Payments Dive

JULY 28, 2025

This ownership extends to regulatory engagement, as these licenses foster direct relationships with regulators, meaning we’re not just interpreting rules, we’re part of the conversation and can more directly communicate with our merchants. You can unsubscribe at anytime. These distinctions matter. By Lynne Marek • Aug. TechTarget, Inc.s

Privacy

Finextra

JUNE 10, 2025

It expresses the views and opinions of the author. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre. Please read our Privacy Policy.

Settlement

Fintech Finance

JUNE 2, 2025

Permissions can be tailored to define who can initiate and approve transactions, including multi-signatory rules for high-value payments. With a rapidly expanding suite of B2B and B2C offerings, MuchBetter is building a full-service financial ecosystem that includes wallets, wearables, gateway services, and white-label payment solutions.

B2B

Finextra

JUNE 14, 2025

This deep dive explores Mastercard’s business model evolution, its strategic priorities (from digitization to B2B payments), its latest innovations such as Agent Pay in AI commerce, the rise of its services business, and its financial performance and global positioning. We use cookies to help us to deliver our services.

Visa

Finextra

JUNE 24, 2025

It accelerates the adoption of A2A payments across all transaction types: P2P, B2C, C2B, B2B WHAT ABOUT THE DIGITAL EURO? The agreement lays the groundwork for true operational convergence between well-established solutions and a next-generation infrastructure. Here’s How We Enable That. 19 June Now Hiring All companies Welcome to Finextra.

Agreements

Finextra

JULY 29, 2025

To give payment service providers greater flexibility in how they offer B2B payment innovations, Mastercard is also introducing Commercial Direct Payments, an advanced straight-through processing solution that fully automates virtual card payments and reconciliation.

Visa

Finextra

JULY 30, 2025

To give payment service providers greater flexibility in how they offer B2B payment innovations, Mastercard is also introducing Commercial Direct Payments, an advanced straight-through processing solution that fully automates virtual card payments and reconciliation.

Visa

Payments Dive

JUNE 20, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Dive Brief Tensec raises $12M to boost growth Meanwhile, other cross-border payment firms have raised millions in recent weeks to bolster their international expansion.

Cross-Border Payments

Finextra

JULY 24, 2025

Meeting regulatory standards Every region has its own rules: KYC, AML, PSD2, and more. Focus on compliance, security, and risk management Payments are sensitive. That’s why you must meet regulatory requirements and protect your customers from fraud. Your digital payment system must support automated compliance workflows.

Digital Payments

Payments Dive

JULY 2, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Dive Brief Balance, Alibaba team on BNPL for biz clients Small and mid-sized businesses can now use Balance’s buy now, pay later financing on the global e-commerce marketplace.

BNPL

Finextra

JUNE 13, 2025

The Rise of Payment Tokenisation To address this growing threat, an additional and effective approach is gaining traction in B2B payments security: payment tokenisation. Tokenisation replaces sensitive bank account information with a secure, randomised token — a placeholder with no exploitable value. Please read our Privacy Policy.

Data Security

Stax

MARCH 13, 2025

Using level 2 and level 3 data for B2B transactions If your business processes government or corporate cards, be prepared to provide level 2 and level 3 transaction data. Understanding surcharge rules and cash discount programs Surcharging is used by many businesses to pass on card processing fees to the customer or cardholder.

Debit Card

Payments Dive

JUNE 30, 2025

The lawsuit also seeks to banish a longstanding rule known as “honor all cards,” in which a merchant that accepts any Visa or Mastercard-branded card must take all such cards, regardless of the issuing bank or the interchange fee associated with the card. You can unsubscribe at anytime. By Lynne Marek • Aug. By Lynne Marek • Aug.

Visa

Finextra

JULY 9, 2025

Whether its B2B payments or gig economy payouts, RTP is the future of global money movement. With near-instant transfers, standardized messaging protocols like ISO 20022, and fintech-led innovations, businesses now operate in a faster, more transparent financial environment. We use cookies to help us to deliver our services.

Real Time Payments

Fintech News

AUGUST 8, 2025

Singapore wants to set the rules, lower the risks, and invite the world. Each represents a different strand of fintech innovation, such as B2B payments, embedded insurance, and democratised private investing, respectively. The Payment Services Act (2020) brought digital token providers into MAS’s remit with clear AML/CFT rules.

FinTech

Finextra

JUNE 11, 2025

We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre. Please read our Privacy Policy.

Consumer

EBizCharge

JUNE 17, 2025

At EBizCharge, we help businesses implement surcharge programs that reduce costs without violating card network rules or state laws. Visa and Mastercard require merchants to register before applying surcharges and follow strict notification and receipt disclosure rules. Can’t be used if the card is accepted in person (Visa rules).

Credit Cards

EBizCharge

AUGUST 5, 2025

For B2B companies that handle complex product catalogs, custom pricing, and high-volume orders, this challenge is even more pressing. For B2B customers who may be placing large or time-sensitive orders, this reliability is a market differentiator. The solution is to conduct a thorough data audit before integration begins.

Best Practices

The Payments Association

MARCH 17, 2025

Additionally, essential strategies are enhancing market competitiveness and innovation, improving the UK's investment landscape, supporting SMEs and B2B payments, pressing into stablecoin and crypto-asset regulation, and ensuring regulatory efficiency and coordination.

Regulations

Finextra

JULY 29, 2025

From creator platforms and travel apps to payroll tools and B2B marketplaces, businesses can now embed global financial services under their own brand, with AstroPay managing the underlying complexity. Welcome to Finextra. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.

Payment APIs and Integration

The Payments Association

AUGUST 8, 2025

Efficient B2B and Supply Chain Payments: Programmable money can automate invoicing, compliance, and real-time reconciliation. Physical and digital currencies will increasingly blur, with programmable alternatives enabling real-time, rules-based exchanges. in fees on average.

Cross-Border

Stax

JUNE 23, 2025

These help ensure compliance with automated clearing house rules and minimizing the risk of return transactions due to insufficient funds or incorrect account information. Q: Can ACH API be used for B2B transactions? Scalable payment operations As your business grows, so do your payment volumes. Q: Can ACH API handle employee payroll?

ACH

The Payments Association

MAY 3, 2025

She also referenced a broader issue of regulatory inertia: The previous government had plans to revoke the Payment Services Regulations and embed them into FCA rules. But she was quick to point out the limitations of generic solutions in a B2B context. Since the change in administration, no one knows where that stands.

Payment APIs and Integration

Stax

JUNE 17, 2025

This step involves: Paying registration fees (which can be several thousand dollars annually) Complying with the card networks’ guidelines and rules Getting listed as a “registered ISO” under your sponsoring bank Once approved, you’ll be able to operate as a registered ISO.

ISOs

Fintech Review

APRIL 11, 2025

This includes e-commerce, mobility apps, and B2B SaaS. Digital lenders, neobanks, and payment firms must comply with capital requirements, operational standards, and governance rules. New rules can affect product design, pricing, or go-to-market strategies. The goal is to maintain trust in the system and avoid systemic risks.

FinTech

EBizCharge

JUNE 23, 2025

But here’s the catch: surcharge rules are a patchwork of federal guidelines, state laws, and card network rules. Not knowing the rules can result in fines, lawsuits, or worse. Getting the rules wrong can expose your business to legal penalties and fines from your payment processor. Some states don’t allow them at all.

Credit Cards

Finextra

JULY 23, 2025

Mondu adds pay now element to BNPL product suite Mondu, the fast-growing B2B Fintech, has launched Pay Now, an account-to-account (A2A) instant payment solution for B2B e-commerce. The European B2B e-commerce market is experiencing explosive growth, projected to reach $2.2 It expresses the views and opinions of the author.

BNPL

Stax

APRIL 8, 2025

They facilitate transactions by connecting merchants, credit card processors, and banks while establishing rules, regulations, and fees for processing payments. B2B transactions (1.8%3.2%) Credit card network – Mastercard, Visa, American Express, and Discover are the biggest payment networks in the US.

Credit Cards

EBizCharge

JUNE 19, 2025

Whether you’re a retailer, restaurant or B2B company, understanding these models can help protect your bottom line. Compliance and Legality Before you roll out a surcharge program, you need to understand the rules that govern how it must be implemented. You need to check state laws and card network rules.

Credit Cards

EBizCharge

JUNE 23, 2025

For B2B businesses dealing with large transactions and thin margins, those fees add up quickly. Thankfully, surcharging gives B2B sellers a way to accept cards without eating the cost. For B2B businesses, it’s all about balancing flexibility for customers while protecting your bottom line. That’s not pocket change.

Credit Cards

The Payments Association

JULY 18, 2025

Willem Wellinghoff Chief compliance officer and UK chair, Ecommpay “The incoming FCA CASS/Safeguarding rules will require significant preparation from payment firms, with stricter audit obligations and a tighter compliance framework. However, other proposals, such as the end-state safeguarding rules, could throttle some business models.

Regulations

Finextra

JULY 30, 2025

Its niche approach has driven high retention and partnerships in B2B finance. -  Revolut continues its Super App ambitions in Europe, but regulatory challenges are testing its scalability. -  PhonePe and Paytm , in India, are navigating UPI monetization, with both Super App and specialist features co-existing. Please read our Privacy Policy.

FinTech

Finextra

JULY 20, 2025

Along the way, we’ll highlight the key metrics and financial goals linked to each initiative. The result is a portrait of a fintech incumbent aggressively transforming its product stack – and perhaps its fortunes – in real time. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.

Product

Finextra

JULY 10, 2025

B2B SaaS platforms operating in HR tech - from benefits platforms to workforce management tools - are well-positioned to meet this demand. Visa benefits from a scalable distribution model for B2B payments through trusted SaaS providers globally. However, integrating financial services remains complex and risky for many.

Embedded Payments

Finextra

JULY 23, 2025

The continued growth of Same-Day ACH settlements shows businesses want faster options while maintaining the cost-effectiveness and reliability that made ACH the backbone of B2B payments. ACH Isnt Dead—Its Evolving Despite predictions of its demise, the ACH Network processed 33.6 billion payments totaling $86.2 Please read our Privacy Policy.

Real Time Payments

Finextra

JUNE 29, 2025

56% of commercial clients are taking international/cross-border B2B payment services from fintechs. Global non-cash commercial payments will grow at a CAGR of 11.3% between 2022 and 2027 Asia Pacific region leading the growth at 14.6% 42% Global cross-border e-commerce is to reach USD 3.4 We use cookies to help us to deliver our services.

Cross-Border Payments

Payments Dive

JULY 2, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Processors lean on AI to fight fraud Payments players are urging Washington policymakers to leave artificial intelligence less regulated so they can use it to fight fraud.

Processors