Fintech Finance

OCTOBER 4, 2024

Rising African countries are among the fastest-growing regions in consumer spending, according to data from the World Data Lab analyzed by EBANX , a global technology company specializing in payment services for rising markets. trillion in consumer spending by 2034, a 198% growth compared to the current US$ 1.8

Consumer 98

Consumer Online and Mobile Banking Credit Cards Economy 98

Fintech News

JANUARY 13, 2025

A visual overview of the SEA fintech sector’s funding trajectory from 2017 to 2024, showcasing the sharp decline after a record-breaking 2021. Consumers adoption of digital wallets, payment gateways, and alternative banking solutions has showcased a burgeoning demand for services that cater to underbanked and unbanked populations.

FinTech 117

FinTech Cross-Border On-Demand Innovation 117

FICO

NOVEMBER 10, 2020

Many of the world’s leading banks and card issuers trust our Falcon Platform , which protects more than two-thirds of the world’s credit card and debit card transactions from fraud, as well as other forms or real-time payments and consumer banking funds transfers. Consumers Want to Be Involved.

Credit Cards 98

Credit Cards Consumer Card Issuer Issuers 98

PYMNTS

APRIL 6, 2020

Among its many profound impacts, the COVID-19 pandemic has dramatically altered how consumers shop. Even before large-scale stay-at-home policies went into effect, most consumers sought to limit direct contact with people and objects as much as possible when they went out. percent reported Walmart Pay usage. percent reported in 2019.

Point-of-Sale (POS) 93

Point-of-Sale (POS) Consumer Shutdown Contactless Payments 93

Payments Dive

MARCH 17, 2017

If 2015 was a defining moment for mobile use in retail, then 2016 showed the industry what is possible as merchants continued to fine-tune their app experiences for consumers. And they will continue along that path well into 2017 and beyond.

Continuity 128

Continuity Consumer 128

The Fintech Times

NOVEMBER 14, 2024

Fuse outlines a few of them: In Egypt, just shy of nine in 10 consumers have used at least one emerging payment method in the last 12 months. In 2017, MPClear launched in Oman, enabling customers to transfer funds using their mobile numbers. .” In Bahrain, the volume of e-wallet transactions almost tripled between 2020 and 2021.

FinTech 78

FinTech Payments Emerging Payments APACS 78

PYMNTS

NOVEMBER 16, 2020

Consumers have cut back on travel, in-person entertainment and restaurant spend. Then they will use this newfound spending power to bring a new, vengeful spending strategy to the holiday season because, after all, the American consumer deserves a few gifts after all that they’ve been through this year. Here’s the scenario.

Credit Cards 121

Credit Cards Online and Mobile Banking Consumer Research 121

Fintech News

MAY 11, 2025

DBS Bank is also a participating bank in PayNow, Singapores consumer real-time payments service. The company was an early adopter of distributed ledger technology (DLT), teaming up in 2017 with Ripple Labs and pioneering blockchain-based remittances from Japan to Thailand and Vietnam.

Cross-Border Payments 122

Cross-Border Payments Cross-Border APACS Distributed Ledger Technology (DLT) 122

Fintech Finance

JANUARY 31, 2025

With this expansion, Runa allows its business customers the ability to easily send instant, domestic and cross-border payouts to consumer recipients in India, dramatically reducing the traditional barriers of cost and complexity. With the Indian market growing by 15.3%

Cross-Border 59

Cross-Border Transactions Regulatory Compliance Compliance 59

Fintech Finance

JANUARY 16, 2025

The company founded in 2017 and headquartered in London, UK has witnessed a significant increase in its overall customer base with annual revenue growth of 71% this year compared to 2023, while nearly tripling the size of their London office team in response to the growing global demand for accessible financial options.

Innovation 98

Innovation Technology Multi-Currency Payment APIs and Integration 98

PYMNTS

JUNE 25, 2020

million such attacks aimed at APIs between December 2017 and November 2019. Building Consumer Trust With Open Banking Security. Approximately 49 percent of consumers fear that their banks will not keep their personal data safe from fraudsters and other bad actors.

Financial Crimes 91

Financial Crimes MFA Federal Trade Commission Crime 91

The Finance Weekly

APRIL 25, 2022

The 2017 NotPetya attack, believed to have been launched by Russia, hit Ukraine in 2017 before spreading to other countries and companies around the world. Cybersecurity: The lack of known cyber attacks by Russia against Ukraine and other targets since the invasion began should impress upon organizations a false sense of security.

Finance 269

Finance Cybersecurity Risk Treasury 269

The Fintech Times

FEBRUARY 1, 2025

Through its new expansion plans, Runa will enable its business customers to sendinstant, domestic and cross-border payouts to consumer recipients in India, dramatically reducing the traditional barriers of cost and complexity. With the Indian market growing by 15.3

Cross-Border 59

Cross-Border Cross-Border Payments Regulatory Compliance Compliance 59

Fintech Finance

MARCH 6, 2025

As a well-established and popular payment method for consumers, cards play a big role in everyday transactions. However, the PSR’s market review found that between 2017 and 2023, Mastercard and Visa raised their core scheme and processing fees by more than 25% in real terms.

Process 69

Process Visa Consulting Acquirers 69

Fintech News

APRIL 24, 2025

The companys ecosystem leverages AI-driven, credit-enabled solutions to empower businesses and consumers alike. Atome Financial specialises in consumer financing, ADVANCE.AI Founded in 2017 and based in Shanghai, the company now serves over 600,000 users worldwide. billion insurtech Matrixport 1.05 billion payments Coda 2.5

FinTech 138

FinTech Online and Mobile Banking Payment APIs and Integration Finance 138

Finovate

MARCH 6, 2025

Consumers in the US and Canada will be able to book cruise experiences on 750 travel and retail brands via Expedia Cruises, Expedia.com, Travelocity.com, Orbitz.com and Cheaptickets.com using Flex Pay. While consumers benefit from a more approachable way to pay for their cruise, the cruise brands themselves also benefit.

BNPL 59

BNPL Online and Mobile Banking Volume Credit Cards 59

Fintech Finance

AUGUST 21, 2024

With Klarna’s extensive expertise and global presence, New Zealand consumers and merchants will benefit from a revitalized platform with superior payment flexibility and user experience. We have some truly exciting plans and can’t wait to begin sharing them with consumers and merchants.” With over 85 million global active users and 2.5

Acquirers 102

Acquirers BNPL AI Returns 102

The Fintech Times

AUGUST 6, 2024

Similar to other regions across Asia, mobile payments are now preferred as a payment method over card payments by 70 per cent of Thai consumers. Over 94 per cent of Thai consumers have used digital systems to pay for services, with the most used method being digital wallets, according to Mastercard’s New Payments Index 2022.

FinTech 116

FinTech Distributed Ledger Technology (DLT) Cross-Border Cross-Border Payments 116

Neopay

MARCH 13, 2025

Key findings: rising fees and a lack of transparency The PSRs investigation found that Mastercard and Visa have increased their core scheme and processing fees to acquirers by at least 25% since 2017, amounting to an additional cost of at least 170 million per year for businesses.

Process 52

Process Visa Acquirers Assessments 52

The Fintech Times

SEPTEMBER 2, 2024

Both firms expect this to help expand payment capabilities for consumers and support business trade across borders in Africa. Founded in 2017, Bitmama started as a P2P digital currency exchange. Through the new partnership, MANSA will provide Bitmama with the necessary liquidity to pre-fund accounts across 18 countries in Africa.

Cross-Border Payments 59

Cross-Border Payments Cross-Border Cross-Border Settlement Consumer 59

Finovate

MARCH 25, 2025

“We started Truework to reinvent the way consumer data was collected and processed for maximum security and accuracy,” Truework CEO and Co-Founder Ryan Sandler explained. The company was founded in 2017. “From the early days, machine learning was a core part of our product. And it doesn’t work.

Verification 59

Verification Payroll API Underwriting 59

The Payments Association

NOVEMBER 18, 2024

Von Vonno adds: “ According to Pay.UK, 53% of UK consumers (over 28 million) operate two or more current accounts. Banks should continue to address barriers such as consumer expectations and the need for technology expertise to maintain their competitive edge.

FinTech 88

FinTech Online and Mobile Banking Acquirers Fraud Prevention 88

Fintech News

OCTOBER 21, 2024

Initiatives like QRIS (Quick Response Code Indonesian Standard), a national standard for QR code payments launched in 2019, have allowed for standardization, making it easier for businesses and consumers, while collaboration between the government and fintech firms have helped enhance financial inclusion through clear regulations.

Financial Inclusion 143

Financial Inclusion Payments Embedded Finance Push-to-Card 143

Finovate

DECEMBER 11, 2024

As OCR Labs, IDVerse won Best of Show in its Finovate debut at FinovateAsia 2017. The company, which introduced itself to Finovate audiences at FinovateAsia 2017 as OCR Labs, will become a part of LexisNexis Risk Solutions Business Services. The firm rebranded as IDVerse in 2023.

Risk 52

Risk Acquirers Deepfake Fraud Detection 52

Fintech Finance

APRIL 3, 2025

Commenting on the proposals, David Geale, Managing Director of the PSR said: “The proposed remedies we have set out today are a clear way to address the findings in our final report that this market is not working well for businesses and ultimately consumers.

Process 59

Process Consulting Visa Acquirers 59

Finovate

APRIL 10, 2025

” Pinch was founded in 2017 and currently serves 2,000 merchants throughout Australia and New Zealand. Traditional card-based transactions are increasingly being challenged with alternative payment methods such as pay-by-bank, in which consumers make direct, account-to-account transfers without the need for a card network.

Acquirers 59

Acquirers ISVS Payment APIs and Integration ISOs 59

The Payments Association

MARCH 18, 2025

As more jurisdictions refine regulations and expand open finance frameworks, the focus will shift to interoperability, consumer trust, and cross-industry data integration. Ultimately, this convergence fosters a more inclusive and efficient financial ecosystem, benefiting consumers and businesses alike. What’s next?

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Tearsheet

JANUARY 28, 2025

Her strategy spearheading this effort to reach the growth benchmark is a mix of focusing on fundamentals like consumer experience and security, as well as a strategic move to let the growing adoption numbers do the talking and attract more banks into joining the network. The answer: By meeting consumers where they are.

Zelle 52

Zelle Transactions Credit Union P2P 52

Fintech Finance

MARCH 6, 2025

As a well-established and popular payment method for consumers, cards play a big role in everyday transactions. However, the PSR’s market review found that between 2017 and 2023, Mastercard and Visa raised their core scheme and processing fees by more than 25% in real terms. Supporting this is at the heart of the PSR s Strategy.

Process 52

Process Visa Consulting Acquirers 52

Neopay

NOVEMBER 25, 2024

The UK’s financial ecosystem is evolving rapidly, and with it comes the need for robust safeguarding measures to protect consumer funds. These changes aim to address persistent issues in safeguarding practices and enhance consumer protection. This ensures clear prioritisation and protection of consumer funds during insolvency.

Consumer Protection 52

Consumer Protection Consumer Audit Compliance 52

PYMNTS

OCTOBER 19, 2020

Shopping is increasingly done remotely, but when it comes to luxury goods, appealing to high-end consumers requires personalized digital connections and a memorable experience, Zornitza Stefanova , founder and CEO of global luxury-shopping platform BSPK told PYMNTS. Demand For Luxury . The Market’s Latest Entrant: Amazon Luxury Stores .

B2C 131

B2C On-Demand Consumer Rules 131

Finovate

NOVEMBER 19, 2024

The California-based company has offered paper-based and recycled products since 2017, and made a pledge in 2022 to convert most of its own original card products to digital or paper. ” BHN reports that paper-based cards still offer convenience and reliability while posing minimal disruption to consumers, retailers, and issuers.

Visa 52

Visa Product Issuers Card Issuer 52

PYMNTS

OCTOBER 19, 2020

“As the COVID-19 pandemic is accelerating the digitization of consumer lifestyles and enterprise operations, this commitment to Sun Art serves to strengthen our New Retail vision and serve more consumers with a fully integrated experience,” said Daniel Zhang , director and CEO of Alibaba. .

Acquirers 92

Acquirers Consumer Continuity Technology 92

Fintech News

MAY 8, 2024

MAS has been cautioning the public about these risks since 2017 and restricted cryptocurrency advertising in public spaces in January 2022. In response to evolving global standards, MAS imposed stricter regulations , aimed primarily at protecting retail consumers.

Addressing 117

Addressing Stablecoins Monetary Loss Cryptocurrency 117

Neopay

FEBRUARY 5, 2025

This latest communication is particularly relevant to firms authorised under the Payment Services Regulations 2017 (PSRs) and the Electronic Money Regulations 2011 (EMRs), including Electronic Money Institutions (EMIs), Payment Institutions (PIs), and Registered Account Information Service Providers (RAISPs).

Fraud Prevention 52

Fraud Prevention Financial Crimes Compliance Payments 52

Fintech News

OCTOBER 6, 2024

Wong joined Adyen in 2016 in a technical role before transitioning to sales in 2017. My deep roots in the industry fuel my drive for creating exceptional experiences for consumers and building strong, lasting partnerships with our customers. Ben Wong “I am honored to step into this new role and contribute to Adyen’s continued growth.

Addressing 109

Addressing Global Payments Payment Solutions FinTech 109