Fintech Finance

NOVEMBER 7, 2024

The research is published today – a month after new rules by the Payments Systems Regulator came into effect, requiring all UK banks to reimburse customers who are proven victims of Authorised Push Payment (APP) scams up to £85,000 per case.

Scams 98

Scams Risk Payments Fraud Prevention 98

Fintech News

JUNE 10, 2024

Temenos , FIS , Mambu , Finastra , and Tata Consultancy Services have been identified as the top five core banking system vendors prepared to compete with challenger banks, according to a recent study by Juniper Research.

Consulting 109

Consulting On-Demand API Research 109

The Fintech Times

MARCH 19, 2025

The consultation is part of wider efforts to encourage innovation in payments and support economic growth. The consultation runs until May 2025, and payment industry leaders are weighing in on what the changes could mean for security, merchant operations and customer experience.

Contactless Payments 99

Contactless Payments Consumer Security Fraud Prevention 99

Open Banking

JUNE 14, 2024

draft consultation. There are several changes that were part of the draft release that, following the consultation feedback, will be reverted to v3.1.11. implementation and migration to address queries raised during the consultation. We have now released responses to all the feedback received and have finalised the scope of v4.0

Consulting 69

Consulting ISOs Returns Risk 69

Fintech Finance

NOVEMBER 26, 2024

With the festive shopping season upon us, new research 1 from credit reference agency Equifax UK reveals the number of Brits using Buy Now, Pay Later (BNPL) could have peaked, but average spend continues to grow and will be key for many this Christmas. What could future regulation mean for consumers?

BNPL 97

BNPL Regulations Consulting Consumer 97

The Fintech Times

SEPTEMBER 25, 2024

The majority of UK firms are more inclined to play it safe when it comes to integrating technology reveals a new report from Consulting at Davies, the professional services and tech consulting firm.

Consulting 65

Consulting Risk Regulatory Compliance Financial Crimes 65

Fintech Finance

OCTOBER 7, 2024

New data from digital transformation consultancy Daemon reveals that over half (60%) of Brits still prefer a traditional checkout with a cashier when shopping in-store. Payment preferences also vary by generation.

Research 98

Research Debit Card Consulting Continuity 98

The Fintech Times

AUGUST 23, 2024

After the Financial Conduct Authority (FCA) released a consultation paper on proposed changes to the existing rules governing how payments for investment research are made, there was a mixed response from the industry. But an equal number of buy-side sceptics point to a scenario where asset owners scupper any real momentum shifts.

Research 59

Research Rules Consulting Agreements 59

The Fintech Times

JULY 10, 2024

Investment research budgets are increasing in 2024, particularly in the US, signalling a market rebound, but the potential implementation of the Financial Conduct Authority’ s (FCA) new payment rules could further reshape spending dynamics and competitive practices in Europe. ” What is MiFID II?

Research 65

Research Rules On-Demand Consulting 65

The Fintech Times

MAY 6, 2024

Kuvera Impact Consulting is stepping up to bridge that gap. Introducing Vivek Bhatra Vivek Batra, CEO, Kuvera Impact Consulting Vivek Batra , a seasoned Chartered Accountant with over three decades of industry and consulting experience, is the founder and CEO of Kuvera Impact Consulting.

Consulting 59

Consulting Due Diligence Audit AI 59

The Fintech Times

DECEMBER 21, 2024

. “The opportunity for platforms to embed payments and financial services is incredible – a game-changing $185billion market opportunity for SaaS platforms, according to our research with Boston Consulting Group. Together with Affirm, were unlocking greater flexibility for consumers across the US and Canada.”

Payments 59

Payments BNPL Legal Consulting 59

Fintech Finance

MAY 2, 2025

A study by research consultancy Capital Economics found that 1 in every 2 BNPL customers had reduced their credit card usage after discovering BNPL. The post Klarna Hits 11 Million UK Customers as UK Revenue Soars 30% in Breakout 2024 appeared first on FF News | Fintech Finance.

BNPL 59

BNPL Credit Cards Consulting AI 59

The Fintech Times

APRIL 12, 2024

While current research payment options available to UK asset managers are adequate, the Financial Conduct Authority (FCA) has put forward plans for a new way to pay to, in turn, create a more competitive market. Additionally, the current rules also restrict UK asset managers’ ability to buy investment research produced outside the UK.

Research 65

Research Rules Government Governance 65

The Fintech Times

MAY 31, 2025

Valued at $28.93billion in 2024 and set to hit $49.18billion in 2025, according to The Business Research Company , the blockchain market is thriving. Systems like Linera give us a glimpse at a post-blockchain future, in which flexible settlement frameworks will likely dominate. appeared first on The Fintech Times.

Blockchain 77

Blockchain Settlement Privacy Disputes 77

Finovate

MARCH 13, 2025

” 11:FS is a digital financial services consultancy that helps banks, fintechs, and businesses stay current with changing demands. The company is known for its deep industry expertise, research, and advisory services that help financial institutions design and launch truly digital financial products.

On-Demand 59

On-Demand Consulting API Compliance 59

Fintech Finance

MARCH 18, 2025

According to research undertaken by Sollers Consulting and Ipsos, 63% of UK customers consider a quick claims handling process as one of their top expectations from their insurer. Instead of waiting weeks for reimbursements, customers can now get instant access to funds right when they need them.

Payment Solutions 59

Payment Solutions Product Reconciliation Payments 59

The Fintech Times

FEBRUARY 21, 2024

In fact, nearly three in four consumers (73 per cent) rank good fraud protection as a top three consideration when opening a new account according to FICO research. The FICO research shows the shift, as 54 per cent believe fingerprint scans provide essential protection; 52 per cent ranked face scans and 49 per cent iris scans.

Consumer 122

Consumer Security Identity Theft Account Takeovers 122

The Fintech Times

APRIL 10, 2024

Research from CB Insights , the business analytics platform, has revealed that global fintech funding in Q1’24 shows worrying trends for the rest of the year. The research published indicates that since 2021, fintech funding has dropped considerably. ’ For Anna Kuzmina , founder of ‘What the Money?’

FinTech 116

FinTech Consulting Due Diligence Returns 116

Fintech News

APRIL 22, 2024

Singlife’s research indicates that a staggering 53% of gig workers lack any form of insurance to protect against accidents and potential income loss. The plan also includes group personal accident coverage, offering financial protection for unforeseen injuries, with benefits like daily hospital income of up to S$80 for up to 30 days.

Consulting 111

Consulting Innovation Security Research 111

FICO

SEPTEMBER 8, 2022

Payments Fraud in Asia Post Pandemic. Senior Consultant, Fraud and Financial Crime. FICO’s research revealed that Indian consumers were the most awake to the threat of Authorized Push Payment fraud. Read more about our research findings for Asia here: FICO Fraud Survey for India. See all Posts. Related posts.

Posting 52

Posting Real Time Payments Scams Push-to-Card 52

The Fintech Times

APRIL 12, 2025

This includes Deloitte’s use of Agentspace to streamline internal business processes like project staffing, and the integration of advanced research tools such as Deep Research and Notebook LM within its innovation teams to accelerate client delivery.

AI 51

AI Interoperability Legal Consulting 51

The Fintech Times

APRIL 4, 2025

Cynthia Del Pozo , who has amassed almost 15 years of experience in corporate development, operations, and fintech consulting, will lead Kraken’s future Canadian operations. In fact,30 per cent of Canadian investors have or currently hold cryptoassets, according to Innovative Research Group s 2024 Investor Survey.

Security 52

Security Bitcoin ATM Consumer Protection 52

The Fintech Times

DECEMBER 3, 2024

Up to date At the same time, the ECB has been conducting new user research and experimentation activities to gather insights into users’ preferences. It includes consultation with market participants through the European Retail Payments Board and also relies on granular bank data specifically collected for this purpose.

Central Bank 59

Central Bank Participant Procedures Risk Management 59

The Fintech Times

OCTOBER 25, 2024

European banks and financial services players have fallen significantly behind those in the US in the embedded finance race, according to new research by payment consultancies PSE Consulting and The Strawhecker Group (TSG). ” The research also explores levels of demand for the full range of embedded products.

Embedded Finance 69

Embedded Finance Finance Consulting On-Demand 69

The Fintech Times

JUNE 2, 2024

Over a thousand fraud decision-makers across Belgium, Germany, the Netherlands, Norway, Spain, Sweden, and the UK took part in the research. While our research shows that fraud prevention decision-makers understand the threat, they need the expertise and resources necessary to prevent it from becoming a major threat.

AI 127

AI Fraud Prevention Account Takeovers Deepfake 127

The Fintech Times

FEBRUARY 7, 2024

The UK government has set over £100million aside for researching and developing Artificial Intelligence (AI) technology, and to support regulation in the space. But the new research hubs will hopefully get the ball rolling. “In fact, 43 per cent say AI governance is the main obstacle.

Governance 112

Governance Government AI Regulations 112

FloQast

JANUARY 17, 2024

In May 2023, the Financial Reporting Council (FRC) published its consultation on the UK’s Corporate Governance Code. While the government has since delayed some Corporate Governance Code reforms, including the introduction of ARGA, the FRC has signalled its commitment to moving forward with other key proposals from the consultation.

Governance 102

Governance Government AAP Audit 102

The Fintech Times

AUGUST 17, 2024

As technology continues to advance, these platforms are becoming indispensable for investors seeking to streamline their research, make informed decisions, and execute purchases with greater efficiency. This transparency reduces information asymmetry, allowing both seasoned and novice investors to make better investment choices.”

Consulting 76

Consulting Research AI Blockchain 76

The Fintech Times

JUNE 8, 2025

More than one in five CIOs and CTOs at enterprise companies (21 per cent) believe that their organisations’ road to digital transformation has been hit by a focus on short-term results over long-term strategy, according to new research. per cent) is the main culprit behind this short-term thinking.

Innovation 40

Innovation Cybersecurity On-Demand Consulting 40

The Fintech Times

JULY 5, 2024

Just nine per cent of people now pay for financial advice, a reduction from 11 per cent in 2023, according to a new study from financial consultancy the lang cat. The new ‘Advice Gap’ study features YouGov research of over 2,000 British adults, alongside fieldwork by the lang cat involving over 200 financial advisers.

Consumer 69

Consumer Consulting Regulations Research 69

Fintech News

OCTOBER 13, 2024

This tool uses a sophisticated AI stack that combines large language models (LLMs) with various AI/ML models developed by Arta’s researchers. ” Featured image credit: Edited from Freepik The post Arta Finance Launches Wealth Platform Globally From Singapore Hub appeared first on Fintech Singapore.

Finance 109

Finance Accreditation AI Advisors 109

Fintech Finance

NOVEMBER 18, 2024

The survey was commissioned by anti-fraud fintech company, Tunic Pay , and conducted by Opinium, the independent market research consultancy. The post Less Than a Third of UK Adults Are Aware of APP Scam Reimbursement Rules appeared first on FF News | Fintech Finance.

Scams 91

Scams Rules Regulations Consulting 91

FICO

JANUARY 18, 2023

Top 5 Debt Collection Posts of 2022: Crisis and Opportunity. Here are the top five posts from 2022 on debt collection trends. Self-service options have proven to deliver great results both in early collections and even post charge-off recovery. Read the full post. Read the full post. Read the full post.

Posting 52

Posting Returns Addressing Research 52

The Fintech Times

NOVEMBER 27, 2024

As of August 2024, around 12 per cent of UK adults own some sort of crypto asset – equivalent to around seven million people – while around 93 per cent have at least heard of them, according to new FCA research revealed on Tuesday. In fact, the FCA noted a rise in the average value of crypto held by people from £1,595 to £1,842.

Regulations 113

Regulations Stablecoins Risk Consulting 113

Fintech Finance

SEPTEMBER 10, 2024

New research from RedCompass Labs , a world leader in payments modernization, has revealed that over half (54%) of banks are planning to leverage generative artificial intelligence (AI) for the shift to instant payments and other payments modernization projects, while four in ten (42%) are actively considering the possibility.

Instant Payments 111

Instant Payments AI ISO 20022 Payments 111

Fintech News

JUNE 18, 2024

However the development of generative AI in Singapore is double-edged a new whitepaper by a consortium comprising the Monetary Authority of Singapore (MAS), financial institutions, tech firms and consultancies, says.

AI 120

AI Use Case Risk Deepfake 120

Clearly Payments

AUGUST 29, 2024

The Federal Reserve’s research highlights the potential benefits of a digital dollar, such as enhancing payment efficiency, reducing transaction costs, and maintaining the global dominance of the U.S. The Federal Reserve has engaged in public consultations and published discussion papers to gather feedback from a wide range of stakeholders.

Central Bank 105

Central Bank Digital Currency CBDC Cross-Border Payments 105