PYMNTS

NOVEMBER 24, 2020

Also included are five no-charge ATM withdrawals each month. Co-founded in 2013 by Stalf and Maximilian Tayenthal, the Berlin-headquartered neobank has more than five million customers in 25 markets. . N26 is the pioneer of a freemium subscription model in banking.

Online and Mobile Banking 92

Online and Mobile Banking NOV ATM FinTech 92

PYMNTS

FEBRUARY 24, 2017

30, 2013, was $1,165.89, according to CoinDesk. In stateside bitcoin news, Coinsource , the largest network of bitcoin ATMs in the U.S., by the end of Q1, adding: “In 2016, we were installing bitcoin ATMs at an average of 1.2 At the time of writing, bitcoin’s price sat at $1,149 even, up 2.39 machines per week.

Bitcoin 77

Bitcoin Money Laundering ATM Cryptocurrency 77

PYMNTS

MAY 6, 2019

They also gain access to automated teller machines (ATMs) across the U.S. According to an announcement from public-private partnership Toronto Finance International (TFI) in March, FinTech investment in the Toronto region arrived at $221 million and 25 deals last year, up from $24 million and eight deals in 2013.

Innovation 76

Innovation FinTech Small Business Debit Card 76

PYMNTS

JANUARY 3, 2017

peak in 2013, just weeks before the Japanese bitcoin exchange Mt. Switzerland has become a highly bitcoin-friendly nation as of late with FINMA’s plans to clarify regulation , railway ticketing systems’ recent adoption of bitcoin ATM functionality, and Ernst & Young’s Switzerland office adding a publicly accessible bitcoin ATM.

Bitcoin 50

Bitcoin ATM Caps Cryptocurrency 50

PYMNTS

NOVEMBER 12, 2018

retailers could get ATM-related refunds and there are new figures about consumer and business spending. UK Retailers Could Receive Refunds In ATM Business Rate Case. Today’s coverage includes the latest results from China’s massive eCommerce spectacular, and eBay’s new bid to get inside consumers’ homes.

ATM 43

ATM Consumer Governance Government 43

PYMNTS

MAY 12, 2017

From October 2013 through December 2016, a new report from the FBI suggests cybercriminals used business email compromise (BEC) scams to try and steal some $5.3 ATM Skimming On The Rise, Still Rare. Nine out of 10 survey respondents reported they had never encountered a skimming device on their ATM routes.

Business Email Compromise 51

Business Email Compromise ATM Phishing FBI 51

PYMNTS

JANUARY 23, 2018

The bank stopped offering the banking account in 2013 to new customers, but maintained it for those who already had it.

Checks 56

Checks Accounts Direct Deposit Online and Mobile Banking 56

PYMNTS

MARCH 26, 2018

billion from banks by changing account balances and having ATMs dispense cash. Europol contends the group has been operating since 2013 and has members in 40 countries around the globe. The law enforcement agency said the group used so-called mules that would take money from ATMs as they were attacked. Asia and Europe.

Law Enforcement 40

Law Enforcement ATM Laws Authorization 40

PYMNTS

APRIL 11, 2016

billion since 2013. ATM’s Massive Fraud Spike. The growth in compromised ATM incidences continued unabated through the past year, FICO noted late last week, with the total number of ATMs being hit rising as much as 546 percent year over year. Fraudsters Bank Billions Via Corporate Email Scams. So what’s next

ATM 40

ATM Wire Transfer Scams Compromise 40

PYMNTS

SEPTEMBER 24, 2018

The cards, which allow customers to use up to 14 different currencies, can ascertain the local currency as customers use the cards at ATMs and merchants. Mubble, which was founded in 2013, offered a usage-tracking app for consumers that used prepaid phones. In the U.K.

Multi-Currency 55

Multi-Currency Cross-Border Payments Cross-Border ATM 55

PYMNTS

DECEMBER 10, 2019

Cash withdrawals are free at more than 55,000 Allpoint designated ATMs and customers also get two free out-of-network withdrawals per month. N26 was founded in 2013 by Valentin Stalf and Maximilian Tayenthal. All accounts also come with Spaces, which gives users the ability to organize financial goals.

Debit Card 52

Debit Card FDIC Direct Deposit Mobile Banking 52

PYMNTS

DECEMBER 2, 2016

Gox exchange back in 2013, its price has been trending upward for over a year-and-a-half. The company also installed a publicly accessible bitcoin ATM in their Zurich offices. They can now serve bitcoin and ether exchange startup Coinbase with a summons for user data from between December 31, 2013, and December 31, 2015.

Bitcoin 64

Bitcoin IRS Cryptocurrency Digital Currency 64

PYMNTS

MARCH 24, 2016

The complaint alleges that Chon made the first illicit foray into Toys”R”Us’ “Fleet Card” system in 2013 and then 116 more times until March 2016.

Debit Card 40

Debit Card ATM Crime Consulting 40

PYMNTS

MARCH 18, 2019

The financial institution on Monday (March 18) “began offering checkless accounts with access to its mobile app, branches and ATMs for $4.95 The bank stopped offering the banking account to new customers in 2013, but maintained it for those who already had it. The percentage of unbanked people in the U.S. households remain unbanked.

Consumer 70

Consumer Online and Mobile Banking FDIC Checks 70

PYMNTS

MAY 13, 2019

It also stops banks from charging overdraft fees on ATM and one-time debit card transactions without consumer consent. A 2013 study by the CFPB found that the overdraft protection rule “led to a material decrease in the amount of overdraft fees paid by consumers.”

CFPB 48

CFPB Rules Consumer Financial Protection Bureau (CFPB) Federal Reserve 48

PYMNTS

AUGUST 18, 2017

Collectively, Australians used a whopping $143 billion in cash last year — more than $103 billion of which came from the country’s vast network of ATM terminals. ATM withdrawals made up 8.7 Since 2013, the median value of cash transactions has remained stable at $12. percent of overall GDP, whereas OTC withdrawals represented 3.3

ATM 40

ATM Debit Card Transactions Digital Payments 40

PYMNTS

JULY 11, 2019

The company plans to also roll out additional perks as well as two free withdrawals monthly at automated teller machines (ATMs) across the country. Valentin Stalf and Maximilian Tayenthal started N26 in 2013. also looks to debut Metal — a premium tier account — to U.S. customers “shortly thereafter.”

Mobile Banking 48

Mobile Banking Debit Card FDIC ATM 48

PYMNTS

JULY 28, 2017

The Korea Financial Security Institute is now reporting a second group using Lazarus that has been attacking South Korea since 2013. Those hacking efforts include attempts to spike ATMS with malware to scrape card data — FSI notes that the behaviors are more typical of organized crime than state-sponsored cyberterror.

Law Enforcement 46

Law Enforcement Accounts Ransomware Laws 46

PYMNTS

JANUARY 23, 2018

Our Core Checking account provides full access to all our financial centers, ATMs, mobile and online banking and offers several ways to avoid a monthly fee, including a monthly direct deposit of $250, which equates to $3,000 annually,” Betty Riess, a Bank of America spokeswoman, told CNBC. fee each month.

Checks 43

Checks Direct Deposit Online and Mobile Banking ATM 43

PYMNTS

OCTOBER 28, 2019

“With our single, obsessive focus on small businesses since our founding in 2013, we understand how small businesses operate, and created BlueVine Business Banking to help them bank with ease.”

Checks 40

Checks Accounts Debit Card Online and Mobile Banking 40

PYMNTS

AUGUST 1, 2018

billion from banks by changing account balances and having ATMs dispense cash. Europol contended that the group has been operating since 2013 and has members in 40 countries around the globe. The group was able to steal $1.2 Asia and Europe.

Law Enforcement 40

Law Enforcement Cybersecurity ATM Mitigation 40

PYMNTS

SEPTEMBER 7, 2016

Another mobile payment initiative making headway in Russia is the Yandex.Money app, which allows users to make payments and to withdraw cash at ATMs via their NFC smartphones. In 2013, Tele2 allowed customers to top up the balance of the Visa QIWI wallet from their mobile credit.

Mobile Payments 40

Mobile Payments Payments Contactless Payments Visa 40

The Fintech Times

OCTOBER 3, 2024

Efforts to improve it have been ongoing for over a decade, as in 2013, Papua New Guinea’s National Executive Council (NEC) endorsed the creation of the the Centre for Excellence in Financial Inclusion (CEFI). All these efforts to improve access to finance have resulted in a rise in deposit bank accounts.

Financial Inclusion 52

Financial Inclusion Financial Literacy Governance Government 52

PYMNTS

DECEMBER 16, 2016

India’s Cashless Payments: Could there be a silver lining in the currency snafus that have bedeviled India, as roughly 86 percent of paper bills were taken out of circulation and chaos ensued, with lines at ATMs and bartering back in style? Two words: Cashless payments. So Now What?

Breach 63

Breach Online and Mobile Banking Data Breach Fed 63

Finovate

FEBRUARY 2, 2024

Card holders can use their physical card at more than 10,000 Banorte ATMs. Prestadero Also headquartered in Mexico City, Prestadero made its Finovate debut in 2013 at FinovateSpring. Additionally, in a nod to sustainability, the physical card consists of biodegradable materials.

BNPL 59

BNPL Online and Mobile Banking Debit Card Non-Bank 59

PYMNTS

DECEMBER 21, 2016

The simple answer: December 19, 2013 happened. Debit, as we know, is an extremely popular payment method, and while it’s generally hard to change the payments habits of consumers, there’s no bigger incentive to change than fearing that the bad guys have access to your bank account and are using it as their own personal ATM,” said Webster.

Breach 52

Breach EMV Compromise Push-to-Card 52

M2P Fintech

JULY 28, 2023

Diverse Banking Platforms Our debit card management system facilitates seamless interactions with diverse banking platforms, enabling a unified experience for customers across Kiosk, POS, IVR, ATM, online banking, and mobile apps. Supercharge your debit card management system and get ahead of the competition. Talk to M2P today!

Debit Card 52

Debit Card Payment APIs and Integration Reconciliation Online and Mobile Banking 52

PYMNTS

NOVEMBER 18, 2019

Connors added that, through the years, ATMs took root in brick-and-mortar casinos , as sponsoring banks and issuers embraced debit transactions. Going back to 2013, when the legalized U.S. Cash was king — until credit, debit and check-cashing became a significant part of the equation.”.

Online and Mobile Banking 43

Online and Mobile Banking Governance Government Legal 43

PYMNTS

MAY 27, 2016

I recall three years ago at Innovation Project 2013 that a rather prescient panelist said that the payments system’s worst nightmare would be having the SWIFT network breached. The homegrown experience is one where wallet users can transact with their accounts without the need for physical debit or ATM cards at the company’s branded kiosks.

SWIFT 43

SWIFT Bitcoin Online and Mobile Banking ATM 43

Fintech Labs Insights

MARCH 30, 2015

There has been virtually no change in the usage percentage over the past 24 months (52% in 2014, 51% in 2013, and 50% in 2012). Granted, the base of smartphone users has grown substantially during that time (71% of all mobile phone users in 2014, 61% in 2013, 52% in 2012), so the total NUMBER of users is growing at a nice clip.

Online and Mobile Banking 33

Online and Mobile Banking Mobile Banking Non-Bank Issuers 33

CB Insights

AUGUST 23, 2018

The deposits function includes Chase QuickDeposit (digital check deposit) as well as Chase’s new service, cardless ATMs. By using near-field communication (NFC), physical cards are no longer needed for Chase customers to use ATMs. JPM’s innovation in payments has led to the creation of its closed-loop payment network, ChaseNet.

Consumer 76

Consumer Online and Mobile Banking Credit Cards Push-to-Card 76

PYMNTS

JANUARY 30, 2018

Three years later, in 2013, Bank of America stopped enrolling new customers in the program. fee was charged each month that the digital customer opted to use a bank branch for services or if they did not make the direct deposit. The program was intended to compete with the “digital only” banks popping up at the time.

Direct Deposit 43

Direct Deposit Online and Mobile Banking Checks Non-Bank 43

Fintech Labs Insights

JANUARY 21, 2016

Fiserv, which reported 2013 revenues of $4.8 In the demo, the company showed how a user can withdraw cash from an ATM without a card by using wearable devices connected with iBeacons inside the ATM. billion, will pay $200 million cash for CFS. Wisconsin-based Fiserv recently debuted its Mobiliti Enterprise at FinovateFall 2015.

ATM 14

ATM Payment Solutions Transactions Posting 14

Fintech Labs Insights

MARCH 18, 2016

The card can be used in stores or to withdraw cash free of charge from 42,000 ATMs around the country. Pictured (left to right): Green Dot Chief Product Officer, Alok Deshpande, and Steve Streit, founder and CEO, demonstrating GoBank at FinovateSpring 2013 in San Francisco.

Debit Card 14

Debit Card ATM Service Center Checks 14

Fintech Labs Insights

JANUARY 15, 2016

imaginBank also has special services for smartwatch wearers, including ATM and branch finding functionality. imaginBank users can also use CaixaBank ATMs for transactions and to manage their accounts. The mobile app for imaginBank is available as a free download from Google Play (Android) or from the Apple App Store (iOS).

ATM 14

ATM Debit Card Contactless Payments P2P 14

CB Insights

FEBRUARY 1, 2019

in 2013 to 15.8% In the past, payments on e-commerce marketplaces such as Lazada largely happened via ATM. This analysis focuses on where insurance innovation in the market is happening today and where it is headed next. Insurance in Indonesia today. Indonesians carry a policy).

Online and Mobile Banking 61

Online and Mobile Banking Small Business Non-Bank Economy 61

CB Insights

APRIL 10, 2019

It has surfaced in a number of campaigns to date: Virgin Mobile used it in 2013 in an interactive ad, where a viewer’s blink would advance the ad’s story. The tech isn’t limited to protecting online data: CaixaBank in Spain is using facial recognition at its ATMs to provide bank customers with an extra layer of security.

Law Enforcement 78

Law Enforcement Online and Mobile Banking Use Case Laws 78