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One Tap to Pay, Three Steps to Bank: Why Your Smartphone Gets You, But Your Bank Still Doesn’t

Fintech Finance

Banks commonly rely instead on outdated authentication methods like PINs, passwords, and repetitive verification steps, for even the simplest transactions. The disconnect between everyday smartphone verification and banking authentication is becoming harder to justify as payment technology and regulation advance.

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When do crypto firms need additional EU licences for stablecoin transfers? EBA issues guidance on the interplay between PSD2 and MiCA

The Payments Association

Focused supervision: NCAs are encouraged to focus on strong customer authentication, fraud reporting and own funds requirements under PSD2 while de-prioritising enforcement of other PSD2 requirements in respect of EMT transfers.

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Tokenisation 2.0: Are we ready for the next generation of payment security?

The Payments Association

This enables rapid scaling of new payment use cases, without duplicating risk exposure. This transformation is further accelerated by the rise of Passkey authentication, which, as Srinivasan put it, enables secure and frictionless payments.

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Automating Chargeback Management: First Steps & Best Practices

Fi911

Automated systems pull transaction data, customer communications, shipping records, and authentication logs from multiple sources. Product not received” and “duplicate processing” disputes typically show strong automation ROI. They organize evidence according to card network requirements, ensuring nothing gets missed.

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Credit Card Payment Integration: How to Integrate Payments into Your Website and Point of Sale

Stax

Due to the sensitive nature of online transactions, these integrations often rely on secure encryption (SSL/TLS) and fraud detection tools like 3D secure authentication. Without proper payment synchronization, you risk mismatched inventory levels, duplicate transactions, missing payments, and accounting discrepancies.

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Working with NetSuite Payment APIs for Custom Integrations

EBizCharge

If you’re constantly running into roadblocks, duplicating data entry across systems, or relying on workarounds that don’t scale, a tailored solution might be your best bet. They’ll handle the API connections, configure authentication, and ensure data flows into NetSuite as expected. or token-based credentials.

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Choosing the Right Payment Gateway for Your Specific Business Needs

My Payment Savvy

This is a critical trust moment—delays or confusing messages can spark doubts or trigger duplicate charges if customers retry payment. Transaction Confirmation is Displayed The customer sees an on-screen confirmation of success (or failure).