Finovate

DECEMBER 16, 2024

Plaid has been a Finovate alum since 2014. The partnership enhances Capitalise’s lending origination service by removing friction from the funding process. The collaboration integrates Plaid’s open banking services with Capitalise’s Instant Offers to simplify and streamline small business funding.

Small Business 59

Small Business Non-Bank Risk Assessment Finance 59

Fintech News

SEPTEMBER 9, 2024

Originally slated for the second quarter of 2025, the decision to delay the IPO came after the company struggled to secure a new chief financial officer (CFO), a process Nanu described as challenging. Founded in 2014, Nium has grown into a global network with 950 employees spread across more than 25 offices.

Cross-Border Payments 113

Cross-Border Payments Cross-Border Push-to-Card Real Time Payments 113

PYMNTS

AUGUST 8, 2018

After OnDeck announced that it had notched better-than-expected earnings and loan volume, LendingClub followed suit with with a report that saw the firm beating Wall Street’s estimates for earnings and new originations. LendingClub had acquired the business in 2014 for $140 million. million in loans, up 31 percent from a year earlier.

Origination 40

Origination Underwriting Push-to-Card Credit Cards 40

Fintech News

JUNE 23, 2024

Since the last assessment in 2014, Singapore has closely monitored ML risks, including those related to legal persons, virtual assets, and environmental crimes, to ensure timely risk mitigation. The updated assessment highlights increased risks due to economic and geopolitical shifts, as well as the rise in technology-enabled transactions.

Money Laundering 109

Money Laundering Risk Crime Law Enforcement 109

PYMNTS

FEBRUARY 12, 2018

We thought this was a big idea; it’s what every beauty company was trying to figure out,” Beauchamp noted in a 2014 interview about the firm’s early days. Ipsy, another eCommerce-originated makeup subscription service, is even bigger, with 1.5 And as it turned out, it was a really big idea: one with legs.

Origination 40

Origination Product Consumer Innovation 40

PYMNTS

OCTOBER 7, 2016

Yahoo’s recent news of a 2014 hacking and accusations that the company should have reported the event sooner are affecting Verizon’s agreement to buy Yahoo, to the tune of $ 1 billion. billion instead of the original $4.8 According to the New York Post, Verizon wants to pay $3.8

Agreements 69

Agreements Origination Compromise Legal 69

PYMNTS

DECEMBER 9, 2020

Originally launched in 2014, Square Appointments was aimed at small businesses offering appointment-based services like salons, wellness providers and tutors. Dorogusker added that with this new integration, all of Square’s POS tools will be available on Square Register.

Point-of-Sale (POS) 113

Point-of-Sale (POS) Contactless Payments On-Demand Origination 113

The Fintech Times

SEPTEMBER 27, 2024

Wave Money played a key role in increasing mobile connectivity, with penetration rates soaring from 10 per cent in 2014 to 95 per cent by 2019. Wave Money, a joint venture between Norway’s Telenor, Yoma Bank and First Myanmar Investments, became the first MFS provider in the country.

Financial Inclusion 102

Financial Inclusion FinTech Underserved Central Bank 102

PYMNTS

OCTOBER 21, 2016

Last year, Alibaba managed to break the single-day sales record (which it set in 2014) of $9.3 That was a 60 percent increase from 2014’s figures. billion, and it did so in about 12 hours. By the end of the 24-hour sale, Singles’ Day 2015 had generated $14.3 billion in total GMV (RMB 91.2

NOV 61

NOV Origination Product Consumer 61

PYMNTS

JULY 29, 2020

billion in originations last year and have served roughly 7 million clients. Voce’s move came amid a big first-quarter loss and a 96 percent drop in the stock’s value since 2014. The firm said loan originations plunged to $66 million , down some 89 percent from both the prior and year-ago quarter. Second-Quarter Earnings .

Origination 66

Origination Small Business Credit Union Adjustments 66

The Fintech Times

FEBRUARY 6, 2025

Prominent fintech ventures originating from Morocco include OnePay (specialising in online bill payments), MeilleurCreditmmo (an online comparison platform), and SYPEX (offering trade management solutions).

FinTech 59

FinTech Online and Mobile Banking Financial Inclusion Laws 59

PYMNTS

SEPTEMBER 27, 2016

The original app and its software were added to Apple devices in 2014, gathering data immediately. Data collection currently includes, but is not limited to, steps per day, nutrition, sleeping hours, vitals and even reproductive health.

Checks 72

Checks Origination Security Product 72

PYMNTS

SEPTEMBER 27, 2016

The original app and its software were added to Apple devices in 2014, gathering data immediately. Data collection currently includes, but is not limited to, steps per day, nutrition, sleeping hours, vitals and even reproductive health.

Checks 72

Checks Origination Security Product 72

Finovate

NOVEMBER 6, 2024

The integration with Ocrolus will allow LendSaaS clients to more efficiently leverage data in everything from processing lending applications to accelerating loan origination and facilitating servicing processes. “LendSaaS is one of the leading platforms in MCA origination and servicing,” said Ocrolus CEO Sam Bobley.

AI 52

AI Fraud Detection Origination ACH 52

PYMNTS

OCTOBER 12, 2016

The deal was originally announced in June, but no purchase price was disclosed, although it was believed to be around $30 million at the time. The company was valued at more than $800 million in 2014 after it raised some $200 million in funding from investors. million, according to Fortune. billion.

Acquirers 53

Acquirers Origination 53

Fintech News

APRIL 13, 2025

Billion One of Indias original fintech pioneers, Paytm has been a household name since the early days of mobile wallets and QR-code-based payments. Established in 2014 and based in Bengaluru, the company offers a full-stack payments platform and business banking services through RazorpayX.

FinTech 71

FinTech Online and Mobile Banking Finance Push-to-Card 71

The Fintech Times

MAY 10, 2024

Since its launch in 2014, British Business Investments has committed more than £3.8billion to providers of finance to UK smaller businesses. The additional commitment comes as the two firms celebrate their 10th year of working together, with the team at British Business Investments having initially invested with Beechbrook in 2014.

Underserved 69

Underserved Finance Origination Continuity 69

PYMNTS

MARCH 22, 2019

The latter firm had been one of the investors in the original $1 million seed round raised by Thinknum in 2014. The company said in a press release that the funding round was led by VC firm First Analysis and featured participation by EPIC Ventures and Origin Ventures.

FinTech 71

FinTech Origination Funds Transfer Acquirers 71

PYMNTS

NOVEMBER 20, 2018

Fox had acquired 80 percent of YES in two transactions, one in 2012 and another in 2014. For months now Amazon has been going after original content including live entertainment and sports. The second round of bids is slated to come in before the end of 2018. Due diligence on the bids will commence next week, reported CNBC.

Due Diligence 62

Due Diligence Origination Acquirers Transactions 62

Finextra

JUNE 6, 2025

Market Disruption and New Entrants The landscape began shifting about a decade ago with new fintech challengers like Thought Machine (2014) and 10x Banking (2016) entering the market, promising more modern, cloud-native solutions to challenge the established players.

52

52

PYMNTS

JULY 19, 2019

SoftBank was originally founded in 1981 to publish computer and technology magazines , among other endeavors. A $20 million investment in China-based Alibaba followed at the turn of the century and was reportedly worth about $60 billion when Alibaba went public in 2014. It is also reportedly mulling an initial public offering (IPO).

Origination 61

Origination Technology Accounts FinTech 61

Fintech News

SEPTEMBER 9, 2024

Originating in Sweden, Lendela quickly expanded across Scandinavia. Mitigram Mitigram logo, Source: Mitigram Founded in 2014, Mitigram operates a digital exchange for cross-border trade transactions. This allows borrowers to compare interest rates, terms, and other loan conditions before choosing the best option.

APACS 117

APACS FinTech Assessments Risk Assessment 117

PYMNTS

JANUARY 27, 2020

The same report found that the total cost of a data breach had risen 12 percent since 2014. The scheme originated from a number of phishing emails that targeted a handful of employees. million in 2019 — a 1.5 percent increase from 2018.

Phishing 99

Phishing Data Breach Breach Fraud Prevention 99

PYMNTS

NOVEMBER 22, 2016

Goldman Sachs was one of the nine original members of R3, which was created back in 2014 to explore ways to use blockchain technology with Wall Street. According to the report, a Goldman Sachs spokeswoman confirmed the membership lapse but that Goldman Sachs plans to continue to work with blockchain technology.

Blockchain 59

Blockchain Digital Currency Bitcoin Origination 59

PYMNTS

NOVEMBER 11, 2016

The FTC’s case was originally filed in July 2014, accusing Amazon of allowing children to bill continuous charges while playing “Pet Shop Story” and “Ice Age Village” mobile device games. Coughenour, however, rejected the FTC’s request for $26.5 million in damages payout, saying it was too high.

Federal Trade Commission 50

Federal Trade Commission Procedures Origination Continuity 50

PYMNTS

JANUARY 15, 2021

Ant, spun off from Alibaba in 2014, was set to list on the Shanghai and Hong Kong stock exchanges in November until regulators stepped in and suddenly pulled the plug. . Ant has so far had little to say regarding the planned changes, the timetable or when it might try again for a listing.

Regulations 63

Regulations Central Bank Consulting Origination 63

PYMNTS

DECEMBER 14, 2018

By some accounts , more than 90 percent of existing data was created after 2014. billion per week in 2014. Data that identifies specific people must also be stored only for as long as necessary, depending on the original purpose behind its collection. consumers in the coming years. billion per week by 2020, up from £1.7

Payments 72

Payments Online and Mobile Banking Regulations Faster Payments 72

PYMNTS

APRIL 7, 2020

million across four funding rounds since it was founded in 2014 by Dennis Steele and Eric Rea. Originally launched to help businesses get prompt, genuine reviews, Podium now also supports mobile payments , webchat and customer messaging. Podium has raised $92.6

Contactless Payments 66

Contactless Payments Payments Origination Continuity 66

PYMNTS

MARCH 12, 2019

Originally $79 when it was introduced in 2014, the membership was then raised to $99. Prime membership growth will be driven by lower-income households and other Prime holdouts, who will be enticed by Amazon’s payment installment plan and other offerings. Amazon raised the price of a Prime membership in May of 2018 to $119.

Origination 61

Origination Government Governance Continuity 61

PYMNTS

SEPTEMBER 30, 2018

With the Uber feature, customers of Klaxit are requiring users to request a ride with two other drivers if the original one cancels. According to a report in Fortune at the time, Uber for Business, which went live in 2014, enabled employees to bill rides to their company’s corporate accounts without incurring any additional fees.

Origination 60

Origination Accounts Process 60

CB Insights

NOVEMBER 1, 2018

The messaging app Slack officially launched in 2014 and became a unicorn ($1B+ valuation) the same year. It was originally a dating site that allowed singles to upload videos of themselves talking about what they wanted in a partner. Four years later, Slack has 8 million active daily users and is valued at more than $7B.

PayPal 76

PayPal Origination Acquirers On-Demand 76

PYMNTS

DECEMBER 10, 2016

Laplanche is Renaud Laplanche, Lending Club’s colorful and highly quotable founder and first CEO, and he had that effect on a lot of people during the eight years between Lending Club’s IPO in 2014 and its beginnings. Loan originations were down, and defaults were higher than expected. The Billion-Dollar IPO. IPO of the year.

Non-Bank 73

Non-Bank Compliance Push-to-Card Origination 73

PYMNTS

JULY 20, 2018

According to Financial Times reporting, Tilray’s shares sold for a listing price of $17, higher than the original indicated range of $14 to $16 a share. Since it launched in 2014, Tilray has yet to turn a profit, recording a net loss of $7.8 Tilray , the first cannabis company to conduct an initial public offering on a U.S.

Money Laundering 57

Money Laundering Crime Payroll Blocks 57

PYMNTS

JUNE 20, 2019

The company — originally called Spare5 — was launched in 2014 out of Seattle-based VC Madrona Venture’s labs, a rival of Amazon’s Mechanical Turk program. Mighty AI CEO Daryn Nakhuda declined to comment on the report, while an Uber spokesperson said “we generally don’t comment on acquisition rumors.”.

AI 57

AI CHIPS Origination Acquirers 57

PYMNTS

JANUARY 19, 2021

Paramount+ will introduce new entertainment options beyond the offerings of CBS All Access, a subscription service launched in 2014. CBS All Access included live streaming of the network’s shows, including NFL games, as well as original series and library shows. .

Origination 52

Origination Consumer 52

PYMNTS

AUGUST 12, 2019

Square originally purchased Caviar in 2014 for $44 million. It’s a great brand,” Khosrowshahi said in an interview. “It It wasn’t the right deal for us.”. Square sold Caviar to DoorDash instead, for $410 million on Aug. Khosrowshahi noted that Uber Eats would focus on growth instead of acquisitions.

Origination 53

Origination Acquirers Continuity 53

CB Insights

JANUARY 31, 2018

These moves are also in line with the growth of Goldman’s digital finance arm Marcus , which grew to $2B in personal loan originations in November 2017. . Coupled with Goldman’s December 2017 acquisition of point-of-sale lending startup FinanceIt , these investments highight a broader strategic shift toward digital lending. .

FinTech 78

FinTech Blockchain Database Advisors 78