Stax

MARCH 18, 2025

Funds are settled and deposited into the merchant account – Once the transaction has been approved, the funds are deducted from the customers account and deposited into the merchant account or payment service provider account after settlement. Cost structure All payment gateway providers charge transaction fees.

Process

EBizCharge

NOVEMBER 12, 2024

To apply for a merchant account: Begin by researching and selecting a suitable merchant account provider. The approval process involves submitting your application, after which the provider will review your business type and transaction history.

Accounts

Stax

APRIL 3, 2025

Some offer hands-off support from the payment gateway provider while others require regular maintenance and support. That said, lets dive into the different types of eCommerce payment solutions: Hosted payment gateways Hosted payment gateways are provided by a payment service provider (PSP).

Payment Solutions

Finextra

JULY 15, 2025

Digital service providers, especially those offering subscription-based access, can activate services immediately upon receipt of payments, with no delays and no manual checks. Real-time payment notifications are valuable across a wide range of industries where speed and responsiveness are critical.

Payment APIs and Integration

Finextra

JULY 10, 2025

Modern payment orchestration platforms and advanced Payment Service Providers (PSPs) offer tools to support this logic. For instance, if an acquirer often declines cards from a specific country, the system can reroute those transactions elsewhere.

Transactions

Stax

NOVEMBER 14, 2024

Step 4: The credit card processing companies send the payment to the business’s bank through a certified merchant services provider such as Stax. Some merchant service providers may offer same-day or next-day funding, while others might take longer to process payouts. Step 3: The card is authorized.

Credit Cards

The Fintech Times

FEBRUARY 27, 2025

NSG, a global space services provider based in Saudi Arabia, highlighted its latest projects and partnerships, including an agreement with OQ Technology to develop 5G IoT communications over LEO satellites.

On-Demand

Fintech Finance

DECEMBER 4, 2024

According to new research released today, on average, each of the 5.5 Commissioned by Mollie , one of Europe’s fastest-growing financial service providers, the study found that over half (54%) of UK SMBs were the victims of online fraud in 2024. million SMBs in the UK lost almost £11,000 (£10,800) this year through fraud.

Account Takeovers

Fintech News

JANUARY 21, 2025

A new report by Twimbit, a Singapore-based research and advisory firm, highlights the state of open finance in Southeast Asia, exploring the different factors such as regional integration, technological innovation, evolving business models, and API monetization that are fueling the growth of the sector.

Payment APIs and Integration

Stax

JANUARY 21, 2025

Research shows that Canada has the world’s highest credit card ownership rate, with 82.7% In this article, we’ll discuss why Stax is among the best payment processing services in Canada. of consumers owning at least one credit card. So, how do you select the best solution for credit card payment processing in Canada?

Credit Card Payment Processing

Finextra

JULY 30, 2025

To give payment service providers greater flexibility in how they offer B2B payment innovations, Mastercard is also introducing Commercial Direct Payments, an advanced straight-through processing solution that fully automates virtual card payments and reconciliation.

Visa

Finextra

JULY 1, 2025

These partners, fintechs, aggregators, brokers, and service providers, aren’t just plug-ins. When indirect relationships, like outsourced service providers, enter the picture, the visibility gap widens. They’re extensions of your customer experience.

Embedded Finance

The Payments Association

AUGUST 5, 2025

Research shows that 54% of consumers prefer paying with local methods, and 42% are more likely to complete a purchase if they can use their currency. Scaling through smarter payment systems Handling payments in multiple markets used to mean juggling dozens of providers and navigating high cross-border fees.

Cross-Border

The Payments Association

MARCH 19, 2025

With frameworks like PSD2 in Europe, increasing scrutiny over the role of big tech in financial services, and emerging regulatory discussions around CBDCs, digital wallet providers must navigate a rapidly evolving compliance environment.

Digital Payments

Finextra

JULY 29, 2025

To give payment service providers greater flexibility in how they offer B2B payment innovations, Mastercard is also introducing Commercial Direct Payments, an advanced straight-through processing solution that fully automates virtual card payments and reconciliation.

Visa

EBizCharge

JANUARY 14, 2025

Evaluating payment gateway providers to understand key features, transaction fees, and user experiences will help you solidify more efficient online transactions and well-managed cash flow. Once youve evaluated your options, you should research emerging trends in the payment space to ensure your payment gateway meets consumer demands.

Payment Gateways

Stax

APRIL 8, 2025

Since each player sets its own rates, credit card processing fees can vary based on your choice of credit card processing service provider, their fee structure, and the types of transactions you process. Research different pricing models and choose a processor that offers what’s best for your business.

Credit Cards

Finextra

JUNE 12, 2025

Challenges emerge as each PSP across the Eurozone must establish its own VOP service or select a service provider known as a routing and verification mechanism (RVM ) in order to comply with the scheme rulebook. Speakers Anuradha Raman Product Owner, Pay.UK

Payee

Fintech Finance

MARCH 18, 2025

According to research undertaken by Sollers Consulting and Ipsos, 63% of UK customers consider a quick claims handling process as one of their top expectations from their insurer. Instead of waiting weeks for reimbursements, customers can now get instant access to funds right when they need them.

Payment Solutions

EBizCharge

JANUARY 21, 2025

Retailers, service providers, and even freelance professionals often use virtual terminals for digital transactions. Virtual terminals are commonly used by merchants who need to process payments without a physical card present, such as businesses that accept orders over the phone, through mail order, or via email.

Credit Cards

The Fintech Times

FEBRUARY 19, 2025

This new card will improve the flexible payments ecosystem which is projected to reach $14.7billion by 2027 according to Ken Research. This demand stems from the country’s thriving e-commerce sector and rise in digital payment solutions.

Visa

Finextra

JULY 30, 2025

What Businesses Should Watch If you’re a fintech or financial services provider, consider: Are you building breadth or depth? Choose your lane intentionally. Can your product integrate easily with other platforms? Is your UX solving a real pain point, or just adding more features?

FinTech

The Fintech Times

NOVEMBER 16, 2024

Digital wallets, open banking and instant bank transfers are set to become the main forces transforming the payments landscape in the coming year, according to new research by payabl , the European financial service provider.

Fraud Prevention

Fintech News

JULY 31, 2025

Sunday app Thailand illustration, Source: Sunday Thailand’s fintech sector: growth and challenges Thailand’s fintech industry has expanded by a remarkable 82.47% over the past five years, driven by widespread adoption of digital financial services and continued momentum across the sector.

FinTech

Finextra

JUNE 19, 2025

Coinbase launches stablecoin payments service Coinbase has launched a stablecoin payments stack to make it easier for online merchants around the world to accept USDC. 1 10 hours 1 comment Editorial This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community.

Stablecoins

Finextra

JULY 30, 2025

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ISO 20022

Finextra

JULY 30, 2025

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Instant Payments

The Fintech Times

APRIL 8, 2025

Plaid , a payment institution regulated by the Financial Conduct Authority (FCA), has raised around $575million in a fundraise led by Franklin Templeton , alongside Fidelity Management and Research. Vistra , a business services provider, has unveiled a new strategic business proposition, Vistra Fund Solutions.

FinTech

The Fintech Times

APRIL 12, 2025

Partnerships, often facilitated by industry leaders like Discover Global Network, help connect the right providers and programs to deliver seamless embedded finance experiences By leveraging embedded finance, banks and financial services providers can create more value for customers while boosting operational efficiency and profitability.

Embedded Finance

The Fintech Times

FEBRUARY 26, 2025

According to the ‘ 2025 SonicWall Annual Cyber Threat ‘ report, SMBs and organisations of all sizes can no longer combat the level of cyberattacks – relying on the expertise of a trusted Managed Service Provider (MSP) to defend at-risk revenue and protect the integrity of brands and organisations.

Automation

The Fintech Times

DECEMBER 9, 2024

“By diversifying partnerships, merchants and payment service providers can optimise transaction costs, negotiate better rates, and reduce dependency on a single acquirer, which could otherwise lead to vulnerabilities during outages or service disruptions. 2024 has been a big year for Aevi.

Payment APIs and Integration

Finextra

JUNE 19, 2025

How to obtain a payment services, e-money institution, or crypto asset service provider licence in Malta The authorisation process for payment institutions, e-money institutions, and crypto asset firms is broadly similar: Step 1: Submit a statement of intent This is a high-level overview of your proposed activities and organisational structure.

Payments

Finextra

JULY 27, 2025

Software Architecture & Workflow Blueprint Core Components CBDC Ledger Layer: A permissioned DLT network run by central banks (wholesale) and regulated token-service providers (retail). Smart-Contract Engine: No code UI for corporates to define conditional workflows (e.g.,

CBDC

The Payments Association

JULY 15, 2025

Geographically, the research spans six continents, with robust representation from the UK’s financial centres (London, Edinburgh, Manchester) and meaningful participation from the United States (4%), Ireland (2.7%), and major European markets including Germany, Netherlands, and France.

Financial Crimes

The Fintech Times

JUNE 6, 2025

Through a survey of over 1,500 users across the UK and Europe, as well as analysis of over 50,000 app reviews, DECTA’s research found that 60 per cent of users add a second finance app specifically because their primary app lacks essential features. per cent manage with one app, 42.5

Finance

Fintech News

DECEMBER 22, 2024

Singapore Deepens in Tokenisation Efforts In April, MAS expanded the scope of regulated payment services, introducing requirements relating to anti-money laundering and countering the financing of terrorism, user protection and financial stability on digital payment token service providers.

FinTech

The Paypers

JUNE 9, 2025

Also, with Lemonway being a payment institution regulated by the ACPR, the company will serve as PayGreen’s Payment Service Provider (PSP), allowing the latter to enter the European market where Lemonway serves over 400 platforms in approximately 20 countries.

Acquirers