The Payments Association

MAY 16, 2025

It outlines ten regulatory changes affecting merchants in the UK and EU between 2025 and 2026. These developments will impact merchant compliance, cost structures, customer experience, and operational risk. Merchants should assess exposure, engage with providers, and begin implementation planning ahead of key deadlines.

Regulations 88

Regulations ISO 20022 Cross-Border Legal 88

Nanonets

APRIL 5, 2023

Automation enables lenders to conduct more stringent credit checks, income verification, and other critical verifications to ensure that only qualified borrowers are approved. By using automation, lenders can also improve their loan processing times and reduce human error, ensuring regulatory compliance.

Automation 52

Automation Process Risk Assessment Assessments 52

FICO

MAY 10, 2017

There has been much discussion and several studies over the years regarding the potential value of leveraging rental data in assessing consumer credit risk. Which raises the question: Should rental data be widely reported to the three primary consumer credit agencies (CRAs)?

Regulatory Compliance 72

Regulatory Compliance Volume Consumer Compliance 72

Stax

APRIL 18, 2024

How Merchant Fees Are Made Up The unavoidable basics of credit card processing fees are interchange rates and assessment fees. Interchange Fees Although interchange fees go toward paying the issuing banks, the major credit card networks — Visa, Mastercard, and the likes — control the interchange rates.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Processors 88

Trade Credit & Liquidity Management

MAY 27, 2025

Key drivers of this growth include the proliferation of digital transactions, regulatory compliance requirements, and the need for real-time fraud detection solutions. Experian ( www.experian.com ): Offers credit risk assessment tools and fraud detection services, leveraging extensive consumer and business data.

Fraud Prevention 52

Fraud Prevention Fraud Detection Verification Risk Assessment 52

Fintech News

JANUARY 16, 2024

High mortgage rates and inflation pose a risk of stressed customers defaulting on their mortgages, potentially causing government interventions. Banks must assess their readiness to address interest rate-related risks and potential economic challenges.

AI 117

AI Risk Non-Bank On-Demand 117

FICO

MARCH 6, 2020

Our Anti-Financial Crime solutions suite consistently follows the risk-based approach according to FATF and supports the compliance process with integrated modules. Our KYC solution supports real-time customer risk classification including UBO and PEP identification.

Financial Crimes 81

Financial Crimes Crime Compliance Technology 81

FICO

MARCH 18, 2021

Concentrations of risk – It’s worth being extra vigilant as to where exposure to credit risks are highest – be it by geography, region, commercial sector or customer segment. An up-to-date assessment of the impact of expected loss of cash inflows and outflows during the coming months and years will need close attention.

Risk 52

Risk Federal Reserve Assessments Credit Risk 52

M2P Fintech

JANUARY 28, 2025

The platform ensures seamless operations, 100% regulatory compliance, and reduced errors, helping lenders accelerate product launches, enhance operational efficiency, and scale with ease. Flexible repayment terms and diverse interest calculation methods enhance customer experience.

Payment APIs and Integration 52

Payment APIs and Integration BNPL Regulatory Compliance Compliance 52

FICO

APRIL 28, 2020

Customer Onboarding & Management Banreservas , the largest bank in the Dominican Republic, has centralized and automated its credit origination processes, enabling it to assess 80 percent of its loans automatically, increase loans processed by 30 percent and offer up-sells to 47 percent of approved applicants. Regulatory Compliance.

Financial Inclusion 52

Financial Inclusion Fraud Detection Regulatory Compliance Non-Bank 52

M2P Fintech

FEBRUARY 28, 2025

Gold Loan Management System Gold loan management system streamlines the management of gold-backed loans, helping lenders enhance efficiency, ensure compliance, and optimize risk assessment. Core Capabilities of Finflux by M2P Advanced Appraiser Module : Ensures precise gold valuation with reliable and accurate assessments.

Payment APIs and Integration 52

Payment APIs and Integration Assessments Compliance Best Practices 52

FICO

MAY 18, 2020

Organisations are having to assess how much impaired debt they can afford to hold and how they manage out that which they need to release, since a substantial proportion of the held impairment will be on paying accounts. . Place greater emphasis on preventing 31 days past due (DPD) or “significant increase in credit risk”.

Regulations 52

Regulations Credit Risk Push-to-Card Risk 52

FICO

JANUARY 9, 2023

Plenty still have siloed data across marketing, credit risk, customer management, fraud, compliance, and collections operations. Importantly, when assessing whether a product represents fair value, market rates and prices for comparable products can be considered.

Consumer 52

Consumer Technology Rules Credit Risk 52

M2P Fintech

APRIL 29, 2025

Irregularities in Credit Risk Assessment- Credit risk assessment is critical in microfinance to ensure that loans are extended to creditworthy borrowers. We provide valuable credit insights and identify early warning signals to preempt potential issues.

Technology 52

Technology Assessments Risk Assessment Compliance 52