The Payments Association

DECEMBER 9, 2024

It underscores the need for payment firms to balance AI innovation with robust privacy and regulatory compliance to protect sensitive consumer data. Firms must adopt transparent AI practices, enhance regulatory frameworks, and continuously train models to navigate the evolving landscape of AI-driven threats. Why is it important?

Privacy 88

Privacy Payment Security AI Security 88

Clearly Payments

FEBRUARY 10, 2025

The Payment Processor The company that facilitates transactions. PCI Compliance Fees PCI compliance are for ensuring your business follows security standards can cost around $100 to $300 per year. states, these strategies come with compliance requirements, and surcharging is prohibited for debit cards.

Small Business 65

Small Business Process Address Verification System (AVS) Cross-Border 65

Finovate

NOVEMBER 27, 2024

The strategic partnership will help businesses looking to expand from Europe to Asia, and vice versa, meet local regulatory compliance requirements with regards to KYC, KYB, and UBO. Photo by Avonne Stalling The post Signicat Partners with AsiaVerify to Help Businesses Meet Compliance Requirements appeared first on Finovate.

Compliance 64

Compliance APACS Regulatory Compliance Fraud Prevention 64

Fintech Finance

NOVEMBER 6, 2024

The collaboration facilitates customer, operational and infrastructure opportunities through the development of Bankline Direct Digital, the new strategic ISO 20022 compliant cloud-based architecture behind Bankline Direct.

ISO 20022 98

ISO 20022 ISOs Online and Mobile Banking Payments 98

M2P Fintech

APRIL 10, 2025

Compliance and Regulatory Requirements: Ensuring adherence to AML, KYC guidelines, and RBI-mandated LTV (Loan-to-Value) requirements demands constant vigilance and precision. It optimizes workflows, improves decision-making accuracy, and ensures regulatory compliance, positioning it as an essential asset for lenders.

Mitigation 52

Mitigation Regulatory Compliance Compliance Automation 52

Fintech News

NOVEMBER 20, 2024

Held under Chatham House rules designed to facilitate actionable outcomes through meaningful dialogue, Insights Forum convenes over 3,000 global regulators, policymakers and industry leaders for outcome-focused leadership dialogues and exclusive networking.

AI 116

AI Finance APACS Regulatory Compliance 116

The Payments Association

JULY 15, 2025

Questions address both immediate challenges (fraud prevention, regulatory compliance, technology readiness) and forward-looking opportunities (AI implementation, collaborative defence strategies, regulatory evolution). and VP/Director/Head roles representing 43.7% of the sample.

Financial Crimes 88

Financial Crimes Crime Fraud Prevention Deepfake 88

The Fintech Times

JANUARY 8, 2025

“This achievement underscores our commitment to upholding the highest standards of regulatory compliance and reinforces our dedication to providing secure, compliant, convenient, and fast cross-border payment services.

Cross-Border Payments 59

Cross-Border Payments Cross-Border Payment Solutions Security 59

The Fintech Times

JULY 17, 2025

This purpose is rooted in facilitating inclusion and interoperability. So, one of the ‘trickiest’ things we have done and continue to do is building our compliance capabilities. In our industry, I’ve observed how regulatory compliance is viewed as a big challenge.

Cross-Border 45

Cross-Border Cross-Border Payments Interoperability SWIFT 45

Stax

JULY 7, 2025

When implementing a surcharging program, businesses follow local regulations, ensure legal compliance, determine surcharge percentages and communicate transparently. Payment processor fees: Payment processors, such as merchant service providers or independent sales organizations, facilitate credit card transactions.

Credit Cards 88

Credit Cards Process Processors Debit Card 88

Stax

JANUARY 28, 2025

Once the issuing bank gives the go-ahead, the payment services provider will facilitate the transfer of funds from the customers account to a merchant account. Your testing should check for security compliance, technical performance, and mobile responsiveness.

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

M2P Fintech

MARCH 24, 2025

This includes employing machine learning algorithms to automate parts of the loan application and underwriting process, as well as using digital platforms to facilitate communication between borrowers, lenders, and other relevant parties. For instance, the increase in use of digital and automated processes is likely to continue.

Payment APIs and Integration 52

Payment APIs and Integration Blockchain Regulatory Compliance Underwriting 52

Fintech News

APRIL 24, 2025

HashKey focuses on regulatory compliance, security, and innovation. With a focus on technology, compliance, and transparency, Dianrong’s platform uses data-driven insights to create lending and borrowing solutions tailored to specific industries needs.

FinTech 138

FinTech Online and Mobile Banking Payment APIs and Integration Push-to-Card 138

Trade Credit & Liquidity Management

JUNE 25, 2025

They must navigate a web of challenges ranging from cyber threats and regulatory compliance to the intricacies of global supply chains. Supplier risk, cyber risk, and regulatory compliance, such as Know-Your-Customer (KYC) and anti-fraud, now play a big role in business decisions.

Risk Assessment 52

Risk Assessment Regulatory Compliance Assessments Legal 52

The Fintech Times

FEBRUARY 28, 2025

Meanwhile, Arva AI tackled inefficiencies in know your business (KYB) verification, leveraging artificial intelligence to speed up compliance processes. While work on standardisation and regulatory compliance is important, it is just one piece of a complex puzzle that includes many stakeholders.

Embedded Finance 64

Embedded Finance AI Multi-Currency Cybersecurity 64

EBizCharge

MARCH 31, 2025

Payment gateways: Payment gateways facilitate communication between merchants banks, card-issuing banks, and credit card networks to complete card transactions. Many merchant services providers also assist with regulatory compliance, chargeback management, and reporting tools to help businesses streamline their financial operations.

Service Provider 52

Service Provider MSPS Payment Gateways Online and Mobile Banking 52

CoinRemitter

MARCH 28, 2025

One of the key facilitators of this shift is CoinRemitter, a crypto gateway that enables reliable stablecoin transactions in Tether USD ERC20 and Tether USD TRC20. Regulatory Compliance: Day by day, stablecoins like Tether and EUR-backed digital currencies are aligning more with EU financial regulations.

Stablecoins 52

Stablecoins Payment Gateways Gateways Cryptocurrency 52

Fintech Finance

DECEMBER 11, 2024

These include the rising adoption of real-time payments, the strategic importance of ISO 20022 compliance and utilization, and the role of cloud and Payments as a Service (PaaS) solutions in payments modernization. In the U.S.

ISO 20022 52

ISO 20022 ISOs Technology Real Time Payments 52

Fintech Finance

FEBRUARY 5, 2025

Cihat Fitzgerald is a distinguished global payments risk and compliance executive with over 27 years of expertise in safeguarding the payments ecosystem. Ballerines focus on streamlining onboarding and compliance oversight capabilities with AI addresses key challenges in the payments industry.

Risk 59

Risk Law Enforcement Regulatory Compliance Compliance 59

The Fintech Times

APRIL 12, 2025

Banks can ensure regulatory compliance George Toumbev, chief commercial officer, NatWest Boxed George Toumbev , chief commercial officer, NatWest Boxed , the embedded finance platform, notes that embedded finance can be extremely helpful for organisations. At the core of the problem is governance.

Embedded Finance 78

Embedded Finance Finance Payment APIs and Integration Non-Bank 78

Fintech News

DECEMBER 11, 2024

Regulatory compliance and cybersecurity are significant hurdles, especially as digital threats evolve. Advances in AI and big data will further enable intuitive, customer-centric experiences, while Singapore’s status as a financial hub may facilitate regional expansion into Southeast Asia.

Underserved 116

Underserved Regulatory Compliance Innovation Financial Inclusion 116

M2P Fintech

APRIL 17, 2025

This layer also facilitates collaboration across business units by standardizing access to common business services. Unlike basic APIs used for compliance (like open banking APIs), premium APIs go beyond regulatory requirements and provide unique, value-added features that businesses can use to enhance their offerings.

API 52

API Payment APIs and Integration Non-Bank Fraud Detection 52

Fintech Finance

MARCH 13, 2025

Providing customers with a currency choice on the payment page, which Ecommpay facilitates, allows them to choose the currency in which they are willing to pay.This provides flexibility, while matching the purchase currency with the currency of their card.

Online and Mobile Banking 59

Online and Mobile Banking Risk Mitigation Regulatory Compliance Mitigation 59

Fintech Finance

JUNE 1, 2025

The strategy unites Cashflows’ expert acquiring capabilities with Cardstream’s market leading PFaaS infrastructure to dramatically simplify the launch and growth process for PayFacs, aspiring PayFacs, ISOs and ISVs in the market, by managing complex regulatory, compliance, and operational requirements on their behalf.

ISVS 52

ISVS Embedded Payments ISOs Embedded Finance 52

Stax

FEBRUARY 19, 2025

Expanding into new markets by leveraging ISV solutions that cater to global compliance requirements and multilingual support. A prime example is an accounting software company partnering with a tax compliance ISV to offer automated tax calculations, attracting businesses seeking regulatory compliance.

ISVS 88

ISVS Payment APIs and Integration API Best Practices 88

Finextra

JUNE 6, 2025

Blockchain, a new world of transparency and financing models The use of blockchain technology is still in its early stages, but it holds significant potential to transform various aspects of BNPL operations, from improved transparency and trust to regulatory compliance. Tokenised assets backed by receivables can be issued.

BNPL 52

BNPL Technology Payment APIs and Integration Blockchain 52

Finextra

JUNE 2, 2025

We’ve seen decentralized exchanges facilitating billions in daily trading, lending platforms with liquidity pools that algorithmically set interest rates, and synthetic assets and derivatives being spun up by coders with a few clicks. In fintech, that meant compliance checks, uptime requirements for APIs, etc.

Finance 52

Finance Payment APIs and Integration API Regulations 52

M2P Fintech

APRIL 4, 2025

SCF enhances business cash flow by facilitating convenient payment terms between buyers and suppliers. Additionally, regulatory compliance and the need to adhere to strict financial standards further complicate the landscape.

Finance 52

Finance Payment APIs and Integration Credit Cards Risk 52

EBizCharge

JUNE 12, 2025

Whether handling credit card transactions and mobile payments or ensuring compliance with banking regulations and data security standards, the right merchant account can streamline operations and reduce costs. Yet, many merchants struggle with high fees, limited integration, and fragmented tools that fail to meet their specific needs.

Process 52

Process Accounts Payment Gateways Gateways 52

EBizCharge

MAY 5, 2025

Merchant service fees: Merchant service fees are charged by the payment processor responsible for managing and facilitating the transaction and may include per-transaction charges, monthly service fees, or bundled pricing models. Therefore, businesses must research state laws and card network policies to ensure full compliance.

Credit Cards 52

Credit Cards Small Business Process ACH 52

The Fintech Times

JANUARY 7, 2025

The Italian financial industrys experience highlights the value of collaborative ecosystems, such as CBI, as the most effective means to achieve both regulatory compliance and ongoing innovation through collective action. By doing so, they can create innovative products that enhance user experiences beyond mandatory services.

Value Added Service 105

Value Added Service Finance Payee Cross-Border Payments 105

Fintech Finance

MARCH 19, 2025

The robust development of Luxembourg’s financial industry presents substantial opportunities for service providers facilitating the operations of various financial entities, such as fund managers raising capital from European investors through Luxembourgish entities and utilizing local administrative agents and legal professionals. .

Cross-Border 83

Cross-Border Multi-Currency Regulatory Compliance Legal 83

The Payments Association

JANUARY 22, 2025

In Europe, the EU’s eIDAS regulation promotes cross-border recognition of electronic identities, facilitating seamless travel within member states. The Middle East and North Africa (MENA) and Asia regions are also witnessing the development of digital identity regulations designed to facilitate secure and efficient travel.

Security 88

Security Online and Mobile Banking Credential Verification 88

EBizCharge

MAY 22, 2025

Understanding these differences is essential for addressing common challenges, such as manual errors, delayed invoices, and poor payment tracking, as they can strain customer relationships, limit payment flexibility, and lead to compliance issues. This consistency aids in easier tracking and reconciliation.

Process 52

Process Best Practices Reconciliation Automation 52

The Fintech Times

APRIL 15, 2025

However, each country presents unique characteristics, especially when it comes to regulatory maturity, technological infrastructure, and financial inclusion. In Guatemala, we are finalising a partnership with a major retail chain to facilitate digital payments for both customers and employees.

Embedded Finance 59

Embedded Finance Finance Non-Bank Financial Inclusion 59

Fintech News

JUNE 12, 2025

It aims to enhance decision-making across the customer lifecycle, eliminate silos, and facilitate collaboration and innovation. The FICO Platform is designed to support AI-driven transformation across global enterprises.

AI 93

AI Regulatory Compliance Innovation Use Case 93

The Paypers

JUNE 27, 2025

Both instruments originate from the same legal compartment, ensuring regulatory compliance and operational consistency across formats. MTCM acts as the structurer, administrator, and calculation agent, while Tokeny facilitates digital onboarding, identity verification, and cap table management.

Security 36

Security Settlement Blockchain Stablecoins 36