Fintech News

FEBRUARY 10, 2025

In fintech, Agentic AI could enhance fraud prevention, risk management, trading, and customer engagement by autonomously analysing financial data, detecting anomalies, and executing decisions in real time. Also, the autonomous nature of the AI means decision-making is often removed from human oversight.

AI 84

AI FinTech Fraud Detection Fraud Prevention 84

CB Insights

MAY 18, 2021

Bouncer : California-based Bouncer is a card-scanning and risk detection technology platform that identifies fraudulent transactions by running automated card authentications. The post Stripe Acquires Bouncer To Integrate Card Authentication Into Its Fraud Detection Platform appeared first on CB Insights Research.

Fraud Detection 74

Fraud Detection Authentication Acquirers Risk Assessment 74

The Payments Association

FEBRUARY 17, 2025

AI and machine learning: Strengthening security and financial access Artificial intelligence is transforming risk assessment and fraud prevention in the payment ecosystem. AI plays a crucial role in fraud detection and compliance, ensuring that financial inclusion does not come at the cost of security.

Innovation 88

Innovation Cross-Border Financial Inclusion Payment APIs and Integration 88

Fintech News

MAY 21, 2025

Temenos says the solution uses artificial intelligence to assess transactions in real time and support compliance teams in identifying genuine risks more effectively. It is part of the companys broader Financial Crime Mitigation (FCM) suite, which includes tools for KYC risk scoring, transaction monitoring, and payment fraud detection.

Financial Crimes 68

Financial Crimes Crime Compliance AI 68

Stax

APRIL 8, 2025

Interchange and assessment fees are set by card networks and are non-negotiable. Assessment fees Assessment fees go to the payment network or the credit card network. In the previous example, Mastercard retains the assessment fee from the overall credit card processing fee. This helps the processor recoup lost revenue.

Credit Cards 88

Credit Cards Process Processors Push-to-Card 88

The Payments Association

FEBRUARY 10, 2025

Partnering with regional providers, leveraging AI for fraud detection, and conducting regular audits will ensure compliance, transparency, and operational excellence. Since vIBANs are often treated as extensions of master accounts rather than independent relationships, firms fail to apply appropriate risk assessment frameworks.

IBAN 88

IBAN AML Master Account Due Diligence 88

The Payments Association

JUNE 16, 2025

It assesses whether the new policy is effectively protecting consumers and reducing fraud, while also highlighting ongoing challenges and debates about a broader, cross-sector approach to tackling APP fraud. 2) APP fraud remains a persistent threat In 2024, £450.7 Why is it important? What’s next?

Scams 88

Scams Assessments Consumer Protection Fraud Prevention 88

The Payments Association

JUNE 11, 2025

Consumer behaviour adds another layer of complexity to the fraud landscape. 45% of shoppers in the UK have admitted to return fraud or policy abuse, representing an estimated £22.8 billion in return-based fraud in 2022. The global fraud detection market was valued at £33.13 CAGR from 2025 to 2030.

Risk 88

Risk Fraud Prevention Fraud Detection Payment APIs and Integration 88

Fintech News

JUNE 2, 2024

This initiative could transform confidential data sharing and improve global fraud detection. Additionally, the tests could lead to the wider use of information sharing in fraud detection, building on its success in assessing cybersecurity threats.

Cross-Border Payments 132

Cross-Border Payments Cross-Border SWIFT AI 132

The Payments Association

JUNE 16, 2025

The findings show that it’s technically possible, but with significant challenges surrounding fraud detection, data sharing, and usability. Product leads should assess how offline readiness aligns with their long-term roadmap, particularly in segments where resilience and inclusion are key differentiators.

Settlement 88

Settlement CBDC Payment APIs and Integration Privacy 88

Fi911

DECEMBER 19, 2023

This scale of fraud is challenging for systems dependent solely on human detection, especially considering the increasing volume of online transactions. Initially reliant on automated and rule-based systems, financial institutions are now turning to machine learning for more effective fraud detection.

Fraud Prevention 98

Fraud Prevention Fraud Detection Point-of-Sale (POS) Online and Mobile Banking 98

Fintech Finance

OCTOBER 24, 2024

Set to go live in early 2025, this premiere payments solution will integrate Plaid’s instant account verification (IAV) and network-powered risk assessment capabilities into Dwolla’s pay by bank platform.

Risk Assessment 109

Risk Assessment Payment APIs and Integration Verification Assessments 109

Fintech Review

MARCH 11, 2025

This approach not only empowers users with rapid, accurate risk assessments but also feeds critical intelligence into banks fraud prevention systems, ensuring proactive defense measures are always one step ahead. By delivering rapid, accurate assessments, ScamAlert empowers consumers while enhancing banks risk management.

Scams 52

Scams Fraud Prevention Risk Assessment Financial Crimes 52

The Payments Association

MARCH 25, 2025

Reactive, not proactive: Rule-based systems fail to detect evolving threats. At SENDS, we recognised early that outdated practices compromise security and efficiency, so we embraced AI-driven solutions to transform fraud detection and compliance.

Regulatory Compliance 136

Regulatory Compliance AML Compliance PCI DSS 136

Finezza

JANUARY 4, 2024

A combination of superior risk assessment, fraud detection capabilities, and quick and accurate underwriting turnaround can transform a lender’s success rate with borrowers and reduce non-performing assets. The revenue growth and profitability of a lending business depend on several factors.

Transactions 94

Transactions Fraud Detection Risk Assessment Underwriting 94

The Payments Association

MARCH 18, 2025

Open data, in turn, enriches these offerings, enabling innovative credit scoring and risk assessment beyond traditional banking channels. By combining payment flows with broader financial datasuch as rental history, savings patterns, and income variabilitylenders can offer dynamic, real-time credit assessments.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Core

MARCH 19, 2024

The solution: robust government fraud detection mechanisms for payment systems. Here’s what compliance managers and auditors need to know to strengthen internal fraud prevention and safeguard public funds. When fraud persists for over five years, the average loss increases to $800,000.

Fraud Detection 52

Fraud Detection Governance Government Compliance 52

FICO

SEPTEMBER 27, 2017

In 1992, Falcon Fraud Manager was introduced: a neural network-based fraud detection system that detects fraudulent payment card transactions in real-time. Since then, despite the proliferation of fraud types, there has been a dramatic reduction in payment card fraud losses across the globe. A Final Note.

Fraud Detection 61

Fraud Detection AI Transactions ATM 61

Fintech News

NOVEMBER 6, 2024

The integration of ADVANCE.AI’s technology provides features such as real-time identity verification, fraud detection, and risk assessments, which help financial institutions meet regulatory demands securely. These tools are also intended to reduce the risk of fraud and scams.

Compliance 106

Compliance Payment APIs and Integration Fraud Detection Risk Assessment 106

EBizCharge

JANUARY 14, 2025

Fraud detection and prevention are critical features of a payment gateway. To properly evaluate payment gateway providers, merchants should conduct thorough research, participate in demos and trials, assess vendor reputation, and review customer support options for each. Thus, AI-powered fraud detection is on the rise.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

The Payments Association

DECEMBER 2, 2024

She commented, “The feedback pertains to the broader financial services market, and while not all comments are directed specifically at payment firms, the assessment highlights where the FCA identifies gaps or weaknesses in implementation. PSPs were required to enhance their fraud detection and prevention systems to mitigate potential losses.

Regulations 88

Regulations Instant Payments Consumer Protection Payments 88

PYMNTS

JULY 3, 2020

PNB shifted to looking at customers’ past 30 days’ worth of transactions when stay-at-home orders went into effect to avoid relying on potentially inaccurate longer-range assessments, for example. .

Fraud Detection 72

Fraud Detection Transactions ATM Consumer 72

Fintech Review

MAY 7, 2024

Machine learning is particularly transformative in various fintech applications, such as personalised financial advice and risk assessment, marking a transformative shift in financial methodologies towards more advanced, data-driven approaches. It is essential to mitigate these risks to prevent potentially devastating impacts.

AI 98

AI FinTech Risk Assessment Fraud Detection 98

The Fintech Times

APRIL 15, 2024

“By analysing big data and rapidly assessing risks, AI empowers financial companies to make well-informed decisions. However, a significant revolution lies ahead – the personalisation of services based on individual user assessments. “Finally, AI is reducing risk in the embedded insurance space.

Embedded Finance 134

Embedded Finance AI Finance Assessments 134

Stax

MARCH 11, 2025

Assessment fees : this fee is paid by the acquiring bank (your merchant account provider) to the relevant card network to finance its related operational expenses. Good providers will equip you with advanced fraud detection tools and robust mechanisms for reducing and preventing chargebacks.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

Fintech Finance

MARCH 3, 2025

Issued by Ernst & Young (EY), a leading independent auditing firm, the SOC 2 Type II certification is a rigorous assessment for operating effectiveness of a service providers internal controls. Adaptive machine learning models continuously refines fraud detection to counter industry-specific threats.

Fraud Prevention 52

Fraud Prevention Fraud Detection AI Risk Management 52

Finextra

JUNE 18, 2025

In parallel, Payabli is working with Nvidia to develop advanced risk and fraud detection models trained on proprietary customer data to deliver tailored risk assessments specific to each customer’s business and industry. Sponsored [On-Demand Webinar] The final countdown: What’s next for Verification Of Payee?

Payment APIs and Integration 52

Payment APIs and Integration Multi-Currency Fraud Detection AI 52

Fintech News

JUNE 3, 2025

The platform is designed to handle a range of financial functions such as payment orchestration, onboarding, compliance checks, fraud detection, and dispute resolution. The system reportedly uses over 100 recognition models and more than 600,000 risk lexicons to assess risk in real-time.

AI 111

AI FinTech Fraud Detection Embedded Finance 111

Stax

DECEMBER 12, 2024

Merchant service accounts and how they work Merchant service providers assess your credit history, business type, and expected transaction volume during application. It can also help minimize errors and risks of bounced checks. You can access these components and your merchant account only through your provider.

Small Business 88

Small Business Online and Mobile Banking Volume Checks 88

PYMNTS

APRIL 10, 2020

The study is part of the larger Unlocking AI series by PYMNTS, examining how AI and other computational systems are being used to manage critical business functions, including payments, regulatory compliance, risk assessment and fraud protection. Moreover, the benefit cited by the greatest proportion of healthcare firms (65.6

AI 144

AI Fraud Detection Risk Assessment Regulatory Compliance 144

The Fintech Times

FEBRUARY 15, 2025

This platform enhances financial compliance through real-time data processing, risk assessment, and regulatory alignment, ensuring that financial institutions meet Saudi Arabias evolving fintech regulatory landscape. Other announcements Mozn unveiled new AI-powered fraud prevention tools as part of its FOCAL Risk and Compliance platform.

Innovation 64

Innovation Fraud Prevention AI Compliance 64

Fintech News

FEBRUARY 15, 2024

The rise of real-time fraud detection According to these experts, 2024 will see the rise of real-time fraud detection, driven by advancements in AI and the escalating challenge of fraud. At the same time, the advent of real-time payments will prompt the need for real-time fraud detection and prevention.

Innovation 122

Innovation FinTech Cross-Border Payments Cross-Border 122

The Fintech Times

JANUARY 20, 2025

These include: Improved acceptance rates: Advanced risk assessment capabilities result in fewer declined transactions, increasing successful payment completions and boosting revenue. Biometric authentication: Advanced methods like WebAuthn and SPC reduce fraud risks while offering a modern, secure experience.

EMV 59

EMV Payment APIs and Integration Authentication Processors 59

Fintech News

APRIL 7, 2024

Their comprehensive discussion sheds light on the significance of advanced AI and fraud detection technologies, and the importance of collaborative efforts to mitigate these risks. Incorporating passive risk signals during onboarding offers another layer of assurance.

Deepfake 134

Deepfake Scams Fraud Detection Verification 134

Finovate

MARCH 13, 2024

This will impact how banks and fintechs use AI for customer interactions, underwriting, and fraud detection. Therefore, banks using AI systems must assess and reduce risks, maintain use logs, be transparent and accurate, and ensure human oversight.

AI 111

AI Laws Fraud Detection Use Case 111

Fintech Finance

JUNE 20, 2024

Adyen , the global financial technology platform of choice for leading businesses, today was recognized as a Leader in the IDC MarketScape: Worldwide Retail Online Payment Platform Software Providers 2024 Vendor Assessment[1] and IDC MarketScape: Worldwide Retail Omni-channel Payment Platform Software Providers 2024 Vendor Assessment[2].

Payment APIs and Integration 96

Payment APIs and Integration Assessments Payments FinTech 96

The Payments Association

JUNE 16, 2025

The methodology combines quantitative analysis of operational metrics with qualitative assessment of strategic priorities. Questions address both immediate challenges (transaction fees, fraud prevention, cart abandonment) and forward-looking opportunities (emerging payment methods, international expansion, technology adoption).

Innovation 88

Innovation Cross-Border Fraud Prevention Payments 88