indonesia to develop the solution and is targeting businesses with particularly high cross-border transaction volumes.

Real Time Payments 75

Real Time Payments API B2B MFA 75

PYMNTS

JUNE 24, 2019

Everyone seems to want faster payments — from gig workers to B2B suppliers to parents splitting expenses — but with not all major financial institutions on board, real-time payments stand at lower chance for mass adoption. The demand for faster payments is strong in the U.S., transaction accounts.

Real Time Payments 65

Real Time Payments RTP Faster Payments Payments 65

Finextra

JUNE 26, 2025

Volt, the global real-time payments platform, today announces its new strategic partnership with leading e-money institution and payment services provider EPG Financial Services. Volt will power real-time open banking payments for paylado, EPG’s e-wallet solution.

Real Time Payments 52

Real Time Payments Service Provider Payments 52

FICO

JUNE 26, 2018

In the past year, three major economies — the Eurozone, the USA and Australia — have gone live with real-time payments schemes, Canada will follow in 2019 and many other countries are on the road to implementing real-time schemes. Real-Time Payments Equal Real-Time Crime.

Real Time Payments 63

Real Time Payments Instant Payments Irrevocable Payment Irrevocability 63

The Payments Association

MAY 16, 2025

Modern payment orchestration platforms now serve as strategic infrastructureoptimising performance, compliance, and customer experience at scale. Traditionally, payment orchestration platforms were designed to serve a straightforward function: routing transactions between merchants and various payment service providers (PSPs).

Transactions 88

Transactions PCI DSS Payments Multi-Currency 88

PYMNTS

JUNE 17, 2019

In a new partnership, Bottomline Technologies is teaming up with Starling Bank on a Real Time Payments Express Service. The offering will enable corporates and banks to send and receive as well as monitor payments to any U.K. bank account in real time, Crowdfund Insider reported.

Real Time Payments 62

Real Time Payments Faster Payments Payments SWIFT 62

PYMNTS

MAY 22, 2019

As the need for speed increases worldwide, banks and other financial players are adapting payments to work smarter — not harder. With fraud ramping up, regulators around the globe are starting to take a closer look at everything from typical threats to the use of new technologies, like blockchain.

Real Time Payments 72

Real Time Payments Cross-Border Payments Cross-Border Instant Payments 72

The Payments Association

FEBRUARY 17, 2025

As digital payment technologies evolve, they are revolutionising how transactions occur and breaking down barriers that have long excluded billions from the financial ecosystem. Traditional remittance services charge high fees, sometimes up to 10% per transaction , as observed in a study by the World Bank.

Innovation 88

Innovation Cross-Border Financial Inclusion Payment APIs and Integration 88

Bank Automation

APRIL 2, 2024

Certified service providers of the Federal Reserve’s FedNow network are looking to the cloud to streamline client onboarding and drive adoption of the payments rail.

FedNow 61

FedNow Service Provider Real Time Payments Automation 61

Fintech News

APRIL 21, 2025

The network aims to enable faster, lower-cost international money transfers by utilizing stablecoins such as USDC, EURC, and other regulated digital currencies for real-time settlement between participants like banks, payment providers, virtual asset service providers, and digital wallets.

Cross-Border Settlement 96

Cross-Border Settlement Cross-Border Settlement Payment Networks 96

Finovate

NOVEMBER 7, 2024

The move makes Nium the first payment service provider to join Partior’s blockchain-based network, enabling real-time cross-border payments, clearing, and settlement across 100+ markets. The move makes Nium the first payment service provider to join the Partior network. .

Real Time Payments 52

Real Time Payments Cross-Border Payments Payment APIs and Integration Cross-Border 52

PYMNTS

JANUARY 21, 2020

He added that ACI’s development of real-time payments helps fulfill “evolving expectations,” and “deliver businesses a transformational payment experience” through its coordination with The Bancorp. The Bancorp currently facilitates more than 35 million faster payment transactions each month. .

Real Time Payments 52

Real Time Payments Faster Payments RTP Payments 52

PYMNTS

NOVEMBER 10, 2020

Real-time payments aren’t just an opportunity for consumers to send and receive money more quickly. Interest in faster payments is also on the rise for corporates, though their adoption of real-time payments won’t look the same as it does in the B2C world. It’s the culture that is changing.”.

B2B 117

B2B Real Time Payments Value Added Service ISO 20022 117

Bank Automation

JANUARY 30, 2025

Business clients are demanding instant payment services from their financial services providers as they look to streamline payment processes.

RTP 59

RTP FedNow Federal Reserve Instant Payments 59

The Fintech Times

JUNE 18, 2025

In 2016, payments giant Mastercard and National ITMX (NITMX), the electronic payments developer and service provider in Thailand, announced a partnership. Over the new contract, Mastercard will work with NITMX to refine and build on the service to enable the next generation of growth.

Visa 49

Visa Real Time Payments RTP Non-Bank 49

The Fintech Times

MAY 1, 2024

ACI Worldwide , the payments system company, and GlobalData , the data and analytics firm have worked together on a new report revealing which real-time payments markets across the world are the most successful. The report is aptly timed as global real-time payments growth has reached sustainable levels with 266.2

Real Time Payments 59

Real Time Payments APACS Cross-Border Cross-Border Payments 59

Bank Automation

JUNE 12, 2025

Carvana has implemented request for payments technology and instant payments capabilities for down payments on vehicle purchases, allowing consumers to obtain their vehicle faster.

RFP 52

RFP RTP Request for Payment Real Time Payments 52

Fintech Finance

JANUARY 24, 2024

Mastercard and The Clearing House (TCH) have announced an extended multi-year partnership, bringing the companies together to collaborate on innovative capabilities for consumers, businesses and governments to evolve and embrace the digital economy through real-time payments (RTP) adoption on the RTP® network.

Real Time Payments 52

Real Time Payments RTP Visa Instant Payments 52

Fintech Finance

FEBRUARY 24, 2025

Nexi Germany GmbH, part of leading European PayTech, Nexi Group has signed a contract with Wero operator EPI (European Payments Initiative). As a regulated payment service provider, Nexi now has the licence to connect merchants and service providers for Wero acceptance.

Acquirers 59

Acquirers Payment Initiation Service Provider Real Time Payments 59

Fintech Finance

DECEMBER 13, 2023

The Central Bank of Colombia, Banco de la República , today announced it is partnering with ACI Worldwide (NASDAQ: ACIW), the global leader in mission-critical, real-time payments software , to build a new domestic real-time payments ecosystem as part of a nationwide banking transformation project.

Real Time Payments 52

Real Time Payments Central Bank Financial Inclusion Payments 52

PYMNTS

NOVEMBER 27, 2019

The global payments ecosystem’s path to faster and real-time payments ubiquity is an evolution, not a revolution. That is to say, mass adoption will take time, and the factors driving that adoption will almost certainly continue to change and shift as end users’ needs do the same.

ISO 20022 117

ISO 20022 Cross-Border Payments ISOs Cross-Border 117

Fintech News

NOVEMBER 5, 2024

Nium, a global payments infrastructure provider, announced a partnership with Partior , a blockchain-based clearing and settlement network, at the Singapore Fintech Festival 2024. The partnership allows financial institutions to connect with Nium for faster, more transparent cross-border payments.

Cross-Border Payments 129

Cross-Border Payments Cross-Border Multi-Currency Real Time Payments 129

Fintech Finance

AUGUST 27, 2024

Mexipay will utilize ACI’s Digital Central Infrastructure solution, part of the award-winning ACI Enterprise Payments Platform, to address the need for enhanced real-time payment services. According to ACI’s latest Prime Time for Real-Time report, 3.8 between 2023 and 2028. “We

Instant Payments 97

Instant Payments Real Time Payments ISO 20022 Financial Inclusion 97

PYMNTS

JANUARY 27, 2020

Regulators will be quick to crack down on companies that enable criminal activity, and merchants and consumers will depart if they cannot trust services with funds or data. This task will become more difficult as real-time payments demand increases, causing PSPs to rapidly perform security procedures.

AML 62

AML Service Provider Real Time Payments Money Laundering 62