PYMNTS

DECEMBER 14, 2020

In the How We Will Pay: Connected Devices research brief, a PYMNTS and Visa collaboration, we explore how the types of connected devices that consumers own are shifting as their lives continue to revolve around home. Thirty-three percent of consumers now own voice assistants, in fact, up from 31 percent in 2019 and 27 percent in 2018.

Consumer 111

Consumer Research Use Case Continuity 111

The Fintech Times

APRIL 10, 2025

This has been the case since 2018, when Bank of America launched Erica, an AI-driven virtual financial assistant, within its mobile app. As AI continues to be utilised in new ways, Bank of America is ensuring its approach to the tech includes human oversight, transparency, and accountability for all outcomes.

AI 59

AI Online and Mobile Banking Professional Development Payroll 59

The Fintech Times

MAY 14, 2024

Ripple , the global payments and financial solutions provider, is accelerating blockchain education in the US as its University Blockchain Research Initiative (UBRI) renews its $1.05million partnership with Morgan State University to support blockchain innovators across America’s Historically Black Colleges and Universities (HBCUs).

Blockchain 117

Blockchain Innovation Research Deepfake 117

The Finance Weekly

AUGUST 30, 2022

The list is compiled from customer feedback, company research, and reviews from numerous third party sites. In 2018 , Jedox was awarded for Excellence in Budgeting Transformation, and won the CFO Innovation Editor’s Choice Award. In 2018, , Adaptive Planning was acquired by parent company Workday to create Workday Adaptive Planning.

Small Business 239

Small Business Finance Automation AI 239

PYMNTS

OCTOBER 16, 2020

“Eventually, without further government support or significant labor market improvements, jobless workers may exhaust their accumulated savings buffer, leaving them with a choice to further cut spending or fall behind on debt or rent payments,” the researchers wrote. 7, according to the research.

Federal Reserve 105

Federal Reserve Research Credit Cards Consumer 105

CB Insights

FEBRUARY 18, 2020

In 2019 there were 83 mega-rounds, an 81% jump from 2018. . The post The State Of Fintech: Investment & Sector Trends To Watch appeared first on CB Insights Research. Funding saw a boost from mega-rounds ($100M+) including a $1.7B investment to India-based One97, which was the top deal in Q4’19.

FinTech 101

FinTech Research Posting 101

PYMNTS

NOVEMBER 10, 2020

Treasury Department is researching use cases for a central bank digital currency (CBDC), as well as drafting regulatory proposals for private stablecoins, U.K. The exchange has increased regulatory rules over the past two years, requiring customers to reveal their identities in 2018. 6), CoinDesk reported, citing regulatory concerns.

CBDC 67

CBDC Use Case Privacy Cryptocurrency 67

PYMNTS

OCTOBER 6, 2020

Girls are spending about $160 more on clothes than boys, researchers found. One year ago, Piper Jaffray researchers found that American teens spent $2,371 per year, the lowest level for the age group since the fall of 2011. Handbag purchases were especially hard hit as spending bottomed out at $87, a record low.

Economy 102

Economy Research Consumer 102

PYMNTS

APRIL 24, 2020

PYMNTS’ latest research reveals that this is changing, however: The share of financial institutions (FIs) using AI has increased dramatically since 2018. Our research reveals that while AI use remains limited among FIs, it has grown considerably, from 5.5 percent in 2018, when PYMNTS conducted a similar study, to 9.3

Credit Risk 100

Credit Risk Risk Underwriting AI 100

The Fintech Times

SEPTEMBER 14, 2024

Fintech in Taiwan In 2019, Taiwan’s financial industry spent over $700million on fintech research and development (R&D), as well as AI, AML, biometrics, blockchain, cloud services, cybersecurity, payment and regtech solutions. Fintechs in Taiwan cover a wide range of subsectors, including crypto-focused firms WOO and Coolwallet.

Innovation 119

Innovation FinTech Payment APIs and Integration Non-Bank 119

Fintech News

DECEMBER 9, 2024

Lim Him Chuan Meanwhile, Lim Him Chuan, who currently leads Strategy, Transformation, Analytics & Research (GSTAR), will assume the position of Singapore Country Head. Lim, with 23 years at DBS, has held diverse roles across business and risk management functions in multiple geographies.

Credit Cards 103

Credit Cards Risk Management AI Research 103

CB Insights

APRIL 19, 2022

in Q1’22, down 18% quarter-over-quarter (QoQ) — the largest percentage drop in quarterly funding since 2018. Q1’22 Sees largest % drop in quarterly Funding since 2018. The post State of Fintech Q1’22 Report appeared first on CB Insights Research. Global fintech funding clocked in at $28.8B May 24th at 2pm ET.

FinTech 92

FinTech Checks Research Posting 92

Fintech News

JANUARY 17, 2024

Less than two months ago, Aspire had opened its new headquarters in Singapore , aiming to enhance its role in fintech research and development (R&D) within the region. Just a month prior to that, the firm secured an additional US$8.3 million from its parent company.

Cybersecurity 109

Cybersecurity Small Business International Payments B2B 109

PYMNTS

APRIL 29, 2020

Our research shows that 92.9 The latter finding is a marked shift from our 2018 study, in which just 27.3 Our research shows that 43.7 The concentration of interest in these three units represents a marked shift from 2018, when the largest share of FIs (50.5 percent are doing so in credit underwriting.

Credit Risk 100

Credit Risk Risk AI Underwriting 100

PYMNTS

NOVEMBER 16, 2020

billion in bankcard balances — an increase of nearly 27 percent from the 2018 season.”. PYMNTS research bears this out, but before digging into that, even TransUnion’s research casts doubt on the likelihood of low credit card balances leading to high holiday spending. In the 2019 holiday shopping season, consumers added $40.4

Credit Cards 121

Credit Cards Online and Mobile Banking Consumer Research 121

CB Insights

MAY 22, 2020

valuation from December 2018 — and Intuit’s $7.1B The post Global Fintech Unicorns See Covid-19’s Impact appeared first on CB Insights Research. However, unicorn investors still saw big exits amid the pandemic, with Visa’s $5.3B acquisition of Plaid — a deal worth nearly double Plaid’s previous $2.7B

FinTech 100

FinTech International Payments AI Automation 100

CB Insights

AUGUST 26, 2020

Private funding to VC-backed fintech more than doubled year-over-year in 2018, totaling $41B. The post Big Tech In Payments appeared first on CB Insights Research. Suddenly, startups’ digital experiences were threatening incumbents across personal finance. Want the full post? Become a CB Insights customer.

Digital Currency 82

Digital Currency Payments Credit Cards Checks 82

PYMNTS

JUNE 29, 2020

Xingsheng Youxuan recently filed paperwork to go public in 2020, investment research firm EqualOcean reported. The company landed its first round of funding in the fall of 2018, when Jinshajiang Venture Capital, CapitalToday’s Xu Xin and ZhenFund helped the venture get off the ground with tens of millions in angel round funding.

Laws 109

Laws Finance Research Product 109

PYMNTS

NOVEMBER 26, 2019

lost bank branches between 2012 and 2017, with rural areas feeling the brunt of the closures, according to research from the Federal Reserve released on Monday (Nov. The research shows that loan interest rates go up as the distance increases between local bank branches and businesses. More than half of the 3,114 counties in the U.S.

Federal Reserve 83

Federal Reserve Online and Mobile Banking Small Business Fed 83

PYMNTS

DECEMBER 7, 2020

The news reveals CEO Anthony Noto 's aspirations to go public after he succeeded SoFi Co-Founder Mike Cagney in 2018. There have been 208 SPACs raising over $70 billion this year so far, Reuters reported, quoting SPAC Research, with some companies doing so including United Wholesale Mortgage and Finance of America.

Office of the Comptroller of the Currency 107

Office of the Comptroller of the Currency Cash Management Finance Checks 107

Fintech News

APRIL 1, 2024

According to the report, VC funding in CCA reached US$110 million in 2023, up by 450% from a mere US$20 million in 2018. Since 2018, the country’s VC market has increased considerably, growing by 6.6 times to US$80 million in 2023. Meanwhile, average deal size grew 3.8

FinTech 113

FinTech Web 3.0 Security Non-Bank 113

Fintech News

AUGUST 12, 2024

Fiin Credit: Founded in 2018, Fiin Credit is a digital finance and consumer credit system in Vietnam. OPES Insurance: Founded in 2018, OPES Insurance is a leading digital insurer serving the Vietnam market. ZaloPay: Established in 2018, ZaloPay is a mobile wallet and payment platform associated with the Zalo messaging app.

FinTech 117

FinTech Online and Mobile Banking Point-of-Sale (POS) Payment Gateways 117

CB Insights

JANUARY 25, 2021

Although 2020 wealth tech funding in Europe dipped from the highs set in 2019, it outpaced 2018 levels by 20%. The post 75+ Companies Reinventing Wealth Management In Europe appeared first on CB Insights Research. Become a CB Insights customer. If you’re already a customer, log in here.

Advisors 77

Advisors Participant Research Posting 77

PYMNTS

APRIL 5, 2019

trillion in income by the end of 2018, it’s safe to say the gig economy is becoming a mainstream part of the global economy. percent in Q4 2018 — a 12.2 percent in Q4 2018 — a 12.2 gig workers accounting for more than $1.4 In fact, the share of those in the gig economy with highly specialized skills rose to 32.3

Direct Deposit 81

Direct Deposit Economy PayPal Instant Payments 81

PYMNTS

JANUARY 1, 2021

PYMNTS has tracked those changes every step of the way via exclusive research , Tracker reports and studies, starting on March 6, a full 10 days before the country – or large swaths of it – were locked down. How She Thinks About Timing Her Order. She thinks differently about when she will grocery shop than she did just a year ago.

Consumer 144

Consumer Debit Card Contactless Payments Research 144

CB Insights

JULY 21, 2021

More money is flowing into blockchain tech than ever before, with investors pouring a record-breaking $7B+ into the space in H1’21 — soaring past the previous full-year record from 2018. download our best of blockchain research. Here’s Where The Top Investors Are Placing Their Bets appeared first on CB Insights Research.

Blockchain 66

Blockchain Research Posting 66

Finovate

FEBRUARY 3, 2025

based company said that it will use the funds to “advance its market position through ongoing research and development” and support its global expansion. Napier demoed its Customer Screening and Transaction Monitoring Enhancement softwareat FinovateEurope 2018 in London. ” The U.K.-based

AI 52

AI Financial Crimes Money Laundering AML 52

PYMNTS

MAY 8, 2019

The attacks occurred between May and October of 2018. In a statement cited by the outlet, Amazon Worldwide Consumer Division CEO Jeff Wilke said, “As we work to help them grow their businesses, we are making big investments in our delivery network, data centers, AI research (and) robotics.”.

Phishing 99

Phishing Compromise Accounts AI 99

PYMNTS

NOVEMBER 24, 2019

In August 2018, T-Mobile told customers in a blog post that a cyber-attack exposed the personal information of about 3 percent of its users. According to recent research from Kaspersky Lab, the average cost of a data breach is on the rise worldwide. The company found that in 2018, breaches cost a company $1.23 SMBs in the U.S.

Data Breach 81

Data Breach Breach Social Security Risk 81

CB Insights

NOVEMBER 3, 2022

Banking startups were also hit hard, with dollars invested falling to the lowest level since 2018. The post 3 banking trends to watch in Q4’22 appeared first on CB Insights Research. Fintech funding stumbled in Q3’22 , falling 38% quarter-over-quarter to $12.9B. download the State of Fintech Q3 ’22 Report.

Research 71

Research FinTech Posting Finance 71

PYMNTS

MAY 23, 2019

In Q4 of 2018, mobile Trojans made up 1.85 The attackers spent two years perfecting its distribution scheme and, as a result, the malware peaked in 2018, when it attacked 13,000 users a day. Victor Chebyshev, a security researcher at Kaspersky Lab, said the attacks are becoming more sophisticated by the day.

Mobile Banking 83

Mobile Banking Cybersecurity Credential Security 83

PYMNTS

MAY 27, 2020

In a 2018 funding round, Zoox was valued at $3.2 Toyota is using its own artificial intelligence (AI) division, known as the Toyota Research Institute, to develop its own self-driving technology. billion; a sale now would likely reflect a decreased valuation. “We We believe $1.1 haircut from its previous post-money valuation of $3.2

AI 98

AI Facilitators Participant Technology 98

PYMNTS

JANUARY 7, 2021

The startup, launched in 2018 by wireless industry veterans Kevin Ross and Ahsan Naim, said it has also targeted seven other markets for future expansion as well. The company cites research showing as many as 77 percent of U.S. consumers have just a single choice when it comes to broadband providers.

Finance 97

Finance Advisors Addressing Research 97

PYMNTS

JANUARY 26, 2021

in 2018 by ex-Facebook and ex-Google research scientists, including CTO George Papandreou and CEO Iasonas Kokkinos. Moreover, the number of VR users globally increased to 171 million in 2018. Ariel AI’s engineers have been put to work making the Snapchat camera "smarter" and enhancing AR experiences for Snapchat users.

AI 77

AI Acquirers Research Product 77

PYMNTS

MARCH 6, 2020

PYMNTS’ latest research seeks to distinguish the real from the hype when it comes to genuine AI adoption in the financial sector. percent increase from our previous study conducted in 2018, the AI Innovation Playbook , which showed a usage rate of just 5.5 This represents a 69.7 This represents a 69.7 For example, 21.4

AI 81

AI Credit Risk Regulatory Compliance Risk Assessment 81

PYMNTS

MARCH 11, 2020

The March 2020 Unlocking AI Playbook: FI Edition , a PYMNTS and Brighterion collaboration, explains that while the use of AI solutions by banks and financial institutions (FIs) skyrocketed 70 percent in a single year (2018-2019), less than 10 percent of all banks say they use AI today. The Semantics of AI.

AI 98

AI Rules Technology Continuity 98

PYMNTS

NOVEMBER 12, 2020

Yes, says Luke Templeman, a thematic strategist at Deutsche Bank in Konzept , the bank’s recently issued research report. Before the pandemic, the number of work-from-homers shot up 173 percent in the United States between 2005 and 2018, the report notes. While the total number — 5.4

Economy 83

Economy Research Government Governance 83