Fintech News

MAY 23, 2024

Confronted by shifting factors such as tech advancements, generative AI, high interest rates, increased institutional oversight, and evolving customer expectations — the best banks must adapt their business and operating models in 2024, including in Asia. CHINA #1 China Merchants Bank China Merchants Bank Co.,

Online and Mobile Banking 133

Online and Mobile Banking Treasury Non-Bank Credit Cards 133

Payment Savvy

DECEMBER 2, 2022

Let’s dive into the subtleties of the smoothest payment process and find out everything about NFC mobile payments, including what they are, how they work, and how to use them. What are NFC Mobile Payments? How Do NFC Mobile Payments Work? How to Accept NFC Mobile Payments? Leading NFC Mobile Applications.

Mobile Payments 98

Mobile Payments Contactless Payments Online and Mobile Banking CHIPS 98

CB Insights

FEBRUARY 13, 2020

As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years. Specifically, the Collisons aimed to more seamlessly connect online businesses and payment processors, allowing more businesses to accept online payments.

Online and Mobile Banking 98

Online and Mobile Banking Payment APIs and Integration Payments Push-to-Card 98

Open Banking Excellence

AUGUST 23, 2023

When generative AI arrived, it already had a huge infrastructure to draw upon, as well as the staggeringly large corpus of human knowledge published online during the past few decades. Salesforce started out in 2014 when we launched the Office of Ethical and Humane Use of Technology. What Is Salesforce AI Cloud and Einstein?

AI 130

AI Risk Online and Mobile Banking CRM 130

Fintech Labs Insights

MAY 12, 2015

The company is demonstrating how it incorporated beacon technology into its mobile banking app. Digital Insight is illustrating the use of beacons within its mobile banking app. Metrics: Digital Insight has a customer base of approximately 900 financial institutions, 12M online banking and nearly 4.8M

Mobile Banking 31

Mobile Banking Online and Mobile Banking End User Acquirers 31

The Fintech Times

FEBRUARY 6, 2025

Financial Hub Casablanca (Ranked globally 56th) Key Economic Development Strategy Maroc Digital 2020 Economic, financial services and fintech overview: According to the 2017 World Bank s Global Findex Report, only 29 per cent of adults had a bank account. Morocco boasts a mature mobile market, evidenced by a penetration rate of 137.5

FinTech 59

FinTech Online and Mobile Banking Financial Inclusion Laws 59

Finovate

AUGUST 7, 2024

NCR Voyix is selling its digital banking business to private equity firm Veritas Capital. The Georgia-based fintech has agreed to sell its cloud-based digital banking business to an affiliate of private equity firm Veritas Capital. Under the terms of the agreement, NCR Voyix will sell its digital banking unit for $2.45

Online and Mobile Banking 59

Online and Mobile Banking ATM Treasury Cash Management 59

Fintech Labs Insights

MARCH 30, 2015

The Fed''s latest mobile banking/payments usage numbers ( full text ) were bouncing around the fintech blogosphere last week. Note: The online survey was fielded in December of each year. The only sour note was the flatline of mobile banking usage among smartphone owners. Why has smartphone mobile banking stalled?

Online and Mobile Banking 33

Online and Mobile Banking Mobile Banking Non-Bank Issuers 33

PYMNTS

JUNE 7, 2017

The latest Expectations & Experiences consumer trends survey from Fiserv , a leading global provider of financial services technology solutions, finds that consumers are paying more bills from mobile devices while slowly starting to venture into digital wallets.

Consumer 46

Consumer Online and Mobile Banking Debit Card P2P 46

CB Insights

OCTOBER 10, 2018

Traditional banking products, including checking, credit, and savings accounts, are under threat from a new crop of digital-first startups. Many of these startups are launching products without a bank charter and targeting a very specific customer base. DOWNLOAD THE 61-PAGE consumer banking REPORT. savings accounts.

Online and Mobile Banking 78

Online and Mobile Banking Debit Card Credit Cards Non-Bank 78

PYMNTS

OCTOBER 18, 2019

Mastercard is collaborating with four eCommerce retailers — WHSmith.co.uk, Funky Pigeon, Cult Pens and The Card Gallery — to offer the Pay by Bank app to online shoppers, Mastercard announced in a press release on Friday (Oct. Pay by Bank app (PbBa) — created by Vocalink, a Mastercard company — leverages the U.K.’s

Visa 46

Visa Online and Mobile Banking ATM Faster Payments 46

PYMNTS

DECEMBER 14, 2018

Banks and businesses handling personal information face a delicate balancing act as global systems embrace smarter payments. Data is crucial and — fortunately, for banks and businesses in the smarter payments space — plentiful. By some accounts , more than 90 percent of existing data was created after 2014.

Payments 72

Payments Online and Mobile Banking Regulations Faster Payments 72

The Fintech Times

AUGUST 19, 2024

In the 21st century, the country has established a foothold in various markets including the mobile phone, automobile, semiconductor and steelmaking markets. Six years later, these organisations are achieving what they set out to, with the Bank of Korea also playing a notable role in the country’s financial evolution.

Economy 64

Economy Online and Mobile Banking FinTech Government 64

PYMNTS

APRIL 2, 2018

Consumers demand easy, digital banking, but this pressure for banks to deliver is also coming from corporate clients. Take mobile banking, which has propelled the introduction of mobile-only banks to meet demand for better services on smaller screens.

Blockchain 68

Blockchain Online and Mobile Banking End User Non-Bank 68

CB Insights

SEPTEMBER 10, 2019

A 2018 survey by Bank of America shows that millennials’ top financial priorities were saving for emergency funds (64%), saving for retirement (49%), and saving to buy a house (33%) — not much different from the concerns their baby boomer parents had 30 years ago. From big banks to big tech. From big banks to big tech.

Finance 77

Finance Online and Mobile Banking Micro-Entry Advisors 77

Fintech Labs Insights

JULY 26, 2016

Birmingham, Alabama’s Avadian Credit Union is the latest FI to deploy Jwaala’s digital banking platform, Ignite. ” Not only did Avadian CU have to beat the deadline of its sunsetting home banking platform, but also the company was recovering from an attempt to work with a different vendor in 2014. .”

Online and Mobile Banking 16

Online and Mobile Banking Mobile Banking Credit Union Process 16

CB Insights

DECEMBER 4, 2019

If Amazon can get you lower-debt payments or give you a bank account, you’ll buy more stuff on Amazon.”. Based on our findings, it’s hard to claim that Amazon is building the next-generation bank. In aggregate, these product development and investment decisions reveal that Amazon isn’t building a traditional bank that serves everyone.

Online and Mobile Banking 101

Online and Mobile Banking Push-to-Card Payment APIs and Integration Non-Bank 101

PYMNTS

JANUARY 1, 2019

In fairness, it was 1995 — Amazon was a year old and a bookseller online. The fact that Gates was right about the first two is arguable, what with the explosion of online mobile banking, digital payments and tech-based financial services. and around the world. and around the world. At least not yet.

Online and Mobile Banking 60

Online and Mobile Banking Bitcoin Mobile Payments Point-of-Sale (POS) 60

PYMNTS

NOVEMBER 7, 2016

In Poland, it’s fair to say that cash is still king,” stated Joanna Erdman, director of core service and non-banking products at mBank, one of the largest banks in Poland. The adoption of contactless cards and mobile wallets has been progressing quickly, especially among young consumers.”. Cash’s volatile reign.

Online and Mobile Banking 60

Online and Mobile Banking ATM Debit Card Research 60

PYMNTS

MAY 12, 2016

What the initiative will entail includes: the digitization of school fees and national health care claim payments, providing an online payment gateway for Rwanda Online, contributing to the creation of a common mobile banking platform, and contributing to the effective management of spending activities across borders. “We

Visa 40

Visa Online and Mobile Banking Financial Inclusion Payment Gateways 40

CB Insights

JULY 19, 2017

With industries being unbundled left and right ( supermarkets , banking , cars — just to name a few) more companies are opening up in-house innovation labs every day. Innovation Lab Name: IBM Mobile Innovation Lab. Avaya Labs Research center focuses on WebRTC, mobility, cloud, and video solutions. Founded: 1925. Founded: 2016.

Innovation 74

Innovation Online and Mobile Banking Research Technology 74

PYMNTS

OCTOBER 21, 2020

Before 2014, talking to a virtual assistant and instructing it to turn on the lights, start the dishwasher or order up the groceries was the sort of thing the average consumer would more expect to see in a science fiction or superhero movie than in their house. percent also reported having bought retail goods online in the last 24 hours.

Economy 60

Economy Online and Mobile Banking Consumer Non-Bank 60

CB Insights

APRIL 10, 2019

While the technology is still developing, many companies (including Amazon) are banking on it as a disruptive force in a myriad of markets. Amazon applied for a similar patent for passive monitoring in 2014, which was later granted in 2017. At the same time, the tech is highly controversial — with privacy as a point of concern.

Law Enforcement 78

Law Enforcement Online and Mobile Banking Use Case Laws 78

FICO

MARCH 27, 2017

Four years ago, we at FICO started saying it’s time for banks to upgrade fraud protection in their retail banking departments. Are banks truly ready for same-day ACH? This exposes banks to fraudsters, who will quickly find and exploit the weakest link. Otherwise, financial institutions could wake up one day—Groundhog Day?—and

Same Day ACH 40

Same Day ACH ACH AI Online and Mobile Banking 40

PYMNTS

SEPTEMBER 9, 2016

Before we jump into the post, here are a few quick facts about Nigeria and its tech scene: The country had an estimated population of approximately 5 million people as of 2014 and is considered to be the most populous nation in Africa. Mobile Money Push. We do not care if you are banked or unbanked.

Online and Mobile Banking 43

Online and Mobile Banking Economy eWallet Push-to-Card 43

Fintech Labs Insights

SEPTEMBER 17, 2015

Finanteq for its SuperWallet that helps banks take full advantage of their potential by integrating m-commerce and remote services with mobile banking. Hedgeable for its private banking platform for millennials. Go here for a list of previous Best of Show winners through 2014.

Online and Mobile Banking 33

Online and Mobile Banking EMV Innovation Mobile Banking 33

Fintech Labs Insights

MAY 13, 2015

Our advanced risk assessment and pricing engine generates a highly personalized and targeted menu of offers based on each individual’s unique financial profile, then communicates these offers within the institution’s online banking, mobile banking, branch, call center, direct mail, and email channels.

Online and Mobile Banking 23

Online and Mobile Banking Risk Assessment Assessments B2B 23

Fintech Labs Insights

JANUARY 13, 2016

Can you imagine spending as much time with your banking app as you do with Facebook or Twitter? Not only can FINANTEQ imagine it, but with its new banking app, SuperWallet , the Polish spin-off from eLeader is doing everything it can to make it happen across Europe and, soon, the U.S. Headquartered in Lublin, Poland.

Innovation 15

Innovation Online and Mobile Banking Mobile Banking Non-Bank 15

PYMNTS

FEBRUARY 18, 2019

For those charged with managing the consumer’s trust and safety when transacting online, and in the midst of increasingly clever cybercrooks, being comfortable going against the status quo flow has become much more important than ever before, he said.

Push-to-Card 67

Push-to-Card Online and Mobile Banking Consumer Governance 67

PYMNTS

AUGUST 13, 2018

Facebook Wants Access to User Bank Accounts. Facebook has reportedly had conversations with banks about giving Messenger access to user bank accounts. And never mind that consumers aren’t sitting on hold for hours these days with the bank waiting to get updated information on transactions and account balances.

Bitcoin 44

Bitcoin Online and Mobile Banking Payments Blockchain 44

Fintech Labs Insights

MAY 26, 2015

SayPay Technologies uses biometric authentication to give users an easy way to pay bills, checkout online, and log into their online banking website. Founded in February 2014. SayPay offers voice-based authentication for three main use cases: bill pay, e-commerce checkout, and online banking login.

Authentication 27

Authentication Online and Mobile Banking Payment APIs and Integration Use Case 27

Fintech Labs Insights

NOVEMBER 18, 2015

Fidor Bank won in the “Best Use of IT in Retail Banking” category at the 16th Annual Banking Technology 2015 awards this week. Readers’ choice awards were granted based on online voting results from readers of both Banking Technology magazine and bankingtech.com. Interested in fintech in the U.K.

Technology 21

Technology Online and Mobile Banking Financial Crimes P2P 21

PYMNTS

JUNE 17, 2016

Silicon Valley has the banking industry in its crosshairs. You want to buy them out,” referring to the banks. Peer-to-peer lenders “match borrowers and lenders directly the way Uber connects passengers and drivers,” as Stripe’s Patrick Collison put it to Stahl as he recited the ways FinTech is disrupting banking.

Bitcoin 45

Bitcoin Blockchain Online and Mobile Banking Caps 45

PYMNTS

OCTOBER 8, 2018

In 2014, the last time data was publicly reported , U.S. launched its Faster Payments scheme, after the regulator said the banks had to comply, but has amped up ever since, as regulators in a few other countries have followed in the U.K.’s Topic Two: Banks — sure, they’re boring as all get out, but they are innovating.

B2B 76

B2B Same Day ACH Payments ACH 76

Fintech Labs Insights

OCTOBER 6, 2015

Nexmo was recognized by analyst firm Gartner as a 2014 Cool Vendor in Communication Service and by Roaming Consulting Company as a Tier 1 A2P SMS Messaging Vendor in 2015. Online and mobile banking has come of age and consumers today are empowered with dozens of convenient ways to manage their finances online.

API 25

API Payment APIs and Integration Transactions Online and Mobile Banking 25

Fintech Labs Insights

JUNE 17, 2016

Core banking technology innovator Corezoid announced that its platform-as-a-service process engine will be available via the Amazon Web Services (AWS) cloud. The technology improves bank operations by coordinating API data into processes and then organizing and locating these processes in a single cloud-based platform.

Technology 15

Technology Online and Mobile Banking Mobile Banking API 15

Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players. Note: These are the rankings from 10 years ago.

Online and Mobile Banking 15

Online and Mobile Banking Innovation FinTech NOV 15