EBizCharge

JUNE 24, 2025

Some states, like Connecticut and Massachusetts, still ban the practice. Others allow it but require specific steps like formal notification, prescribed signage, or capped surcharge amounts. Best Practices for Communicating with Customers Being upfront with your customers makes a big difference.

Credit Cards

EBizCharge

JUNE 27, 2025

Meanwhile, other states permit the practice, but only if businesses follow specific requirements around disclosure, labeling, and how the fee is applied. Most card networks cap the surcharge at your actual cost of credit card processing, usually no more than 3%. Clarity and consistency—both in your systems and your messaging—are key.

Credit Cards

EBizCharge

JUNE 23, 2025

The card networks generally allow surcharges, but they require strict disclosures and cap the fee you can charge. Transparency is not just a best practice—it’s mandatory. Today, surcharge rules are shaped by a mix of card brand requirements and state-level laws. Keep it clean and consistent. Test and monitor.

Credit Cards

Finextra

AUGUST 4, 2025

Indeed, a best practice in the industry is to periodically take stock of all your compliance tech subscriptions and eliminate redundancy. The opportunity here is to simplify and centralize. By cutting down the number of vendors and using more unified platforms, institutions can save on fees and reduce complexity.

AML

EBizCharge

JULY 25, 2024

Surcharge Limits: The surcharge cannot exceed a certain percentage of the transaction amount, usually capped at 4%. Additionally, the surcharge amount can’t exceed the merchant’s cost to accept credit cards, typically capped at 4%. Equal Treatment: The surcharge must be applied uniformly to all credit card transactions.

Best Practices

PYMNTS

AUGUST 8, 2018

News from the last several weeks, and recently from The New York Times , reports that city officials are inching toward a cap for Uber drivers — and not the ones worn atop heads. The cap would, in essence, help preserve a system that competes less than optimally, and in a less than optimally operating system, consumers lose out.

Caps

Stax

SEPTEMBER 26, 2024

It requires stringent adherence to regulatory guidelines and card network rules, from surcharge caps to disclosure requirements. Some states cap the surcharge rate to a set rate or dollar amount. The amendment caps interchange fees for debit cards to reduce costs for merchants and consumers.

Credit Cards

PYMNTS

NOVEMBER 14, 2018

In its latest report, “ Preparing for real-time liquidity ,” Deutsche Bank acknowledged that the value caps on schemes like Faster Payments and Same Day ACH limit the applicability of these trends for corporate payers. Yet, as these caps rise across the globe, treasurers are likely to see disruption.

Real Time Payments

PYMNTS

NOVEMBER 10, 2020

To get a sense of just how hard it is for cryptocurrencies to gain, well, currency in everyday life, consider bitcoin, perhaps the granddaddy of cryptocurrencies — and still the 900-pound gorilla in the space, with roughly two-thirds of the market cap across the entire sector.

Cryptocurrency

Stax

AUGUST 22, 2024

It can also help to teach them about best practices they can follow to prevent fraudulent transactions. To reduce your risk exposure, set volume and transaction limits to cap the amount of losses your business can undertake. Follow these best practices for monitoring risks and dealing with them appropriately.

Risk Management

Stax

JANUARY 24, 2024

It is added at the point of sale and depends on the total amount of a transaction and the cap set by credit card companies. It is added at the point of sale and depends on the total amount of a transaction and the cap set by credit card companies. Hence you must follow the caps strictly.

Credit Cards

Stax

JANUARY 24, 2024

It is added at the point of sale and depends on the total amount of a transaction and the cap set by credit card companies. It is added at the point of sale and depends on the total amount of a transaction and the cap set by credit card companies. Hence you must follow the caps strictly.

Credit Cards

Stax

FEBRUARY 28, 2024

However, debit card processing fees are capped, and the interchange rates are less than credit card processing rates. Still, there are best practices that every merchant should consider to keep their customer relationships strong as they transition. Colorado is the outlier, with a 2% cap.

Credit Cards

Stax

DECEMBER 20, 2023

Best practices include ensuring the limit is reasonable for your price point and clearly listed at checkout. The amendment capped the interchange fees that merchants can charge for debit card transactions. Q: Why isn’t debit card surcharging legal? The Durbin Amendment was enacted in 2010 to protect consumers from hidden fees.

Debit Card

Stax

DECEMBER 13, 2023

Visa caps the surcharge rate at 3% (Mastercard caps it at 4%) and it can be as low as 2% in certain states (e.g. Design Principles for Surcharge Signs When it comes to credit card surcharge signs, there are certain design principles or best practices that you must keep in mind. Take a look below.

Credit Cards

PYMNTS

DECEMBER 3, 2019

There are still a certain number of companies out there, more mid-market or mid-cap,” Randel said. Randel said his company owns and works with gateways – and at a bare minimum, those gateways need to practice PCI compliance. “We We want to make sure they [follow] best practices and don’t get hacked themselves,” he told PYMNTS.

Point-of-Sale (POS)

PYMNTS

AUGUST 10, 2017

Cambridge’s proprietary technology serves the needs of SMB and mid-cap businesses, enabling its clients the flexibility of making wire, EFT, draft and check payments in more than 140 currencies, FLEETCOR noted in the press release. Cambridge’s headquarters will remain in Toronto.

Global Payments

Wharton Fintech

OCTOBER 12, 2023

But then also, the equity side of the house, or kind of the cousin of financing — if you’re finance leader or CFO today, or even a founder, you have Carta to manage your cap table, you have AngelList to assist with the fundraising side of things.

Agreements

Nanonets

SEPTEMBER 17, 2024

Below, we’ll explore Objectives - the common objectives used during training and pre-training of VLMs, and Training Best Practices - some of the best practices such as pre-training, fine-tuning, and instruction tuning, which help optimize these models for real-world applications Objectives There is a rich interaction between images and texts.

Best Practices

Stax

DECEMBER 20, 2023

Memorizing all of the nuances is impossible, but understanding the interchange rate range most common for your business is a good best practice. You pay a low fee to get access to warehouse pricing on goods, where you then can buy as much as you want with no cap on savings.

Credit Cards

Stax

APRIL 4, 2024

China has capped the additional fees incurred by consumers at 0.45% of the transaction amount. You can also follow the below best practices in addition to these rules to ensure compliant surcharging. Australia and India allow credit card surcharging throughout the country.

Credit Cards

EBizCharge

JUNE 28, 2024

Credit card networks impose a cap on surcharges, typically restricting them to no more than the merchant’s cost to process credit card transactions or up to 3%, whichever is lower. Adapting best practices for charging CC fees is more than just a financial nuance- it’s a hallmark of transparency and ethical business operations.

Credit Cards

The Payments Association

OCTOBER 22, 2024

Firms that demonstrated best practices in this area conducted regular testing of their communications through pre-testing with consumers and post-testing surveys to gauge understanding. Read More » The PSR’s new fraud refund rules: A step forward, but is it enough?

Consumer

Stax

JANUARY 1, 2024

Live Oak Bank Business Savings Account APY: 4.00% CD Account APY: 5.40% Terms: 12-month hold with a minimum deposit of $2,500, with a cap of $250,000 per CD. Chase, Bank of America, and U.S. Bank fall short Notably absent from the list above are traditional banks, Chase, Bank of America, and U.S. Barely comparable to those on our list, U.S.

Accounts

Segpay

FEBRUARY 28, 2024

Merchants can implement several best practices to avoid surprise processing costs. Try negotiating caps after volume thresholds or bundled transaction pricing. Key Takeaways √ Hidden charges in payment processing can dig into and erode your bottom line. No enterprise wants brakes applied to their own success.

Processors

PYMNTS

MAY 27, 2020

This would dramatically expand businesses’ footprints, allowing customers and staff to practice social distancing and other COVID-19 best practices. However, Hall said that few restaurants can adapt financially to capacity caps that limit them to only 25 percent or 50 percent of their normal indoor capacity.

Best Practices

CB Insights

SEPTEMBER 17, 2018

Market Cap ($B). To stay in the game, companies must quickly learn from emerging best practices while also forging their own paths in order to capture and sustain customers’ interest, appreciation, and dollars. Sales of its Simple Truth® natural and organic products increased 19% year-over-year in Q4’17. Kraft Heinz.

Product

Nanonets

NOVEMBER 14, 2024

User awareness and training: Educating users about cybersecurity best practices and risks. If you are interested in learning more about SQL injection prevention, I can provide information on best practices and techniques to protect your applications and databases from such attacks.

AI

CB Insights

DECEMBER 14, 2017

What follows are the results of our analysis — the best practices to building a highly successful direct-to-consumer retail company. Celebrity founders can be purely ceremonial — percentage points on a cap table who get paid because of the exposure they bring to the company.

Consumer

Fintech Review

MAY 20, 2025

Fund II was oversubscribed at $488 million in fund commitments, surpassing both its target of $350 million and the original hard cap of $450 million. They serve as mentors, operational advisors, and sources of best practices and talent for Invictus portfolio companies. They also invest personally in every portfolio company.

Cybersecurity