International Payments Processing

DECEMBER 9, 2021

The constant evolution in the payment’s ecosystem requires major card networks like Visa to change their regulations to protect cardholders from fraud and cybercrime. Visa has updated rules that acquiring banks, merchants, and registered ISOs must follow. These regulations will help merchants reduce fees and chargeback liability.

Rules 88

Rules Disputes Issuers ISOs 88

International Payments Processing

DECEMBER 9, 2021

The constant evolution in the payment’s ecosystem requires major card networks like Visa to change their regulations to protect cardholders from fraud and cybercrime. Visa has updated rules that acquiring banks, merchants, and registered ISOs must follow. These regulations will help merchants reduce fees and chargeback liability.

Rules 88

Rules Disputes Issuers ISOs 88

Payments Dive

OCTOBER 28, 2024

The companies call the new regulation arbitrary and capricious, carrying a presumption that subscription services are deceptive.

FTC 78

FTC Blocks Rules Regulations 78

PYMNTS

JULY 7, 2019

Are new bitcoin rules coming? regulators and politicians increase their focus on big tech and associated areas, with recent hearings targeting Facebook and Google. Even so, “regulation remains a stumbling block to cryptocurrency’s wider adoption,” the report continued. Not only that, but the newspaper said the U.S.

Regulations 82

Regulations Legal Framework Cryptocurrency Bitcoin 82

PYMNTS

SEPTEMBER 8, 2020

With the boom of eCommerce both before and during the pandemic, European Union regulators are taking another look at antitrust rules regarding internet sales and distribution platforms. The goal, she added, is “to ensure that the rules remain fit for a world that is increasingly digital and changing at a fast pace.”.

Rules 52

Rules Regulations Blocks Addressing 52

Finextra

JUNE 2, 2025

Regulators and industry groups are already plotting this next phase. Yet, DeFi also raises new challenges that open banking didn’t have to fully confront – which we’ll get to when discussing governance and regulation. The rules of the game are transparent, based on code. Every protocol is a Lego block that can snap onto others.

Finance 52

Finance Payment APIs and Integration API Regulations 52

PYMNTS

APRIL 1, 2020

Washington State Governor Jay Inslee signed a bill on Tuesday (March 31) establishing specific rules – backed by Microsoft – governing facial recognition software, according to a blog by Bill Smith, president of Microsoft. In our view, this required a legal floor of responsibility, governed by the rule of law,” Smith said.

Laws 121

Laws Law Enforcement Government Governance 121

The Payments Association

DECEMBER 9, 2024

Quickly spotting discrepancies helps financial institutions block suspicious transactions, minimising losses. Cohn believes regulation will impose stricter requirements for organisations to assess and mitigate the potential for algorithmic bias in AI-powered payment systems.

Privacy 88

Privacy Payment Security AI Security 88

Finextra

JUNE 12, 2025

The waitlist is now open for the metal card engraved with a piece of bitcoins origin story, taken from the genesis block. Offered to Coinbase One subscription members in the US, the card is offered by Coinbase and fintech Cardless, and issued by First Electronic Bank. Coinbase One is also getting a new basic tier, costing $4.99

Credit Cards 59

Credit Cards Bitcoin Privacy Cryptocurrency 59

PYMNTS

FEBRUARY 21, 2019

This week, the EU Parliament voted for new rules mandating that banks cut fees on cross-border euro payments for countries within and outside the Eurozone. As reported by parliament, the body voted by 532 in favor and 22 against (with 55 abstentions) to set the new cross-border rules in place by the end of the year.

Cross-Border 76

Cross-Border Cross-Border Payments Real Time Gross Settlement (RTGS) Rules 76

The Payments Association

OCTOBER 28, 2024

One of the key shifts in APP fraud this year involves the introduction of new reimbursement rules , which came into effect in October 2024. of every £10 of attempted fraud being successfully blocked. The report notes that while these rules are crucial for victim compensation, prevention remains the ultimate goal.

Scams 88

Scams Push-to-Card Fraud Detection Online and Mobile Banking 88

PYMNTS

NOVEMBER 25, 2020

Digital assets are reportedly seen as commodities and ruled by securities law in the country following an order on the topic earlier in the fall. The Giving Block has reportedly locked down collaborations with more than 120 charities and 30 blockchain firms to lead the occasion.

Bitcoin 110

Bitcoin Blockchain Digital Currency Blocks 110

PYMNTS

FEBRUARY 11, 2020

Facebook CEO Mark Zuckerberg has scheduled meetings with European Union (EU) regulators ahead of an official proposal presentation to create a new framework for Big Tech, Reuters reported on Tuesday (Feb. Zuckerberg will meet with the EU’s digital regulation leaders on Monday (Feb.

Regulations 60

Regulations Privacy Rules Blocks 60

Finovate

NOVEMBER 4, 2024

The majority of people on the networking floor I spoke with had not read the entire, 594-page ruling. Panel discussions surrounding the rule also tended to agree that the purpose of the rule is data ownership, and not necessarily data portability. This figure does not include AI usage in a CRM setting.

AI 59

AI Bots Cross-Border Payments Rules 59

PYMNTS

JULY 31, 2019

The Block reported that the comprehensive overview is expected to follow FCA’s draft proposals released at the beginning of the year, which explained that “any token that is not a security token, or an eMoney token is unregulated.” The Financial Conduct Authority (FCA) has issued updated guidance on the U.K.’s s cryptocurrency market.

Stablecoins 75

Stablecoins Regulations Financial Crimes Crime 75

PYMNTS

JULY 27, 2018

The move to block the ETF came down to a 3-1 vote of sitting commissioners, with Commissioner Hester Peirce a dissenting vote. The SEC had blocked the ETF last year — the ruling was then appealed by CBOE’s Bats exchange , which wanted to list the ETF, reported Reuters.

Blocks 41

Blocks Bitcoin Laws Rules 41

PYMNTS

NOVEMBER 20, 2020

News came this week that a (virtual) meeting between regulators and Big Tech – which would center on draft proposals that might impact their very operations on the Continent –has been postponed briefly from Nov. For Big Tech, there’s just a hint of a bit of a reprieve in Europe. 24 to Dec 2. As noted by Yahoo!

Legal Framework 104

Legal Framework Rules Fed Regulations 104

Fintech News

JUNE 12, 2024

To make multilateral payment platforms work well, there need to be clear rules and ways for different systems to work together. As multilateral platforms scale, the governance framework must evolve to keep up with changes in board participation, voting rules, regional representation, and economic models.

Cross-Border Payments 122

Cross-Border Payments Cross-Border Interoperability Participant 122

PYMNTS

DECEMBER 20, 2020

One reason Jiwei gave for the possible rule is that it would help avoid the amassing of too much bad debt by one entity. Chinese officials have warned in recent months that the tech sector faces significant new regulation , lest companies operating within it become too powerful. Jiwei was speaking at a wealth management conference.

FinTech 102

FinTech Government Caps Governance 102

PYMNTS

MARCH 27, 2020

While the advancement of open banking regulations may be seeing a small skip due to the spread of the coronavirus , many countries saw business and typical banking operations halted right after deciding upon new online privacy rules. It remains to be seen if COVID-19 will have any effect on future developments of this rule.

Privacy 79

Privacy CCPA Rules Regulations 79

PYMNTS

JULY 7, 2019

Are new bitcoin rules coming? regulators and politicians increase their focus on Big Tech and associated areas, with recent hearings targeting Facebook and Google. Even so, “regulation remains a stumbling block to cryptocurrency’s wider adoption. It is part of a broader push to boost the nascent cryptocurrency industry.”

Regulations 51

Regulations Legal Framework Cryptocurrency Bitcoin 51

PYMNTS

OCTOBER 26, 2018

state bank regulators said it filed a complaint in the U.S. But legal hurdles have caused some FinTechs to approach the charters cautiously, reports said, while they wait for greater clarity and certainty on the rules. Reports in Reuters on Thursday (Oct. The body of U.S.

Office of the Comptroller of the Currency 62

Office of the Comptroller of the Currency OCC Regs Blocks 62

PYMNTS

SEPTEMBER 18, 2017

Nowhere is this outrage more deafening than the halls of Congress , where member after member now demands that executive heads at Equifax be placed on chopping blocks and massive regulatory changes across the credit reporting industry be made. We don’t need more regulation. Senator Elizabeth Warren (D – Mass.)

Regulations 81

Regulations CFPB Database Consumer Financial Protection Bureau (CFPB) 81

PYMNTS

FEBRUARY 11, 2020

Facebook CEO Mark Zuckerberg has scheduled meetings with European Union (EU) regulators ahead of an official proposal presentation to create a new framework for Big Tech, Reuters reported on Tuesday (Feb. Zuckerberg will meet with the EU’s digital regulation leaders on Monday (Feb.

Regulations 52

Regulations Privacy Rules Blocks 52

The Paypers

JANUARY 17, 2025

Technology trade groups NetChoice and TechNet have announced their decision to sue the US Consumer Financial Protection Bureau (CFPB) to oppose a new rule providing the regulator with supervisory authority over payment apps and digital wallets.

Consumer Financial Protection Bureau (CFPB) 36

Consumer Financial Protection Bureau (CFPB) CFPB Regulations Blocks 36

Fintech News

JULY 24, 2024

2 – Circumventing Regulatory Procedures Fintech companies have a great temptation to bypass regulation. The Indian regulator RBI allows several lending schemes, the main one being the First Loan Default Guarantee which covers only 5% risk. RBI is trying to prevent fintechs from working with the high-risk segment.

Non-Bank 113

Non-Bank Risk Regulations FinTech 113

PYMNTS

NOVEMBER 16, 2020

Regulation. Tencent Holdings President Martin Lau said further regulations are needed in China to mirror a “new reality.”. As technology companies become bigger and more important to the economy, I would say more regulations to reflect the new reality are needed," Lau said, according to the report.

Blocks 60

Blocks Federal Trade Commission FTC Accreditation 60

PYMNTS

FEBRUARY 1, 2017

The largest anxiety critics of the alternative lending space have today is a lack of regulation. Without investor protection and without regulation on the cost of financing, small and medium-sized businesses, those critics say, may be left in a tighter cash bind than they were before.

Regulations 58

Regulations Small Business Legal Finance 58

PYMNTS

APRIL 25, 2019

With concerns that a merger between Asda and Sainsbury’s would raise prices for shoppers, the arrangement has been blocked by the competition watchdog in the United Kingdom. At the time, it was reported that the ruling was widely criticized by some as out of touch with the needs of the retail landscape. billion deal.

Blocks 40

Blocks Authorization Rules Regulations 40

PYMNTS

JUNE 13, 2018

A Texas court ruled on Tuesday (June 12) against delaying the compliance date for the Consumer Financial Protection Bureau ’s rule on payday loans. A lawsuit had aimed to block the new federal rules that would limit these short-term loans that some critics say can force people into serious debt. But the U.S.

Rules 44

Rules CFPB Credit Union Procedures 44

PYMNTS

JULY 2, 2020

WhatsApp will be allowed to operate its payments service in Brazil once the company formally seeks permission and shows it can operate in the country without putting customers’ data at risk or violating rules intended to preserve competition, the company’s chief central banker said Thursday, according to Reuters.

Central Bank 93

Central Bank Payments Blocks Rules 93

Fintech Review

MAY 10, 2025

The goal was to allow businesses to program spending rules, manage transactions in real time , and scale globally without friction. They can configure custom spending limits, merchant category restrictions, expiration dates, geographic controls, and dynamic funding rules.

Payment APIs and Integration 52

Payment APIs and Integration Embedded Finance API Regulatory Compliance 52

PYMNTS

MAY 3, 2019

Regulators from New York got the nod from a judge to move forward with their lawsuit aimed at stopping FinTechs from offering banking services on a national level. Regulators in New York want to prevent federal government agencies from granting FinTechs national licenses enabling them to loan and send money like a bank.

OCC 62

OCC FinTech Rules Regulations 62

PYMNTS

JUNE 20, 2018

Peer-to-peer car-sharing services might soon face the same regulation as traditional car rental companies. This month, for example, Maryland passed a bill that requires car-sharing companies to comply with regulations similar to rules for car rental companies, including paying sales tax.

P2P 40

P2P Regulations Void Rules 40

PYMNTS

SEPTEMBER 27, 2017

Facebook faces orders from the Russian Federation to comply with an internet regulation law that orders the company to store Russians’ personal data on Russian servers. If Facebook does not comply, the Russian government will block the social media website next year. There can’t be any exceptions here.”.

Blocks 41

Blocks Laws Government Governance 41

PYMNTS

MAY 25, 2018

As Europe’s General Data Protection Regulation (GDPR) comes into effect, Facebook privacy critic Max Schrems has filed four complaints over consent required to use online services. Furthermore, Schrems claims “Facebook has even blocked accounts of users who have not given consent.” But, with the law, users must be given a free choice.

Privacy 70

Privacy Laws Regulations Rules 70

PYMNTS

JUNE 12, 2019

“I will note the potential for mischief if the purpose and effect of an acquisition is to block potential competitors, protect a monopoly, or otherwise harm competition.”. Department of Justice joins other regulators in going after Google for anti-competitive behaviors.

Federal Trade Commission 55

Federal Trade Commission Rules FTC Blocks 55