The Fintech Times

OCTOBER 3, 2024

Access to finance There are four major commercial banks operating in the country, however, the Bank of South Pacific is by far and away the most dominant in the market. To make sure more people have access to these services, the government of Papua New Guinea has been putting a focus on financial inclusion.

Financial Inclusion 52

Financial Inclusion Financial Literacy Governance Government 52

Fintech News

FEBRUARY 26, 2024

World Economic Forum and the Cambridge Centre for Alternative Finance The Driving Forces Behind Fintech Industry Rise Central to the fintech narrative is the remarkable surge in consumer demand for digital financial services. Source: The Future of Global Fintech: Towards Resilient and Inclusive Growth.

FinTech 143

FinTech Consumer Financial Inclusion On-Demand 143

Fintech Finance

SEPTEMBER 24, 2024

These cover financial crime, regulation, open banking, ESG, cross-border payments, digital currencies and financial inclusion. Regulations and regulators are central to an effective payments ecosystem, so The Payments Association advocates for a balance between innovation, competition and consumer protection.

Cross-Border Payments 95

Cross-Border Payments Financial Inclusion Cross-Border Payments 95

Innovative Payments Association

JANUARY 14, 2025

At the same time, leaders in Congress and the administration must recognize the vital role of financial technology in driving economic growth. Yet inconsistent regulatory approaches have stifled the full potential of financial technology (fintech) products such as earned wage access, mobile wallets, and fintech debit accounts.

Consumer Financial Protection Bureau (CFPB) 52

Consumer Financial Protection Bureau (CFPB) CFPB FDIC Consumer Protection 52

Clearly Payments

MARCH 11, 2024

The Proceeds of Crime and Terrorist Financing Act (PCMLTFA) also applies to cryptocurrency transactions. Focus on Consumer Protection: The government seems more focused on consumer protection and staying informed about the evolving crypto landscape.

Cryptocurrency 104

Cryptocurrency Consumer Protection Financial Inclusion Payments 104

Fintech Finance

MARCH 3, 2025

The Manifesto , Creating the Conditions to support Growth and Innovation in Payments, describes the 66 policies recommended by the 216 payments professionals working across financial crime, regulation, open banking, ESG, cross-border payments, digital currencies and financial inclusion.

Government 80

Government Governance Innovation Cross-Border Payments 80

Fintech Finance

MAY 13, 2025

Issuer processing powerhouse Enfuce unveils the Fortitude Pledge, a bold new compliance and security standard, that aims to eliminate 100% of financial crime risks across all Enfuce-processed card transactions. Anything less than full commitment means accepting the unacceptable and that’s a compromise the industry cannot afford.

Compliance 59

Compliance Financial Crimes Global Payments Money Laundering 59

The Fintech Times

APRIL 27, 2024

Establishing global standards for the open finance sector in the UAE is one of the nine initiatives within the Central Bank of the UAE ‘s ( CBUAE) Financial Infrastructure Transformation (FIT) Programme. It looks to provide new opportunities in the financial services sector including enhancing digital financial inclusion.

Finance 59

Finance Financial Crimes Consumer Protection Crime 59

Fintech Review

JULY 24, 2024

This has significantly increased financial inclusion, empowering millions who previously had no access to banking services. In Ghana, MTN Mobile Money has become a vital financial tool. Governments need to create supportive regulatory frameworks that balance innovation with consumer protection.

FinTech 105

FinTech Online and Mobile Banking Financial Literacy Financial Inclusion 105

Fintech Finance

FEBRUARY 12, 2025

The post Ant International Opens First Middle East Office in Saudi Arabia in Drive to Expand Regional Partnership appeared first on FF News | Fintech Finance. Additionally, companies will be able to refine customer targeting by utilising Antoms digital marketing tools and privacy-computing solutions.

Payment Gateways 59

Payment Gateways Acquirers Debit Card Digital Payments 59

Fintech News

DECEMBER 13, 2024

This trend highlights efforts to enhance monetary sovereignty, boost financial inclusion, and modernise payment systems in an increasingly digital world. IDRT, issued by PT Rupiah Token Indonesia, is widely used on centralised and decentralised exchanges, enabling seamless participation in decentralised finance (DeFi) ecosystems.

Stablecoins 109

Stablecoins Cross-Border Cross-Border Payments Caps 109

Fintech Review

APRIL 11, 2025

Over the years, weve covered a broad range of fintech topics from digital banking to decentralised finance , regtech , green fintech , and more. It represents a shift in mindset: finance as a service, not a place. This convergence blurs the line between fintech and traditional finance. Essential for open banking.

FinTech 52

FinTech Online and Mobile Banking Payment APIs and Integration Cross-Border 52

Electronic Transactions Association

JANUARY 16, 2025

These products and services are safe, highly secure, and promote financial inclusion by allowing consumers and small businesses including lowandmoderate income consumers who have historically not had full access to the financial system to conduct their everyday financial transactions.

CFPB 45

CFPB Privacy BNPL Financial Inclusion 45

Fintech Review

MAY 14, 2025

Companies can offer innovative financial services to real customers for a limited period while benefiting from regulatory flexibility and oversight. However, they must still meet basic consumer protection, anti-money laundering , and operational resilience standards.

Innovation 52

Innovation FinTech Regulations Cross-Border 52

The Payments Association

NOVEMBER 13, 2024

Web3 is transforming finance with blockchain, digital assets, and smart contracts, paving the way for a decentralised future. The Web3 future is quickly taking shape, primarily driven by innovative leaps in financial services. The Web3 revolution Ultimately, the adoption and use cases for Web3 will vary significantly by country.

Blockchain 88

Blockchain Use Case Financial Inclusion Stablecoins 88

Fintech News

APRIL 28, 2024

Cutting-edge technology, inclusive finance among the main topics Money20/20 Asia 2024 spanned three days of insightful sessions, discussions, and keynote addresses focusing on various aspects of fintech and finance. Let’s take a closer look at some of the highlights from the event.

Payment APIs and Integration 117

Payment APIs and Integration Cross-Border Cross-Border Payments Financial Inclusion 117

Fintech News

MARCH 4, 2024

The event’s three themes—Integration, Virtualisation, and Eastward Expansion—explore the future of finance, celebrating innovation in Southeast Asia. Chetna Sinha “I am honored to stand on the vibrant stage of Money20/20 ASIA, where innovation and financial inclusivity converge.

APACS 116

APACS SARS Financial Inclusion FinTech 116

Fintech News

APRIL 8, 2024

Money20/20, a prominent fintech show, will be holding its first Thai edition in Bangkok this year, coming to the Queen Sirikit National Convention Center from April 23 to 25, 2024 for a multiple event centered around the future of finance. Virtualization, heralding the future of finance, will take center stage.

FinTech 117

FinTech Cross-Border APACS Participant 117

The Fintech Times

SEPTEMBER 9, 2024

Dubai will welcome global financial leaders, regulators and academics for the 10th P2P Financial Systems International Workshop (P2PFISY) in October. Key topics will cover national sovereignty, stablecoins, central bank digital currencies (CBDCs), real-world asset tokenisation, sustainable finance, as well as financial inclusion.

P2P 59

P2P Federal Reserve Central Bank Financial Inclusion 59

The Fintech Times

FEBRUARY 3, 2024

The Labour Party ‘s Financial Services Review highlights fintech as the future of financial services (FS) in the UK while warning of the ‘danger of slipping behind’ when it comes to innovation in FS. A Labour government will work with regulators and industry to develop the roadmap for open finance.

Finance 59

Finance FinTech Regulations Financial Inclusion 59

Fintech News

APRIL 12, 2024

In Asia-Pacific (APAC), the financial landscape is evolving rapidly amid technological advancements, changing customer expectations and the rise of fintech. This vibrant ecosystem is demanding finance and fintech professionals to stay updated with the latest trends and innovations.

APACS 125

APACS FinTech Innovation Finance 125

Fintech News

JANUARY 21, 2025

The regulation outlines the framework for PKA operations, including institutional requirements, governance, data security, and consumer protection. This is expected to benefit individuals and small businesses with limited traditional credit histories.

Regulations 90

Regulations Consumer Protection Compliance Governance 90

The Fintech Times

OCTOBER 29, 2024

SBP expects the market potential for digital finance services in Pakistan to exceed $36billion by 2024. In fact, its Personal Data Protection Bill is yet to be formalised as law. Recent estimates suggest that between 20 and 30 per cent of the population have access to financial services. per cent from 2019 to 2020.

FinTech 59

FinTech Financial Inclusion Consumer Protection Transactions 59

Fintech News

DECEMBER 19, 2023

At the same time, adaptive regulations are acting as a facilitator for the fintech industry, providing frameworks that balance innovation with consumer protection and financial stability, all the while encouraging innovation in the banking sector and fostering competition in the sector.

FinTech 128

FinTech Web 3.0 Participant AI 128

Clearly Payments

FEBRUARY 12, 2024

Financial regulations and compliance requirements also shape Visa and Mastercard’s operations. As global payment networks, they must navigate complex regulatory frameworks governing payment processing, AML/CFT , and consumer protection in multiple jurisdictions.

Visa 105

Visa Payments Payment Networks Online and Mobile Banking 105

The Fintech Times

DECEMBER 9, 2023

Consumer Duty, a set of rules aimed at enhancing consumer protection in the financial services sector, came into force in July 2023. The Financial Conduct Authority’ s (FCA’s) new rules mean that firms selling financial products now have to meet much higher standards.

Consumer 111

Consumer Financial Literacy Regulations AI 111

PYMNTS

APRIL 2, 2018

Quarles delivered a speech last week at the forum entitled “The Roles of Consumer Protection and Small Business Access to Credit in Financial Inclusion.” Some of the large technology firms are providing credit at a rapidly growing pace to their built-in customer base of merchants,” he stated.

Small Business 40

Small Business Fed Financial Inclusion Underwriting 40

The Fintech Times

APRIL 23, 2024

Osawa was joined on stage to explore this topic further with Shivashish Chatterjee, co-founder and joint managing director at DMI Finance and Worachat Luxkanalode, country head at Grab Thailand ; a panel moderated by Gina Clarke, content director Europe for Money20/20.

Payment APIs and Integration 59

Payment APIs and Integration Cross-Border Cross-Border Payments CBDC 59

The Fintech Times

MARCH 5, 2024

The need for financial services in underbanked communities is paramount, especially in developing markets. One firm looking to democratise access to finance in said communities is Yabx. Governments and regulatory bodies are actively supporting initiatives aimed at increasing financial inclusion.

Financial Literacy 64

Financial Literacy Financial Inclusion Underserved FinTech 64

The Fintech Times

APRIL 18, 2024

The PSR’s chief aim is to improve consumer protection, and it will introduce changes to the existing open banking framework to improve access to these services. Here, at least, FIDA could give open banking and open finance the big push they need to gain meaningful traction.

Non-Bank 64

Non-Bank Push-to-Card Payments API 64

PYMNTS

JULY 30, 2019

Nelson, specialist in international trade and finance with the Congressional Research Service, said “large-scale adoption of digital currencies could have a range of policy implications for the United States, including financial stability, consumer protections, AML/CFT, privacy considerations, and sanctions policy, among others.”.

Digital Currency 56

Digital Currency Money Laundering Data Breach Privacy 56

PYMNTS

JULY 1, 2019

We have to understand what [regulators] really want – consumer protection, avoiding fraud, avoiding terrorism financing, avoiding money launderers,” said Lambert. Building Infrastructure to Boost Financial Inclusion . Its mission is to promote financial inclusion among women.

Financial Inclusion 40

Financial Inclusion Online and Mobile Banking Blockchain Cryptocurrency 40

The Fintech Times

MARCH 21, 2024

.” Panellists also discussed how open banking and open finance could drive financial inclusion, innovation and consumer empowerment. He explained how the transition from PSD1 to PSD2 marked a notable improvement in consumer protection.

Cross-Border Payments 64

Cross-Border Payments Cross-Border ISOs Rules 64

The Fintech Times

APRIL 15, 2024

Innovate Finance Global Summit returned to the heart of London, at the historic Guildhall venue, to celebrate its 10th anniversary and bring financial experts and innovators together to drive progress forward in the space. Fintech can drive financial inclusion, support businesses and grow our economy.”

FinTech 64

FinTech Digital Currency Addressing Use Case 64

Fintech News

MARCH 20, 2024

A second product, named “Shopping Secure,” is slated for release in the second quarter of the year, aiming to further extend consumer protection measures. ” The post Atome Ties up With Chubb to Roll out BNPL Insurance for Its SE Asian Users appeared first on Fintech Singapore.

BNPL 109

BNPL Consumer Protection Embedded Finance Financial Inclusion 109

The Fintech Times

FEBRUARY 28, 2024

Supervisory technology (suptech) adoption is on the rise amongst financial authorities according to new research by the Cambridge SupTech Lab , as 10 per cent more firms are increasing their suptech initiatives. The results of our survey indicate that financial authorities are beginning to embrace the immense opportunities of suptech.”

Consumer Protection 59

Consumer Protection Consumer Authorization Financial Inclusion 59

PYMNTS

JULY 22, 2019

“The size of Facebook’s network means it could be essentially, immediately and systemically important,” Powell said, further noting “Libra raises serious concerns regarding privacy, money laundering, consumer protection, financial stability. These are concerns that should be thoroughly and publicly addressed.”.

Money Laundering 57

Money Laundering Federal Reserve Privacy Innovation 57