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Acquirers and PSPs and the 2025 consumer: Designing for diverse payment preferences

The Payments Association

Plan for interoperability: your infrastructure must serve both early adopters and laggards. Invest in trust-building features: spend limits, customer-managed controls, and transparent transaction flows. Enhance fraud prevention beyond check-box compliance. Use behavioural analytics, real-time alerts, and merchant education. The bottom line?

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Google Cloud and Swift Pioneer Advanced AI and Federated Learning Tech to Help Combat Payments Fraud

Fintech Finance

Were seeing more enterprises adopt federated learning to combat global fraud, including global consulting firm Capgemini. They can then deploy this enhanced model locally for fraud detection monitoring on their own transactions.

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12 Years Ago: The First nexo Standards Transaction, a Milestone for European Payments

Finextra

Interoperability across multiple domestic and international card schemes without cobadging constraints. It supports: Interoperability across multiple payment types and acceptance environments — including in-store, e-commerce, SoftPOS, cards, mobile, and QR codes. Significant simplification of the technical architecture for merchants.

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RedCompass Labs Unveils the World’s Most Comprehensive Payments Modernization AI

Fintech Finance

What once took an army of consultants weeks to solve can now be fixed by a handful of experts in a fraction of the time using AI. What once took an army of consultants weeks to solve can now be fixed by a handful of experts in a fraction of the time using AI.

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Fintech industry pushes back on FIDA limits in EU consultation response

The Paypers

There is also support for maintaining a broad scope of data coverage, including data from occupational pension schemes and insurance undertakings, and for introducing interoperability mechanisms through the voluntary use of European Digital Identity Wallets.

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Deep Dive: Mastercard’s Shift - From Plastic to Platforms

Finextra

Its infrastructure, built for interoperability and scale, now handles everything from business-to-business (B2B) payments to person-to-person (P2P) transfers across different currencies. It also provides data analytics and consulting (through its “Data & Services” arm), helping banks or merchants glean insights from transactions.

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Which Fintech Sub-sectors Will Have the Biggest Impact on People’s Financial Well-being in 2025?

The Fintech Times

. “For instance, in Mexico, were working with local fintechs and other organisations including The Peoples Clearinghouse and The Mexican Association of Credit Unions of the Social Sector (AMUCSS) on an initiative that will introduce an interoperable, real-time payment pathway between the US and 140 rural community banks.