Finextra
JULY 23, 2025
Quavo, Inc. (“Quavo”), a leading provider of cloud-based software that automates and manages fraud and dispute processes for financial institutions, today announced a $300 million investment by leading growth equity investment firm Spectrum Equity to accelerate investments across the business and drive innovation and value for customers.
Payments Dive
JULY 23, 2025
Skip to main content CONTINUE TO SITE ➞ Dont miss tomorrows Payments industry news Let Payments Dives free newsletter keep you informed, straight from your inbox. By signing up to receive our newsletter, you agree to our Terms of Use and Privacy Policy. You can unsubscribe at anytime. Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Payroc to buy LedgerPay The growing payme
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Tom Groenfeldt
JULY 17, 2025
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Fintech Finance
JULY 17, 2025
RTP Network Instant Payments surged to $481 billion in Q2 2025, driven by rising demand for high-value, real-time transactions. Businesses and banks are leveraging the upgraded $10 million limit to streamline portfolio transfers, real estate deals, and B2B payments—boosting both speed and confidence in instant settlement. This upgrade has transformed how money moves.
Speaker: Jason Cottrell and Gireesh Sahukar
Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.
The Payments Association
JULY 18, 2025
As digital payments continue to evolve across Europe, the landscape for digital wallets is undergoing a significant transformation. To explore these shifts, Worldline experts Colombe Hérault, authentication and identification business manager at Worldline, and Clément Jozwiak, chief product officer at Worldline, share their perspectives on consumer trends, the convergence of payments and identity, and the broader forces shaping the future of digital wallets in Europe Consumer and market trends:
Cardfellow
JULY 16, 2025
My guess is that you’re starting your search for a processor by heading to Google to read reviews on the “best” credit card processors, or to find the processors with the lowest “rates.” Or perhaps you’re trying to verify something you were told by one of the dozen merchant services salespeople that seem to call every hour of every day. Or you have a friend that told you about the great experience they’ve had with their merchant service provider and you’re thinking maybe you’ll
Payments Space brings together the best content for payment processing professionals from the widest variety of industry thought leaders.
PayPal
JULY 22, 2025
• Launch partners include Mercado Pago, NPCI International Payments Limited (UPI), PayPal, Tenpay Global, and Venmo. • Interoperability begins with partners connecting to PayPal and Venmo. • Technology agnostic platform designed to enable further wallet interoperability. • More wallets to join in the coming months as the platform expands around the world.
The Fintech Times
JULY 19, 2025
Businesses are now able to route payments globally using artificial intelligence (AI), following the launch of a new service by the payments services organisation Worldline. Payments are routed through acquirers, and choosing the most suitable one leads to increased authorisation and optimised costs. Traditionally, it would be challenging to select the right acquirer quickly, but with the new Worldline solution, merchants can utilise AI to select the optimal payment route in real time by analysi
The Payments Association
JULY 19, 2025
Evolving money laundering risks for EMIs: Insights from the upcoming NRA 18 July 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? The UK 2025 National Risk Assessment’s decision to reclassify e-money institutions (EMIs) as high risk for money laundering and terrorist financing. Why is it important? This reclassification has significant regulatory and commercial consequences for the EMI sector, potentially raising compliance costs, impacting bank partnerships, a
Fintech News
JULY 17, 2025
Antom , the merchant payment and digitisation services arm of Ant International , has released an update to its AI agent, Antom Copilot. The upgrade brings expanded functionalities across areas such as payment integration, merchant onboarding, risk settings, and chargeback response. Originally launched in June 2024, Antom Copilot is described as the first AI agent dedicated to merchant payment services.
Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting
Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical
Finextra
JULY 23, 2025
Speaking to FinextraTV in this interview, Helena Forest, EVP, Global Product & Commercial, Real Time Payments, Mastercard and Luke Reynolds, SVP, Financial Crimes, Mastercard discuss the impact of fraud and payment scams and look to address their prevention. As well as covering the many forms of fraud, such as APP fraud and romance scams, Forest and Reynolds explore the innovations currently available to help reduce its impact.
Fintech Finance
JULY 16, 2025
Cashflows , the platform that helps businesses easily accept payments, has partnered with bank payment company GoCardless to power Cashflows Payouts, a streamlined new solution that enables businesses to send real-time payments using account-to-account payment technology. Cashflows Payouts changes how businesses handle disbursements. This new offering transforms traditional processes by enabling instant, branded and fully secure payouts through an intuitive self-service portal.
The Fintech Times
JULY 18, 2025
Genome , a Lithuania-based electronic money institution, has partnered with HUCH , a fintech provider in the UK and Europe, to enable instant detection of incoming SEPA payments. Recognising that payment delays often cost businesses revenue, Genome is teaming up with HUCH to offer a new solution that aims to eliminate the risk of these delays. Following the integration of a new API and webhooks, which enable instant notifications about client-to-business payments, businesses that Genome services
The Payments Association
JULY 18, 2025
Payments regulation roadmap: Q3 2025 18 July 2025 by Payments Intelligence Introduction Regulatory developments continue apace in the payments industry, ushering in a period of intensified complexity and strategic significance. In the UK, the implementation of landmark fraud prevention laws and the expansion of the cryptoasset regulatory perimeter mark a decisive shift towards greater accountability.
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Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?
Finovate
JULY 21, 2025
Stripe is acquiring payment orchestration startup Orum to enhance its real-time payments capabilities, including FedNow, RTP, and AI-driven instant payouts. Terms of the acquisition were not disclosed. The move follows Stripe’s earlier acquisitions of stablecoin platform Bridge and user data API company Privvy. The acquisition reflects Stripe’s broader strategy to lead in modern, fast, and seamless payment infrastructure amid growing global demand for real-time payments.
Finextra
JULY 21, 2025
PayPal has launched AI-powered, dynamic scam detection for PayPal and Venmo Friends and Family payments, enhancing protection for our customers around the world.
Fintech Finance
JULY 16, 2025
Antom Copilot AI Agent has been significantly upgraded by Ant International to expand its role in merchant payment automation. This intelligent solution now powers onboarding, risk configuration, chargeback support, and payment integration—strengthening its place as a leading AI-driven financial service tool. Antom , Ant International’s merchant payment and digitisation services provider, today announced a major upgrade to its flagship AI agent, Antom Copilot, with expanded capabilities across p
The Fintech Times
JULY 17, 2025
When TerraPay launched in 2015, its very first transfer was just $13, from a hotel cleaner in Dubai to his family in Tanzania. That small payment set the tone for what the company has aimed to do ever since: build global payments infrastructure that treats every transaction like it matters. TerraPay now connects over 155 countries and 3.7 billion digital wallets, working with major partners like Swift and M-Pesa.
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Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.
Fintech News
JULY 21, 2025
In today’s digital-first economy, the Asia-Pacific (APAC) region has emerged as a global hotspot for fintech innovation and digital commerce. From e-commerce and digital subscriptions to SaaS and travel platforms, companies are increasingly turning to APAC as the frontier for their next phase of growth. But behind this momentum lies a persistent operational challenge: cross-border payments.
Cardfellow
JULY 21, 2025
There are several choices, each with different costs and features. In this article, we’ll cover the monthly fees for Clover plans, hardware/software compatibility, and what you get with each software plan. Clover Equipment There are currently five choices for Clover credit card processing equipment: Go, Flex, Mini, Station, and Station 2018. In the past, Clover had a few different options that detailed the features of the plan and the monthly costs.
Finextra
JULY 23, 2025
PayPal has unveiled a series of global partnerships that will connect many of the world’s largest payment systems and digital wallets on a single platform, starting with interoperability with PayPal and Venmo.
Fi911
JULY 17, 2025
Buy now pay later (BNPL) has grown rapidly over the past few years, reshaping how consumers think about credit. While traditional credit cards still dominate U.S. consumer spending, BNPL providers like Affirm, Afterpay, Klarna, and PayPal are creating a shift in expectations that financial institutions and merchants can no longer ignore. This shift is not just about offering another way to pay; it reflects broader changes in consumer behavior, generational preferences, and digital financial serv
Speaker: David Nisbet, Everett Zufelt, and Michaela Weber
Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.
The Fintech Times
JULY 19, 2025
Bank payment company GoCardless has partnered with Cashflows , the platform helping businesses accept payments, to power Cashflows Payouts, a new solution enabling businesses to send real-time payments using account-to-account payment technology. Cashflows Payouts aims to enhance how businesses handle disbursements by enabling instant, branded, and secure payouts through an intuitive self-service portal.
Clearly Payments
JULY 21, 2025
In 2025, the payments landscape is evolving faster than ever, driven by innovations that directly impact merchants’ bottom lines. Global digital payment volume is expected to reach $10 trillion this year, growing more than 15% annually. Merchants face increasing pressure to keep up with customer expectations for seamless, secure, and flexible payment options, or risk losing sales to competitors who do.
Stax
JULY 21, 2025
Visa and Mastercard are two of the most popular card networks, together making up over 80% of credit cards in circulation in the U.S. But which offers the best credit card option? Both cards are accepted globally and offer very similar capabilities. As a result, many commentators joke that the only real difference between the two is the logo. In this post, we’re going to provide overviews of both Mastercard and Visa and outline the similarities and differences between both card networks—and the
Finextra
JULY 21, 2025
MDP, Africa’s leading digital payments enabler, proudly announces a major milestone in advancing secure digital payments to become the first payment processor in Egypt to enable tokenization for electronic transactions, in strategic collaboration with the National Payment Scheme “Meeza” via Apple Wallet.
Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón
Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.
Cardfellow
JULY 16, 2025
In this article, we’ll clear up these credit card processing misconceptions to help you avoid common pitfalls and misleading sales spin. Misconception 1: Flat Rate Pricing is the Cheapest Flat rate pricing , where a processor offers you a fixed rate for transactions, looks simple. Instead of various interchange rates, you’ll just see one rate. Companies like Square, Stripe, and PayPal offer flat rate pricing.
The Fintech Times
JULY 22, 2025
UK regulator, the Financial Conduct Authority (FCA), has published new proposals to regulate the Buy Now Pay Later (BNPL) market. New FCA proposals could see future legislation requiring lenders to check that people can afford BNPL loans, and to offer support if customers get into financial difficulty. Should the new rules come into play, BNPL borrowers will also be able to complain to the Financial Ombudsman Service if something goes wrong.
Fintech Finance
JULY 16, 2025
Thredd Payblr Partnership is enabling seamless cross-border fintech expansion across Latin America. Thredd’s payment infrastructure, combined with Payblr’s regional expertise, provides a powerful platform for fintechs to scale quickly and compliantly throughout the region. Thredd , the leading next-generation global payments processor, today announced a strategic partnership with Payblr , a Puerto Rico-based, regional payments enabler and licensed BIN Sponsor.
The Payments Association
JULY 17, 2025
Chargebacks911 , the global leader in dispute resolution and chargeback prevention, announced Monday the official release of its 2025 Cardholder Dispute Index. Now in its latest edition, this industry-leading research provides a comprehensive examination of consumer chargeback behaviour, offering critical insights into why cardholders file transaction disputes—and what merchants and financial institutions can do to prevent them.
Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms
In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.
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