The Fintech Times

NOVEMBER 14, 2024

Félix Pago uses blockchain and artificial intelligence (AI) to power its chat-based platform which makes financial services more accessible for those in historically underserved regions. Remittances from the United States to Latin America reached $155billion in 2023.

Visa 64

Visa Financial Inclusion Cryptocurrency Cross-Border 64

The Payments Association

JUNE 3, 2025

Creating a recognisable symbol of outstanding quality, safety, and trust for organisations supporting underserved consumers would drive trust among the public and generate a better understanding of community finance solutions. For instance, in a city of almost 9 million, the London Mutual Credit Union reports only 36000 members.

Financial Inclusion 88

Financial Inclusion Financial Literacy Treasury Government 88

The Fintech Times

FEBRUARY 19, 2025

fact, digital wallet adoption more than tripled between 2019 and 2023, with the proportion of card transactions using a digital wallet increasing from eight per cent to 29 per cent, the regulators revealed. In 2023, approximately 20 per cent of card users used a digital wallet for over 50 per cent of their card transactions.

Regulations 72

Regulations Underserved Authorization Innovation 72

Tearsheet

JANUARY 28, 2025

Their customers, who depend on those local banking relationships, are already underserved by the broader financial system and would be left further behind by the shift towards digital payments. In 2023, we processed 99.95% of transactions without a report of scam or fraud, but we know the work to stay ahead of criminals is never done.

Zelle 52

Zelle Transactions Credit Union P2P 52

Fintech News

NOVEMBER 17, 2024

As of 2023, the country had converted 52.8% Oradian can enable swift entry into any market, including those that have been historically underserved. With Oradian’s latest product development, Custom Code° , customisation capabilities can be not only matched but bettered by in-house systems.

SWIFT 116

SWIFT API Underserved Interoperability 116

The Fintech Times

JULY 15, 2025

Founded in 2023, Yasmina enables digital platforms to offer personalised insurance at checkout, and plans to enter the UAE and Egypt. The deal connects Blue Remit’s digital platform with TerraPay’s global infrastructure, enabling faster, compliant transfers to mobile wallets, bank accounts and cards, especially in underserved regions.

FinTech 59

FinTech Void Online and Mobile Banking Push-to-Card 59

The Payments Association

MARCH 18, 2025

The growth of open finance Open finance, valued at approximately $25 billion in 2023 , is accelerating the convergence of payments, credit, and wealth management, creating deeply integrated financial ecosystems that deliver embedded, real-time services. As of 2023, account-to-account (A2A) transactions in the U.S. reached $1.1

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

The Fintech Times

APRIL 17, 2025

LoanTube , the UK digital credit marketplace for underserved consumers and businesses, has partnered with lending provider Evlo to enhance access to transparent, real-rate loan comparison across Evlos unique branch-based digital lending network.

FinTech 59

FinTech Embedded Finance AI Verification 59

Fintech News

APRIL 24, 2025

In December 2023, InCred Finance became a unicorn after raising $60 million in a Series D funding round, giving it a valuation of $1.04 The company also operates FINTQ, a platform that facilitates access to financial products such as loans, savings, and insurance through mobile devices, particularly in underserved areas.

FinTech 138

FinTech Online and Mobile Banking Payment APIs and Integration Push-to-Card 138

Finextra

JUNE 30, 2025

Offbeat Destinations Riding the Digital Wave One of the regions leading this transformation is Northeast India, long known for its raw beauty but historically underserved in terms of travel infrastructure. Today, tourism hubs in Meghalaya, Ziro Valley, and Arunachal Pradesh are seeing a surge in cashless bookings and QR-based transactions.

Digital Payments 52

Digital Payments Payment APIs and Integration Embedded Finance Payments 52

The Fintech Times

DECEMBER 2, 2024

Payments retained the lion’s share of funding, attracting $21.4billion globally, while regtech emerged as a rare area of growth, surpassing its 2023 total with $5.3billion in the first half alone.

FinTech 69

FinTech Financial Crimes Underserved Crime 69

Fintech News

JUNE 12, 2025

The company partners with financial institutions to offer investment products, targeting underserved mass retail investors in Vietnam, from millennials to families in rural areas. Untapped opportunities In 2023, Vietnam’s market capitalization-to-GDP ratio was approximately 44%, according to data from the Asian Development Bank (ADB).

Governance 106

Governance Government Acquirers Cryptocurrency 106

Fintech News

DECEMBER 15, 2024

For business clients, often underserved in traditional banking, Techcombank has simplified the once-arduous processes of account opening and financial management, offering journeys that are as seamless as their retail counterparts. In 2023 alone, Techcombank acquired more than 2 million customers entirely digitally.

Online and Mobile Banking 105

Online and Mobile Banking On-Demand Economy Transactions 105

Fintech Finance

OCTOBER 29, 2024

With a population of 32 million, Peru has become a significant player in the remittance landscape, receiving US$4,446 million in remittances in 2023. The demand for efficient and user-friendly financial solutions is paramount, especially among the unbanked population, which stands at approximately 40% of the adult population in Peru.

Financial Inclusion 105

Financial Inclusion Cross-Border Economy Underserved 105

The Fintech Times

FEBRUARY 5, 2025

Launched in 2023, Fintech Fringe connects innovative fintech startups with established financial institutions, sparking breakthroughs in the sector. “Whether through customer-facing tools or B2B innovations, this is an opportunity to drive meaningful change in an underserved market.

Underserved 64

Underserved Innovation B2B FinTech 64

Fintech Finance

JULY 17, 2025

With over 35 million registered users and up to 15 million transactions processed daily, the company offers a comprehensive suite of digital financial services tailored to the needs of underserved communities. The ranking, based on revenue growth between 2020 and 2023, highlighted PalmPay’s rapid scale and market traction across Africa.

FinTech 59

FinTech Consumer Underserved B2B 59

The Fintech Times

MARCH 27, 2025

In August 2023, we launched our personal banking solution through Moniepoints subsidiary, Moniepoint Microfinance Bank, offering a reliable debit card which can be used at ATMs, POS terminals, and online; alongside a personal banking app where users can make transfers, pay bills and buy airtime.

FinTech 59

FinTech Financial Inclusion Cross-Border Payments Online and Mobile Banking 59

Fintech Finance

JULY 17, 2025

With over 35 million registered users and up to 15 million transactions processed daily, the company offers a comprehensive suite of digital financial services tailored to the needs of underserved communities. The ranking, based on revenue growth between 2020 and 2023, highlighted PalmPay’s rapid scale and market traction across Africa.

FinTech 52

FinTech Consumer Underserved B2B 52

M2P Fintech

MARCH 24, 2025

from 2023 to 2032. Alternative Lending: Expanding Access to Credit Alternative lending platforms are revolutionizing access to credit, offering a vital lifeline for borrowers underserved by traditional institutions. With the market projected to soar to $ 71.8

Payment APIs and Integration 52

Payment APIs and Integration Blockchain Regulatory Compliance Underwriting 52

The Fintech Times

JANUARY 21, 2025

Netbank has partnered with Discovery Credit Solutions Corp (DCSC) to introduce a financial service solution designed to streamline loan management and improve financial access for underserved communities.The solution enables Discovery Credit Solutions to efficiently manage loan disbursements, collections as well as account reconciliation.

FinTech 59

FinTech Multi-Currency Payment APIs and Integration Online and Mobile Banking 59

Stax

JUNE 18, 2025

Vertical SaaS companies often focus on developing solutions for complex or underserved industries that have typically been ignored by bigger software companies. in 2023 with a projected CAGR of 9.6% In contrast, horizontal SaaS companies provide generic solutions that cater to the needs of several different industries. through 2034.

Underserved 167

Underserved Addressing CRM Compliance 167

Fintech Finance

JANUARY 13, 2025

As Ghana continues its economic strides with a GDP per capita of USD $2,238 for 2023, and notable growth in sectors like agriculture, mining and digital infrastructure. Ghana presents a tremendous opportunity for Mastercard to enhance its geographical presence in West Africa.

Visa 98

Visa Financial Inclusion Cross-Border Payments Cross-Border 98

The Fintech Times

MARCH 18, 2025

He will advise on PayFutures expansion strategy, as it targets high-growth underserved markets across the Middle East, Africa, South East Asia and Latin America. Since it began operating in the US in July 2023, OakNorth has lent over $700million to the lower mid-market.

FinTech 59

FinTech Payment APIs and Integration Non-Bank APACS 59

Finovate

JUNE 27, 2025

Co-founded in 2023 by Angel Onuoha and Ahmed Shehu, Zuvy provides invoice financing to businesses in the FMCG (“fast-moving consumer goods”) and healthcare sectors, as well as to companies in supply chain industries. “Financial inclusion is central to unlocking economic growth across the continent.

Acquirers 104

Acquirers Privacy FinTech Consumer 104

Finovate

JULY 18, 2025

Founded in 2023 and headquartered in Paris, Spiko offers a cash management platform designed to democratize access to money market funds and treasury yields. The round also featured participation from Raise Seed for Good and Alven, which led Skarlett’s pre-seed funding round in 2023, the year the company was founded.

Cash Management 52

Cash Management Treasury FinTech Finance 52

Fintech News

DECEMBER 20, 2023

In 2023, Singapore actively pursued key initiatives across various domains in the financial sector. Green finance takes center stage In 2023, MAS accelerated its efforts to foster green finance, enable reliable ESG data collection and sharing, and encourage sustainability initiatives. and advancing talent.

FinTech 111

FinTech Cross-Border CBDC Web 3.0 111

FICO

DECEMBER 1, 2022

4 AI Predictions for 2023: From the Great Correction to Practical AI. A pragmatic approach I call Practical AI will rise in 2023 like a phoenix from the ashes of years of irrational exuberance around artificial intelligence. Here are my predictions for Practical AI in 2023: 1. JessicaButalla@fico.com. Tue, 07/19/2022 - 16:11.

AI 98

AI Governance Government Audit 98

Faster Payments Council

MARCH 15, 2023

This in-person event will take place on March 20-21, 2023, at the Loews Kansas City Hotel. 100B/yr US alone – sticky, underserved, corporate/gov't load (no consumer). Hear about programs, dispersals – NY, FL, KY, Ukraine, more – what worked/didn't & how YOU can enter in this underserved market.

FPC 88

FPC ISO 20022 Federal Reserve Cross-Border Payments 88

Fintech News

NOVEMBER 20, 2024

In 2023, the company took its first step toward global expansion by entering the Hong Kong market. billion in 2023. In 2023, foreign direct investment (FDI) from China to ASEAN amounted to US$17.3 Its key offerings include multi-currency accounts, secure and compliant payments, and global transfers. billion to US$696.7

Cross-Border Payments 131

Cross-Border Payments Cross-Border B2B Due Diligence 131

Fintech News

JUNE 9, 2024

From January to April this year, loan disbursements surged by 87.19% compared to the same period in 2023, reaching US$189 million. Since its launch in 2016, JULO has disbursed over US$1 billion in total, with nearly half of that amount disbursed in 2023 alone—a 50% increase from the previous year.

Underserved 119

Underserved Financial Inclusion Non-Bank Returns 119

Fintech News

JANUARY 7, 2024

This funding boost comes after KOMUNAL’s operational profitability in the second half of 2023. In 2023, KOMUNAL reported a significant growth, channeling a total of US$ 600 million in combined loans and deposits, nearly three times the amount of the previous year. ” said Hendry Lieviant, Co-Founder & CEO of KOMUNAL.

Underserved 124

Underserved Financial Inclusion Participant Regulations 124

Fintech News

JULY 30, 2024

million in 2023, up from US$113.7 Launched two years ago, GXS focuses on serving financially underserved groups, including gig economy workers and small businesses, primarily through the Grab app. The partners have committed US$1.5 According to Bloomberg , the bank’s losses expanded to US$152.1

Underserved 111

Underserved Assessments Small Business Volume 111

Fintech News

FEBRUARY 4, 2024

Emerging technologies are critical for wealth management firms as economies faced a dampened investment environment in 2023, with disappointing equity returns and sky-high interest rates. Capgemini’s World Wealth Report 2023 highlighted the segment’s substantial market size, controlling nearly US$27 trillion in wealth.

Returns 136

Returns On-Demand AI Underserved 136

Fintech News

MARCH 11, 2024

This move follows the S$300 million previously raised in December 2023. The company aims to focus on innovation and catering to underserved market segments. The funds from the additional issuance will be directed towards financing DCS’s receivables from both retail and corporate customers, facilitating further expansion.

Security 111

Security Underserved Credit Cards Visa 111

Fintech Finance

DECEMBER 17, 2024

According to World Bank data, remittance flows to Sub-Saharan Africa reached USD 54 billion in 2023, with a projected growth of 1.5% A GSMA report revealed that the number of registered mobile money accounts in Sub-Saharan Africa reached 835 million in 2023.

Cross-Border Payments 97

Cross-Border Payments Cross-Border Financial Inclusion Payment APIs and Integration 97

Fintech News

APRIL 10, 2025

Endowus Absolute growth rate: 1345.26% Revenue (2023): $6.58 Aspire Absolute growth rate: 989.96% Revenue (2023): $39.79 Nium Absolute growth rate: 575.96% Revenue (2023): $109.90 Nium Absolute growth rate: 575.96% Revenue (2023): $109.90 EasyTransfer Absolute growth rate: 391.93% Revenue (2023): $26.61

FinTech 115

FinTech Payment APIs and Integration Online and Mobile Banking AI 115

Bank Automation

JANUARY 10, 2024

Digital bank Arc launched a venture debt financing platform to fill a gap in the market that surfaced during the 2023 banking crisis. When Silicon Valley Bank collapsed in March, the venture debt marketplace was left underserved, which “unlocked this market opportunity for [Arc],” Chief Executive Don Muir told Bank Automation News.

Finance 78

Finance Underserved Transactions Automation 78