Clearly Payments

OCTOBER 31, 2024

Buy Now, Pay Later (BNPL) Overview : BNPL allows consumers to purchase goods and pay in installments, typically interest-free, which has become popular among younger consumers. Market Growth : BNPL saw a 400% increase in usage globally since 2018 and is expected to grow 17% annually through 2028.

Online and Mobile Banking 98

Online and Mobile Banking RTP BNPL Debit Card 98

Fintech News

DECEMBER 4, 2024

Take Buy Now, Pay Later (BNPL) services as an example. But it’s not just about BNPL. Open banking and APIs will continue to drive innovation, enabling even more seamless integration of financial services. Financial inclusion will remain a key focus.

Embedded Finance 111

Embedded Finance Finance Payment APIs and Integration BNPL 111

Fintech Finance

JULY 11, 2024

consumers have used Buy Now, Pay Later (BNPL) loans with 89% stating they are satisfied or very satisfied with the credit product. A new survey from TransUnion (NYSE: TRU) also revealed that 85% of BNPL users would recommend such loans to others. Millions of U.S. The research, conducted among 1,200 U.S.

BNPL 99

BNPL Consumer Research Financial Inclusion 99

Fintech News

JANUARY 26, 2025

As Asian markets surge, they face the dual challenge of safeguarding digital infrastructure while ensuring financial inclusion and bridging technological gaps between advanced and developing economies. The shift toward digitised payments brings heightened concerns about cybersecurity, fraud, and regulatory compliance.

Payments Trends 124

Payments Trends Payment APIs and Integration Embedded Finance Cross-Border 124

Tearsheet

JULY 1, 2024

Priore shares his observations on Gen Z’s adoption of newer payment methods like buy now, pay later (BNPL) for smaller purchases. BNPL and younger generations What trends are you seeing in terms of Gen Z’s preferences and adoption of solutions like buy now, pay later (BNPL) for smaller ticket purchases?

BNPL 105

BNPL Online and Mobile Banking Encryption Payments 105

Fintech Finance

SEPTEMBER 24, 2024

Qist Bazaar , Pakistan’s leading Buy Now Pay Later (BNPL) fintech startup, announced today that it has secured US$3.2 Qist Bazaar, licensed by the Securities and Exchange Commission of Pakistan (SECP) as a Non-bank Financial Company (NBFC), provides installment-based payment solutions to unbanked and underbanked segments of the population.

BNPL 104

BNPL Underserved Non-Bank Finance 104

FICO

APRIL 28, 2022

Buy Now, Pay Later (BNPL) plans allow shoppers to make purchases and pay for them in installments over a defined period. As BNPL loans become a more commonplace form of credit used by consumers, these loans could also become an important factor in consumer credit reports, and by extension, in the FICO ® Scores based on those credit reports.

BNPL 98

BNPL Accounts Credit Cards Origination 98

Fintech News

APRIL 24, 2025

From digital payments to decentralised finance (DeFi), these companies are solving real-world challenges like financial inclusion and cross-border transactions, while setting new global standards for innovation. Each plays a key role in transforming how Indonesians save, spend, invest, and access financial services.

FinTech 138

FinTech Online and Mobile Banking Payment APIs and Integration Finance 138

The Fintech Times

MARCH 21, 2024

Galileo Financial Technologies , a fintech firm owned by SoFi Technologies , is expanding its Buy Now, Pay Later (BNPL) offering that enables banks and fintechs to offer cardholders new post-purchase instalment payment options via their existing debit or credit card account.

BNPL 69

BNPL FinTech Credit Cards Debit Card 69

Fintech Finance

MARCH 3, 2025

.” Telr’s recognition in Future 100 highlights its commitment to digital transformation and financial inclusion. Additionally, it provides a comprehensive suite of financial and business solutions, including social commerce, QR payments, digital invoicing, Buy Now Pay Later (BNPL), and financing options.

Innovation 80

Innovation PCI DSS Economy Payment Gateways 80

Fintech Finance

SEPTEMBER 27, 2024

Building on the existing multimarket partnership to accelerate flexible payments adoption in the region, Mastercard and ZOOD , one of the leading digital lending platforms for e-commerce in the Middle East and Central Asia, has introduced a virtual BNPL card – ZOOD Card – in Uzbekistan.

Visa 98

Visa BNPL Financial Inclusion On-Demand 98

Fintech Finance

AUGUST 15, 2024

million active customers and more than 79,000 merchants across the United States, Australia and New Zealand,1 Zip continues to promote financial inclusion by making everyday spending, cash flow management, budgeting – and the ability to cover unexpected expenses – accessible.

Financial Inclusion 98

Financial Inclusion BNPL Underserved Economy 98

The Fintech Times

APRIL 29, 2024

We hear from industry experts on how embedded finance ensures the checkout experience is financially inclusive. “Taking this a step further would be customising financial offerings to meet the unique requirements of various sectors. Sophie Flynn , CFO and co-founder of Nucleus365 , the payment service provider.

Embedded Finance 64

Embedded Finance Financial Inclusion Finance Alternative Payment Methods 64

The Fintech Times

APRIL 4, 2024

It has been able to achieve this following a partnership between Network International , the digital commerce enabler across the Middle East and Africa (MEA), and Souhoola , the fintech solutions provider, in turn enabling merchants to offer buy-now-pay-later (BNPL) payments at networkpay point of sale terminals.

BNPL 59

BNPL Financial Inclusion Payments Digital Payments 59

FICO

FEBRUARY 7, 2023

Home Blog FICO Top 5 Scores Posts of 2022: Steady FICO Score, BNPL and Alternative Data 2022 marked the first year in over a decade the average FICO Score did not increase, while the industry’s attention remained on topics such as alternative data and BNPL. Read the full post 2.

BNPL 52

BNPL Posting Underwriting Consumer 52

The Fintech Times

JULY 29, 2024

UnaCash , an in-app and in-store financing solutions provider, expects the Philippines’ buy now, pay later (BNPL) market to contribute 6.7 The forecast comes after UnaCash compared the volume of the Philippines’ BNPL market from 2020 to 2023 to the growth rate of the Philippine digital economy during the same period.

BNPL 59

BNPL Consumer Financial Inclusion Economy 59

The Fintech Times

JULY 12, 2024

Buy now pay later’s (BNPL) impact on the payments world continues to grow as research from TransUnion , the global information and insights firm, reveals that 50 per cent of Americans have used BNPL loans at least once, and 40 per cent of those who haven’t, are likely or very likely to use them in the future.

BNPL 59

BNPL Research Financial Inclusion Consumer 59

Clearly Payments

FEBRUARY 27, 2025

The Buy Now, Pay Later (BNPL) trend is surging, with over 60 million Americans using BNPL services, particularly for electronics, fashion, and home goods. This shift is due to Pix’s free and instant transactions, promoting financial inclusion for over 71.5 million Brazilians by late 2022.

BNPL 59

BNPL Payments Small Business PayPal 59

Fintech Finance

MARCH 19, 2024

(NASDAQ: SOFI), announced today an expansion of its Buy Now, Pay Later offering that allows banks and fintechs to offer cardholders new post-purchase installment payment options via their existing debit or credit card account. It supports repayment options for both existing debit and credit programs within established financial relationships.

Posting 52

Posting BNPL Credit Cards Debit Card 52

Fintech Finance

APRIL 4, 2024

Using Souhoola’s BNPL option on networkpay POS devices, customers can conveniently split their payments into highly flexible instalments of up to 60 months to purchase electronics, furniture, automobiles, and even pay school fees. billion in 2022 to 6.1 billion by 2028.

Financial Inclusion 40

Financial Inclusion BNPL Digital Payments Facilitators 40

Fintech News

MAY 20, 2024

Post-COVID-19, webinars continue to thrive, owing to their versatility, accessibility, affordability and effectiveness in engaging and educating audiences in an increasingly digital world. Webcasting and virtual event platforms like ON24 witnessed a remarkable surge, reporting a 167% increase in webinar hosting activities.

FinTech 135

FinTech Embedded Finance BNPL On-Demand 135

Fintech Finance

MARCH 18, 2024

Eazy Financial Services “ EazyPay ”, a leading Bahraini financial institute specialized in Point-of-Sale (POS) and online payment gateway acquiring services, proudly announces is collaboration with Tabby , MENA’s leading shopping and financial services apps.

BNPL 52

BNPL Point-of-Sale (POS) Payment Gateways Financial Inclusion 52

Fintech Finance

APRIL 5, 2024

TransUnion, a global information and insights company, has released results from its Q1 Consumer Pulse survey revealing sustained demand for Buy Now, Pay Later services (BNPL). The survey data points towards a robust and maturing sector, with more than one in five (21%) planning to apply for new BNPL services in the coming year.

BNPL 52

BNPL Financial Inclusion On-Demand Consumer 52

Fintech News

SEPTEMBER 10, 2024

Their growing popularity has spurred continuous financial innovation, such as the rise of buy now, pay later (BNPL). In 2023, BNPL arrangements represented 4% of e-commerce transaction value, a significant increase from the mere 1% in 2020. billion grams of carbon emissions.

Cross-Border Payments 107

Cross-Border Payments Cross-Border APACS Interoperability 107

The Fintech Times

DECEMBER 21, 2023

Featuring a cohort of 23 startups, the members represent sub-sectors including merchant payment solutions, lending infrastructure, banking-as-a-service, neo banking, buy now, pay later (BNPL), and B2B marketplaces. Visa is all-in in supporting fintechs to actually achieve these objectives and drive digital financial inclusion across Africa.”

Innovation 110

Innovation FinTech Financial Inclusion Economy 110

Fintech Review

JUNE 4, 2024

But specific trends in Uzbekistan’s financial landscape are our real source of optimism. Crucially, financial inclusion and a payments revolution are the accelerants in this market. The post Uzbekistan: A Fintech Paradise? Of course, a rising tide of prosperity, consumerism and entrepreneurship will spur fintech growth.

FinTech 109

FinTech Financial Inclusion BNPL P2P 109

Fintech News

NOVEMBER 19, 2024

Part of Singapore-based Advance Intelligence Group, Atome Financial provides services such as buy-now-pay-later (BNPL), insurance, cards, and lending through platforms like Atome and Kredit Pintar.

Security 82

Security Financial Inclusion BNPL Volume 82

The Fintech Times

APRIL 15, 2025

Mexico and Guatemala are also embracing this global trend of integrating financial services into non-financial platforms. However, each country presents unique characteristics, especially when it comes to regulatory maturity, technological infrastructure, and financial inclusion.

Embedded Finance 59

Embedded Finance Finance Non-Bank Financial Inclusion 59

The Fintech Times

APRIL 10, 2024

Kueski , the buy now, pay later (BNPL) and online consumer lender in Latin America, has launched an in-store version of Kueski Pay, which will become available to all consumers by the end of Q2 of 2024, to offer them the ability to complete transactions through the Kueski mobile app, regardless of internet connection, in physical stores.

Underserved 64

Underserved Mobile Payments BNPL Online and Mobile Banking 64

Fintech Finance

MARCH 6, 2024

Women are more likely than men to be embracing new digital financial services such as mobile wallets and Buy Now, Pay Later (BNPL) according to new Marqeta research. The research highlights trends in men and women’s ability to access, use and benefit from new financial services offerings in the United Kingdom.

Research 59

Research BNPL Embedded Finance Embedded Payments 59

Fintech Finance

FEBRUARY 26, 2024

PayTabs Egypt, MEASA’s award-winning payments powerhouse, announced today a strategic partnership with Souhoola , a popular BNPL platform in Egypt. This collaboration aims to offer a new BNPL payment method for PayTabs Egypt merchants, increasing the range of payment options offered online.

Payment Solutions 52

Payment Solutions BNPL Financial Inclusion Payments 52

Open Banking Excellence

NOVEMBER 14, 2023

With these foundational changes, PSD2 set the stage for a new era in financial services. Since 2018, the rise of crypto assets, the advent of Buy Now, Pay Later (BNPL) services, and other innovations have reshaped the industry in ways we couldn’t have foreseen a decade ago. The post Evolution or Revolution?

Non-Bank 130

Non-Bank Rules Authentication Regulations 130

The Fintech Times

SEPTEMBER 21, 2024

The introduction of SNPL is part of Astra Tech’s broader goal to increase financial inclusion in the region. The post Astra Tech Launches ‘Send Now, Pay Later’ Service via Botim in UAE appeared first on The Fintech Times.

Financial Inclusion 64

Financial Inclusion BNPL Central Bank Volume 64

FICO

JUNE 20, 2022

In our last blog post , we discussed key considerations in the impact to the FICO® Score of Buy Now, Pay Later (BNPL) accounts being included in the consumer credit file based on our research on data from a major BNPL provider in the U.S. Tue, 03/23/2021 - 22:16. by Suna Hafizogullari. expand_less Back To Top.

BNPL 52

BNPL Accounts Financial Inclusion Consumer 52

The Fintech Times

MARCH 13, 2025

In Ghana, around 60 per cent of foreign exchange is received through mobile money platforms, highlighting their growing importance in the financial lives of Ghanaians. This approval is a testament to our ongoing commitment to supporting financial inclusion and economic growth in Africa.

Security 59

Security Financial Inclusion BNPL Economy 59

Fintech Review

JANUARY 28, 2025

By integrating payment solutions directly into non-financial platforms, companies can offer seamless user experiences. Retailers, for instance, are embedding buy-now-pay-later ( BNPL ) solutions into their checkout processes. The post Navigating the Future of Digital Payments appeared first on Fintech Review.

Digital Payments 87

Digital Payments Embedded Finance Payment APIs and Integration Fraud Detection 87

Fintech News

JANUARY 21, 2025

Whether its purchasing travel insurance during flight bookings or accessing micro-loans while shopping online, embedded finance simplifies financial interactions. Beyond offering convenience, super apps also play a crucial role in addressing financial inclusion challenges.

Stablecoins 107

Stablecoins FinTech Embedded Finance Financial Inclusion 107