Clearly Payments

JULY 23, 2025

Card networks like Visa and Mastercard are enforcing stricter standards, regulators are expanding privacy laws, and payment providers are under pressure to monitor merchant activity more closely. These rules come from multiple sources, including card networks, regulators, and your payment processor. What Is Payment Compliance?

Compliance

Stax

JANUARY 28, 2025

Click to Pay is based upon global EMV Secure Remote Commerce (SRC) standards, which include security measures like tokenization , multi-factor authentication , and 3D Secure protocols. The customer will then input the passcode to complete the authentication process. It is also built to be super secure.

Payment APIs and Integration

Stax

APRIL 3, 2025

The details are then encrypted and transmitted to a third-party payment gateway for authorization. Its also great for small businesses because it can eliminate many headaches associated with Know Your Customer (KYC) requirements, Anti-Money Laundering (AML) regulations, application processing, and underwriting.

Payment Solutions

EBizCharge

MARCH 18, 2025

It also offers robust functionality to help businesses streamline operations, improve efficiency, and maintain compliance with industry regulations. Tokenization and encryption: Tokenization replaces credit card details with unique tokens with no exploitable value, preventing hackers from accessing sensitive data.

Credit Cards

Stax

MARCH 11, 2025

Encryption and transfer of payment information The payment gateway that underpins your checkout page will now encrypt the customers payment details as stipulated by industry data security regulations like PCI DSS (Payment Card Industry Data Security Standard) before transferring the data to your payment processor.

Online Payment Processing

Fintech Review

NOVEMBER 27, 2024

Fintech companies must prioritise data protection through encryption, authentication, and compliance with local regulations to build trust with SME users. Data Privacy and Security Concerns As fintechs handle sensitive financial data, data privacy and security are critical.

FinTech

Fintech Review

APRIL 17, 2025

This includes end-to-end encryption, behavioural analytics, device monitoring, and biometric verification. Users are also becoming more aware of the importance of secure practices, such as using strong passwords and enabling multi-factor authentication. Trust is built not only through secure systems, but also through transparency.

Online and Mobile Banking

Finextra

JULY 24, 2025

Features to look for in a future-ready platform Your ideal platform must support real-time payments, multiple currencies, and strong user authentication. This builds trust with both customers and regulators. You should use multi-factor authentication, tokenization, and encryption for every transaction.

Digital Payments

Stax

NOVEMBER 14, 2024

All you need to do is enter the payment info into your virtual terminal and it will then be encrypted, authorized, and submitted for online payment. Chips uniquely encrypt the card information each time it is used. Point-of-Sale Point-of-sale systems are huge for restaurant and retail locations.

Credit Cards

The Payments Association

DECEMBER 10, 2024

It highlights the urgent need for payments firms to address AI-driven fraud to protect financial security, maintain customer trust, and comply with regulations. The growing threat of AI-related fraud puts financial institutions at risk of significant financial losses and jeopardises consumer trust and compliance with regulations.

AI

Finextra

JULY 3, 2025

Users can: Store card credentials securely Authenticate with biometrics Make fast, online, and contactless payments Access loyalty points, tickets, or IDs You’re not managing funds. Look for features like transaction monitoring, biometric logins, and encrypted data. You’re managing experiences.

eWallet

Finextra

JUNE 16, 2025

With WollettePay, each transaction is protected by biometric verification, tokenisation, and advanced encryption, providing merchants and consumers with complete confidence in a seamless, secure experience. Highlights Contactless tap, familiar ease Consumers pay instantly from their bank accounts without redirects or entering card details.

Payment APIs and Integration

Finextra

JUNE 11, 2025

Tokenization & Biometrics: One-time-use tokens, facial recognition, and hardware-level encryption now set the standard. Implication for FSIs: Banks must move beyond static authentication models and embrace real-time risk scoring , behavioural biometrics , and API-first integration to compete.

Consumer

The Payments Association

JULY 17, 2025

With the help of technology, today, encryption, data collection, and digital footprint management have become easier. As a result of messy and outdated workarounds, audits have become one of the most stressful processes fintechs often endure. Most importantly, it is more available than ever before.

Audit

EBizCharge

APRIL 24, 2025

Features like tokenization, encrypted data transmission, and role-based access controls ensure that sensitive payment information is protected and your business meets industry regulations. Now that you know the benefits of integrating a payment gateway into Salesforce, its time to learn how to set it up.

Payment Gateways

Stax

NOVEMBER 21, 2024

The fact that the customer is not present physically at your store makes it a high-risk transaction, and the use of security measures like two-factor authentication is highly recommended. You must also be able to adapt the platform for automated compliance with regulations in your specific industry.

Credit Cards

The Payments Association

DECEMBER 18, 2024

.” Tim Joslyn, chief technology officer , states, “Quantum computing is no longer a distant futureits advancing rapidly, with researchers from Shanghai University demonstrating breakthroughs in cracking encryption algorithms. ”

Cross-Border

EBizCharge

FEBRUARY 26, 2025

Additionally, it includes security features such as tokenization, encryption, and fraud prevention tools to ensure compliance with Payment Card Industry Data Security Standards (PCI DSS). For an added layer of security, 3D Secure authentication helps the cardholders identity before processing transactions.

Credit Cards

Stax

APRIL 10, 2025

Its role is to encrypt and securely transfer your customers payment data to your payment processor. All the data transfer between the digital wallet and your payment terminal are encrypted and the system also uses tokenization to ensure iron-clad data security. However, cryptocurrencies arent without their drawbacks.

Small Business

EBizCharge

DECEMBER 18, 2024

Verification and validation Clearinghouses confirm the authenticity of all parties involved in a transaction through verification and validation. Are clearinghouses regulated? Clearinghouses are subject to stringent regulations to operate transparently, maintain sufficient reserves, and minimize systemic risk.

Facilitators

CoinRemitter

MARCH 28, 2025

Regulatory Compliance: Day by day, stablecoins like Tether and EUR-backed digital currencies are aligning more with EU financial regulations. Security & Transparency: Our crypto payment processor ensures safe transactions with features like wallet encryption, two-factor authentication (2FA), and automated settlement options.

Stablecoins

Finextra

JULY 23, 2025

Institutions are investing in advanced encryption, multi-factor authentication, and continuous monitoring to safeguard customer information. Meanwhile, compliance with evolving regulations remains a moving target, especially as global standards for AI and data privacy continue to develop.

AI

Stax

MARCH 27, 2025

Secured and regulated by financial institutions Different financial institutions oversee all electronic payment processes. The Electronic Funds Transfer Act (EFTA) also requires added security features, such as multi-factor authentication, end-to-end encryption, and tokenization.

ACH

Finextra

JULY 24, 2025

The data is also stored in the Secure Enclave as an encrypted template 19. For maximum security, experts recommend combining biometrics with two-factor authentication or complex passwords. Mobile biometric authentication is helping to verify new and returning customers at the point of log-ins, payments and digital on-boarding.

Payment APIs and Integration

Fintech Weekly

JUNE 8, 2025

This centralization allows you to implement consistent authentication policies and other cybersecurity standards across all plugins. The average app uses between 26 and 50 APIs , all of which may have different levels of encryption, authentication, regulatory compliance and data formats. Encryption is the first step.

API

Fintech Review

APRIL 15, 2025

Strong Customer Authentication (SCA) ensures each transaction is secure, giving users greater control when they pay bills online. Regulation now requires clear disclosures and credit checks to prevent misuse. Voice recognition, multi-factor authentication, and real-time alerts ensure control even in fully automated environments.

Online and Mobile Banking

Finextra

JULY 23, 2025

Even in MVP form, don’t skip on: Two-factor authentication during login Encrypted password storage and secure session handling Activity logging to track who did what and when Strong fundamentals now help avoid critical issues later. Compliance Support Regulations aren’t optional, even for MVPs.

Bots

M2P Fintech

MARCH 24, 2025

Global adoption, supported by regulators, promotes competition and inclusion. Robust encryption, multi-factor authentication, and strict access controls are crucial security measures. It empowers consumers through data aggregation, personalized services, and innovations like pay-by-bank. Protecting sensitive data is paramount.

Payment APIs and Integration

EBizCharge

JUNE 12, 2025

Whether handling credit card transactions and mobile payments or ensuring compliance with banking regulations and data security standards, the right merchant account can streamline operations and reduce costs. Yet, many merchants struggle with high fees, limited integration, and fragmented tools that fail to meet their specific needs.

Process

The Fintech Times

MAY 29, 2025

Lost phones with weak PINs, malware, social engineering scams, and even seemingly secure biometric authentication can be compromised with sophisticated spoofing techniques. It also encrypts all transactions using Tap to Pay on iPhone, meaning Apple doesnt know what consumers purchase.

Security

Stax

DECEMBER 9, 2024

Ensure that you’re working with a processor that provides secure payment systems (SPS) that can encrypt and tokenize cardholder information to prevent fraudulent transactions. Legal and Regulatory Considerations Businesses must navigate a complex web of regulations when dealing with chargebacks.

Credit Cards

Finextra

JUNE 6, 2025

Key security features to evaluate include: Two-factor authentication implementation (mandatory vs. optional). Encryption standards for data transmission and storage. Reputable platforms invest millions in multi-layered security systems designed to protect assets under all circumstances.

Cryptocurrency

EBizCharge

MARCH 3, 2025

3D Secure authentication requires an additional verification step during a credit card transaction. EBizCharge is a trusted PCI-compliant payment processing software with robust security measures in Acumatica, such as tokenization, encryption, off-site data storage, fraud prevention modules, 3D Secure, and more.

Credit Cards

Finextra

AUGUST 1, 2025

Strengthening Protection with Multi-Layered Authentication Relying on just passwords is no longer enough to safeguard sensitive information. Cybercriminals continually exploit weak or stolen credentials, making stronger authentication methods essential for family offices. Encryption is a key solution here.

Security

VISTA InfoSec

JULY 19, 2024

As fraudsters are continuously finding new ways to strike, we’re continuously finding new ways to prevent them with controls such as encryption, multi-factor authentication, fraud detection software, etc. The TPM can securely store and generate cryptographic keys, passwords, certificates, and encryption keys.

Cybersecurity

VISTA InfoSec

MARCH 28, 2024

Companies that excel in data protection comply with stringent regulations and gain a competitive edge by building solid relationships with their customers. Data Security To secure customer data, employ encryption for data at rest and in transit. This means encrypting data on your servers and any data being sent over the internet.

Data Breach

VISTA InfoSec

OCTOBER 21, 2024

As fraudsters are continuously finding new ways to strike, we’re continuously finding new ways to prevent them with controls such as encryption, multi-factor authentication, fraud detection software, etc. The TPM can securely store and generate cryptographic keys, passwords, certificates, and encryption keys.

Cybersecurity