PYMNTS

SEPTEMBER 10, 2019

ATM , as you likely know, is an acronym for automated teller machine. But, as is the case with so much in banking, technology can make the ATM a potent tool for customer engagement — boosting ROI, too — if financial institutions (FIs) leverage a holistic approach with the machines themselves, with a focus on self-service use cases.

ATM 63

ATM Multi-Currency Near Real-Time Value Added Service 63

The Finance Weekly

JANUARY 5, 2025

Key Features Pre-built workflows for fintech use cases. Key Features ATM/branch locators. It excels in automating customer engagement, financial education, and lead generation. With support for over 130 languages, its a top choice for global finance brands. Two-way notifications for customer updates. Money transfer support.

AI 130

AI Finance Automation Non-Bank 130

Clearly Payments

OCTOBER 31, 2024

Primary Use Cases : CBDCs are designed to enhance financial inclusion, streamline payments, and provide a government-regulated alternative to cryptocurrencies and private digital payment providers. China’s digital yuan (e-CNY), for instance, has already processed over $250 billion in transactions as of 2023.

Online and Mobile Banking 98

Online and Mobile Banking RTP BNPL Debit Card 98

PYMNTS

JUNE 13, 2017

As an industry leader in enabling cardless transactions at the ATM, our comprehensive solutions are bridging the physical and digital worlds of cash to truly drive connected commerce,” said Alan Kerr, Diebold Nixdorf senior vice president of software in a press release.

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ATM Authentication Security Transactions 47

Fintech News

MAY 11, 2025

A subsidiary of SBI Holdings, the company allows users to send money conveniently through the internet, ATMs, and even convenience stores. This technology-driven approach enables Thunes to support a wide variety of use cases including gig economy payouts, e-wallet interoperability, and financial inclusion efforts.

Cross-Border Payments 122

Cross-Border Payments Cross-Border APACS Distributed Ledger Technology (DLT) 122

Fintech News

MAY 27, 2024

Trialed Digital Tenge use cases include wholesale cross-border CBDC transactions with the Hong Kong Monetary Authority, CBDC vouchers for school meals, smart contracts designed to safeguard public funds allocated for road construction, and Digital Tenge stablecoins on the Binance cryptocurrency exchange.

CBDC 131

CBDC Transactions Payment APIs and Integration Cross-Border 131

PYMNTS

OCTOBER 17, 2018

In a press release , Mastercard said that during the initial program, Viamericas agents will start receiving their weekly sales incentives in cash from any domestic ATM that is enabled with the feature. Thousands more ATMs will be enabled with the Mastercard Cash Pick-Up technology by 2019, the company noted.

Visa 55

Visa ATM Debit Card Use Case 55

PYMNTS

MAY 31, 2018

As that use case has become more prevalent, workarounds have been necessary to provide consumers with at least some level of protection against those who would steal and abuse their credentials – but it’s clear those methods are falling short. Kilb described this method as an “ATM approach.” End User Experience.

ATM 43

ATM Consumer Data Breach Credential 43

PYMNTS

NOVEMBER 16, 2020

Kavakama added that CIP, a nonprofit association that’s part of the Brazilian Payments System, was also looking at how to use PIX to pay via the payment gateway known as Boleto. That’s a widely used Brazilian billing-and-payment system supported by banks, ATMs, the post office and supermarkets. “We

Real Time Payments 131

Real Time Payments Wire Transfer Push-to-Card Credit Cards 131

PYMNTS

JULY 12, 2019

Bloomberg reported that during a case regarding a gang that used bitcoin ATMs as a front for illegal drug payments, authorities discovered that the rules to force money handlers to vet their clients don’t apply to the cash machines’ owners or to crypto trading platforms.

Bitcoin 40

Bitcoin ATM Rules AML 40

PYMNTS

NOVEMBER 2, 2020

And they don't have ATMs, don’t issue debit cards and offer very limited services beyond being places for consumers to interact with a cashier to deposit or withdraw funds at a counter. or ‘Why don't you put in an ATM?’ For example, one of the biggest use cases Sarvatra sees with debit cards is consumers using them to shop online.

Debit Card 84

Debit Card Push-to-Card FinTech ATM 84

PYMNTS

DECEMBER 17, 2020

But it may be the emerging-use cases through companies like PayPal that determine whether bitcoin’s surge will be long-lasting or ephemeral. The Coinbase Card is a Visa debit card that enables users to use their bitcoin or other crypto holdings to shop online and in stores. Crypto can also be converted to cash at the ATM.

Bitcoin 117

Bitcoin Cryptocurrency PayPal Online and Mobile Banking 117

PYMNTS

MARCH 9, 2020

The need for physical branches tops providing ATM services by a factor of almost four. That’s not surprising, because people don’t need ATMs as much as they once did — back when they used cash more often and had no other way to deposit checks when banks were closed. The Services Expectation. percent and 37.8

Credit Union 92

Credit Union ATM Online and Mobile Banking PayPal 92

PYMNTS

MARCH 13, 2020

Certain use cases border on unnerving – like the Chinese government employing thermal-scanning tech made by Hong Kong-based SenseTime that “authenticates” individuals by remote-scanning foreheads for fevers. The powered fingerprint-reading card is recharged every time it’s inserted at an ATM. Identity as a Must-Have Service.

Authentication 69

Authentication ATM EMV Credential 69

PYMNTS

OCTOBER 16, 2017

“Getting buy-in organizationally for using APIs is easy, but most people don’t understand what it takes to make an API useful.”. What’s often missing is the “why,” the myriad use cases for which APIs can add value to the business, and the state of readiness of the end-user to use APIs effectively. Two To Tango.

API 80

API Payment APIs and Integration End User Use Case 80

PYMNTS

JANUARY 21, 2019

Case in point: the bankers who rejected ATMs in their early days, insisting that customers would want to talk to a teller — or banking clients who had been absolutely certain they would never issue credit cards because “their customers only wanted cash and checks, thank you very much.” Look at Square’s debit card,” Edwards said.

Instant Payments 74

Instant Payments Debit Card Payments ATM 74

PYMNTS

JUNE 22, 2016

With more than €2 trillion in cash projected to be used in Western European countries in 2020 and the rapid development of mobile technology, the state of cash is on its own path of evolution with the growth of cardless ATMs and wider availability of order online and pay by cash on delivery, among other use cases.

ATM 51

ATM ATMIA Economy Use Case 51

PYMNTS

MAY 13, 2019

Boloro, explained Kilb, takes “an ATM-like approach” to verification, reliant on a memorized PIN (known only to the user) that is used to authenticate a transaction before it is processed, eliminating fraud. Perhaps not surprisingly, this “ ATM -like approach” to mobile banking works well at ATMs. They gain access.

Online and Mobile Banking 53

Online and Mobile Banking ATM Authentication Compromise 53

PYMNTS

APRIL 11, 2019

One smart agent may be assigned to analyze the actions of a consumer, point-of-sale (POS) terminal or ATM, and use that analysis to learn how to best perform whatever action it was assigned to do. Despite smart agents’ many use cases, 36 percent of FIs are either only slightly or not at all interested in smart agents.

AI 74

AI Point-of-Sale (POS) Credit Union Underwriting 74

PYMNTS

FEBRUARY 11, 2019

Visa and Mastercard , via their debit rails, enable real-time push payments in support of a number of peer-to-peer (P2P) and business-to-peer (B2P) use cases. Use cases are evolving. And some of it is dependent on that activity you’re doing,” which in turn boils down to use cases. The Use Cases.

Faster Payments 78

Faster Payments Real Time Payments Same Day ACH Payments 78

PYMNTS

FEBRUARY 22, 2019

According to Venmo, grocery stores and settling the dinner bill are just two of the more common everyday use cases where the cards apply. The card will also remain ATM-friendly — and supported at 32,000 MoneyPass ATMs in the U.S. The cards also preserve the ability of users to easily split up bills and checks.

Venmo 47

Venmo ATM Debit Card Credit Cards 47

The Payments Association

MARCH 19, 2025

We continued the evolution from cash to cards by around the 1950s with the Diners Club credit card, the 1970s brought the ATM, and the 80s and 90s (along with fantastic style choices, haircuts and music) saw electronic banking starting to make an appearance. But what if we could push AI use cases even further?

Push-to-Card 88

Push-to-Card AI Bitcoin Blockchain 88

PYMNTS

SEPTEMBER 17, 2020

Though the pandemic has spurred a decline in cash use and acceptance, according to the bank, and banks have “rationalized” ATM fleets, there still is “importance” in keeping access to cash in place.

Central Bank 72

Central Bank CBDC Digital Currency Federal Reserve 72

PYMNTS

DECEMBER 26, 2019

The heart of the embrace and appeal of open-source technology is the need for speed, and to evolve use cases for end users (consumers and enterprises) in a more robust and secure fashion. That’s just one example of how the open-source movement could help change payments in the coming years.

ATM 53

ATM Payments Fraud Prevention Fed 53

Payment Savvy

NOVEMBER 8, 2022

Using your debit card to buy groceries or withdraw cash from an ATM is technically an EFT in the broader sense. EFT payments are useful for purchases, transfers between friends and family, And any kind of day-to-day banking payment or transfer. Platforms Used. What Is an EFT Payment?

ACH 98

ACH Payments Debit Card Online and Mobile Banking 98

PYMNTS

JUNE 17, 2019

Another member of the association involved in the development of the service was QIWI a provider of several payment solutions including ATMs, bank cards, digital wallets, virtual cards and eCommerce solutions. This, in turn, could reduce the amount of paper documents and the costs of maintaining and updating POS terminal software, he said.

Faster Payments 80

Faster Payments C2G Payments P2P 80

PYMNTS

AUGUST 3, 2018

Coverage includes a 41-month prison sentence for a bitcoin trader, Starbucks mulling a bitcoin project, Barclays investing in an alternative lender, Discover naming a new chief executive and proposed legislation to ban overdraft fees on ATM and debit transactions. Booker Proposes Ban On Overdraft Fees For Debit Card And ATM Transactions.

Bitcoin 41

Bitcoin Money Laundering ATM Debit Card 41

PYMNTS

APRIL 11, 2019

He recently told PYMNTS that banks’ solutions must offer everything for which consumers are looking, and they must actively innovate to support new use cases. Ten years ago, [the app] was designed to deal with mobile use cases, [and] checking your balance was a primary use case,” he said. “It Alexander said.

Mobile Banking 49

Mobile Banking Online and Mobile Banking Use Case ATM 49

PYMNTS

NOVEMBER 20, 2020

Employers can utilize these prepaid debit cards to provide funds to their workers and remotely reload them each payday, and cardholders can use these tools to make payments or collect cash from ATMs, typically without incurring fees. .

Payroll 78

Payroll Direct Deposit Push-to-Card Debit Card 78

Tearsheet

NOVEMBER 19, 2024

A big reason for this delay was that the debit card technology needed the ATM network to spread out and gain traction among consumers. In this way, both ATMs and debit cards rode the adoption wave together. And when the right payment technology finds the right use case, the effects can multiply and impact societies.

Payments 52

Payments Debit Card Online and Mobile Banking Push-to-Card 52

PYMNTS

JUNE 5, 2019

The real trick is to tie engaging consumer experiences to those cards, which is critical, as prepaid and reloadable cards continue to evolve — moving from plastic cards to mobile accounts that can adapt to an expanding portfolio of use cases, including payroll, online gambling or even consumer and business lending. Take payroll cards.

Payroll 63

Payroll Use Case Innovation Consumer 63

FICO

AUGUST 16, 2022

Often thieves will put a false front on an ATM, gas pump or point-of-sale (POS) terminal, which reads and records the information on the card’s magnetic strip. They can also use small inserts in the card reader slot , which are incredibly difficult to detect. Card Skimming Fraud – Old Threat, New Growth.

Compromise 52

Compromise Romance Scams Push-to-Card ATM 52

PYMNTS

MAY 9, 2019

Boloro, explained Kilb, takes “an ATM-like approach” to verification, reliant on a memorized PIN known only to the user that is used to authenticate a transaction before it is processed, eliminating fraud. Boloro uses the memorized PIN and a separation of authentication from the internet as arrows in the quiver against fraud.

Online and Mobile Banking 40

Online and Mobile Banking ATM Authentication Verification 40

PYMNTS

JUNE 17, 2020

The Visa debit cards offer additional services, including purchase protection, while the bank is connecting SMB clients to its network of ATMs and cash deposit machines throughout the UAE. The card is compatible with Apple Pay and other wallets as well, reports in Verdict.co.uk BNP Paribas Adds Virtual Cards To Coupa.

Commercial Card 67

Commercial Card Returns Debit Card Reconciliation 67

FICO

FEBRUARY 16, 2023

While this alone should give pause, when combined with the fact that there were an average of 185 cards compromised per skimming event, banks and consumer should all be wary when using any ATM, point of sale terminal, or other location where a card skimmer could be potentially located.

Compromise 98

Compromise Scams Debit Card Smishing 98

PYMNTS

AUGUST 31, 2016

Abhaya Prasad Hota, managing director and CEO of NPCI, told The Times of India that, although UPI is seen as a person-to-person (P2P) payment mechanism, there are many powerful use cases for the new platform. “Of There are over 250 million smartphones, and they are growing at 30 million every year.

Online and Mobile Banking 45

Online and Mobile Banking P2P Payments Payment Gateways 45

PYMNTS

JANUARY 23, 2020

More than bringing Chinese consumers to the rest of the world, Magats said the new partnership also brings the rest of the world to Chinese merchants — by making customers from anywhere able to use their PayPal mobile wallets anyplace where the CUP QR code is accepted. Creating New Cross Border eCommerce Opportunities .

PayPal 52

PayPal Cross-Border Credential Use Case 52