Fintech News

APRIL 24, 2025

It provides access to game credits, gift codes, and vouchers using familiar local payment methods such as mobile carrier billing and e-wallets. billion digital asset, Web3 WeLab 1 billion digital banking, lending Micro Connect 1.7 With Jimu, borrowing and lending are simple and can be done entirely online without in-person meetings.

FinTech 136

FinTech Online and Mobile Banking Payment APIs and Integration Push-to-Card 136

Fintech News

DECEMBER 15, 2024

For decades, banks have innovated around functionalitystreamlining transactions, expanding access, and introducing digital tools. Techcombank , Vietnams fifth-largest bank in asset size and second-largest private bank, has answered that call with clarity and conviction. But the rules of the game have changed.

Online and Mobile Banking 104

Online and Mobile Banking On-Demand Economy Transactions 104

Stax

JUNE 8, 2025

Industry data shows that 70% of consumers say the availability of their preferred payment method is very or extremely influential when choosing an online store. TL;DR A payment processor is a provider that handles transactions between a buyer’s bank and a seller’s bank.

Payment Gateways 88

Payment Gateways Processors Gateways Online and Mobile Banking 88

Fintech News

OCTOBER 23, 2024

Not all merchants have access to such acquiring services that contribute to a smooth, personalised experience across all channels. What does it take for acquirers to make their offering truly omnichannel? Amidst the pandemic constraints in 2019, the migration was completed in just nine months.

Acquirers 120

Acquirers C2B Online and Mobile Banking Risk Assessment 120

Stax

NOVEMBER 14, 2024

They include: the merchant, cardholder, card associations, acquiring bank, issuing bank, and payment processor. These are not banks, but rather governing bodies that set interchange rates, and arbitrate between acquiring and issuing banks. Acquiring Bank: The business’ (i.e., merchant’s) bank.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

The Payments Association

JUNE 25, 2025

Versatile terminal solutions: The new terminal lineup includes sleek, space-efficient designs engineered for today’s point-of-sale environments, offering enhanced connectivity, lightning-fast transaction processing, and support across multiple form factors, including mobile, countertop, and unattended terminals.

Online and Mobile Banking 88

Online and Mobile Banking Alternative Payment Methods ISVS Acquirers 88

Fintech News

OCTOBER 31, 2024

Partior’s platform is live with prominent currencies, such as USD, EUR and SGD, and is used by major banks and firms, including DBS, JP Morgan, Standard Chartered, Siemens and iFAST Financial. Another company from Singapore featured on the list is Tazapay. It claims more than 20,000 business customers.

Cross-Border Payments 133

Cross-Border Payments Cross-Border Payment APIs and Integration Multi-Currency 133

Stax

APRIL 3, 2025

Like most business owners, your instincts tell you to hop on the bandwagon and launch an online store for your business. From different types of online payment gateways and key features to look for, to tips to help you choose the right payment solution for your business and implement it. This is expected to grow to 22.6%

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

Stax

MARCH 18, 2025

On top of that, 69% of Americans online in 2023 said they used digital payment methods to make a purchase. A typical payment processing procedure involves multiple parties, including the merchant, customer, payment processor, payment gateway, issuing bank, acquiring bank, and card networks. billion transactions and $9.76

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

Finovate

JUNE 6, 2025

Nomupay’s unified payment platform streamlines payment processes—including acquiring, treasury, and payouts—for businesses operating in fragmented, emerging markets. In a statement, Deutsche Bank’s Head of Cash Management & Head of CB APAC MEA, Ole Matthiessen, highlighted the opportunity in APAC.

Cross-Border Payments 93

Cross-Border Payments APACS Payments Cross-Border 93

The Fintech Times

DECEMBER 9, 2024

This incident disrupted operations across airlines, banks, and media outlets, resulting in billions in losses for major corporations. The Bank of England has emphasised the need for payment firms to enhance their operational resilience, mandating improvements by March 2025 to better handle disruptions like cyber-attacks or system failures.

Payment APIs and Integration 102

Payment APIs and Integration Online and Mobile Banking AI Financial Inclusion 102

Finovate

JULY 11, 2025

The wallet supports recurring, one-click and on-file payment solutions and, in 2024, was responsible for the largest share of the volume transacted online through a digital wallet in the country. Uruguay-based paytech dLocal announced plans to acquire Kenyan cross-border payments solutions provider AZA Finance.

Innovation 59

Innovation Cross-Border Online and Mobile Banking Payments 59

Clearly Payments

MARCH 14, 2025

trillion in 2024, with digital wallets such as Apple Pay and Google Pay now representing over 40% of online transactions. Acquiring Bank The acquiring bank processes the transaction on behalf of the merchant. Payment Processor Facilitates communication between acquiring and issuing banks.

Credit Cards 52

Credit Cards Transactions PCI DSS Online and Mobile Banking 52

Stax

NOVEMBER 21, 2024

Whether you are starting a new online store or looking to grow your existing brick-and-mortar small business, you must make provisions for accepting credit card payments. A study by the Federal Reserve Bank of San Francisco showed that credit cards account for 31% of all payments, significantly more than cash at 18%, and debit cards at 29%.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

Stax

MARCH 5, 2025

While brick-and-mortar retail isnt going away, todays customers value the convenience of shopping online. That means selling your products and services online allows you to better serve your customers (and reach new ones!) To accept online payments, you need a payment processor and payment gateway. all while increasing revenue.

Credit Card Payment Processing 88

Credit Card Payment Processing Credit Cards Process Payment Gateways 88

Fintech News

MARCH 6, 2024

Are digital first banks in Asia poised to lead a disruptive charge against well-entrenched, established commercial banks? In the traditional banking sphere globally, but especially true in Asia, there is a considerable proportion of unbanked and underbanked populations who lack complete or any access to banking services.

Online and Mobile Banking 136

Online and Mobile Banking Debit Card Non-Bank Push-to-Card 136

Finextra

JUNE 27, 2025

Home News Retail Starling eyeing US bank acquisition Editorial This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. Earlier this year, Starling set up a subsidiary in Delaware in order to sell its Saas infrastructure to mid-tier banks across North America.

Online and Mobile Banking 52

Online and Mobile Banking Privacy Research AI 52

The Fintech Times

JULY 10, 2025

Consumers want online payments to be fast, easy and secure. But the current online payments experience is often encumbered by clunky checkouts, inconsistent security and rising fraud, leaving shoppers and merchants wary and frustrated. That enables a card-present transaction online – something that has never been done till now.

Online and Mobile Banking 59

Online and Mobile Banking CHIPS Laws Account Takeovers 59

PYMNTS

DECEMBER 7, 2016

And it’s that push toward forward evolution that leads to this week’s big news — American Express has acquired InAuth, Inc. And that device-centric view will become increasingly important as commerce becomes increasingly digital, mobile devices proliferate — and fraudsters flock online. The changing commerce landscape.

Acquirers 90

Acquirers Online and Mobile Banking Zelle Push-to-Card 90

Stax

APRIL 17, 2025

Its the central hub for businesses to complete purchases, whether in-store or online. Some retailers may use a mobile device, such as an iPad or Android device, as their POS instead of a computer. Some systems allow the cashier to scan the item using their mobile devices. For online stores, this step is a bit different.

Online and Mobile Banking 88

Online and Mobile Banking CRM Point-of-Sale (POS) Debit Card 88

PYMNTS

DECEMBER 29, 2020

To serve eCommerce companies’ needs, as transactions continue to shift online, banking needs to go digital, too. As has been profiled in this space previously, virtual IBANs serve as reference numbers issued by banks. Platforms and single access points help bridge the gap between traditional banks and eCommerce.

Facilitators 115

Facilitators IBAN Accounts Cross-Border 115

PYMNTS

SEPTEMBER 28, 2020

India has heretofore been a cash-based economy, where even consumers shopping online often paid in physical currency via cash on delivery (COD). For instance, he noted that in the realm of financial services, Paytm is licensed as a bank, an insurance broker, a wealth manager and an equity broker and trader.

Mobile Payments 135

Mobile Payments Payments Use Case Contactless Payments 135

The Payments Association

JANUARY 22, 2025

The widespread shift to online reliance has created a greater demand for accessing various services online, including government public services and online retail payments. This increased digital dependency has raised the need for secure access and quick and easy identity verification online.

Security 88

Security Online and Mobile Banking Credential Verification 88

Fintech News

MAY 28, 2024

The meteoric ascent of Brazilian neobank Nubank has sent shockwaves through the Latin American banking industry. As digital banks in the Asia Pacific (APAC) region aim to replicate this success, there are valuable lessons to be learned from the unconventional Nubank approach to banking.

APACS 128

APACS Financial Inclusion Online and Mobile Banking Disaster Recovery 128

The Fintech Times

JULY 1, 2025

Natech Banking Solutions has raised over $33million in Series B funding to support its expansion in embedded finance and AI-driven banking solutions. The raise follows the launch of Snappi, Natech’s digital bank joint venture with Piraeus Financial Holdings. Company updates Prometheum Capital , a subsidiary of Prometheum Inc.,

FinTech 59

FinTech Payment APIs and Integration Online and Mobile Banking Contactless Payments 59

The Payments Association

JUNE 16, 2025

Craig Savage Founder & CEO, FERO "There is growing consumer demand for secure payment solutions such as Pay by Bank, and merchants should be aware of this trend to remain ahead of the curve. Open banking adoption reaches 74%, with 24% of businesses reporting frequent usage as they navigate implementation.

Innovation 88

Innovation Cross-Border Fraud Prevention Payments 88

Finovate

JUNE 30, 2025

Here are the most popular headlines, based on pageviews, that shaped the last quarter: Klarna doubles down on digital banking ahead of U.S. IPO Buy now, pay later (BNPL) player Klarna unveiled plans this quarter to operate more like a full-service digital bank. Rocket Companies acquires Mr. Cooper for $9.4 exchange ratio.

FinTech 52

FinTech Stablecoins Fraud Prevention Online and Mobile Banking 52

Segpay

SEPTEMBER 24, 2024

An answer to our pain has been developing over the past few years through paying with bank payments or transactions. This month we wanted to look at the options available, their benefits, and where you can find these pay by bank options. The Pay by Bank Process So how does pay by bank work?

Accounts 105

Accounts Online and Mobile Banking Payments Authentication 105

PYMNTS

MAY 22, 2019

In banking, the customer journey, of course, begins with the first steps involved in setting up a relationship — offering up names, addresses, Social Security numbers (SSNs) and a wealth of other data to set up accounts. An online customer experience is the key metric that drives new customer acquisition and retention. “We

Fraud Prevention 67

Fraud Prevention Online and Mobile Banking Verification Accounts 67

PYMNTS

APRIL 23, 2020

Crafting the seamlessness customers want means FIs are overhauling their digital infrastructures to enable access to fast, interactive and engaging banking experiences. More banks are therefore moving away from legacy core systems to embrace cloud-native architectures to power automation and meet the speed expected by consumers, securely.

Innovation 105

Innovation Security Automation Consumer 105

CB Insights

FEBRUARY 13, 2020

As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years. Specifically, the Collisons aimed to more seamlessly connect online businesses and payment processors, allowing more businesses to accept online payments.

Online and Mobile Banking 98

Online and Mobile Banking Payment APIs and Integration Payments Push-to-Card 98

Finextra

JULY 5, 2025

Both power a substantial share of online commerce, yet they’ve taken different paths to the top. In other words, Adyen is the rare fintech operating at bank-like profit levels, while Stripe proved its business model can scale financially. Stripe launched in 2010 , targeting developers and small online businesses with easy-to-use APIs.

Product 52

Product Payment APIs and Integration Online and Mobile Banking Authorization 52

The Payments Association

JUNE 3, 2025

Unlike static gateway or acquirer tokens, network tokens adapt in real time to changes such as card reissuance or expiry, ensuring continuity in payment flows. Global standard-setting bodies such as EMVCo have begun aligning specifications to ensure token interoperability across issuers, acquirers, and networks.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

Wharton Fintech

OCTOBER 30, 2023

Narmi’s Co-Founder Nikhil Lakhanpal — building an API-driven digital banking platform In today’s episode, Kailee Costello hosts Nikhil Lakhanpal , Co-Founder at Narmi. Narmi’s mission is to offer financial institutions the best digital banking platform in the industry. A really big part of that is the core banking system.

API 130

API Online and Mobile Banking FedNow Credit Union 130

Clearly Payments

MAY 22, 2025

The payment industry is packed with jargon that sounds like it was made to confuse youterms like interchange optimization, chargeback ratio, and merchant acquirer get thrown around like everyones supposed to know what they mean. Authorization An authorization is a request to the cardholders bank to approve a charge. And thats okay.

Online and Mobile Banking 52

Online and Mobile Banking Debit Card Processors ACH 52

Finextra

JUNE 18, 2025

For example, contactless acceptance and PIN Online have been supported in nexo protocols since the beginning, whereas some countries took over 10 years to roll them out. nexo protocols have since been adopted by major players across Europe and beyond — not only for card payments but also supporting mobile and QR Code -based payments.

ISO 20022 52

ISO 20022 Transactions Payment APIs and Integration Cross-Border 52

PYMNTS

FEBRUARY 11, 2019

Mobile devices, apps and voice assistants – by allowing consumers to order ahead and pay, pay via QR codes anywhere in the store and use auto-pay when leaving the store – will make checking out 100 percent digital, even when consumers choose to visit a physical store to make a purchase. Sure, more terminals in the U.S.

Online and Mobile Banking 78

Online and Mobile Banking Consumer Innovation Payments 78