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Morgan’s Kinexys Digital Payments, connecting blockchain-based tools with real-time payment rails. Morgan’s blockchain business unit, facilitates real-time money transfers using commercial bank funds. This partnership combines Mastercard’s expertise in blockchain-based solutions with J.P.
In partnership with OKX, Mastercard is launching the OKX Card to give users more convenient access to digital funds and engage more people in blockchain applications. Partners like JPMorgan Chase, Standard Chartered, and Ondo Finance are connected to the platform to explore new digital asset usecases.
Emerging tech: High-stakes opportunities The hype surrounding AI, blockchain and quantum computing continues to grow, and for good reason. We have invested in a robust AI infrastructure, including our own compute capabilities, and we use both regional and international cloud models based on the nature of the usecase.
July 17, 2025 – Today, PayPal announced that it is expanding PayPal USD (PYUSD) onto Layer-2 blockchains starting with Arbitrum. As PYUSD expands beyond Ethereum and Solana into this initial Layer 2 blockchain, Arbitrum serves as a foundation for future expansion to additional scaling solutions. San Jose, Calif.,
Through this collaboration, Paycode and Algorand will explore integrating public blockchain technology to strengthen digital identity systems, improve transparency, and unlock new models for delivering secure, inclusive payments at scale. “Paycode is already reaching some of the most difficult places to serve. .
This enables rapid scaling of new payment usecases, without duplicating risk exposure. Usingblockchain infrastructure, real-world assets (RWAs) – such as real estate, equity, and intellectual property – can be digitised, fractionalised, and traded globally with greater transparency and efficiency.
As a Project Guardian participant, Ant International also leveraged its blockchain-based Whale platform to develop a global treasury management usecase for real-time multi-currency clearing and settlement.
Valued at $28.93billion in 2024 and set to hit $49.18billion in 2025, according to The Business Research Company , the blockchain market is thriving. While this growth is in part due to the success of the crypto industry, the blockchain industry is not dependent on crypto.
Valued at $28.93billion in 2024 and set to hit $49.18billion in 2025, according to The Business Research Company , the blockchain market is thriving. While this growth is in part due to the success of the crypto industry, the blockchain industry is not dependent on crypto. Blockchain has not experienced the same rapid growth.
In March 2025, Qatar National Bank (QNB) began leveraging Kinexys Digital Payments (KDP) as its blockchain payment system for USD corporate flows. Kinexys by J.P. By leveraging KDP, SNB will be able to programmatically move funds across its various branches, as well as discharge treasury payment obligations without cut-offs on a 24/7 basis.
May Zabaneh, VP of Product at PayPal The ability to send a payment over the blockchain in seconds at a fraction of the cost was simply incredible. We plan to continue to deliver more usecases for merchants and consumers around the world, says Zabaneh. This means merchants never have to handle crypto directly when getting paid.
Furthermore, the report takes a forward-looking approach, incorporating forecasts for 2025 and exploring pivotal themes such as artificial intelligence in payments, the evolution of tokenisation and decentralised finance (DeFi), and the adoption of emerging technologies like blockchain, generative AI, and machine learning.
Ripple Payments employs blockchain and digital assets, and a global network of payout partners to deliver fast, transparent, reliable cross-border payments and on/off ramps for banks, crypto companies, and fintechs worldwide.
RLUSD is ideal for financial usecases and allows institutions to: Facilitate instant settlement of cross-border payments. RLUSD is available on both the XRP Ledger and Ethereum blockchains, offering flexibility and scalability for various financial usecases.
Usecase: Customers can pay by tapping their smart devices into the vendors NFC-enabled POS. Usecase: Placing NFC tags on products allows customers to tap their phone to the tag and quickly pay for an item. Usecase: Placing NFC tags on products allows customers to tap their phone to the tag and quickly pay for an item.
Pioneering Technological Advancements One of the significant outcomes of the PoC was the demonstration of smart contractsself-executing codes embedded within the blockchain. Following the success of the Immediate State, the Intermediate State phase will expand digital asset usecases.
The launch of the new BVNK wallet will create a solution to this friction by providing users with direct access to blockchains and local and international payment schemes, all within a single solution. But theyre not perfect for every usecase and moving money between traditional currencies and stablecoins is still challenging.
Compared to traditional currencies, cryptocurrencies operate on decentralised networks, often powered by blockchain technology. While B itcoin, introduced in 2009, is the most well-known cryptocurrency, there are thousands of cryptocurrencies with various usecases today.
Looking to facilitate direct payments between businesses and customers in real-time through a new open banking solution, a three-way partnership has been announced between Eviden , the Atos Group business focusing on digital, cloud, big data and security, fintech innovator Ordo and blockchain company, ByzGen.
The Web3 push Payments get a blockchain upgrade: While traditional financial products remain, the bank is also carving out its space in the future with Web3-driven programmable payments. Weve executed some of the largest repo transactions globally on any blockchain, shares Farooq.
The company, originally founded as a payment gateway called Xfers to support treasury and settlement needs for SMEs, has evolved into a regulated platform enabling purpose-built, fiat-backed stablecoins designed for real-world payment usecases.
The Wisconsin-based company is embedding the blockchain-based payments tool directly into its global financial infrastructure by the end of the year. This approach may offer banks a more familiar path to leveraging blockchain-based payment infrastructure without taking on the balance sheet complexities of non-deposit stablecoins.
Ricky now serves as Managing Director for South Asia at TBCASoft, a global fintech driving next-generation cross-border NFC and QR person-to-merchant (P2M) payments usingblockchain-based technology. What practical usecases and insights emerged from the ASEAN-5 implementation phase of Project Nexus?
By analysing historical transaction data and using algorithms that continuously adapt to emerging fraud tactics, AI can automatically detect anomalies and flag suspicious activities in real-time, significantly reducing the time it takes to respond to potential fraud. Garg also pays testament to the seamless user experience offered by AI.
However, PSPs must ensure their systems and processes support this capability, which may involve implementing blockchain analytics tools and strengthening compliance with anti-money laundering (AML) and counter-terrorist financing (CTF) regulations. This also positions them as thought leaders in the sector.
Treasuries and operates across multiple blockchains. Through this acquisition, Anchorage Digital plans to integrate Mountain Protocols team, technology, and licensing framework to enhance its support for institutional usecases in the stablecoin space. The companys USDM stablecoin is fully backed by U.S.
Seventy-five per cent of UK financial services firms are already using AI, up from 58 per cent just two years ago, yet uncertainty about compliance is slowing progress, according to a new policy paper from industry body Innovate Finance. Common usecases include fraud detection, anti-money laundering, cybersecurity and back-office automation.
Andrew Doukanaris Ambassador, The Payments Association While vIBANs have positive usecases, challenges exist in limited monitoring of the end user, alignment with the PSPs risk appetite, and the lack of a consistent framework to mitigate financial crime and regulatory risks. Read More
Launched in May 2022, Project Guardian brings together policymakers and key financial industry players to improve market liquidity and efficiency through the innovative use of technology. The Bundesbank is very pleased to be cooperating with a partner that is as competent as MAS.”
Amazon While not officially confirmed, Amazon has also explored blockchain-based payments. The retailer could use its own stablecoin to power consumer incentives such as rewards programs, marketplace settlements, and cross-border payments. 1) What is your usecase? 3) Are you prepared for regulatory implications?
In Africa alone, over 50% of recipients report using crypto remittances. Use-Cases in South and Southeast Asia Despite regulatory friction, the future is promising. and PDAX enable OFWs (Overseas Filipino Workers) to send funds using USDC or USDT, which recipients convert to PHP instantly. As more CBDCs (e.g.,
As demand for real time, global payments grow, Rain is seeing strong momentum from partners looking to issue and use onchain cards and settle in stablecoins. Rain’s technology stack allows for card transactions on the Visa network to be interoperable with stablecoins across multiple blockchains.
For the US government, the play here is pretty simple: reaffirm the U.S. dollar’s dominance in the digital era – ensuring that as money goes blockchain-shaped, it’s American-regulated stablecoins that people are using, not unregulated offshore tokens or rival nations’ digital currencies. So, what exactly is JPMD?
This partnership is set to empower African communities, governments, and businesses, and represents a significant step toward realising the shared goal of financial inclusion and economic advancement across Africa, with blockchain and decentralised finance at the forefront of this transformation.
The company was an early adopter of distributed ledger technology (DLT), teaming up in 2017 with Ripple Labs and pioneering blockchain-based remittances from Japan to Thailand and Vietnam. With a strategic partnership with MoneyGram and other financial institutions, SBI Remit enables transfers to over 200 countries and regions.
The stablecoin is available on Ethereum, Solana, and Ink blockchains, and underpins the Global Dollar Network’s infrastructure. Walter Hessert “As a world-class leader in the blockchain space, OKX has played a pivotal role in shaping digital finance. ” said Jeff Ren, Founder of OKX Ventures.
Looking to tackle this issue and enable merchants to accept stablecoin payments, Bitget Wallet , the Web3 non-custodial wallet, has been integrated into Paydify, the universal gateway enabling crypto payments across all wallets and blockchain networks. By integrating an open payment layer, we’re moving closer to this goal.”
Circle has launched the Circle Payments Network (CPN) to modernize the $190 trillion cross-border payments market with blockchain-based, near-instant settlement. CPN enables financial institutions to securely exchange payment instructions and settle transactions using USDC on public blockchains. per transaction.
Blockchain-powered financial infrastructure is on the rise, and it’s important for banks, fintechs, and regulators to understand new developments in the space, what’s possible, and what’s next. Another key differentiating factor between the two blockchain-based payment tools is that they have opposite effects on liquidity.
According to OpenPayd officials, the addition of stablecoin capabilities is intended to support business usecases such as treasury management, global payouts, and digital asset services.
Among these, the integration of blockchain and stablecoins in cross-border payments and treasury management emerged as a central theme. Now, digitally native businesses are leveraging blockchain and stablecoins not to speculate, but to optimise cost and speed in cross-border transactions.
To see the viability of digital assets in the space, tokenised units of Aberdeen Investment’s money market fund (tMMF) and tokenised UK gilts were used as collateral for FX trades between Aberdeen and Lloyds. These digital tokens were issued, transferred, and securely held by Archax on the Hedera Hashgraph public permissioned blockchain.
Enabling direct minting and redemption of EURØP enhances our liquidity offering and opens the door to innovative new usecases and faster, more cost-effective transactions.” We designed EURØP with a compliance-first approach, and we’re excited to provide Europeans with a trusted euro stablecoin.
Utilising RLUSD RLUSD is ideal for a number of financial usecases, allowing enterprises to: Facilitate instant settlement of cross-border payments. In short order, RLUSD is being used for a number of usecases, including use as collateral in both crypto and tradfi trading markets.
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