Clearly Payments

NOVEMBER 13, 2024

Although BINs play a critical role in how payments are processed and authenticated, they often go unnoticed by the average consumer or merchant. For payment processors and financial institutions, however, understanding BINs is essential for smooth transaction processing, security, and even risk management.

Process 104

Process Processors Payments Compliance 104

Stax

JANUARY 23, 2025

Know Your Customer (KYC): This check involves verifying government-issued IDs, business licenses, and ownership structures to confirm the merchants legitimacy and authenticity. This involves analyzing transaction patterns and cross-referencing merchant data against global sanctions lists or politically exposed persons (PEPs) databases.

Underwriting 68

Underwriting PCI DSS Money Laundering Processors 68

Stax

APRIL 3, 2025

Theyre easy to integrate and set up, with the host taking care of data security measures, including PCI compliance and fraud protection. Businesses using self-hosted gateways must handle data security measures and comply with industry standards like PCI DSS.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

Clearly Payments

MARCH 14, 2025

Stage 2: Authentication and Security To prevent fraud, security measures are incorporated: EMV Chip Technology : EMV chips provide dynamic encryption for each transaction, making it harder to counterfeit cards. Tokenization : Converts sensitive card data into a unique token, reducing the risk of data breaches.

Credit Cards 52

Credit Cards Transactions PCI DSS Online and Mobile Banking 52

The Payments Association

JUNE 3, 2025

Moreover, network tokenisation reduces the regulatory burden by eliminating the need to store sensitive card data, supporting the Payment Card Industry Data Security Standard (PCI DSS) compliance and lowering the risk of data breaches.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

Stax

NOVEMBER 21, 2024

It also ensures that data security best practices, particularly PCI DSS (Payment Card Industry Data Security Standards) requirements , are followed to the letter to prevent any breach or loss of sensitive customer data. A good example is restaurants that accept customer takeout orders over the phone.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

Stax

JANUARY 28, 2025

It is also built to be super secure. Click to Pay is based upon global EMV Secure Remote Commerce (SRC) standards, which include security measures like tokenization , multi-factor authentication , and 3D Secure protocols. The customer will then input the passcode to complete the authentication process.

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

Stax

MARCH 11, 2025

Encryption and transfer of payment information The payment gateway that underpins your checkout page will now encrypt the customers payment details as stipulated by industry data security regulations like PCI DSS (Payment Card Industry Data Security Standard) before transferring the data to your payment processor.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

Stax

MARCH 18, 2025

On top of that, payment service providers have stringent security measures to protect sensitive transaction data. The high-level data security strategies and protocols give you a secure environment to receive payments without compromising customer data.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

My Payment Savvy

JUNE 16, 2025

It collects payment data, secures sensitive information, and connects all parties needed to move money from your customer’s bank to yours. Unlike payment processors, which handle backend money transfers, payment gateways focus on securely capturing payment methods.

Payment Gateways 52

Payment Gateways Gateways Online and Mobile Banking PCI DSS 52

EBizCharge

MARCH 18, 2025

Payment security A reliable Sage 100 payment processing solution will protect customer payment information by implementing robust security protocols and ensuring full compliance with Payment Card Industry Data Security Standards (PCI-DSS).

Credit Cards 52

Credit Cards Process Security Data Breach 52

EBizCharge

JULY 22, 2025

Some merchants also want tighter control over how payment data flows between systems. A custom NetSuite payment integration can help you reduce human error, avoid data silos, and stay compliant with security standards like Payment Card Industry Data Security Standards (PCI-DSS).

API 52

API Payment APIs and Integration Payments PCI DSS 52

EBizCharge

FEBRUARY 26, 2025

Additionally, it includes security features such as tokenization, encryption, and fraud prevention tools to ensure compliance with Payment Card Industry Data Security Standards (PCI DSS). For an added layer of security, 3D Secure authentication helps the cardholders identity before processing transactions.

Credit Cards 52

Credit Cards Process Payment Gateways Payment APIs and Integration 52

EBizCharge

APRIL 24, 2025

Increased security and compliance: Reputable Salesforce payment integrations are designed with strong security protocols and compliance with Payment Card Industry Data Security Standards (PCI DSS). Most providers offer guided setup instruction or managed installation services to ensure proper configuration.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

EBizCharge

JANUARY 14, 2025

Overall, the payment gateway acts as a secure bridge that encrypts sensitive data, such as credit card details, to ensure the transaction is processed safely and efficiently. FAQs regarding payment gateways FAQs regarding payment gateways What security features do payment gateways offer? How much does a payment gateway cost?

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

Stax

APRIL 10, 2025

It will use magnetic secure transmission (MST) to transmit the relevant data when the smartphone is held at close range (a few centimeters usually) or tapped to your card reader. Step 5: Evaluate security and fraud protection The required level of vigilance will depend on the applicable regulations in your industry.

Small Business 88

Small Business Wire Transfer BNPL ACH 88

EBizCharge

APRIL 22, 2025

PCI compliance and security Integrated payment gateways typically come with built-in security features such as full compliance with Payment Card Industry Data Security Standards (PCI DSS) , tokenization, and encrypted data transmission.

Payment APIs and Integration 52

Payment APIs and Integration Payment Gateways Gateways Payments 52

EBizCharge

MARCH 3, 2025

Merchants must handle sensitive payment data to process their customers transactions, making it essential to protect this information. Acumatica-integrated payment solutions can meet various legal and regulatory requirements and keep your data safe using the latest security measures.

Credit Cards 52

Credit Cards Process Payment Gateways Payment APIs and Integration 52

VISTA InfoSec

JANUARY 18, 2024

In our last discussion, we explored the evolution of Requirement 1 in the transition from PCI DSS v3.2.1 with a particular emphasis on the move towards ‘network security controls’. As we continue our exploration of the updated PCI DSS v4.0, With the impending retirement of PCI DSS v3.2.1 PCI DSS v3.2.1

PCI DSS 289

PCI DSS Procedures Encryption Security 289

VISTA InfoSec

NOVEMBER 12, 2024

PCI DSS is a set of requirements that is applied to every small and large organization that accepts, stores, processes, or transmits cardholder data. In particular, PCI DSS for SaaS companies is essential, as these platforms frequently handle sensitive customer information and must adhere to the latest security standards.

PCI DSS 130

PCI DSS Compliance Encryption Audit 130

VISTA InfoSec

NOVEMBER 12, 2024

PCI DSS is a set of requirements that is applied to every small and large organization that accepts, stores, processes, or transmits cardholder data. In particular, PCI DSS for SaaS companies is essential, as these platforms frequently handle sensitive customer information and must adhere to the latest security standards.

PCI DSS 130

PCI DSS Compliance Encryption Audit 130

VISTA InfoSec

JULY 31, 2023

The PCI DSS Checklist is a crucial first step in securing your business. It’s a tool that helps businesses ensure they’re meeting all the requirements of the Payment Card Industry Data Security Standard (PCI DSS). The 12 Essential Steps to Achieving PCI DSS Compliance 1.Install

PCI DSS 130

PCI DSS Security Encryption Risk Assessment 130

VISTA InfoSec

JANUARY 23, 2024

Welcome back to our ongoing series on the Payment Card Industry Data Security Standard (PCI DSS). In our previous posts, we’ve covered the various requirements of this critical security standard. Also Read : PCI DSS Requirement 3 Requirement 4 pertains to PAN transmissions unless otherwise specified.

PCI DSS 130

PCI DSS Encryption Procedures Best Practices 130

VISTA InfoSec

FEBRUARY 28, 2024

In our ongoing series of articles on the Payment Card Industry Data Security Standard (PCI DSS), we’ve been examining each requirement in detail. Today, we turn our attention to Requirement 8: Identify Users and Authenticate Access to System Components. Wording update, more focus on processes. c (v3.2.1) -> 8.2.2.c

PCI DSS 130

PCI DSS Best Practices Authentication Rules 130

VISTA InfoSec

MAY 12, 2024

Let’s look at some best practices you’ll want to implement to keep payment data safe from cybercriminals: 1. To keep your business secure, only engage with payment processors and vendors that comply with PCI DSS.

PCI DSS 277

PCI DSS Security Compromise Best Practices 277

VISTA InfoSec

FEBRUARY 16, 2024

Welcome back to our series on PCI DSS Requirement Changes from v3.2.1 Today, we’re discussing Requirement 6, which is crucial for protecting cardholder data. It mandates the use of vendor-supplied security patches and secure coding practices for in-house developed applications. PCI DSS v3.2.1

PCI DSS 100

PCI DSS Procedures Best Practices Verification 100

VISTA InfoSec

JANUARY 22, 2024

In our exploration of PCI DSS v4.0’s ’s changes, we’ve reached the heart of the matter – Requirement 3: Protect Stored Account Data. So, what’s the purpose of Requirement 3? In essence, Requirement 3 aims to create a data security fortress around cardholder information. PCI DSS v3.2.1

PCI DSS 100

PCI DSS Encryption Procedures Authentication 100

Stax

JULY 16, 2024

As more consumers gravitate online, they risk putting more sensitive authentication data and financial information on the internet. Unfortunately, personal data is most sought-after by criminals. This is why PCI DSS compliance is critical. security requirements are. Learn More What Is PCI DSS?

PCI DSS 88

PCI DSS Compliance Credit Cards Encryption 88

Payments Source

JANUARY 14, 2018

With less than three months before the PCI DSS Requirement 8.3

PCI DSS 79

PCI DSS Authentication Breach Data Security 79

Basis Theory

OCTOBER 1, 2024

Today, the framework introduced in the early 2000s outlines 12 PCI requirements that merchants must satisfy to process credit card transactions on the card networks. Failure to meet these standards could result in fines or bans as a merchant or service, rendering you unable to process payments or send payment data with the major networks.

PCI DSS 88

PCI DSS Encryption Compliance Assessments 88

Stax

MARCH 4, 2024

To stay ahead of fraud means merchants must understand the threats, use trusted and secure providers, and keep up to date on payment security trends. So, let’s dive into payment security, touching on the basics of what you need to know to ensure secure payments. What is SSL/TLS?

PCI DSS 88

PCI DSS Payment Security Security MFA 88

Stax

JANUARY 15, 2024

PCI DSS compliance, a global framework, mandates specific requirements and best practices for maintaining credit card data security. Whether adhering to federal mandates, state laws, or international compliance, there’s a global framework that ensures secure financial transactions worldwide.

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

Stax

SEPTEMBER 17, 2024

When consumers have faith in your business and capabilities to protect their data, they’re more likely to shop with you. There are 12 requirements under PCI DSS, divided into six major categories. Each requirement plays a critical role in building a secure environment for payment processing. What is PCI Compliance?

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

Clearly Payments

JANUARY 8, 2024

The first step is implementing robust authentication processes, including multi-factor authentication, biometric verification , and tokenization , to enhance user access security. This means that even if unauthorized access occurs, the actual payment card information remains inaccessible, mitigating the risk of data breaches.

Risk Management 97

Risk Management Risk PCI DSS Process 97

PYMNTS

DECEMBER 4, 2017

In this week’s B2B Data Digest, PYMNTS dives into new research about small businesses’ data security and cybersecurity efforts. Small businesses seem quite confident in their ability to protect themselves and their customers’ data, but according to researchers, that confidence is likely misguided. —60

Small Business 54

Small Business Data Security PCI DSS Data Breach 54

Exact Payments

FEBRUARY 5, 2024

However, with progress comes responsibility, particularly when it comes to safeguarding sensitive payment card data. Enter the Payment Card Industry Data Security Standard (PCI DSS): a comprehensive framework that sets forth stringent rules and regulations to ensure the secure handling, processing, and transmission of cardholder information.

ISVS 52

ISVS PCI DSS Encryption Authentication 52

PYMNTS

JANUARY 19, 2021

He noted that Scalefast must ensure GDPR and Payment Card Industry Data Security Standard (PCI DSS) compliance (the firm has a dedicated team in place to handle attacks or chargebacks), without any action needed from the D2C firm itself.

Cross-Border 128

Cross-Border PCI DSS Fraud Prevention Regulations 128