The Fintech Times

MARCH 24, 2025

In June 2023, digital payments organisation Checkout.com announced the launch of its Intelligent Acceptance platform to help firms boost their payment performance. messaging, routing, authentication, credential lifecycle, and retries). messaging, routing, authentication, credential lifecycle, and retries).

Credential 59

Credential On-Demand Authentication Digital Payments 59

Fintech Finance

NOVEMBER 28, 2024

Unlike traditional PINs or passwords, sAxess utilizes fingerprint authentication and other biometrics to ensure that only authorized individuals can access sensitive data. Its self-custody approach reduces the need for intermediaries, offering control and reduced exposure to third-party risks.

Security 116

Security Transactions NFTs Blockchain 116

Stax

JULY 21, 2025

Digital Payment Options With the rise of mobile and contactless payments , both Visa and Mastercard have expanded their payment offerings beyond card transactions to adapt to changing consumer habits. They have also expanded into digital payment options, including mobile and contactless payments.

Visa 100

Visa Credit Cards Online and Mobile Banking Issuers 100

Fintech Finance

JUNE 12, 2025

New research by YouGov commissioned by Checkout.com , a leading global digital payments platform, has found that merchants and financial institutions not offering ID verification and biometric payment authorisation are at risk of losing customer trust.

Research 52

Research Risk Consumer Verification 52

Fintech Finance

JUNE 5, 2025

Point & Pay is utilizing Trustly’s Pay by Bank tools for enabling single sign-on with banks to deliver a next-generation approach to paying government obligations, reducing the occurrence of returned checks – a first in the electronic government payment platform space.

Government Payments 59

Government Payments Governance Government CFPB 59

The Fintech Times

NOVEMBER 6, 2024

Visa bolsters Asia Pacific product suite Payments giant Visa showcased a range of new products and solutions at Singapore Fintech Festival, revealing plans to roll them out across Asia Pacific. These include: Visa Flexible Credential – This enables a single card product to toggle between payment methods.

Product 101

Product Cross-Border FinTech Cross-Border Payments 101

Finextra

JULY 3, 2025

1 Like 0 03 July 2025 Be the first to comment Nikunj Gundaniya Product manager Digipay.guru Location Ahmedabad Followers 12 Opinions 67 Follow Unfollow Your customers expect quick, secure, and smooth digital payments. The digital wallet becomes a smart layer on top of the existing infrastructure. You’re managing experiences.

eWallet 52

eWallet Payment APIs and Integration PCI DSS Online and Mobile Banking 52

Finextra

JUNE 11, 2025

Strategic CX Advantage: For merchants and issuers alike, enabling near-instant transactions enhances loyalty and repeat usage—directly impacting ROI on digital channels. Trust Through Technology: Security Is No Longer a Barrier Skepticism around digital payment security has been eclipsed by confidence in advanced protection protocols.

Consumer 52

Consumer Payment APIs and Integration Payments Microtransactions 52

The Fintech Times

JUNE 12, 2025

Merchants and financial institutions not offering ID verification and biometric payment authorisation are at risk of losing customer trust, according to a new report from global digital payments platform Checkout.com. Forty per cent of UK adults report that their card credentials have been stolen in the last 12 months alone.

Risk 45

Risk Consumer Verification Credential 45

Finextra

JULY 7, 2025

By analyzing network patterns and using GenAI to identify subtle signals of card-testing or enumeration attacks, Mastercard’s AI flags at-risk card credentials much earlier. Visa’s AI defenses ultimately make digital payments more secure and seamless for millions of users. It also means fewer false declines during purchases.

AI 114

AI Fraud Detection Online and Mobile Banking Payment APIs and Integration 114

Fintech News

NOVEMBER 12, 2024

Visa unveils suite of new products and services Visa announced a suite of new products and services aimed at transforming the future of payments in the Asia Pacific (APAC) region: Visa Flexible Credential allows a single card to switch between various payment options, such as debit, credit, installment payments, or rewards redemption.

FinTech 111

FinTech Cross-Border Payments Cross-Border Payment APIs and Integration 111

Stax

JULY 9, 2024

Physical wallets are phasing out, left behind in favor of digital wallets and other digital payment options. All you need to use a digital wallet is a smartphone. There’s no question that cashless payment systems and digital payment adoption have accelerated over the last few years.

Digital Payments 163

Digital Payments Online and Mobile Banking Contactless Payments Payments 163

PYMNTS

NOVEMBER 21, 2016

The launch of the iPhone in 2007 and the App Store in 2008 opened everyone’s eyes to the impact that mobile would have on payments and commerce. Twenty years and hundreds of millions of smartphones later, the digital payments experience is anything but consistent anywhere — online, in-store and in-app.

Digital Payments 86

Digital Payments Payments Visa Online and Mobile Banking 86

Fintech Finance

NOVEMBER 6, 2024

As payments become more intricate, Mastercard today announced the latest enhancement to its new Mastercard Payment Passkey Service which enables secure, on-device biometric authentication through facial scans or fingerprints, the same way consumers unlock their phones every day.

Visa 98

Visa APACS Transactions Authentication 98

PYMNTS

DECEMBER 16, 2020

Through the integration with Plaid, Ternio users will be able to instantly authenticate bank accounts to help make transfers to their cryptocurrency-friendly BlockCard accounts, the release stated. By bridging the gap, Kane said, the digital payments ecosystem will benefit from a fuller way to use crypto.

Accounts 106

Accounts Cryptocurrency FDIC Interoperability 106

Fintech Finance

SEPTEMBER 25, 2024

KaiOS , the leading operating system that brings the best of the internet to affordable devices, today announced a partnership with Mastercard to integrate a range of digital payments solutions. This, in turn, makes it harder for these businesses to meaningfully participate in the digital economy and limits inclusive growth.

Visa 97

Visa Economy Digital Payments Enrollments 97

Fintech Finance

AUGUST 29, 2024

Enter payment passkeys. They use device-based biometric authentication methods such as fingerprints or facial scans, but for an entirely new purpose: to streamline online shopping experiences. Upon successful authentication, the payment is instantly completed. “By

Visa 105

Visa Security Authentication Payments 105

The Fintech Times

MARCH 6, 2024

The payments landscape is undergoing a profound transformation as consumer preferences continue to evolve, with digital payments rising in prominence as the preferred method for conducting financial transactions. Merchants must ensure that the checkout process is quick, efficient, and secure, benefiting all parties involved.

Digital Payments 64

Digital Payments Innovation Security Issuers 64

PYMNTS

MARCH 27, 2019

All the action on the legalized gambling front is putting authentication and verification services under a bigger spotlight – and making them major players in this growing area of digital payments and commerce. In other areas of retail, there are more backend safeguards when it comes to authentication.

Authentication 46

Authentication Verification Money Laundering Regulatory Compliance 46

PYMNTS

DECEMBER 10, 2020

It also enables add/remove card automation, or the ability to automatically relate a newly generated card with the previous lost or stolen one without the user having to add or authenticate the card themselves.

Credit Union 82

Credit Union Credit Union Service Organization Push-to-Card Online and Mobile Banking 82

PYMNTS

JUNE 27, 2019

The digital payments news out of Brazil has been fast and furious over the last few weeks – particularly when it comes to blockchain. Digital enterprises are going regional and instant payments are going national (and earlier than originally scheduled).

Blockchain 59

Blockchain Digital Payments Instant Payments Online and Mobile Banking 59

PYMNTS

JUNE 10, 2019

“Businesses are becoming more, and digitally, connected,” she said, and that makes trust more than just table stakes — that makes trust as vital to business and the digital economy as blood is to human life. Trust needs to be embedded into those interactions, setting the stage for authentic engagements.”.

Online and Mobile Banking 66

Online and Mobile Banking Authentication Data Breach Credential 66

PYMNTS

FEBRUARY 7, 2020

At the dawn of a new decade, healthcare stands poised to embrace digital payments, and finally kill the check. That’s because paper becomes the default method of payment when something goes awry — such as when banking credentials can’t be authenticated , or identity cannot be verified. “In The Check as Fallback.

PCI DSS 65

PCI DSS Authentication Checks Instant Payments 65

PYMNTS

OCTOBER 18, 2018

The suite, which debuted this week , enhances the security of stored card credentials, boosts authentication efforts to reduce checkout error and reduces the time to checkout. Turner said it is important for consumers to “see or hear the brand” as they transact.

Visa 60

Visa Credential Issuers eWallet 60

PYMNTS

OCTOBER 22, 2018

Mastercard, the digital payments company, made the case in a blog post Monday (Oct. In a blog post , Jorn Lambert, executive vice president of digital solutions at Mastercard, said the specification has already benefited from feedback of merchants, payment service providers and issuers. .

EMV 54

EMV Visa Security Credential 54

PYMNTS

SEPTEMBER 24, 2020

In Malaysia, for example, the government has set aside the equivalent of $108 million USD to spur small businesses and retailers to accept digital payments — and gave millions of individuals one-off incentives to spend via digital wallets.

APACS 98

APACS Risk Online and Mobile Banking Verification 98

PYMNTS

JANUARY 20, 2020

It was also rife with innovation that took payments to new physical and digital endpoints. The 2020s, Fabara told Webster, will see a rapid acceleration of these new digital payment flows by consumers and businesses, as innovators create new opportunities for commerce at those new touchpoints.

Risk 67

Risk Security Data Breach EMV 67

The Payments Association

MAY 12, 2025

As digital payments outpace plastic, UK banks must modernise card infrastructure or risk losing relevance to faster, cloud-native challengers. billion debit-card payments and logged 9.6 Over 98% of the population held debit cards for daily payments. Four years ago, the UK made 15.8

Debit Card 88

Debit Card Payment APIs and Integration Online and Mobile Banking Processors 88

PYMNTS

DECEMBER 11, 2019

Visa today announced a partnership with pan-African FinTech leader MFS Africa, a digital payments hub that connects around 180 million mobile wallets across the continent. The Architecture Of A Cross-Border B2B Payment. N26 US Launches Debit Card Perks Program.

Central Bank 52

Central Bank Cross-Border Online and Mobile Banking Cross-Border Payments 52

PYMNTS

JANUARY 26, 2021

As the digital economy continues to mushroom, we’re seeing more and more accounts embedded in third-party apps, so the proliferation of account credentials is starting to cause an increased fraud risk,” he said. Currently, actual instances of fraud are low, but Waterhouse said it’s better to be proactive. “As

Real Time Payments 109

Real Time Payments RTP RFP TCH 109

PYMNTS

APRIL 3, 2019

In case you’ve not noticed – and being PYMNTS readers, you no doubt have – ID verification and authentication is gaining attention, focus, investment and use in digital payments and retail. ID verification and authentication will keep advancing, with new experiments and deployments coming at a quick pace.

Verification 59

Verification Money Laundering Authentication API 59

PYMNTS

JANUARY 20, 2021

In the midst of these struggles, the payments industry has risen to the occasion and innovated to become an even more integral part of the economy and people’s lives. Throughout the pandemic, payments have been an invaluable tool to connect, support and enact change.

Payments 71

Payments Innovation Contactless Payments Credential 71

PYMNTS

DECEMBER 10, 2018

But tokens also create a more convenient online experience, since replacing lost, stolen or expired credentials can be done without the consumer having to physically intervene. Anil also firmly believes that SRC as a framework will also open the door for rewiring the digital commerce experience as we understand and use it today.

Credential 72

Credential Interoperability Checks Security 72

PYMNTS

AUGUST 29, 2019

Many third-party applications rely on risky practices like data scraping, which records users’ login credentials and then uses those details to access customers’ FIs and examine their financial information. Member onboarding could also be accelerated, as members will no longer need to provide authentication to each of their FIs.

Credit Union 63

Credit Union Payment APIs and Integration Credit Union Service Organization API 63

Stax

JULY 16, 2024

Cash payments are passé. Consumers are increasingly opting for debit and credit cards or other digital payment methods—for in-store and eCommerce purchases alike. This was a huge leap from 2018 when only 29% used cashless payments for the same. The writing on the wall is clear.

PCI DSS 88

PCI DSS Compliance Credit Cards Encryption 88

FICO

DECEMBER 19, 2022

Assessing Digital Identity — You Need to Ask “Who?” As customer interactions go completely online, digital identity verification and authentication help — but sophisticated authentication can’t stop all types of fraud. AND “Why?”. FICO Admin. Thu, 08/22/2019 - 12:37. by Adam Davies. Vice President, Product Management.

Assessments 52

Assessments Scams Authentication Authorization 52

Fintech Finance

JUNE 4, 2025

The convenient Paze checkout experience enables consumers to pay online with their preferred credit and debit cards via added security through tokenization, and seamless digital authentication. ” Working together, Worldpay and Early Warning Services are bringing new levels of convenience and security to online checkout.

Credit Union 59

Credit Union Debit Card Credential On-Demand 59