Basis Theory

NOVEMBER 12, 2024

Today, we can tokenize anything from credit card primary account numbers (PAN) to one-time debit card transactions or social security numbers. As a merchant, to understand tokenization for your own benefit, it’s critical to understand: What tokenization is, why it’s important for payments, and how it compares to encryption.

Encryption 157

Encryption Payment APIs and Integration PCI DSS Returns 157

Stax

APRIL 3, 2025

According to the Worldwide Retail Ecommerce Forecast 2024 by eMarketer, eCommerce will account for 21.0% But launching your eCommerce store is just half the equationaccepting payments efficiently and effectively is a whole different ball game. The eCommerce payment solution infrastructure involves several key players.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

Clearly Payments

NOVEMBER 6, 2024

The payment processing market in the United States has demonstrated robust growth, driven by rising consumer demand for digital payments, advancements in financial technology, and the expansion of e-commerce. The value chain in payment processing involves multiple parties that play specific roles in facilitating transactions.

Process 105

Process ISOs Credit Cards Online and Mobile Banking 105

Fintech News

JANUARY 21, 2025

Southeast Asia is on the brink of a rapid expansion in open banking, with financial institutions leveraging open banking to enhance customer experiences, and fintech companies utilizing application programming interfaces (APIs) to revolutionising payments, lending, and more.

Payment APIs and Integration 111

Payment APIs and Integration Finance Cross-Border API 111

Stax

MARCH 18, 2025

According to the US Federal Reserve in 2022, general-purpose card payments reached $153.3 On top of that, 69% of Americans online in 2023 said they used digital payment methods to make a purchase. To address evolving customer demands and accept electronic payments, you need a payment processing system.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

The Payments Association

JUNE 3, 2025

Once a system for masking sensitive data, tokenisation has evolved into a foundational technology for enabling secure, interoperable, and scalable digital payments. However, with its growing role comes increasing complexity, particularly in terms of integration, regulation, and the architecture of future payment flows.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

Fintech Finance

MARCH 18, 2025

Checkbook , a leading innovator in payment solutions, today announced the launch of its new payment rails, now integrating PayPal and Venmo seamlessly into its existing APIs. In todays fast-paced digital economy, customers expect seamless and instant payment experiences to meet them where they are.

Venmo 59

Venmo PayPal Payment APIs and Integration On-Demand 59

The Payments Association

JULY 18, 2025

London fintech Yaspa, an award-winning provider of real-time payment, account verification and intelligence solutions, has announced its partnership with VIALET, the European-licensed electronic money institution. About Yaspa 
‍ Yaspa is an award-winning fintech that delivers personal intelligence through instant payments.

Multi-Currency 88

Multi-Currency Payment APIs and Integration Real Time Payments Instant Payments 88

Fintech Finance

APRIL 9, 2025

Bank payment company GoCardless has announced a partnership with Optty , a payments API platform, to help medium and large businesses in Australia to simplify their payment processes, operate more efficiently, and scale with ease.

Payment APIs and Integration 88

Payment APIs and Integration Payments Global Payments Payment Networks 88

Stax

FEBRUARY 19, 2025

For companies looking to scale, Independent Software Vendors (ISV) are a crucial tool that provides specialized software solutions that integrate seamlessly with existing business tools. ISV integrations offer numerous advantages, from improved functionality to a superior customer experience. The Benefits of ISV Integrations 1.

ISVS 88

ISVS Payment APIs and Integration API Best Practices 88

Fi911

MAY 22, 2025

The payments industry in Europe is bracing for its next major regulatory evolution with PSD3 (Payment Services Directive 3). But what does PSD3 aim to change, and why should banks and payment providers care? But what does PSD3 aim to change, and why should banks and payment providers care?

Payment APIs and Integration 66

Payment APIs and Integration Fraud Prevention Consumer Protection API 66

Fintech News

JUNE 16, 2025

The service, developed in partnership with providers including Amazon Web Services (AWS) , is aimed at helping firms roll out new payment tools more efficiently. It also supports integration with modern payment technologies, such as ISO 20022-based Transaction APIs, and offers private, seamless connectivity across the region.

Visa 101

Visa ISO 20022 Payment APIs and Integration ISOs 101

The Fintech Times

MARCH 18, 2025

The UK’s Financial Conduct Authority (FCA) has approved Atoa Payments , an open banking-enabled payments provider, to operate as an Authorised Payment Institution (API). Now, with FCA authorisation, Atoa is accelerating its mission to bring fast, secure, and cost-effective payments to larger enterprises.

Processing Costs 59

Processing Costs Payment Security Process Security 59

Finextra

JULY 7, 2025

Home News Payments Mastercard and Pay4You form spend management partnership Editorial This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. Sponsored [On-Demand Webinar] Can You Have It All? Corporate credit cards have long been underused in this area.

Visa 64

Visa Payment APIs and Integration Cross-Border Payments Cross-Border 64

The Payments Association

NOVEMBER 29, 2024

Dennis Jones, senior marketing manager at Jack Henry, positioned payments-as-a-service, banking-as-a-service, and fintech partnerships as cost-effective ways to drive efficiencies and reduce fraud rates without replacing existing infrastructures. Digital banking is firmly positioned as the foundation of the new financial services industry.

Disputes 88

Disputes Issuers Card Issuer Payment APIs and Integration 88

Finextra

JUNE 12, 2025

On-Demand 440 registered Online Join this Webinar As VOP implementation across the SEPA region progresses, what are the practical next steps for financial institutions? Verification of Payee (VOP) scheme rules have been released by the European Payment Council (EPC) to comply with the EU’s Instant Payments Regulation (IPR).

Payee 52

Payee On-Demand Verification Payment APIs and Integration 52

Fintech Finance

FEBRUARY 27, 2025

Orum , which transforms payment technology for businesses by revolutionizing payment speed, certainty, and payment rail orchestration, has announced it will now offer U.S. customers real-time1 fund transfers to and from bank accounts via debit card with its Deliver API solution, powered by Visa Direct.

Faster Payments 64

Faster Payments Payment APIs and Integration Debit Card Push-to-Card 64

Finextra

JUNE 26, 2025

And if your customers don’t feel safe while making payments, they won’t return. In this guide, you’ll understand what digital payment security is and what these regulations mean, how they impact your payment operations, and what you need to do to meet them. PCI DSS stands for Payment Card Industry Data Security Standard.

PCI DSS 52

PCI DSS AML Process Payment APIs and Integration 52

Fintech News

JULY 7, 2025

Digital-first players are racing to reshape customer expectations, while a broader transformation is underway to evolve from “super apps” into truly integrated “life apps.” Nikkei Asia projects that the ASEAN digital payments market could reach US$2 trillion by 2030 , underscoring the massive opportunity. Consumers are demanding more.

Automation 106

Automation Payment APIs and Integration Financial Inclusion Cross-Border Payments 106

EBizCharge

JANUARY 14, 2025

Finding the right payment gateway for your business in 2025 is a critical step toward ensuring seamless online transactions, boosting customer satisfaction, and securing your revenue streams. What is a payment gateway? Fraud detection and prevention are critical features of a payment gateway.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

The Fintech Times

MARCH 6, 2025

Unifying global fiat and stablecoin payments, stablecoin payments infrastructure provider BVNK has announced a new embedded wallet. They have existed in today’s market for some time but have had limited capabilities to manage stablecoin, crypto and fiat payments in one place. Embedded wallets are not a novelty.

Stablecoins 59

Stablecoins Payment APIs and Integration FedWire Multi-Currency 59

Fintech Finance

JUNE 15, 2025

Volt, the global real-time payments platform, has been chosen by Motorhome Republic to power its PayTo payment option in Australia. PayTo is a real-time payment system developed by Australia’s New Payments Platform in 2022. The level of support and collaboration from both teams has been outstanding.

Payment APIs and Integration 52

Payment APIs and Integration Real Time Payments Void Agreements 52

The Payments Association

MAY 3, 2025

The payments outlook 2025: Strategic priorities from industry leaders May 2 2025 by Payments Intelligence LinkedIn Email X WhatsApp Whats the article about? The strategic priorities for the payments industry in 2025, as discussed by senior payments leaders who attended a Payments Labs roundtable.

Payment APIs and Integration 88

Payment APIs and Integration Cross-Border Embedded Finance Payments 88

Finextra

JULY 3, 2025

1 Like 0 03 July 2025 Be the first to comment Nikunj Gundaniya Product manager Digipay.guru Location Ahmedabad Followers 12 Opinions 67 Follow Unfollow Your customers expect quick, secure, and smooth digital payments. That means actual funds reside in their account inside your system, not just a link to their card or bank.

eWallet 52

eWallet Payment APIs and Integration PCI DSS Online and Mobile Banking 52

Fintech Review

MAY 4, 2025

Whether you are a B2B founder building a global marketplace, a CFO steering a SaaS scale-up, or a finance team tasked with managing complex payments, finding the best fintech tools is critical. This guide covers the top 100 fintech tools across key categories including banking APIs, billing, KYC/AML, FX, crypto tools, and open banking.

Payment APIs and Integration 76

Payment APIs and Integration FinTech Multi-Currency Embedded Finance 76

Stax

JANUARY 28, 2025

Completing online payments via manual card entry can be time-consuming and off-putting for customers. This article will cover everything you need to know about Click to Pay, including its history, how it works, and how you can implement the payment method in your business. Learn More What is Click to Pay?

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

Fintech Finance

MAY 27, 2025

ACI Worldwide (NASDAQ:ACIW), an original innovator in global payments technology, has announced the integration of the major UK, EU and global networks’ payment capabilities into ACI Connetic , ACI’s transformative, cloud-native payments hub.

Payment APIs and Integration 59

Payment APIs and Integration Payments Federal Reserve Cross-Border Payments 59

Finextra

JULY 9, 2025

With APIs, ISO 20022 messaging, and global collaborations, real-time payments are transforming the way companies operate across borders. With APIs, ISO 20022 messaging, and global collaborations, real-time payments are transforming the way companies operate across borders. That’s no longer the case.

Real Time Payments 52

Real Time Payments Cross-Border ISO 20022 Transactions 52

Fintech Finance

JUNE 23, 2025

ACI Worldwide (NASDAQ:ACIW), an original innovator in global payments technology, has expanded its global technology partnership ecosystem to help financial institutions across the globe increase operational resiliency and address evolving regulatory requirements to safeguard the stability of the financial system.

Technology 84

Technology Payment APIs and Integration Non-Bank Fraud Prevention 84

Finextra

JULY 8, 2025

Home Announcements Payments Dext and Airwallex introduce cross-border payment routing and accounting for SMEs External This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. It expresses the views and opinions of the author.

Cross-Border Payments 52

Cross-Border Payments Cross-Border Accounts Multi-Currency 52

Fintech Review

APRIL 19, 2025

These included cloud accounting, SME lending dashboards, invoicing tools, and payment portals. It allows software platforms to integrate payments, lending, insurance, and other financial services directly into their user interfaces, without becoming regulated financial institutions themselves. builds connected ecosystems.

Finance 94

Finance FinTech Embedded Finance Payment APIs and Integration 94

Fintech News

MAY 29, 2025

ACI Worldwide has unveiled ACI Connetic , a new cloud-native platform designed to streamline payment processing for banks and financial institutions. The platform integrates multiple payment types, including Swift cross-border payments, real-time gross settlement systems like Target2, and SEPA Instant payment networks such as RT1 and TIPS.

Payment APIs and Integration 64

Payment APIs and Integration Cross-Border Payments Federal Reserve SWIFT 64

The Payments Association

MARCH 18, 2025

From open banking to open finance and beyond: The future of financial data-sharing March 18 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? Open finance is transforming financial services by enabling broader data-sharing, fostering competition, and driving innovation in payments and financial products.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Fintech News

FEBRUARY 2, 2025

This includes pricing, instalments, multi-currency accounting, credit limits, interest calculations, exceptions, fees and commissions, authentication validity periods, risk operations, workflows, and more. For multi-currency cards, Way4 routes the transaction to a specific currency account according to the rules pre-configured by the issuer.

Card Issuer 109

Card Issuer Issuers Multi-Currency Online and Mobile Banking 109

Fintech Finance

JULY 23, 2025

Tuum Solidgate Treasury marks a major step in powering global B2B payments through modern fintech infrastructure. Scalability and proven success in high-volume, cross-border payments The ability to scale and handle high volumes of transactions is crucial for Solidgate.

Payment APIs and Integration 52

Payment APIs and Integration Treasury Cross-Border Cross-Border Payments 52

Fintech Finance

FEBRUARY 6, 2025

Monite , the API-first embedded workflows pioneer, introduces its lightning-fast iFrame solution. The accelerated integration empowers SMB providers like vertical SaaS, neobanks and payment platforms to make agile, data-driven decisions, setting a new standard for speed and efficiency in the industry. By adhering to OAuth 2.0

Payment APIs and Integration 94

Payment APIs and Integration Embedded Finance B2B Use Case 94

Fintech Finance

JUNE 17, 2025

The acquisition brings together two major players in API-based financial innovation, aligning with Fabrick’s broader mission to enable embedded finance across the region. The convergence between Fabrick and finAPI aims to improve customer experience in payments and access to financial data, making it increasingly secure, fast, and reliable.

Payment APIs and Integration 52

Payment APIs and Integration Embedded Finance Acquirers API 52