Fintech Finance

OCTOBER 31, 2024

This expanded rollout means that over 99% of all transactions made through Faster Payments and CHAPS are now safeguarded by this vital anti-fraud measure, offering consumers an important way to protect themselves from fraud. Since its launch in 2020, more than 2.5 billion checks have been completed.

Payee 98

Payee Fraud Prevention Rules Checks 98

PYMNTS

OCTOBER 5, 2020

While the global pandemic has taken a toll on almost every business, consumer demand for all things touchless is surging — and has even been a driver of growth for QR codes. Although the 20-year-old technology has long enjoyed strong adoption in Asia (especially China), 2020 could go down as the year that U.S.

Contactless Payments 144

Contactless Payments Consumer PayPal Payments 144

PYMNTS

DECEMBER 14, 2020

The 2020 holiday shopping season is picking up, and consumers are heading online or to reopened brick-and-mortar stores to shop and pay for gifts. She explained that consumers do not generally think much about the payments piece of the shopping experience unless it does not work. Contactless Payments And eCommerce.

Consumer 139

Consumer Contactless Payments Payments Authentication 139

TechCrunch Fintech

APRIL 17, 2024

Business banking startup Mercury, founded in 2020, is now launching a consumer banking product. Mercury today serves more than 100,000 businesses, many of which are startups, via its B2B practice. All rights reserved.

Consumer 118

Consumer FinTech B2B Product 118

Fintech News

DECEMBER 2, 2024

The Vietnam Consumer Trends 2024 report, released in October, explores key drivers set to fuel Vietnam’s growth and opportunities, highlighting that digital payment methods are gaining dominance, and helping improve financial inclusion and accessibility.

Financial Inclusion 113

Financial Inclusion Financial Literacy Point-of-Sale (POS) NOV 113

Fintech Finance

DECEMBER 17, 2024

In a landscape where speed and security are essential for consumers, PayU sets a milestone by becoming the first payment gateway in Colombia to integrate Google Pay (GPay). Globally, over 40% of consumers already use digital wallets, and in Latin America, the use of these tools is expected to grow by 30% annually in the coming years.

Payment Gateways 97

Payment Gateways Gateways Online and Mobile Banking Payments 97

PYMNTS

DECEMBER 16, 2020

But yet another horseman of the shipping apocalypse has saddled up alongside skyrocketing consumer demand and competition for shipping from the new vaccine. He said the confluence of events is creating a “perfect storm” for shipping disruptions. A major snowstorm is expected to hit the East Coast this week, further slowing down shipping.

Volume 131

Volume On-Demand Consulting Consumer 131

Fintech News

MAY 29, 2025

It identifies key growth drivers and draws insights from a national survey of more than 1,100 consumers to understand the dynamics shaping Cambodias e-commerce landscape. According to the report, Cambodias e-commerce market grew at a compound annual growth rate (CAGR) of about 13% between 2020 and 2024, reaching US$1.51

Instant Payments 79

Instant Payments Cross-Border Payments Online and Mobile Banking Cross-Border 79

PYMNTS

NOVEMBER 18, 2020

Americans paid off $10 billion in credit card debt in the third quarter (Q3) of 2020, but borrowed more for car and housing loans, according to a report in the Wall Street Journal (WSJ) citing the Federal Reserve Bank of New York. According to the Fed’s latest quarterly report on household debt and credit, overall consumer debt hit $14.35

Credit Cards 124

Credit Cards Consumer Federal Reserve Fed 124

PYMNTS

DECEMBER 29, 2020

Amazonians around the world have truly shown what it means to be customer-centric and support our communities this year,” Jeff Wilke , CEO of worldwide consumer at Amazon, said in a press release on Tuesday (Dec. Amazon is reporting a record-breaking holiday shopping season that saw more than 1.5

Product 130

Product Posting Consumer 130

Fintech Finance

MARCH 30, 2025

Global analytic software leader FICO ’s analysis of UK credit card payments data from the past six years has revealed that consumers developed healthier credit card p ayment patterns during the pandemic, and those patterns have not fallen back to pre-pandemic levels. Fewer consumers are now paying off less than the minimum due.

Consumer 87

Consumer Credit Cards Payments Payer 87

NFCW

JANUARY 16, 2024

The Swiss central bank’s researchers based their analysis on anonymized, transaction-level data for a large sample of point-of-sale debit card payments made in Switzerland between 2019 and 2021. “In Switzerland – the country we study – the tap-and-go limit was doubled from CHF40 to CHF80 in April 2020.

Contactless Payments 122

Contactless Payments Research Consumer Central Bank 122

Fintech Finance

MARCH 20, 2025

NASDAQ: AFRM), the payment network that empowers consumers and helps merchants drive growth, to the U.K. Affirm provides consumers with a wider range of interest-free and interest-bearing installment options. “We’ve seen how Affirm’s consumer-first payment options accelerate growth for our U.S. and U.K. .

On-Demand 91

On-Demand Payment Networks Volume Consumer 91

FICO

AUGUST 29, 2022

FICO® Score Stays Steady at 716, as Missed Payments and Consumer Debt Rises. Each year, we provide insight into the national average FICO ® Score to help ensure consumers have a baseline measure of credit health standing. consumer reporting agencies (CRAs). Average U.S. by Ethan Dornhelm. expand_less Back To Top.

Consumer 98

Consumer Credit Cards Payments Governance 98

Fintech News

JANUARY 21, 2025

In India, WhatsApp Pay was initially introduced in 2020 with a 40 million user cap. The government is now taking steps to expand the reach of UPI beyond national borders, allowing Indian consumers and businesses to make and receive payments internationally. By November 2022, that user cap had been raised to 100 million.

Caps 122

Caps Digital Payments Debit Card AI 122

Fintech Finance

NOVEMBER 21, 2024

Through this implementation, Zimswitch aims to bolster the security of Zimbabwe’s digital payment infrastructure and provide an elevated level of protection and security for financial institutions and consumers. In 2020, the Reserve Bank of Zimbabwe designated Zimswitch as the national payment switch.

Fraud Prevention 97

Fraud Prevention Ubiquitous Payments Mitigation 97

Tearsheet

FEBRUARY 27, 2025

In late 2020, PayPal took its first crypto leap, letting users buy, sell, and hold select digital currencies within their accounts. The firm received a conditional Bitlicense from the New York State Department of Financial Services (NYDFS) in October 2020 and became one of the first companies to receive a full Bitlicense in June 2022.

PayPal 72

PayPal Payments Privacy Digital Currency 72

Clearly Payments

NOVEMBER 6, 2024

The payment processing market in the United States has demonstrated robust growth, driven by rising consumer demand for digital payments, advancements in financial technology, and the expansion of e-commerce. This growth is driven by increased adoption of digital payment methods, evolving consumer behavior, and an expanding e-commerce sector.

Process 105

Process ISOs Credit Cards Online and Mobile Banking 105

Fintech News

JANUARY 26, 2025

This shiftis not merely a matter of convenience; it is emblematic of an increasingly complex convergence between state-of-the-art technology, consumer desires for seamlessness, and the regions particular socio-economic landscape. In 2023, credit card payments comprised 52.2% of all cashless transactions in Japan.

Payments Trends 127

Payments Trends Payment APIs and Integration Embedded Finance Cross-Border 127

Payments Source

OCTOBER 13, 2020

Swedish point of sale credit company Klarna put itself in the awkward position of apologizing and trying to explain marketing emails to surprised and angry consumers, a misstep for a firm whose credit card alternative has found major traction during 2020’s crises.

Credit Cards 126

Credit Cards FinTech Consumer 126

The Fintech Times

MARCH 17, 2025

Through the new partnership, Checkout.com integrated BNPL solutions from Tabby into its platform, enabling merchants in the UAE and Saudi Arabia tooffer consumers seamless, flexible payment methods at checkout. This surge is driven by increasing consumer demand for flexible payment and credit solutions.

BNPL 64

BNPL Alternative Payment Methods On-Demand Payment Solutions 64

Fintech News

DECEMBER 9, 2024

However, this embrace of the new is not without a cautious side, as Singapore carefully balances innovation with robust regulation and consumer protection. This provides clarity and legitimacy to the crypto industry while simultaneously safeguarding consumer interests.

Cryptocurrency 117

Cryptocurrency Cross-Border Consumer Protection Facilitators 117

The Fintech Times

NOVEMBER 2, 2024

Banks By 2020, Bhutan’s financial sector included five banks, three insurance companies, one CSI bank, five microfinance institutions, one pension institution, two telecom companies as well as a single stock exchange. According to the 2022 Bhutan Living Standards Survey Report, 95 per cent of households own a smartphone, 99.6

Financial Inclusion 69

Financial Inclusion Technology FinTech Credit Cards 69

The Fintech Times

NOVEMBER 14, 2024

Fuse outlines a few of them: In Egypt, just shy of nine in 10 consumers have used at least one emerging payment method in the last 12 months. In Bahrain, the volume of e-wallet transactions almost tripled between 2020 and 2021. In Morocco, as much as 75 per cent of people had used at least one emerging payment method in 2022.

FinTech 78

FinTech Payments Emerging Payments APACS 78

Stax

MARCH 17, 2025

Consumers have a 46% higher checkout conversion rate when PayPal is an option at checkout. Industry data shows that there are 92 million consumers who use their Venmo balance. Nielsen Behavioral Panel of USA with 29K SMB monthly average desktop purchase transactions, from 13K consumers between April 2022-March 2023.

ISVS 88

ISVS Venmo BNPL PayPal 88

The Finance Weekly

JUNE 22, 2022

Even before the pandemic, business was booming for FCFOs, as between 2019-2020 there was a , 27% increase in CFO resignations creating a CFO talent shortage that has only , gotten worse in 2020 and 2021. The past few years have created the perfect growth environment for Fractional CFOs. This is where Fractional CFOs come into play.

Automation 264

Automation Process On-Demand Audit 264

PYMNTS

JANUARY 1, 2021

If 2020 was the year of streaming media, of content done a million different ways, of apps and Apple, and Google’s and Amazon’s algorithms … it was also the year of Big Tech regulation, where 2020 set the stage for a 2021 that could be seismic in changing the way companies — from Facebook to Apple to debt collectors — interact with consumers.

Regulations 141

Regulations FTC Federal Trade Commission Treasury 141

Fintech News

JANUARY 12, 2025

Consumer adoption of BNPL has also surged, with now 40% of Filipino users relying on BNPL for budgeting and immediate expenses. The country’s US$221 billion SME credit gap underscores the immense opportunity for alternative lending solutions.

FinTech 120

FinTech Financial Inclusion BNPL Cross-Border 120

Fintech Finance

MARCH 17, 2025

This partnership integrates Tabby’s popular BNPL solutions directly into Checkout.com’s platform, allowing merchants to offer consumers seamless, flexible payment methods at checkout. This surge is driven by increasing consumer demand for flexible payment and credit solutions.

BNPL 59

BNPL Alternative Payment Methods On-Demand Payment Solutions 59

The Fintech Times

DECEMBER 21, 2024

Originally established in November 2020, the partnership between Affirm and Adyen began by making Affirm available to eligible Adyen merchants in the US, online and in-store through Adyens physical payment terminals. . Together with Affirm, were unlocking greater flexibility for consumers across the US and Canada.”

Payments 59

Payments BNPL Legal Consulting 59

The Fintech Times

DECEMBER 16, 2024

.” Over $23million of customer losses HSBC received just under 1000 reports (~950) of unauthorised transactions between January 2020 and August 2024, which resulted in customer losses of about $23million. Almost $16million of this occurred in the six months from October 2023 to March 2024.

Scams 64

Scams Online and Mobile Banking Non-Bank Transactions 64

The Fintech Times

SEPTEMBER 12, 2024

Consumers are increasingly turning to digital payment methods instead of cash across the UAE and Saudi Arabia, according to new data from Checkout.com , the global payments solution provider. Past data revealed a 56 per cent increase in consumers engaging in e-commerce weekly since 2020.

Consumer 69

Consumer BNPL Payments Payment Solutions 69

Fintech News

JULY 15, 2024

Reports also show that approximately 50% of Myanmar’s adult population had a bank account in 2020, reflecting growth in financial inclusion and creating new opportunities for businesses and individuals. By 2020, Wave Money had processed US$8.7 Digital transactions accounted for 17.4%

FinTech 113

FinTech Online and Mobile Banking Financial Inclusion Payroll 113

The Fintech Times

NOVEMBER 6, 2024

This will attract and retain an important consumer segment. Consumers can use it to make transactions with merchants and service providers. Since its introduction by the Central Bank of Brazil in 2020, Pix has become a habitual payment method in the largest country in South America.

Cross-Border 64

Cross-Border Central Bank Transactions Instant Payments 64

PYMNTS

NOVEMBER 25, 2020

But like so many other things this year, that image might be on hold for 2020. The sidewalks and shops will likely be less crowded, and if consumers are wearing smiles, they’ll likely be obscured by masks as it seems COVID-19 pandemic cases will be ringing in the year on the rise.

Contactless Payments 123

Contactless Payments PayPal Small Business On-Demand 123

PYMNTS

SEPTEMBER 30, 2020

The end of the third quarter of 2020 offers a moment to look back — and ahead — as a year unlike any other is (a bit more) than three quarters finished. It may be hard to remember, but when 2020 dawned, unemployment was near historic lows, at about 3.6 to continue.

Payments 141

Payments Automation Research Risk 141

Fintech News

APRIL 24, 2025

The companys ecosystem leverages AI-driven, credit-enabled solutions to empower businesses and consumers alike. Atome Financial specialises in consumer financing, ADVANCE.AI billion Bolttech, launched in 2020, combines innovative technology with insurance expertise to partner with top insurers and businesses worldwide.

FinTech 138

FinTech Online and Mobile Banking Payment APIs and Integration Finance 138