The Payments Association

JUNE 3, 2025

Theres a programme were running at a major bank where were rolling out automation that will reduce our own revenue by over a million dollars annually. Some private banks are starting to include crypto in their model portfolios. That said, I think the real leap will come from central bank digital currencies. Thats unusual.

Digital Currency 88

Digital Currency Payments AI Compliance 88

Fintech News

MAY 19, 2024

The bank, listed in Ho Chi Minh City, intends to offer the shares at 34,500-36,000 dong (US$1.36-US$1.40) This move values the bank at approximately 53.5 The sale faces significant hurdles due to regulatory limits on foreign ownership in Vietnamese banks, capped at 30%. trillion dong (US$2.1

Non-Bank 120

Non-Bank Caps Agreements Facilitators 120

Finovate

DECEMBER 3, 2024

has acquired data integration startup UpSwot to enhance its AI Workbench capabilities and expand its applications for banks, fintechs, and wealth management firms. UpSwot was founded in 2019 to bring banks actionable insights derived from their commercial clients’ data. Enterprise AI platform Uptiq.AI “Uptiq.AI

Acquirers 59

Acquirers Gateways CRM AI 59

The Fintech Times

MARCH 25, 2025

The complex infrastructure of creating a secure payment card representing your firm’s brand has long been one of the biggest challenges stopping, not only branded organisations like sports clubs or car manufacturers, but banks and fintechs too, from creating a unique, brand-relevant product.

Non-Bank 59

Non-Bank Payments On-Demand Product 59

PYMNTS

JANUARY 29, 2019

Syria and Iran governments have come to an agreement to enable bank transactions between the countries, reported Reuters. Reuters reported the agreement is just one of many the two countries reached during a visit to Damascus by Iranian Vice President Eshaq Jahangiri. The deal could change that. “We

Agreements 46

Agreements Non-Bank Central Bank Blocks 46

Fintech Finance

APRIL 17, 2025

FIS (NYSE: FIS), (the Company) a global leader in financial technology, today announced it has entered into a definitive agreement to acquire 100% of Global Payments’ (NYSE: GPN) Issuer Solutions business for an enterprise value of $13.5 FIS and Global Payments have established a long-term collaboration and commercial agreements.

Issuers 52

Issuers Global Payments Adjustments Payments 52

Stax

NOVEMBER 14, 2024

And yet, accepting non-cash forms of payments is more or less required to operate a modern business, at least in the U.S. They include: the merchant, cardholder, card associations, acquiring bank, issuing bank, and payment processor. Acquiring Bank: The business’ (i.e., merchant’s) bank.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

The Fintech Times

FEBRUARY 20, 2025

He brings over 30 years experience in financial services with senior roles across global banking, private equity and accounting. He also joins the board of Quantum as director of fintech and banking, helping with its plan to list on the London Stock Exchange in 2026. Radford previously held the CEO role at Revolut UK from 2020 to 2023.

FinTech 64

FinTech Cross-Border Payments Disaster Recovery Online and Mobile Banking 64

Fintech Finance

SEPTEMBER 30, 2024

Mastercard and Amazon Payment Services have signed a multi-year commercial partnership agreement to digitize payment acceptance in Middle East and Africa, across countries including Bahrain, Egypt, Jordan, Kuwait, Lebanon, Oman, Qatar, South Africa and UAE.

Visa 110

Visa Payment Service Provider (PSP) Digital Payments Gateways 110

Stax

NOVEMBER 21, 2024

A study by the Federal Reserve Bank of San Francisco showed that credit cards account for 31% of all payments, significantly more than cash at 18%, and debit cards at 29%. The company facilitates the transfer of information and funds between the customer’s bank and your business’ bank.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

The Fintech Times

JANUARY 31, 2025

Earlier this year, the City of London Corporation signed a partnership agreement with the Scottish Government committing to prioritising actions that support those who find it difficult to access fair or affordable financial services, such as free banking and affordable credit. Better support for vulnerable groups.

FinTech 59

FinTech Financial Inclusion Research Government 59

The Fintech Times

APRIL 10, 2025

Latvia-based BluOr Bank has selected Nets , part of the European paytech, Nexi Group , to leverage its payment card issuing services, offering an enhanced customer banking experience tobusiness and entrepreneurs in the Baltic region. This collaboration aims to enhance how businesses manage their expenses.

FinTech 59

FinTech AI Non-Bank Cybersecurity 59

Fintech Finance

JULY 24, 2024

Visa, the world leader in digital payments, today announced a significant partnership with First Abu Dhabi Bank (FAB) , the largest bank in the United Arab Emirates, to expand the Visa B2B Connect network in the region.

Cross-Border Payments 96

Cross-Border Payments Cross-Border B2B Non-Bank 96

Cardfellow

MARCH 22, 2025

Interchange, as set by Visa and Mastercard, is non-negotiable. Downgrades and Enhanced Data Categories: The Non-Malicious Problem Padded Interchange: The Malicious Problem Costs of Processing Appearing Competitive Is padded interchange the same as tiered pricing? Interchange and assessments are non-negotiable.

Process 40

Process Processors Credit Cards Non-Bank 40

Fintech Finance

JUNE 25, 2024

O3 Capital (“O3”) , a leading Nigerian fintech and the country’s first non-bank credit card issuer, is delighted to update the market on the first month of operations – following the launch of its four American Express (“Amex”) cards – which have met with huge demand both in and out of Nigeria. The future for O3 is exciting.”

Card Issuer 97

Card Issuer Credit Cards Non-Bank On-Demand 97

PYMNTS

NOVEMBER 9, 2020

In banking, collaboration — between the traditional players like banks and the tech savvy FinTechs bringing a slew of new apps to market — is key. Increasingly, open banking will underpin that collaboration. Access for the consumer though means access to that far-flung data is paramount for the banks and third parties.

Consumer Financial Protection Bureau (CFPB) 114

Consumer Financial Protection Bureau (CFPB) Accreditation TCH API 114

The Fintech Times

FEBRUARY 27, 2025

Visa has signed an agreement with Abu Dhabi Islamic Bank (ADIB) to collaborate on an enhanced threat intelligence solution and integrate its advanced cybersecurity capabilities with digital payments. Hepreviously worked at Natwest Bank as its VP of product management and held roles at CurrencyCloud and Codat.

FinTech 59

FinTech Online and Mobile Banking Non-Bank Advisors 59

EBizCharge

DECEMBER 3, 2024

Settlement occurs after a sale has been authorized and captured, ensuring the payment moves from the customer’s bank account to the merchant’s account. The payment settlement process involves various intermediaries, including the card issuer, the acquiring bank, and the payment processor.

Credit Cards 52

Credit Cards Settlement Finance Issuers 52

PYMNTS

FEBRUARY 13, 2020

This new integration means that FIS is the first non-bank payment processor to sync up with PayPal’s Pay with Rewards. The new agreement builds on an existing relationship between FIS and Worldpay for processing card payments for PayPal customers in more than 50 markets around the world,” the release said.

PayPal 99

PayPal Enrollments Non-Bank Processors 99

PYMNTS

SEPTEMBER 27, 2018

Alibaba Group announced Thursday (September 27) that it signed up with Banking Circle to use its infrastructure and global network for digital payments. We are delighted to partner with Banking Circle. Payments are simply payments,” said Anders la Cour, co-founder, and chief executive of Banking Circle, in the same press release.

Cross-Border Payments 73

Cross-Border Payments Cross-Border Non-Bank Payments 73

The Fintech Times

OCTOBER 16, 2024

Etihad Credit Insurance (ECI), the UAE Federal export credit company, and the Multilateral Investment Guarantee Agency (MIGA), an institution of the World Bank Group , have expanded their cooperation and coordination to drive foreign direct investments (FDI), along with co-insurance and reinsurance activities. per cent increase over 2022.

Non-Bank 52

Non-Bank Agreements Economy Addressing 52

PYMNTS

MARCH 17, 2016

Cumulus Funding, a consumer finance company specializing in providing Income Share Agreements (“ISAs”) to individuals seeking a more flexible consumer finance alternative, has announced a major funding round today (March 17). Over the last 15 years, Continental has developed a deep domain understanding in the non-bank financial market.

Finance 59

Finance Consumer Non-Bank Agreements 59

Stax

MAY 13, 2025

Credit card merchant services are the systems, tools, and agreements that allow businesses to accept payments via credit and debit cards. Interchange fees are the base fees charged by card-issuing banks to process a transaction. Talk to sales What Are Credit Card Merchant Services?

Credit Cards 88

Credit Cards Payment APIs and Integration Processors Process 88

Open Banking Excellence

SEPTEMBER 21, 2023

Banks, fintechs, all other financial institutions and their supply chains must take the necessary steps to comply or risk paying a very heavy price both financially and reputationally. Banks and other companies which provide financial services in Europe already have plans in place for their IT security, but we need to go one step further.

FinTech 130

FinTech Compliance Regulations Non-Bank 130

PYMNTS

JANUARY 25, 2021

The combined company aims to facilitate easier connections between retail and banking customers. A non-bank ATM operator, Cardtronics also offers managed services and payment processing to banks and merchants. With committed financing by Bank of America, NCR is moving to finalize the transaction with cash on hand. .

Advisors 81

Advisors Non-Bank Legal ATM 81

Open Banking Excellence

MARCH 15, 2024

A look at four of Australia’s Open Energy use cases While the world has taken Europe’s lead on Open Banking, Australia started with an economy-wide approach informed by the Consumer Data Right (CDR), which implemented economy-wide Open Data. It started with Open Banking, moved onto Open Energy and is now taking aim at other industries too.

Use Case 147

Use Case Non-Bank Consumer Accreditation 147

Fintech News

APRIL 24, 2024

Zhao who resigned from his position at the helm of the world’s largest cryptocurrency exchange last November, and Binance admitted to bypassing requirements stipulated by the Bank Secrecy Act. This plea was part of an agreement that included a hefty US$4.32 billion criminal penalty against Binance. exchanges since 2022.”

Money Laundering 109

Money Laundering Ransomware Compliance Laws 109

Finovate

SEPTEMBER 17, 2024

Mobile banking platform MoneyLion will be adding personalized touches to its consumer-focused products and services thanks to a partnership with TransUnion. Under the agreement, MoneyLion will integrate TransUnion’s data and credit solutions into its hosted enterprise credit-decisioning platform and direct-to-consumer finance tools.

Embedded Finance 82

Embedded Finance Non-Bank Risk Breach 82

Wharton Fintech

OCTOBER 23, 2023

Check out the episode on Spotify | SoundCloud | Apple Podcast Read on for a sneak peak: How have legacy players like FIS and Fiserv responded to non-financial institutions offering financial products? Legacy platforms, innovative embedded platforms like Highnote, and in-house bank issuing platforms will coexist.

Embedded Finance 130

Embedded Finance Finance Issuers Innovation 130

VISTA InfoSec

SEPTEMBER 14, 2023

Non-EU businesses monitoring activities such as cookies or other tracking technologies, behavioral advertising, geolocation, and market surveys can be subject to GDPR (Recital 24 of the GDPR). citizen visits Iceland, which is in the EEA, and uses a non-GDPR-protected service. citizen visits France and uses a GDPR-protected service.

Compliance 130

Compliance Privacy Legal Processors 130

PYMNTS

DECEMBER 4, 2018

European Union finance ministers worked out a plan for combating money laundering and also made a deal on major bank reform on Tuesday (Dec. The money laundering plan is a response to highly visible cases of alleged criminal activity at EU banks in countries such as Malta, the Netherlands, Britain, Estonia and others.

Money Laundering 57

Money Laundering Non-Bank Financial Crimes Rules 57

M2P Fintech

MARCH 24, 2025

Borrowers can now apply for loans, track progress, and make payments through digital platforms and mobile apps, eliminating the need for physical branches and banking hours. Smart Contracts: Self-executing agreements streamline loan distribution, repayment, and compliance, cutting costs and speeding up transactions.

Payment APIs and Integration 52

Payment APIs and Integration Blockchain Regulatory Compliance Compliance 52

Finextra

JUNE 2, 2025

Location Joburg Followers 5 Opinions 22 Follow Unfollow Open Banking has moved from regulatory idea to industry reality, driving transformation by enabling secure, permissioned data sharing between financial institutions and third-party fintechs. Crucially, Open Banking was just the opening act. Open Finance says: why not?

Finance 52

Finance Payment APIs and Integration API Regulations 52

Stax

MARCH 4, 2025

The issuing bank verifies whether the customer has enough funds in their account to complete the transaction. Once approved, the information is sent to the merchants bank account, where the funds are deposited. If necessary, you need to apply for a merchant account through a bank or payment processor.

Credit Cards 88

Credit Cards Payment APIs and Integration Payment Gateways Gateways 88

EBizCharge

MARCH 20, 2025

and ACH/eChecks for direct bank transfers. Tiered pricing: Transactions are categorized into tiers (qualified, mid-qualified, and non-qualified) with varying rates. On the other hand, a payment processor is the provider that communicates with banks and card networks to facilitate the transaction. Whats a settlement period?

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

Stax

NOVEMBER 15, 2023

TL;DR Credit card interchange fees are the fees that merchants pay to banks and credit card companies every time they accept credit cards. Interchange fees themselves are non-negotiable and they’re charged whenever a merchant accepts credit card payments. They are therefore non-negotiable.

Credit Cards 88

Credit Cards Processors Assessments Non-Bank 88

PYMNTS

JANUARY 11, 2019

The crypto landscape in India, at least when it comes to banking, may be a bit less indecisive. As reported by ccn.com , some Indian banks are inking service agreements that require customers to pledge that they will not use cryptocurrencies for, well, just about anything — stipulations that are baked into new service agreements.

Cryptocurrency 64

Cryptocurrency Non-Bank Agreements ATM 64