Fintech Finance

JULY 10, 2025

Thunes has won the Thunes Best Payment Solution Award at the 2025 Asian Banking & Finance Fintech Awards, making its name as a great place to make payments across borders. The post Thunes Wins Best Payment Solution at the Asian Banking & Finance Fintech Awards 2025 appeared first on FF News | Fintech Finance.

Payment Solutions 52

Payment Solutions Cross-Border Payments Cross-Border Finance 52

Fintech Finance

DECEMBER 10, 2024

Trustfulls Identity Intelligence engine analyzes hundreds of digital signalssuch as email addresses, phone numbers, IP addresses, browser and device datato assess user risk in real time. The post Scalapay Partners with Trustfull to Strengthen BNPL Fraud Prevention Across Europe appeared first on FF News | Fintech Finance.

Fraud Prevention 97

Fraud Prevention BNPL Addressing Compromise 97

Fintech Finance

MARCH 25, 2025

Although Vietnam’s digital finance market has seen rapid growth over the last few years, many consumers still struggle to access secure and high-quality financial services due to ineffective risk assessment systems. The post Fundiin Teams up With Visa to Enhance Credit-scoring Model appeared first on FF News | Fintech Finance.

Risk Assessment 97

Risk Assessment Risk Management BNPL Best Practices 97

The Fintech Times

FEBRUARY 19, 2025

Offa , the UK-based Islamic property finance fintech, is offering first-time buyers Sharia-compliant buy-to-let finance, and has also dropped its minimum age requirement to 18 years old, as part of a series of moves made to widen access to Sharia-compliant finance for the general public.

Finance 59

Finance Assessments FinTech Product 59

Finovate

MARCH 14, 2025

CredibleX is integrating Mastercards Small Business Credit Analytics (SBCA) API into its embedded financing platform to enhance SME credit access in the UAE and EMEA region. Working capital financing platform CredibleX announced this week that it has partnered with Mastercard. Anand Nagaraj serves as CEO.

Visa 52

Visa Finance Embedded Finance Financial Inclusion 52

VISTA InfoSec

MARCH 25, 2025

Organization that are certified by CREST goes thorough assessments of their methodologies, quality assurance processes, and data security measures, offering assurance to clients seeking reliable and trustworthy security services. CERT-IN Empanelment : Recognized by the Indian government as a trusted security assessor.

Cybersecurity 130

Cybersecurity Accreditation PCI DSS Assessments 130

Fintech Finance

JUNE 19, 2025

The six-month pilot program – approved by the Bank of Ghana (BoG) – will allow Onafriq and PAPSS to assess transaction flows, user adoption, and foreign exchange performance while delivering better rates and more accessible services to customers. The service will soon be available on mobile money and other fintech based wallets.

Cross-Border Payments 95

Cross-Border Payments Cross-Border Financial Inclusion Settlement 95

Fintech News

MARCH 5, 2025

This infrastructure underpins GXS Banks retail and business banking products, including the GXS FlexiLoan in Singapore, which offers flexible repayment options based on a proprietary credit assessment model that integrates credit bureau data and insights from its ecosystem.

Best Practices 113

Best Practices Financial Inclusion Assessments Consulting 113

Fintech Finance

NOVEMBER 21, 2024

nearly three-quarters—financed through retail credit. These checks often lack the granular, real-time insights into income and expenses that lenders need to assess customers fairly. By elevating customer experience and refining credit assessments, the use of Open Banking helps retailers foster stronger brand loyalty.

Credit Cards 95

Credit Cards Assessments On-Demand Rules 95

Fintech News

JUNE 5, 2025

MASs Regulatory Calculus MASs decision to act decisively now is grounded in its growing concern over the money laundering and terrorism financing risks posed by such operations, especially so given their cross-border and internet-based natures. This makes them especially vulnerable to being used for money laundering or terrorism financing.

Money Laundering 85

Money Laundering Due Diligence Cross-Border Rules 85

Fintech Finance

DECEMBER 23, 2024

Its suite of cybersecurity services focuses on assessing cyber risk exposure, providing AI and other technology-driven innovations to protect the digital ecosystem and making continuous advancements to organize trust for people and businesses around the world.

Visa 98

Visa Cybersecurity AI Assessments 98

Fintech Finance

JANUARY 31, 2025

There has been a substantial rise in the number of people using a simpler way to pay their tax bill ahead of the self-assessment deadline on 31st January. billion 12 billion 36% January is typically the most popular month for self-assessment tax payments. This is a 28% increase from the previous year.

Assessments 89

Assessments Returns Authorization API 89

The Payments Association

JUNE 16, 2025

It assesses whether the new policy is effectively protecting consumers and reducing fraud, while also highlighting ongoing challenges and debates about a broader, cross-sector approach to tackling APP fraud. Why is it important? What’s next? 2) APP fraud remains a persistent threat In 2024, £450.7

Scams 88

Scams Assessments Consumer Protection Fraud Prevention 88

Fintech Finance

MAY 1, 2025

Radar assesses more than 1,000 characteristics of a potential transaction in order to determine, in less than 100 milliseconds, the likelihood that it’s fraudulent. The post Stripe Radar Now Protects ACH and SEPA Payments From Fraud appeared first on FF News | Fintech Finance.

ACH 59

ACH Fraud Prevention Blocks Payments 59

Stax

JANUARY 23, 2025

The merchant underwriting process is a critical step that payment processors and financial institutions use to assess the risk associated with onboarding new businesses. Key steps include application review, risk assessment, credit checks, and compliance verification. Learn More What is Merchant Account Underwriting?

Underwriting 68

Underwriting PCI DSS Money Laundering Processors 68

Stax

APRIL 8, 2025

Interchange and assessment fees are set by card networks and are non-negotiable. Assessment fees Assessment fees go to the payment network or the credit card network. In the previous example, Mastercard retains the assessment fee from the overall credit card processing fee. This helps the processor recoup lost revenue.

Credit Cards 88

Credit Cards Process Processors Push-to-Card 88

Fintech Finance

NOVEMBER 3, 2024

Affirm underwrites every individual transaction before making a real-time credit decision and only approves consumers following an assessment that evidences their ability to repay. The post Affirm’s Flexible and Transparent Pay-Over-Time Options Now Available in the UK appeared first on FF News | Fintech Finance.

Consumer 98

Consumer Economy Regulatory Compliance Payment Networks 98

Fi911

MAY 22, 2025

Evolution From Open Banking to Open Finance While PSD2 paved the way for Open Banking, PSD3 sets its sights on open finance by expanding access to a broader range of financial data, such as investment and insurance accounts. PSD3s focus on standardization and enhanced APIs will require technology upgrades.

Payment APIs and Integration 66

Payment APIs and Integration Fraud Prevention Consumer Protection API 66

Neopay

JUNE 26, 2025

The legislation is a key lever to support the expansion of open banking beyond payments to a more general open finance model, giving consumers the power to share their data more widely across new use cases in energy, telecoms, transport and retail sectors.

Finance 52

Finance Use Case Assessments Government 52

The Fintech Times

NOVEMBER 17, 2024

“The value of this insight has become all the more pertinent now that the ABI has set out its Premium Finance Principles and BIBA publishes its own Premium Finance Guide for Brokers. “Therefore, it’s essential for insurance providers to better understand their customers’ financial situations.

Risk 59

Risk Assessments Finance Product 59

M2P Fintech

APRIL 4, 2025

Supply Chain Finance (SCF) offers a flexible solution to optimize working capital and support growth. Globally, the supply chain financing market is projected to reach USD 13.4 Modern day credit tech stack could revolutionize Supply Chain Financing, streamlining processes and enhancing financial mechanisms. billion by 2031.

Finance 52

Finance Payment APIs and Integration Credit Cards Risk 52

The Payments Association

NOVEMBER 18, 2024

The key advantage fintechs have is their ability to provide integrated solutions that make it significantly easier for merchants to manage their payments and finances. By building a strong consumer base, these firms are then well-positioned to leverage their existing relationships and offer their merchant services to the same customer base.

FinTech 88

FinTech Online and Mobile Banking Acquirers Fraud Prevention 88

Finextra

JUNE 23, 2025

AdviceRobo has pioneered the use of psychometric data, behavioral analytics, and alternative data to assess risk far beyond FICO scores. Explainability as core infrastructure AI in finance must be auditable, not a black box. And with response times as fast as 0.03 seconds, these agents feel instantaneous to both lenders and borrowers.

AI 52

AI Finance Payment APIs and Integration Embedded Finance 52

The Payments Association

FEBRUARY 10, 2025

Since vIBANs are often treated as extensions of master accounts rather than independent relationships, firms fail to apply appropriate risk assessment frameworks. Real-time monitoring tools must be implemented to detect suspicious patterns, while AI-driven risk assessments can help identify emerging threats in cross-border transactions.

IBAN 88

IBAN AML Master Account Due Diligence 88

The Fintech Times

DECEMBER 9, 2024

Google has filed a legal challenge against the US Consumer Financial Protection Bureau (CFPB), the agency responsible for overseeing consumer finance, after it placed Google Payment Corp., The agency began using its dormant oversight powers after a 2022 assessment found gaps in its supervisory programme.

Consumer Financial Protection Bureau (CFPB) 75

Consumer Financial Protection Bureau (CFPB) CFPB Regulations Legal 75

The Fintech Times

NOVEMBER 2, 2024

Ltd : Developed an ‘e-KYC’ solution to digitally onboard customers, using advanced technologies like artificial intelligence, machine learning, thumbprint and facial recognition for a streamlined digital KYC platform Soft Net Technology : Proposed a centralised loan application platform in response to pre- and post-Covid challenges.

Financial Inclusion 69

Financial Inclusion Technology FinTech Credit Cards 69

Fintech Finance

MARCH 11, 2025

over the assessed period. “Our unique position as both a licensed crypto and fiat payment service provider allows us to bridge the gap between traditional finance and the digital economy, delivering cutting-edge solutions for cross-border payments and digital asset management. since 2020. Further growth is forecasted for 2025.

Cross-Border Payments 85

Cross-Border Payments Cross-Border Correspondent Multi-Currency 85

Fintech Finance

JULY 15, 2025

Their real-time risk assessment systems help reduce fraud, enhance compliance, and ensure funds are delivered securely and reliably. The post myTU Enables Instant Global Payouts with Visa Direct and Mastercard Cross-Border Services appeared first on FF News | Fintech Finance.

Cross-Border 52

Cross-Border Visa Cross-Border Payments Risk Assessment 52

The Payments Association

NOVEMBER 12, 2024

In response, regulatory bodies like the Financial Conduct Authority are tightening anti-money laundering (AML) and counter-terrorism financing (CTF) measures, levying steep penalties for non-compliance. First, assess the experience level of your development team. billion in losses in 2023 alone. have 10-14 years.

Financial Crimes 88

Financial Crimes Crime Fraud Prevention Compliance 88

Finextra

JUNE 26, 2025

Banks and payment providers must follow these rules to stop money laundering and terrorist financing. The Financial Action Task Force (FATF) sets global AML guidelines. Most local laws follow their recommendations. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.

PCI DSS 52

PCI DSS AML Process Payment APIs and Integration 52

The Fintech Times

JUNE 22, 2025

Accelerating access to financial services The six-month pilot program – approved by the Bank of Ghana (BoG) – will allow Onafriq and PAPSS to assess transaction flows, user adoption, and foreign exchange performance while delivering better rates and more accessible services to customers.

Cross-Border Payments 49

Cross-Border Payments Cross-Border Finance Settlement 49

Finovate

APRIL 24, 2025

Once investors complete a short BehaviorQuant assessment, they receive personalized portfolio recommendations that are based on their behavioral risk profile and their financial status. Investors will also benefit from personalized portfolio selection.

Assessments 64

Assessments Risk Advisors Research 64

Fintech Finance

APRIL 3, 2025

This will enable the PSR to assess the impact and effectiveness of these changes and help to shape decisions on future regulatory interventions, if any are necessary. The post PSR Proposes Remedies to Improve the Market for Scheme and Processing Fees appeared first on FF News | Fintech Finance. This should reduce costs to acquirers.

Process 59

Process Consulting Visa Acquirers 59

Fintech News

FEBRUARY 10, 2025

It could enable self-optimising financial assistants, adaptive credit assessments, and proactive compliance monitoring, making financial services more intelligent, efficient, and inclusive. Next, in a business angle, Stripe has developed an innovative agent toolkit designed to enhance the functionality of AI agents within the fintech space.

AI 85

AI FinTech Fraud Detection Fraud Prevention 85

Finovate

DECEMBER 16, 2024

Capitalise, a business finance platform based in the U.K., has forged a strategic partnership with data and open finance network Plaid. based business finance platform Capitalise has announced a strategic collaboration with fellow Finovate alum Plaid. Capitalise made its Finovate debut at FinovateEurope 2016.

Small Business 59

Small Business Non-Bank Risk Assessment Finance 59

Finovate

JANUARY 15, 2025

From fresh AI applications to the new uses for embedded finance, fintech is experiencing a renewed momentum. Embedded finance matures Why it matters: Embedded finance has been trending upward in fintech over the past few years, and for good reason.

Embedded Finance 52

Embedded Finance FinTech Payment APIs and Integration AI 52

The Fintech Times

MARCH 12, 2025

Through three separate partnerships, Mastercard appears to be enhancing its focus on the UAE and surrounding Middle East region, with plans to simplify access to finance , enhance payment processes and bolster financial literacy.

Visa 75

Visa Financial Literacy Small Business Payments 75