Fintech News

APRIL 28, 2025

Partners like JPMorgan Chase, Standard Chartered, and Ondo Finance are connected to the platform to explore new digital asset use cases. Jorn Lambert When it comes to blockchain and digital assets, the benefits for mainstream use cases are clear.

Stablecoins 120

Stablecoins Settlement Visa Consumer 120

The Fintech Times

FEBRUARY 17, 2025

. “By leveraging the banks and our partners core strengths, we aim to launch a stablecoin that can be used securely by institutions and individuals across a wide number of use cases. As public chain instruments with proven use cases, stablecoins play a critical role in the overall digital asset ecosystem.

Stablecoins 104

Stablecoins Issuers Use Case Cross-Border Payments 104

Bank Automation

DECEMBER 6, 2024

The Clearing House raised the transaction limit on its Real Time Payments network to $10 million, opening the door for new uses of the rail for commercial transactions.

Transaction Limits 98

Transaction Limits RTP TCH Transactions 98

Fintech News

DECEMBER 8, 2024

This programme brings together various payment service providers to explore interoperability using Swift’s network and enhance payment transparency. The initiative will explore different business scenarios involving end-to-end transaction tracking across banks and payment providers, including e-wallet use cases.

Cross-Border Payments 98

Cross-Border Payments Cross-Border Interoperability SWIFT 98

NFCW

JANUARY 21, 2025

By addressing the need for simultaneous application support and improved data handling, these updates empower our members to innovate and meet the demands of increasingly nuanced use cases such as public transport fare collection, tap-free mobile payment or logical access.

Mobile Payments 105

Mobile Payments Interoperability Use Case Payments 105

Fintech Finance

FEBRUARY 20, 2025

The results reflect growing adoption of the FedNow Service and RTP Network and an expanding array of use cases in both consumer and business contexts. Use Case Expansion: Businesses are most interested in leveraging faster payments for eCommerce (54%), point-of-sale transactions (51%), and invoicing/supplier payments (41%).

Faster Payments 102

Faster Payments Multifactor Authentication FedNow RTP 102

Fintech News

NOVEMBER 25, 2024

This integration is expected to unlock new use cases and contribute to the ongoing transformation of the digital commerce ecosystem. This partnership combines Mastercard’s expertise in blockchain-based solutions with J.P. Morgan’s focus on secure and efficient payment rails.

Visa 113

Visa Blockchain B2B Payment APIs and Integration 113

Finextra

JUNE 10, 2025

Recent action from The Clearing House to increase the transaction limit on real-time payments from $1 million to $10 million is fueling new use cases in business-to-business payments among Bank of America clients.

Real Time Payments 59

Real Time Payments Transaction Limits Use Case Payments 59

Fintech News

DECEMBER 22, 2024

By combining expertise and tools, Visa aims to expand its fraud prevention use cases and strengthen the security of global payment systems. This integration will enable real-time detection of sophisticated fraud attacks while maintaining a seamless user experience.

Fraud Detection 109

Fraud Detection AI Fraud Prevention Value Added Service 109

Fintech News

MAY 12, 2025

Through this acquisition, Anchorage Digital plans to integrate Mountain Protocols team, technology, and licensing framework to enhance its support for institutional use cases in the stablecoin space. Treasuries and operates across multiple blockchains. Nathan McCauley Stablecoins are becoming the backbone of the digital economy.

Stablecoins 85

Stablecoins Issuers Acquirers Regulatory Compliance 85

Stax

JUNE 17, 2025

” This strategic vertical integration by Stax allows them to quickly adapt to new use cases and provide unparalleled flexibility to their partners, ensuring a more seamless and efficient service delivery. Another promising area is specialty healthcare, which presents unique omnichannel payment needs and evolving risk profiles.

Payments 88

Payments ISVS Use Case On-Demand 88

Trade Credit & Liquidity Management

JUNE 24, 2025

The bank is among the first to allow corporate clients to send payments up to the new $10 million limit, driving new business-to-business (B2B) use cases. RTP Industry Implications BofA’s adoption and public announcement are expected to increase industry-wide use of real-time payments. Federal Reserve. financial industry.

Real Time Payments 52

Real Time Payments B2B RTP Volume 52

Fintech Finance

JUNE 10, 2025

Recent action from The Clearing House to increase the transaction limit on real-time payments from $1 million to $10 million is fueling new use cases in business-to-business payments among Bank of America clients. Federal Reserve.

Real Time Payments 69

Real Time Payments RTP ISO 20022 Transaction Limits 69

Fintech News

NOVEMBER 11, 2024

Launched in May 2022, Project Guardian brings together policymakers and key financial industry players to improve market liquidity and efficiency through the innovative use of technology.

Central Bank 128

Central Bank Distributed Ledger Technology (DLT) Interoperability Cross-Border 128

Fintech Finance

DECEMBER 19, 2024

Over the coming months, Featurespaces product portfolio will be incorporated into Visas existing offering, expanding the available range of fraud prevention solutions and use cases. Dave Excell, Founder of Featurespace, added: We developed our innovations to help crack even the most complex fraud cases.

Fraud Prevention 97

Fraud Prevention Value Added Service Financial Crimes AI 97

Fintech News

FEBRUARY 10, 2025

In this article, we cover the developments between Agentic AI in fintech and possible use cases, giving a glimpse into how financial services could look like in the near future. If applied successfully, Agentic AI could revolutionise financial services by introducing higher levels of autonomy, efficiency, and adaptability.

AI 84

AI FinTech Fraud Detection Fraud Prevention 84

Fintech Finance

NOVEMBER 21, 2024

This partnership between UDPN and FORUS Digital will focus on helping central banks deploy a secure CBDC testing environment for creating use cases and defining new regulations. The UDPN aims to drive down payment and foreign exchange costs whilst accelerating the uptake of regulated digital currencies.

Payment Networks 98

Payment Networks Digital Payments Digital Currency Innovation 98

NFCW

JUNE 20, 2025

“The new feature expands use case scenarios for the AR glasses industry leader, and creates new growth avenues for e-wallets and merchants.” ” In China, consumers will be able to make a payment with their Rokid smart glasses by first linking their Alipay account via the Rokid app and enabling voice verification.

Payments 115

Payments Transactions Use Case Verification 115

NFCW

JANUARY 23, 2025

The STEVAL-25R200SA kit incorporates ST’s new ST25R200 reader/writer IC and is designed to help engineers “quickly build proof-of-concept models to demonstrate convenient short-range wireless communications for device pairing, configuration setting, or product authentication to ensure brand protection,” ST says.

ISOs 108

ISOs Authentication Use Case Product 108

NFCW

MARCH 6, 2025

Emerging use cases will continue to drive future growth, for instance, as businesses increasingly harness and expand their deployments in recognition of the wider sustainability benefits that RAIN can offer. The RAIN Alliance is working to support and accelerate the integration of RAIN technology into mobile devices.

CHIPS 70

CHIPS Use Case Continuity Compliance 70

NFCW

JANUARY 9, 2025

” Our new Ki Standard is expected to reinvent the modern kitchen and our collaboration with the NFC Forum will help bring this use case to life, says Paul Struhsaker, executive director of the WPC. . “It will request the right amount of power from the inverter stage, which can then supply up to 2.2kW of mains power.”

Use Case 108

Use Case 108

Fintech Finance

DECEMBER 12, 2024

Visa Direct reaches 99% of bank accounts in the US, and over 11 billion endpoints including cards, accounts and digital wallets around the world. This change underscores Visas commitment to accelerating real-time payments, said Jim Filice, VP, Head of Real-time Payments, Visa Direct.

Funds Availability 98

Funds Availability FPC Accounts Debit Card 98

The Payments Association

DECEMBER 17, 2024

RLUSD is ideal for financial use cases and allows institutions to: Facilitate instant settlement of cross-border payments. RLUSD is available on both the XRP Ledger and Ethereum blockchains, offering flexibility and scalability for various financial use cases. Access liquidity for remittance and treasury operations.

Stablecoins 88

Stablecoins Compliance Federal Reserve Cross-Border Payments 88

NFCW

JUNE 17, 2025

. “NFC is being integrated into increasingly compact devices that are expected to handle more complex, sensitive interactions – such as Tap to Mobile solutions that allow smartphones to accept payments, or Multi-Purpose Tap use cases where a single tap unlocks multiple functions (eg payment, loyalty rewards, access, or product data).

Transactions 92

Transactions Volume Use Case ISOs 92

Fintech News

APRIL 3, 2025

In short order, RLUSD is being used for a number of use cases, including use as collateral in both crypto and tradfi trading markets. Following earlier listings on platforms such as Bitstamp, Bullish, LMAX Digital and Zero Hash, the stablecoin is now also tradable on Kraken.

Cross-Border Payments 89

Cross-Border Payments Cross-Border Stablecoins Payments 89

The Fintech Times

JULY 4, 2025

As a Project Guardian participant, Ant International also leveraged its blockchain-based Whale platform to develop a global treasury management use case for real-time multi-currency clearing and settlement.

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59

Fintech News

APRIL 21, 2025

The network supports a range of use cases, including supplier payments, remittances, payroll, capital markets settlement, treasury operations, and onchain financial applications.

Cross-Border Settlement 100

Cross-Border Settlement Cross-Border Settlement Payment Networks 100

The Fintech Times

OCTOBER 28, 2024

Ninety-three per cent of fintechs say instant payments are an important emerging payment use case for their business. Business-to-business payments (66 per cent), business-to-consumer payments (57 per cent), and consumer-to-business (55 per cent) are the instant payments use cases fintechs are most interested in pursuing.

Fraud Prevention 72

Fraud Prevention Instant Payments Consumer Emerging Payments 72

Fintech Finance

DECEMBER 19, 2024

With FlexPricing, software vendors can easily implement flexible pricing strategies that include charging a percentage fee on bank transfer transactions, adding custom fees, and letting Worldline take on their billing duties. FlexPricing empowers partners to enhance their revenue models and optimize the billing experience for their merchants.

ISVS 98

ISVS Facilitators ACH Payroll 98

The Payments Association

MARCH 6, 2025

Mastercard’s cloud technology powers and enhances the Vault Payments offering across card and non-card use cases. Beyond core banking, Mastercard and Thought Machine partnered on an issuer processing solution, Vault Payments, in 2022.

Visa 88

Visa Non-Bank Debit Card Payments 88

Bank Automation

APRIL 10, 2025

Our strategy in AI is to not just build it for a few specific use cases, Ashok Srivastava, chief data officer at Intuit, told Bank Automation News. Fintech Intuit is investing in AI and gen AI technology to develop streamlined solutions for financial customers.

AI 59

AI Use Case Automation FinTech 59

The Payments Association

JUNE 29, 2025

A 2023 Thomson Reuters Cost of Compliance Report found that 69% of firms cited a “lack of skilled resources” as a key challenge, alongside high staff turnover and undertraining due to cost-cutting, leading to increased risk exposure and process backlogs.

Verification 88

Verification Returns Checks Compliance 88

The Fintech Times

APRIL 11, 2025

The Group is also building a new machine learning (ML) and generative AI platform using Google Cloud’s Vertex AI. This collaboration is enhancing Lloyds’ ability to deploy impactful AI use cases at pace with over 300 data scientists and AI developers across the Group now using the platform.

AI 64

AI Use Case Verification Innovation 64

Bank Automation

JUNE 20, 2025

Citi’s embedded finance service, Spring by Citi, is looking to expand its use cases in payments acceptance and foreign exchange by tapping the consumer bank, Managing Director and Global Head of Spring by Citi Vineeth Subramanyam tells Bank Automation News on this episode of “The Buzz” podcast.

Embedded Finance 59

Embedded Finance Finance Use Case Payments 59

Neopay

JUNE 26, 2025

The legislation is a key lever to support the expansion of open banking beyond payments to a more general open finance model, giving consumers the power to share their data more widely across new use cases in energy, telecoms, transport and retail sectors.

Finance 52

Finance Use Case Assessments Government 52

Fintech News

APRIL 29, 2025

Mastercard will work with Microsoft to explore new use cases using Microsofts AI technologies, including Azure OpenAI Service and Copilot Studio. These tokens are intended to help AI agents complete transactions securely on behalf of users while maintaining transparency and user control.

Visa 85

Visa AI Credential Contactless Payments 85