Clearly Payments

DECEMBER 11, 2024

Bank Transfers What It Is : Customers authorize direct transfers from their bank account to the merchant. Popular Examples : Bitcoin, Ethereum, USDC (stablecoins). Why It Matters : Digital wallets eliminate the need for physical cards, simplify transactions, and enhance security. In the U.S., iDEAL in the Netherlands.

Alternative Payment Methods 59

Alternative Payment Methods Online and Mobile Banking BNPL Payments 59

Stax

APRIL 3, 2025

It works in tandem with the customers bank or credit card provider to verify and authorize the transaction. It forwards the customers payment details to the issuing bank, gets transaction authorization, and collects the funds on behalf of the eCommerce business. But with more control comes great responsibility.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

Fintech Finance

OCTOBER 28, 2024

Businesses can order cards for authorized users, set individual spending limits, and track transactions in real-time through FV Bank’s platform. .” The corporate expense cards provide businesses with an advanced financial solution for managing corporate funds, offering full control and oversight of employee expenses.

Debit Card 145

Debit Card Online and Mobile Banking ATM Card Issuer 145

Finextra

JUNE 2, 2025

In DeFi, user permission takes the form of private keys and cryptographic signatures – nothing moves from your crypto wallet unless you (and only you) cryptographically authorize it. Or do you instead regulate the touchpoints where decentralized and traditional systems meet (like fiat on-ramps, stablecoin issuers, or major developers)?

Finance 52

Finance Payment APIs and Integration API Regulations 52

Finextra

JULY 22, 2025

With Revolut’s services comes more regulatory scrutiny, which has created issues with local regulatory authorities in the past. External This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. It expresses the views and opinions of the author.

Payment APIs and Integration 52

Payment APIs and Integration Cross-Border Authorization Federal Reserve 52

Finextra

JUNE 6, 2025

That said, the risks of using unstable cryptocurrencies, such as Bitcoin, needs to be noted. The solution in this case could be stablecoins, the rate of which is linked to other assets. External This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author.

BNPL 52

BNPL Technology Payment APIs and Integration Blockchain 52

Payments Dive

JULY 21, 2025

Justin Sullivan via Getty Images Dive Brief: Transferring money via stablecoins is a viable substitute for traditional payment rails, American Express CEO Steve Squeri told investors Friday during an earnings call. No,” Squeri said of stablecoins. Will they replace the existing payment rails? Theres more to play out,” he said.

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Stablecoins FedNow SWIFT ACH 179

Finextra

JUNE 5, 2025

Enable Accountable Authorities To ensure the reliability of digital credentials in business contexts, a robust trust framework is essential. The credibility of these credentials depends on the authority and verifiability of their issuers. Competent authorities should attest to the legitimacy of issuers.

Credential 52

Credential Payment APIs and Integration Authorization Issuers 52

Fintech Weekly

JUNE 12, 2025

Rosalia Mazza Jun 2nd FinTech Branded Article How Fintech Companies Market Stablecoins for Global Transactions As cross-border financial services modernize, fintech companies are increasingly turning to stablecoins to facilitate international transactions.

FinTech 88

FinTech Cross-Border Regulations Blockchain 88

Finextra

JUNE 3, 2025

Or more specifically, let’s talk about how Bitcoin defies the neat rule we try to impose on financial markets. This wasn’t just a decoupling; it was a reminder that Bitcoin doesn’t play by the usual rules. Traditional investors expect risk assets to track with inflation or retreat in volatile moments; Bitcoin doesn’t always comply.

Bitcoin 52

Bitcoin Rules Adjustments Returns 52

Finextra

JUNE 29, 2025

Written by Oliver King-Smith, founder and CEO, smartR AI External This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. It expresses the views and opinions of the author. It expresses the views and opinions of the author.

AI 52

AI Privacy Authorization Research 52

Finextra

JULY 21, 2025

The GENIUS stablecoin bill , which passed the US Senate in June, is seen as favourable to Ethereum’s infrastructure. Bitcoin dominance is creeping towards 70%, a level that historically marks the final phase of BTC outperformance. External This content is provided by an external author without editing by Finextra.

Treasury 52

Treasury Bitcoin Authorization Stablecoins 52

Fintech News

SEPTEMBER 11, 2024

Both companies have integrated cryptocurrencies such as Bitcoin, Ether, Singapore’s XSGD stablecoin, and USDT into their payment options, allowing customers to use these assets for everyday transactions like e-wallet top-ups. A key part of this growth is the rise of XSGD, the Singapore dollar-backed stablecoin issued by StraitsX.

Stablecoins 139

Stablecoins Issuers Cryptocurrency Payments 139

CB Insights

FEBRUARY 16, 2021

But the value of most cryptocurrencies, especially bitcoin, fluctuates on a daily basis. While this can be exciting to witness, it also shows bitcoin’s massively unreliable nature — especially as a currency for goods and services. This is where stablecoins come into play. What are stablecoins? Why use stablecoins?

Stablecoins 101

Stablecoins Cryptocurrency Multi-Currency Bitcoin 101

PYMNTS

NOVEMBER 25, 2020

The age of digital currencies might be fully upon us, but key questions swirl about how to issue and regulate cryptos – especially stablecoins. Bitcoin and other offerings have not yet evolved into real alternatives to sovereign monetary activities, but stablecoins present challenges. In a paper that debuted Tuesday (Nov.

Stablecoins 92

Stablecoins Regulations Distributed Ledger Technology (DLT) Digital Currency 92

PYMNTS

JUNE 29, 2020

The European Union (EU) is preparing to update its cryptocurrency rules that could make it more difficult for stablecoin projects, such as Facebook Inc.’s Last fall, the Libra Association petitioned the Swiss Financial Market Supervisory Authority ( FINMA ) for a Swiss payment system license for its planned cryptocurrency.

Stablecoins 88

Stablecoins Cryptocurrency Money Laundering Central Bank 88

PYMNTS

NOVEMBER 4, 2020

Bit by bit — but more than bitcoin by bitcoin — cryptos are inching into the mainstream, for both consumer and commercial applications. Elsewhere, Square announce last month that it has invested $50 million — approximately 1 percent of its total second-quarter assets — to purchase roughly 4,709 bitcoins. “We

Bitcoin 83

Bitcoin Cryptocurrency Office of the Comptroller of the Currency Consumer 83

PYMNTS

AUGUST 9, 2020

Meanwhile, crypto scammers have reportedly been impersonating the Polish Financial Supervision Authority (PFSA), the watchdog said. In other news, the Binance stablecoin can now be accessed in New York since the state’s financial watchdog gave it the go-ahead, CoinDesk reported.

Blockchain 89

Blockchain Bitcoin Stablecoins Scams 89

Fintech News

SEPTEMBER 18, 2024

Digital currencies and stablecoins Finally, the Forrester report notes that stablecoins, which are digital currencies pegged to traditional assets like the US dollar, are gaining momentum in APAC. As stablecoins grow in popularity, regulatory frameworks are being developed across the region.

APACS 122

APACS Alternative Payment Methods Stablecoins BNPL 122

PYMNTS

JULY 31, 2019

The Financial Conduct Authority (FCA) has issued updated guidance on the U.K.’s That means that trading cryptos like bitcoin and ether only need to follow KYC rules and will not be under FCA scrutiny. That means that trading cryptos like bitcoin and ether only need to follow KYC rules and will not be under FCA scrutiny.

Stablecoins 75

Stablecoins Regulations Financial Crimes Crime 75

PYMNTS

JULY 9, 2020

Authorities in China have confiscated bitcoin, ether and tether worth more than $15 million and luxury cars from those who allegedly ran a purported cryptocurrency scheme, CoinDesk reported. The victim reportedly told authorities, “Simply put, you send one unit of ETH to a designated address, you will receive 60 HT.

Law Enforcement 64

Law Enforcement Laws Addressing Stablecoins 64

PYMNTS

SEPTEMBER 21, 2020

The Office of the Comptroller of the Currency (OCC) released a letter that explained the authority of federal savings associations and national banks to keep “reserves” for clients who are issuers of stablecoins in some cases, according to a Monday (Sept. 21) press release. Acting Comptroller of the Currency Brian P.

Office of the Comptroller of the Currency 68

Office of the Comptroller of the Currency Stablecoins Fraud Prevention OCC 68

PYMNTS

DECEMBER 11, 2019

10) the introduction of stablecoin payments for both users and merchants, according to a release. . The company will allow the use of three stablecoins: Circle’s USD Coin (USDC), the Gemini Dollar (GUSD) and Paxos Standard Token (PAX). Blockchain payment service company Bitpay announced Tuesday (Dec.

Stablecoins 52

Stablecoins Bitcoin Wire Transfer Wires 52

PYMNTS

OCTOBER 1, 2018

31, 2018, will mark the 10th anniversary of the day that a link to a paper , authored by Satoshi Nakamoto , describing the digital currency called bitcoin was first publicly circulated. Ten years after bitcoin launched, it remains the go-to currency of criminals and a way for cybercrooks to wash their money.

Bitcoin 85

Bitcoin Blockchain Cryptocurrency Innovation 85

PYMNTS

JANUARY 6, 2019

In other news, Vaishali Mehta, who worked as a senior compliance manager at Coinbase, has left the company to become the head of compliance for TrustToken , which produces the TrueUSD stablecoin. Financial Industry Regulatory Authority (FINRA) doled out a $10 million fine to Morgan Stanley for failing to comply with AML legislation.

Stablecoins 64

Stablecoins Blockchain Finance AML 64

PYMNTS

DECEMBER 26, 2019

The Bank of Russia has been testing stablecoins that are attached to real assets, according to reports. We are testing stablecoins in our regulatory ‘sandbox,’” said Elvira Nabiullina. “We We see companies willing to issue tokens pegged to certain real assets. “We We see companies willing to issue tokens pegged to certain real assets.

Central Bank 52

Central Bank Stablecoins Rules Bitcoin 52

PYMNTS

DECEMBER 24, 2020

Here are some of cryptos’ key developments for 2020: Bitcoin Goes Higher And Higher. Bitcoin, of course, exists as one of the most widely recognized cryptocurrencies. And one of the most notable events of 2020 was the big appreciation in bitcoin’s price, tied as it is (and was) to optimism about cryptos’ future.

Federal Reserve 103

Federal Reserve Bitcoin Office of the Comptroller of the Currency Cryptocurrency 103

PYMNTS

NOVEMBER 26, 2019

In other news, crypto exchange Bitfinex and its sister firm, stablecoin issuer Tether , have been accused again of manipulating the bitcoin markets. 22, says that both companies “monopolized and conspired to monopolize the Bitcoin market.”. When Bitcoin prices were falling, Defendants and their co-conspirators printed USD?s

Bitcoin 52

Bitcoin Blockchain Wires Wire 52

PYMNTS

APRIL 27, 2020

Global blockchain firm Binance and blockchain payment service provider BitPay are teaming to increase adoption of the BUSD Binance stablecoin, according to an announcement. dollar,” BitPay CEO Stephen Pair said in the announcement. CoinDesk reported.

Stablecoins 56

Stablecoins Blockchain Cross-Border Bitcoin 56

PYMNTS

JANUARY 18, 2021

dollar will remain strong on the international stage and won’t be surpassed by bitcoin anytime soon, although it could be a veritable reserve currency, CoinDesk reported. Other than, you know, gold, bitcoin. Flynn purchased bitcoin for his roughly 450 clients, the report stated. Unless the U.S. Unless the U.S.

Bitcoin 63

Bitcoin Digital Currency Cryptocurrency Central Bank 63

PYMNTS

NOVEMBER 10, 2020

Treasury Department is researching use cases for a central bank digital currency (CBDC), as well as drafting regulatory proposals for private stablecoins, U.K. Regulators are slow, and there’s a reason we’re slow,” she said, speaking at CoinDesk ’s Bitcoin for Advisors event. “We

CBDC 67

CBDC Use Case Privacy Cryptocurrency 67

CoinRemitter

JANUARY 17, 2024

There are about 9000 cryptocurrencies in the world, and over 150 of them are stablecoins, which acquire 0.08% of the cryptocurrency market. This number clearly shows the potential of stablecoins. Whenever we discuss stablecoins, we all think about USDT. But stablecoins aren’t just about Tether.

Stablecoins 45

Stablecoins Cryptocurrency Payment Gateways Payments 45

PYMNTS

DECEMBER 5, 2018

The Swiss Financial Market Supervisory Authority (FINMA) is aiming to boost innovation in cryptocurrency and distributed ledger technology (DLT), by easing some of the existing rules. A television host in New Zealand has become the victim of a bitcoin scam, with fraudsters impersonating him to promote a suspicious cryptocurrency business.

Distributed Ledger Technology (DLT) 46

Distributed Ledger Technology (DLT) Bitcoin Blockchain Rules 46

PYMNTS

FEBRUARY 19, 2020

To do so, they used 3,518 ETH to purchase synthetic USD stablecoin from the issuer. In other news, the Financial Conduct Authority’s anti-money-laundering initiatives have led to complications for EPayments Systems, which had one million user accounts frozen on Tuesday. The electronic money institution, authorized by the U.K.,

IRS 67

IRS Cryptocurrency Money Laundering Bitcoin 67

Fintech News

FEBRUARY 10, 2025

These digital transactions, often structured through stablecoins like USDT, circumvent traditional banking oversight and pose a critical national security risk. Additionally, criminals are moving beyond traditional Bitcoin payments to more complex laundering strategies, including cross-chain bridges that obscure transaction histories.

Crime 95

Crime Ransomware Scams Phishing 95

PYMNTS

MAY 19, 2019

Crypto exchange Bitfinex announced that it will list its new exchange token on its platform and it will be tradeable against bitcoin, the U.S. dollar, the tether stablecoin, ether and EOS. Poland and Portugal, and it was working to get access.

Bitcoin 51

Bitcoin Blockchain Stablecoins Processors 51

Fintech News

OCTOBER 28, 2024

The Monetary Authority of Singapore (MAS) has unveiled the finalists for the 2024 Global Fintech Hackcelerator. SmashFi (South Korea) SmashFi is a service designed to help individual investors easily accumulate and securely store Bitcoin. app, which identifies areas for improvement, guiding users to better financial decisions.

FinTech 119

FinTech Financial Literacy Cross-Border Distributed Ledger Technology (DLT) 119