The Payments Association

DECEMBER 9, 2024

Cohn believes regulation will impose stricter requirements for organisations to assess and mitigate the potential for algorithmic bias in AI-powered payment systems. If AI systems are not transparent or auditable, it becomes difficult for regulators to assess whether the systems are operating in a manner that protects consumers privacy.

Privacy 88

Privacy Payment Security AI Security 88

Clearly Payments

JANUARY 14, 2025

Tools like tokenization , encryption, and secure customer data storage can build trust. Assess Security Measures Check if the processor offers advanced security features like PCI compliance , tokenization, and encryption. Strong Security Measures Payment security is more important than ever.

Online and Mobile Banking 105

Online and Mobile Banking Processors Payments Debit Card 105

EBizCharge

JANUARY 14, 2025

Overall, the payment gateway acts as a secure bridge that encrypts sensitive data, such as credit card details, to ensure the transaction is processed safely and efficiently. Strong encryption builds trust with customers and reduces the risk of data breaches. When assessing customer support, response times and availability are key.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

Cardfellow

APRIL 27, 2025

You may recognize the Self-Assessment Questionnaire (SAQ) that businesses using the Defined Approach will submit. Encryption and Access Control While data security has always been part of PCI, the 4.0 or higher to protect cardholder data during transmission through encryption. This is part of the 4.0

PCI DSS 52

PCI DSS Encryption Processors Credit Cards 52

My Payment Savvy

JUNE 16, 2025

Data is Encrypted & Tokenized Immediately after submission, the payment gateway encrypts the card data and replaces it with a token—a random, one-time-use ID. Your online payment gateway applies encryption, address verification, and fraud screening—all within seconds. Any hiccups risk abandoned carts and lost sales.

Payment Gateways 52

Payment Gateways Gateways Online and Mobile Banking PCI DSS 52

Stax

NOVEMBER 21, 2024

Once your customer enters credit card information on the checkout page of your website, your payment gateway will encrypt the information and forward it to your payment processor for authorization and settlement. It serves as a link between your website and your payment processor.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

Finovate

MARCH 24, 2025

Insurtech Voice-based risk assessment technology company Clearspeed teams up with insurance provider 1st Central. Encryption and tokenization technology payments company Bluefin teams up with Printec Group to bring its PCI-validated, point-to-point encryption solution to retailers in Europe. billion in cash.

FinTech 85

FinTech Fraud Prevention Encryption Risk Assessment 85

Stax

MARCH 11, 2025

Encryption and transfer of payment information The payment gateway that underpins your checkout page will now encrypt the customers payment details as stipulated by industry data security regulations like PCI DSS (Payment Card Industry Data Security Standard) before transferring the data to your payment processor.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

EBizCharge

APRIL 7, 2025

Assess current usage and dependencies on GP Assessing your current usage and dependencies on Dynamics GP is a critical first step when preparing to transition, especially with Microsoft ending support for the software. You should also compare other ERP solutions, assessing subscription licenses, reporting tools, and ease of use.

Assessments 52

Assessments Risk Processors Security 52

EBizCharge

APRIL 24, 2025

Features like tokenization, encrypted data transmission, and role-based access controls ensure that sensitive payment information is protected and your business meets industry regulations. Continuous assessments of your payment integrations are necessary to ensure they run to their fullest capacity.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

The Fintech Times

JANUARY 28, 2025

Using alternative data sources removes the dependency on ‘credit history; and means banks can carry out faster and higher quality risk assessment and affordability analysis, expanding access to financing for those with limited banking backgrounds. Biometric smart cards work by attaching a persons card to their identity.

Service Provider 59

Service Provider FinTech Underserved Innovation 59

Stax

MAY 5, 2025

Features to Look for With Your Mobile Payment Gateway Integrations Assessing the features of prospective payment gateways for your mobile app will help you determine which payment gateway meets your needs. Some of these will be standard across providers but with some differences from brand to brand.

Payment Gateways 88

Payment Gateways Gateways Payment APIs and Integration Multi-Currency 88

EBizCharge

MARCH 11, 2025

These fees typically include interchange fees, which go to the card-issuing bank, assessment fees charged by the card networks, and payment processor fees for handling the transaction. These fees cover the cost of securely transmitting payment data, encrypting sensitive data, and authorizing transactions in real-time.

Processing Costs 52

Processing Costs Process Credit Cards Payment Gateways 52

The Payments Association

DECEMBER 10, 2024

AI can normalise and translate distinctive dialects and regional nuances, enabling firms to analyse audio transcriptions from regions or populations that were, historically, hard to assess. Real-time monitoring, AI-powered encryption, and blockchain integration for secure transaction records are just a few strategies firms are adopting.

AI 88

AI Fraud Detection Fraud Prevention Deepfake 88

Stax

MARCH 5, 2025

When they’re going to enter all their payment data, the payment gateway ensures that their credit card information is properly encrypted and routed accordingly, so there’s a secure connection between your online storefront, the customer’s browser, and their credit card company.

Credit Card Payment Processing 88

Credit Card Payment Processing Credit Cards Process Payment Gateways 88

Fintech Weekly

JUNE 8, 2025

The average app uses between 26 and 50 APIs , all of which may have different levels of encryption, authentication, regulatory compliance and data formats. Encryption is the first step. The FTC requires financial institutions to encrypt user data but doesn’t specify which cryptography standards to use.

API 78

API Payment APIs and Integration Security FinTech 78

The Fintech Times

JANUARY 20, 2025

These include: Improved acceptance rates: Advanced risk assessment capabilities result in fewer declined transactions, increasing successful payment completions and boosting revenue.

EMV 59

EMV Payment APIs and Integration Authentication Fraud Detection 59

M2P Fintech

MARCH 24, 2025

“One-click” loans become reality through instant credit assessments. Data Analytics: Making Informed Decisions Data is now the lifeblood of modern loan management, empowering lenders with insights to assess creditworthiness, predict risk, and personalize loan terms. AI is poised to revolutionize loan origination.

Payment APIs and Integration 52

Payment APIs and Integration Blockchain Regulatory Compliance Underwriting 52

Clearly Payments

MAY 22, 2025

Assessment Fee A fee charged by the card networks (Visa, Mastercard, etc.). Markup The amount the processor adds on top of interchange and assessments. Encryption Scrambling card data so it cant be read by anyone else. Underwriting The process of assessing risk before approving a merchant account. Verified by Visa).

Online and Mobile Banking 52

Online and Mobile Banking Debit Card Processors ACH 52

Fintech Finance

MARCH 3, 2025

Issued by Ernst & Young (EY), a leading independent auditing firm, the SOC 2 Type II certification is a rigorous assessment for operating effectiveness of a service providers internal controls.

Fraud Prevention 52

Fraud Prevention Fraud Detection AI Disputes 52

EBizCharge

APRIL 22, 2025

PCI compliance and security Integrated payment gateways typically come with built-in security features such as full compliance with Payment Card Industry Data Security Standards (PCI DSS) , tokenization, and encrypted data transmission.

Payment APIs and Integration 52

Payment APIs and Integration Payment Gateways Gateways Payments 52

EBizCharge

JUNE 16, 2025

Security features, such as encryption, tokenization, and real-time monitoring, help reduce the risk of fraudulent transactions, ensure that sensitive payment data is processed securely, and minimize potential financial losses. For enterprise merchants, implementing these tools is a top priority to safeguard customer data and maintain trust.

Payment APIs and Integration 52

Payment APIs and Integration Online and Mobile Banking Volume Transactions 52

EBizCharge

JUNE 12, 2025

It features a proprietary payment gateway equipped with advanced security features, including tokenization and encryption technology, to safeguard sensitive data and prevent fraud. Submit your application Once your needs are assessed, you’ll need to complete and submit a merchant account application with vital company information.

Process 52

Process Accounts Payment Gateways Gateways 52

Stax

JANUARY 21, 2025

Some of the features that make this possible include: Data tokenization End-to-end encryption Employee management POS systems featuring employee management capabilities can help you manage your staff each day and help you save money and time. Carefully assess how each potential POS system youre interested in handles these features.

Point-of-Sale (POS) 88

Point-of-Sale (POS) Small Business Credit Cards Process 88

Stax

OCTOBER 14, 2024

This hands-on experience allows you to explore the platform’s interface, understand its features, and assess its compatibility with your business systems and daily operations. Beyond compliance, look for processors that offer advanced security features like tokenization and encryption, which add layers of protection to payment information.

Processors 88

Processors Small Business Payment APIs and Integration Payments 88

Stax

DECEMBER 9, 2024

Investigation and Provisional Credit Upon receiving a chargeback request, the credit card issuer conducts an investigation to assess the validity of the claim. Ensure that you’re working with a processor that provides secure payment systems (SPS) that can encrypt and tokenize cardholder information to prevent fraudulent transactions.

Credit Cards 88

Credit Cards Process Disputes Card Issuer 88

EBizCharge

JUNE 3, 2025

As a result, payment providers often assess both volume and risk factors together when categorizing merchants. Advanced security and Payment Card Industry (PCI) compliance: Includes built-in tools such as tokenization, encryption, and customizable fraud modules to reduce fraud and enhance security at no additional cost.

Volume 52

Volume Credit Cards Process CRM 52

Stax

FEBRUARY 19, 2025

Fraud Prevention: Look for proactive measures such as encryption, tokenization, and real-time fraud monitoring. Look for options that allow for periodic assessments, opt-out clauses, or short-term agreements that enable you to change providers if necessary. Adaptability: Ensure they have experience supporting businesses of all sizes.

Payments 88

Payments PCI DSS Compliance Risk 88

Finextra

JUNE 6, 2025

Encryption standards for data transmission and storage. Services like Nomics and Messari now provide "Transparent Volume" metrics that assess the credibility of reported trading volumes. Reputable platforms invest millions in multi-layered security systems designed to protect assets under all circumstances.

Cryptocurrency 72

Cryptocurrency Volume Regulatory Compliance Compliance 72

Nanonets

NOVEMBER 13, 2024

Below is a comparative table to help you efficiently explore and assess the top hyperscience alternatives. Ensures data privacy with robust encryption and compliance standards. Comparison table: Top Hyperscience alternatives Every business has unique requirements, so selecting a tool that perfectly aligns with those needs is crucial.

Automation 52

Automation Payment APIs and Integration AI Volume 52

VISTA InfoSec

JUNE 18, 2024

Conduct A Vulnerability Assessment Imagine your business as your house, but instead of gold jewelry, you have customer information and secret formulas on the computer. These cracks leave your fortress exposed. Vulnerability assessment allows you to understand your weaknesses before attackers exploit them. Outdated software?

Data Security 266

Data Security Security Encryption Cybersecurity 266

VISTA InfoSec

JUNE 19, 2024

Attackers can exploit weak security settings, such as the absence of meeting passwords , the use of default or easily guessable credentials, and the lack of end-to-end encryption. Ransomware, a type of malware, is particularly destructive as it encrypts the victim’s data and demands a ransom for its release.

Risk 277

Risk Ransomware Phishing MFA 277

VISTA InfoSec

MARCH 28, 2024

Adhering to compliance might involve appointing a data protection officer, conducting impact assessments for new projects, and understanding the rights of individuals regarding their data. Data Security To secure customer data, employ encryption for data at rest and in transit.

Data Breach 278

Data Breach Regulatory Compliance Breach Encryption 278

VISTA InfoSec

MAY 24, 2024

It helps assess and mitigate security risks systematically by identifying vulnerabilities and implementing controls to address them before they materialize. Assess the environment by identifying where and how cardholder data is stored, processed, or transmitted within your business operations. of PCI DSS. of PCI DSS.

PCI DSS 243

PCI DSS Small Business Assessments Compliance 243

VISTA InfoSec

NOVEMBER 12, 2024

PCI DSS Requirements for SaaS platforms Network security : SaaS platforms must secure their networks using firewalls, encryption, and other measures to prevent unauthorized access to sensitive data ( Requirement 1.1 ). Data protection : Cardholder data should be encrypted both in transit and at rest ( Requirement 3.4 ).

PCI DSS 130

PCI DSS Compliance Encryption Audit 130

VISTA InfoSec

NOVEMBER 12, 2024

PCI DSS Requirements for SaaS platforms Network security : SaaS platforms must secure their networks using firewalls, encryption, and other measures to prevent unauthorized access to sensitive data ( Requirement 1.1 ). Data protection : Cardholder data should be encrypted both in transit and at rest ( Requirement 3.4 ).

PCI DSS 130

PCI DSS Compliance Encryption Audit 130

VISTA InfoSec

JANUARY 23, 2024

Malicious individuals often exploit misconfigured wireless networks and vulnerabilities in outdated encryption and authentication protocols to gain access to cardholder data environments (CDE). Networks that store, process, or transmit cardholder data naturally fall within the PCI DSS scope and must be assessed accordingly. PCI DSS v4.0

PCI DSS 130

PCI DSS Encryption Procedures Best Practices 130