Fintech Finance

NOVEMBER 7, 2024

The research is published today – a month after new rules by the Payments Systems Regulator came into effect, requiring all UK banks to reimburse customers who are proven victims of Authorised Push Payment (APP) scams up to £85,000 per case.

Scams 98

Scams Risk Payments Fraud Prevention 98

Fintech Finance

FEBRUARY 24, 2025

Recent research has highlighted the state of payment experiences in the financial services industry, with the sector encountering substantial gaps that threaten customer satisfaction and loyalty. Conversely, those that fail to modernise their payment systems risk eroding customer satisfaction and falling behind competitors.

Research 59

Research Payments Payment Solutions On-Demand 59

Finextra

JUNE 19, 2025

Home News Ai Cube buys AI operational risk provider Acin Editorial This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. Cube buys AI operational risk provider Acin London-based RegTech Cube has acquired operational risk AI and technology provider Acin.

Risk 59

Risk AI Payment APIs and Integration Regs 59

The Fintech Times

JULY 1, 2025

With the CFPB in temporary retreat, lenders may have a window to rethink risk assessment and consider how a broader set of data inputs could help address inclusion gaps responsibly. The missing layer in risk This thinking applies to more than just positive inclusion. The real cost of poor risk assessment isn’t a CFBP-levied fine.

Credit Risk 59

Credit Risk CFPB Risk Innovation 59

The Fintech Times

FEBRUARY 24, 2025

UK retailers must look to adopt new technology allowing consumers to update card details seamlessly, or risk losing out on 4.3billion annually according to new research conducted by Opinium for Acquired.com , a payments business focused on recurring commerce. But payment technology can help with this.

Risk 59

Risk Consumer Research Product 59

Fintech Finance

JULY 8, 2025

Research on RS2 acquirer fee models shows that acquirers lose up to $3.65 Real-time fraud detection using fee anomaly tracking and contextual risk scoring. For more information on RS2, visit: [link] The post New RS2 Research Reveals Acquirers Lose $3.65M a Year to Outdated Fee Models appeared first on FF News | Fintech Finance.

Acquirers 52

Acquirers Research Fraud Detection Cross-Border 52

Bank Automation

MARCH 11, 2025

Retail banks are struggling to meet the expectations of digital-native customers aged 18-45, with 74% of cardholders feeling dissatisfied or indifferent about their credit card experience, according to Capgemini Research Institutes World Retail Banking Report 2025, published today.

Risk 52

Risk Credit Cards On-Demand Research 52

Fintech Finance

MARCH 24, 2025

Varun Monteiro, CEO of Finity, said: “The findings of our research are stark: payroll inefficiencies caused by technology and processes are not just a back-office inconvenience – they are a direct threat to productivity and talent retention.”

Payroll 52

Payroll Research Technology Process 52

The Fintech Times

MARCH 31, 2025

Stregnthening economies to combat fraud Financial Crime Insights: Europe provides authoritative research findings and industry perspectives that define notable trends and priorities within the financial sector across the UK, EU, and Nordics.

Cross-Border 64

Cross-Border Addressing Financial Crimes Elder Abuse 64

The Fintech Times

JUNE 3, 2025

Blockchain and crypto The research findings indicate that blockchain has moved from the margins to real business applications in the UK. The post Marqeta Research Finds Consumer Demand is Defining Smart Payments Adoption appeared first on The Fintech Times.

Research 45

Research Consumer Fraud Detection Payments 45

Finextra

JUNE 19, 2025

September 25th 2025 15:00 BST | 16:00 CEST | 10:00 EDT Online Join this Webinar How can banks scale AML compliance in an increasingly complex and high-risk environment without compromising the commercial client experience? How do banks move beyond throwing people at the problem?

AML 52

AML Risk AI Compliance 52

Finextra

JUNE 26, 2025

Macroeconomic risks have been highlighted as the biggest concern affecting the growth of global fintechs, according to research from the World Economic Forum (WEF).

Risk 59

Risk FinTech Research 59

The Fintech Times

JUNE 30, 2025

While the concept of personalisation remains popular, new research reveals that young people’s trust in how banks and other financial institutions use their personal data is low, highlighting a major challenge for the financial industry to overcome. But that legacy of trust is at risk as in-person touchpoints disappear.

Research 59

Research AI Compromise Service Provider 59

The Fintech Times

JANUARY 20, 2025

The research, conducted amongst employees and finance leaders, highlights the critical impact that restricting budget access can have on hindering growth potential.Of The post Firms Must Empower Employees Financially or Risk Missing Growth Opportunities Finds Soldo appeared first on The Fintech Times.

Risk 59

Risk Finance Adjustments Product 59

Fintech News

FEBRUARY 4, 2025

Singapores banking sector is facing an unprecedented challenge as client attrition due to slow and inefficient onboarding practices has reached record levels, according to new research by Fenergo.

Money Laundering 118

Money Laundering Due Diligence AML Financial Crimes 118

Fintech Finance

MARCH 10, 2025

Recent Datos Insights research indicates that 91% of surveyed financial institutions (FIs) are making significant or moderate investments in payment modernization. FinScan Payments is well equipped to support faster payments while effectively controlling risk across domestic and cross-border ecosystems.”

Real Time Payments 98

Real Time Payments Faster Payments Transactions Money Laundering 98

Finextra

JULY 1, 2025

N236 hires Santander's Jochen Klöpper as MD in charge of risk management and compliance N26 is planning changes to its leadership team. Effective 1 December 2025, Jochen Klöpper will be appointed Managing Director and assume responsibility for risk management and compliance functions at N26.

Risk Management 52

Risk Management Compliance Risk Authorization 52

The Fintech Times

MARCH 28, 2025

New research from lending firm, Creditspring has been published during Debt Awareness Week to shed light on the fact that two million UK adults have borrowed from illegal lenders in the last 12 months. Given that 15 per cent (7.6) Given that 15 per cent (7.6)

Caps 101

Caps Research Risk Regulations 101

Fintech News

JANUARY 20, 2025

Use hot wallets like MetaMask for frequent trading or cold wallets like Ledger for long-term storage to reduce hacking risks. Consider using dollar-cost averaging (DCA) to reduce market volatility risks. Always research cryptocurrencies thoroughly before purchasing, and prioritise licensed platforms to ensure safety.

Cryptocurrency 113

Cryptocurrency Credit Cards Verification Blockchain 113

Fintech Finance

NOVEMBER 29, 2024

Research from Moneyhub , the Open Banking data and payments platform, has revealed that younger generations are more likely to have been victims of financial fraud than older generations, who have traditionally been seen as the primary target. According to the ONS, there were 3.6 million incidents of fraud in the year ending June 2024.*

Research 97

Research Debit Card Scams Crime 97

The Fintech Times

JUNE 12, 2025

Merchants and financial institutions not offering ID verification and biometric payment authorisation are at risk of losing customer trust, according to a new report from global digital payments platform Checkout.com. The research also revealed the true extent of those targeted by payment fraud.

Risk 45

Risk Consumer Verification Credential 45

Finextra

JUNE 23, 2025

An Agentic AI could analyse various data points, such as transaction history, customer profiles, and location data, and then autonomously decide whether to flag the transaction for human review, block it, or request further verification from the customer – all based on its assessment of the risk.

AI 52

AI Risk Payment APIs and Integration Fraud Detection 52

The Fintech Times

MARCH 24, 2025

Over half (62 per cent) of young adults think financial and retail brands don’t do enough to help them understand the risks around credit, despite 56 per cent believing financial brands actively encourage young people to take on loans or credit, according to new research conducted by media agency UM.

Financial Literacy 80

Financial Literacy Research Risk Finance 80

Fintech Finance

MARCH 11, 2025

Indeed, a recent study from Juniper Research found that 46% of all payments fraud is targeted at the airline industry, highlighting the challenge faced by travel companies that must effectively prevent fraud without introducing additional friction to the payments experience.

Payment Security 96

Payment Security Security Data Breach Authentication 96

Clearly Payments

NOVEMBER 13, 2024

For payment processors and financial institutions, however, understanding BINs is essential for smooth transaction processing, security, and even risk management. This process helps reduce the risk of unauthorized transactions and fraud. What is a Bank Identification Number (BIN)? Apply to Card Networks (Visa, Mastercard, etc.)

Process 104

Process Processors Payments Compliance 104

Fintech Finance

JANUARY 22, 2025

Indeed, recent research found that as much as 72% of consumers might abandon an online purchase if their preferred payment method was not available. The use of multifactor authentication via the app also reduces the risk of fraud. We are, therefore, on an ambitious programme of adding market-specific APMs to our platform.

Multifactor Authentication 96

Multifactor Authentication Alternative Payment Methods Payments Authentication 96

Neopay

JUNE 26, 2025

Although the secondary objective contains a clear ambition for the regulators to facilitate economic growth, the Committee emphasises that the link between financial services regulation and growth in the wider economy is not yet properly understood and highlights that more detailed research is needed.

Regulations 52

Regulations Risk Assessments Financial Literacy 52

Fintech Finance

NOVEMBER 19, 2024

According to new research released today, almost half of UK consumers (48%) cite concerns about payment security as a key reason for abandoning their shopping at the online checkout. Mollie’s Ecommerce Report shows that UK shoppers remain extremely cost-conscious.

Payment Security 98

Payment Security Security Payments Returns 98

Fintech Finance

DECEMBER 4, 2024

According to new research released today, on average, each of the 5.5 Mollie’s research found that they spend an average of 15 days—or 120 hours—each year managing and mitigating fraud-related issues. million SMBs in the UK lost almost £11,000 (£10,800) this year through fraud.

Account Takeovers 104

Account Takeovers Small Business Phishing Scams 104

Finextra

JUNE 7, 2025

This article explores the significant risks of unchecked AI deployment and offers guidance for navigating the challenges. To mitigate this risk, ensure your AIs training data represents current and anticipated future conditions. Consider the risks carefully! While they may not be another Theranos, the risk is real.

AI 52

AI Risk Payment APIs and Integration Privacy 52

Fintech Finance

DECEMBER 6, 2024

Mastercards research shows that 90% of consumers worldwide believe biometrics are more secure and convenient than passwords. For e-commerce players, this means fewer abandoned carts and a lower risk of fraud, while consumers can benefit from faster checkouts and peace of mind.

Visa 98

Visa Authentication Scams Payments 98

Finextra

JUNE 13, 2025

That’s where the real risk lies. But these measures alone don’t eliminate the inherent risks of decentralised data. It simplifies compliance and risk management by centralising sensitive data into a single, tightly controlled location. If your business handles payments, it’s time to ask: why hold the risk at all?

Data Security 59

Data Security Payments Data Security ISO 20022 59

The Fintech Times

JUNE 11, 2025

The launch comes in the face of 80 per cent of UK banks saying sluggish innovation is hurting their business, fueling talent shortages, resource wastage and eroding their competitive edge, according to a recent research study by core banking fintech SaaScada. ” Encouraging operational risk elsewhere?

AI 45

AI Risk Cybersecurity Innovation 45

Fintech News

JUNE 9, 2025

This enhanced solution serves as a comprehensive hub for financial crime investigations and is designed to streamline fragmented risk operations. It brings together identity information, payment histories, risk scores, and internal audit notes into a single interface, aiming to simplify complex investigative processes.

Financial Crimes 78

Financial Crimes Crime AI Deepfake 78

VISTA InfoSec

FEBRUARY 25, 2024

Virtually every industry faces data breach risks today as sensitive information gets digitized and networked across cloud platforms. For customers exposed to breaches, identity theft risks skyrocket, leading to bank/credit card fraud plus medical/tax/employment fraud. What Gets Breached?

Data Breach 272

Data Breach Breach Multifactor Authentication Cybersecurity 272

Fintech Finance

MARCH 10, 2025

Recent Datos Insights research indicates that 91% of surveyed financial institutions (FIs) are making significant or moderate investments in payment modernization. FinScan Payments is well equipped to support faster payments while effectively controlling risk across domestic and cross-border ecosystems.”

Real Time Payments 75

Real Time Payments Faster Payments Transactions Money Laundering 75