Stax

APRIL 10, 2025

TL;DR You get to choose from traditional payment methods like cash and checks, online payment methods like digital wallets and ACH transfers, and emerging payment methods like BNPL services and cryptocurrencies. Well highlight the pros and cons of each payment medium to help you narrow down the right options for your company.

Small Business 88

Small Business Wire Transfer BNPL ACH 88

Clearly Payments

OCTOBER 31, 2024

America Biometric Payments 2 Global, especially mobile-first markets Cash Payments 5 Emerging Markets, some developed regions Central Bank Digital Currencies (CBDCs) 1 Asia, Caribbean Credit Cards Overview : Credit cards allow consumers to make purchases on credit, paying later and often with interest. They remain a staple payment method globally.

Online and Mobile Banking 98

Online and Mobile Banking RTP BNPL Debit Card 98

PYMNTS

OCTOBER 11, 2016

Now, as a two-sided B2B payments company, Sourcery must meet the demands of both its corporate buyer and supplier customer base. According to Moran, one way to approach the conflict is by choosing a strategic payment rail: ACH. ” It’s why Moran considers ACH the best payment rail in B2B payments.

ACH 75

ACH B2B Commercial Card ACH Network 75

Finovate

NOVEMBER 14, 2024

So far, the IPX solution has displaced 25% of same-day ACH transactions, with 53% fewer fraud losses compared to same-day ACH and an 83% reduction in operational overhead for P2P payment networks.” ” said Star One CEO Gary Rodrigues. “The IPX solution empowers our members to take control of their cash flow.

Credit Union 59

Credit Union Same Day ACH Credit Union Service Organization FedNow 59

PYMNTS

OCTOBER 26, 2018

” Citi concluded that commercial card adoption is largely driven by businesses’ demand for greater visibility into spend and cash flow, as well as the tools’ ability to streamline financial controls and governance and promote efficiencies. . Reports in The Asset on Thursday (Oct. Reports in The Asset on Thursday (Oct.

ACH 79

ACH Commercial Card Correspondent Treasury 79

Finextra

JULY 2, 2025

MiniPay users will soon be able to create virtual USD and EUR accounts, enabling them to receive payments via ACH and Sepa. MiniPay and Noah debut global-to-local stablecoin payments MiniPay and Noah have joined forces on non-custodial stablecoin payments that connect global banking rails with local payment methods.

Stablecoins 64

Stablecoins Payment APIs and Integration Non-Bank Cross-Border Payments 64

The Fintech Times

MAY 3, 2025

The new offering arrives as the demand for cross-border payments increases and is set to help the market reach its estimated forecast of $320trillion by 2032. Cross River and Aion have previously partnered to enable instant payments domestically via RTP and FedNow, as well as traditional methods such as ACH, same-day ACH and Wires.

International Payments 69

International Payments Cross-Border Cross-Border Payments Same Day ACH 69

PYMNTS

JULY 30, 2020

The Salt Lake City payment processing platform has joined with Plaid, a Visa subsidiary based in San Francisco, that builds financial technology platforms to connect bank accounts and initiate automated clearing house (ACH) transfers. Plaid is connected to more than 11,000 financial institutions.

ACH 63

ACH Debit Card Authentication Process 63

Payments Dive

JUNE 12, 2025

View all Industry Intel The Payments Race: How to Verify at the Speed of Money Webinar - on demand • Provided by Trulioo Payments Dive news delivered to your inbox Get the free daily newsletter read by industry experts Email: Select user consent: By signing up to receive our newsletter, you agree to our Terms of Use and Privacy Policy.

Privacy 107

Privacy Push-to-Card Debit Card Addressing 107

PYMNTS

JUNE 24, 2019

These professionals are entering the market with a demand for digitization, and it’s driving the emergence of digital- and mobile-first banks built for small businesses. “The majority of our customers are using ACH,” he told PYMNTS in a recent interview. even without regulatory mandates as seen in areas like the U.K.

ACH 74

ACH Payment APIs and Integration Business Payments Checks 74

The Fintech Times

MARCH 6, 2025

Some notable schemes users will have access to include: Swift ACH Fedwire SEPA FPS Solana Tron Polygon Ethereum BNB Smartchain Bitcoin Cardano Integrating the wallet Fintechs, crypto apps, PSPs , marketplaces and payroll platforms can embed the multicurrency wallet into their platform via API.

Stablecoins 59

Stablecoins Payment APIs and Integration FedWire Multi-Currency 59

Fintech Finance

JUNE 5, 2025

This streamlined process is expected to improve payment success rates for both consumers and government agencies by offering superior accuracy versus legacy e-check/ACH workflows flows. Trustly’s process is backed by a patented split-token security process that is more secure than traditional methods of hand-keying account information.

Government Payments 59

Government Payments Government Governance CFPB 59

Payments Dive

JUNE 12, 2025

View all Industry Intel The Payments Race: How to Verify at the Speed of Money Webinar - on demand • Provided by Trulioo Payments Dive news delivered to your inbox Get the free daily newsletter read by industry experts Email: Select user consent: By signing up to receive our newsletter, you agree to our Terms of Use and Privacy Policy.

Digital Payments 88

Digital Payments Payments Privacy Push-to-Card 88

Clearly Payments

JANUARY 21, 2025

Features Government Agencies Should Look For When upgrading payment systems, government agencies should prioritize the following features: Multiple Payment Channels: Support for credit/debit cards, ACH transfers , mobile payments, and alternative methods like cryptocurrencies.

Government Payments 59

Government Payments Government Governance PCI DSS 59

Payments Dive

JUNE 12, 2025

View all Industry Intel The Payments Race: How to Verify at the Speed of Money Webinar - on demand • Provided by Trulioo Payments Dive news delivered to your inbox Get the free daily newsletter read by industry experts Email: Select user consent: By signing up to receive our newsletter, you agree to our Terms of Use and Privacy Policy.

Law Enforcement 88

Law Enforcement Scams Payments Zelle 88

Clearly Payments

NOVEMBER 6, 2024

The payment processing market in the United States has demonstrated robust growth, driven by rising consumer demand for digital payments, advancements in financial technology, and the expansion of e-commerce. Transaction Volume and Growth: The PayFac model is growing rapidly, driven by demand for digital payments and e-commerce.

Process 105

Process ISOs Credit Cards Online and Mobile Banking 105

PYMNTS

OCTOBER 15, 2020

Moving Beyond ACH . ACH might be among the most readily visible paper check killers — and as Nacha’s Larimer noted, “we need more than just ACH to make huge inroads [against checks]. Real time and the ACH network can actually work together to displace paper checks.” There need to be governance models.

Real Time Payments 125

Real Time Payments NACHA SWIFT TCH 125

Fintech Finance

SEPTEMBER 5, 2024

Working together, Trustly and Newline will drive innovation across the money movement landscape, including payments via the Automated Clearing House (ACH) and Real Time Payments (RTP) networks, and Trustly’s pay-by-bank ecosystem. The first payment products on which the parties will collaborate are deposits and withdrawals via ACH and RTP.

RTP 96

RTP Innovation ACH Agreements 96

Fintech Finance

MAY 1, 2025

It delivers unified and secure money movement experiences that can be embedded across a variety of customer channels, helping institutions meet digital demands quickly and efficiently. The post FIS Harmonizes Payments With Launch of Unified Money Movement Hub appeared first on FF News | Fintech Finance.

Payment APIs and Integration 59

Payment APIs and Integration OFAC Payments Fraud Detection 59

PYMNTS

DECEMBER 17, 2019

The other strategy is to migrate to another payment rail, likely Automated Clearing House (ACH), which is quickly climbing the B2B payment ranks. Yet both of these strategies require a third-party service provider to facilitate payment processing, whether funds are coming in via check or ACH. The Check-To-ACH Migration.

ACH 52

ACH B2B Third-Party Service Provider ACH Processing 52

PYMNTS

MARCH 19, 2019

The evolution of the on-demand economy has created a new generation in the workforce who expects to be paid immediately for services rendered. via automated clearing house (ACH) or the NOW Network from Fiserv. We live in a world where instant is an expectation,” DailyPay CEO Jason Lee said in the study.

On-Demand 57

On-Demand Direct Deposit Enrollments Funds Transfer 57

EBizCharge

JULY 10, 2025

You can create invoices and apply payments, but it lacks modern tools for real-time card processing, ACH handling, and PCI-compliant tokenization. A good NetSuite integration lets you accept credit cards, ACH, or other methods directly from invoices, automates reconciliation, and keeps everything within your ERP.

Payment Gateways 52

Payment Gateways Gateways Payments ACH 52

EBizCharge

JULY 18, 2024

Understanding an EDI payment and how it differs from Automated Clearing House (ACH) and Electronic Funds Transfer (EFT) is pivotal for efficient financial operations in an increasingly digital world. What are the differences between EDI, ACH, and EFT payments? What is an EDI payment?

ACH 52

ACH Transactions Payments Funds Transfer 52

Payments Dive

JUNE 11, 2025

Although a company spokesperson would not comment on the extent of the issue. Card users can use the Affirm card like a debit card, or they can use it to access the companys buy now, pay later services. The point of the card is to deliver Affirms installment loan capabilities to more places," Linford said during the conference.

Debit Card 78

Debit Card Privacy Stablecoins BNPL 78

PYMNTS

OCTOBER 1, 2020

Yet, many of those disbursements are neither digital nor instant and available for consumers and microbusinesses to access and spend on demand, PYMNTS’ latest Disbursements Satisfactory Report found. Consumers might not recognize similar payment options as distinct from each other, like standard ACH and same-day ACH.

Instant Payments 122

Instant Payments Payee Same Day ACH Non-Bank 122

Fintech News

JUNE 16, 2025

As the global demand for faster, more affordable, and increasingly transparent cross-border payments intensifies, Project Nexus is emerging as a foundational initiative to meet the G20’s ambitious roadmap. Ricky Lim Ricky is the former CEO of Banking Computer Services (BCS), the national ACH for Singapore that is part of the NETS Group.

Cross-Border Payments 71

Cross-Border Payments Cross-Border APACS ISO 20022 71

Payments Dive

JUNE 11, 2025

Published June 11, 2025 Justin Bachman Senior Reporter post share post print email license The corporate logo of e-commerce company Shopify hangs at the building that contains Shopify Commerce Germany GmbH offices on December 14, 2023 in Berlin, Germany. Nonetheless, Sezzle stock has jumped this year.

BNPL 78

BNPL Privacy Stablecoins On-Demand 78

Finextra

JUNE 9, 2025

has reached a real-time tipping point 0 09 June 2025 1 comment Anand Vaidya Principal Solutions Consultant Icon Solutions Location Wimbledon Followers 0 Opinions 3 Follow Unfollow The need for speed, convenience and certainty is driving demand for faster payment services in the U.S. Same day Automated Clearing House (ACH) payments rose 19.1%

ISO 20022 52

ISO 20022 ISOs FedNow TCH 52

PYMNTS

JANUARY 26, 2021

Waterhouse said the big evolution for the year ahead will involve taking what are now typically debit transactions like check or automated clearing house (ACH) debit and migrating those to the RTP network combining a Request for Payment (RfP) with a consumer authenticated RTP payment.

Real Time Payments 109

Real Time Payments RTP RFP TCH 109

PYMNTS

FEBRUARY 11, 2020

The latest data from Nacha found a new record-high growth rate for adoption of ACH payments , with B2B payments showcasing a surge in adoption of the legacy payment rail that has recently turned to technologies that can augment the service, from the movement of transaction data with an ACH payment to the deployment of Same Day ACH.

B2B 89

B2B Same Day ACH NACHA ACH 89

Fintech Finance

MARCH 7, 2025

Key Features of the Skyfire Payments Network: Instant Agent Wallets & Expanded Funding Options AI agents and enterprises can now access programmatic wallets automatically upon signup, with funding options including credit/debit cards, ACH, wire transfers, and USDC on Base.

Payment Networks 52

Payment Networks AI Payment APIs and Integration Wire Transfer 52

EBizCharge

NOVEMBER 7, 2024

As global commerce expands and digital transactions increase, efficiency is vital to ensure financial institutions can manage liquidity, mitigate fraud, and keep up with modern banking demands. Clearing is typically performed by financial institutions or central banks using payment systems like the Automated Clearing House (ACH).

Settlement 52

Settlement ACH Central Bank Mitigation 52

EBizCharge

NOVEMBER 12, 2024

A merchant account is a business bank account that allows companies to accept payments, such as debit and credit card transactions, electronic funds transfers (EFTs), and Automated Clearing House (ACH) payments. Without a merchant account, your company won’t be able to accept credit, debit, and electronic/ACH payments from its customers.

Accounts 52

Accounts Online and Mobile Banking MSPS Debit Card 52

Stax

APRIL 3, 2025

They can range from traditional payments, such as credit/debit cards and ACH payments , to modern alternative methods, such as digital wallets, mobile transactions, Buy Now Pay Later (BNPL), and cryptocurrency. Like most business owners, your instincts tell you to hop on the bandwagon and launch an online store for your business.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

Fintech Finance

OCTOBER 23, 2024

Finzly’s modern payment hub on the BankOS platform enables financial institutions to connect effortlessly to traditional rails like Automated Clearing House (ACH) and Fedwire, as well as modern networks such as FedNow and Real Time Payments (RTP), all with just a few clicks and independent of their core systems. Faster Payments Council (FPC).

FedNow 97

FedNow FedWire Instant Payments RTP 97

Fintech Finance

SEPTEMBER 13, 2024

In particular, the guideline outlines operational differences that financial institutions need to understand, including how real-time payment networks differ from traditional ACH and wire transfers. Chairing the Operational Considerations Work Group has been a huge opportunity for me in ways that I hadn’t even imagined when I took it on.

Instant Payments 131

Instant Payments Faster Payments FPC Real Time Payments 131

Fintech Finance

OCTOBER 22, 2024

The demand for real time data and transaction processing is driving a record number of Bank of America business clients to adopt Application Programming Interfaces (APIs). “APIs play a strategic role in positioning companies to act on information quickly, in a fully automated and secure manner.”

Treasury 97

Treasury API Zelle Treasury Management 97