Payments Dive

AUGUST 26, 2024

Gen Z and millennials were the age groups most likely to use loans and credit cards to respond to higher prices, a Federal Reserve research report said.

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Credit Cards Federal Reserve Fed Consumer 179

Stax

DECEMBER 9, 2024

As consumers, most of us have looked at last month’s credit card statement and experienced the panic of not recognizing a charge. But credit card chargebacks also occur for a variety of other reasons and they’re not always honest. What Are Credit Card Chargebacks?

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Credit Cards Process Disputes Card Issuer 88

Stax

MARCH 5, 2025

Fact: modern consumers are increasingly gravitating towards eCommerce businesses. How Can Internet Card Payment Processing Help My Business? From accepting credit cards and debit cards online to setting up your customized web store, there are various eCommerce solutions that can assist when in-person payments arent an option.

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Stax

JANUARY 21, 2025

Much like in the United States (and practically the rest of the world, for that matter), Canadian consumers have widely adopted credit cards and digital payments. Research shows that Canada has the world’s highest credit card ownership rate, with 82.7% of consumers owning at least one credit card.

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Credit Card Payment Processing Credit Cards Process Payment APIs and Integration 88

Payments Dive

AUGUST 8, 2024

Consumer credit card debt delinquencies are also on the rise, particularly among younger consumers, according to a New York Federal Reserve report.

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Credit Cards Federal Reserve Consumer 173

Payments Dive

OCTOBER 26, 2023

"With credit card debt crossing the trillion dollar mark, we will be working to prevent bait-and-switch tactics when it comes to rewards,” CFPB Director Rohit Chopra said in a Wednesday press release.

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Payments Dive

NOVEMBER 27, 2024

Consumers’ credit card delinquencies have risen this year, along with their balances, according to an annual Federal Reserve Board report.

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Credit Cards Federal Reserve Fed Consumer 158

The Fintech Times

DECEMBER 19, 2024

New Zealand could soon see lower prices and fewer surcharges for credit card users as the country’s regulatory authority, the Commerce Commission , proposes slashing fees for accepting Visa and Mastercard payments. This initiative could potentially save businesses and consumers around $260million annually.

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Credit Cards Consumer Visa Contactless Payments 59

Payments Dive

MARCH 16, 2022

Each generation has approached credit differently; Gen Z is no exception. As they turn toward credit cards, industry analysts say these consumers are likely to keep card companies on their toes.

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Credit Cards Consumer 192

Payments Dive

FEBRUARY 1, 2023

The Consumer Financial Protection Bureau proposed a new rule that would effectively cap credit card late fees and potentially save Americans $9 billion.

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Credit Cards CFPB Caps Rules 167

Fintech Finance

MAY 2, 2025

Rain , a global card issuing platform built for stablecoins, is helping usher in a new era of onchain finance through its work with Visa. Rain has fully tokenized its credit card receivables and has transitioned all settlement transactions for its Visa cards to USDC, to now be able to settle with Visa 7 days a week, 365 days a year.

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Credit Cards Stablecoins Settlement Interoperability 59

Payments Dive

NOVEMBER 21, 2023

As consumers have leaned on credit cards more in recent months, applications for credit card limit extensions also rose, the New York Fed said Monday.

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Credit Cards Fed Consumer 171

Clearly Payments

MARCH 14, 2025

A credit card transaction is a process involving multiple entities, complex technology, and rigorous security protocols. This article covers the anatomy of a credit card transaction and provides insight into the technological infrastructure that supports modern commerce. credit card payments surpassed $10.6

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Credit Cards Transactions PCI DSS Online and Mobile Banking 52

Fintech Finance

MARCH 28, 2025

While three quarters of consumers in the UK say they have sent (79%) and received (73%) RTP, nearly a quarter (23%) say they do not know if RTP processes include enough security checks. However, with only 35% considering RTP to be more secure than a credit card, there is clearly work to be done to build consumer confidence.

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Real Time Payments Scams RTP Payment Security 78

Payments Dive

JANUARY 24, 2024

Credit cards balances, auto loans and high rents are straining low-income consumers’ limited budgets, the New York Fed details in a new report.

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Credit Cards Fed Consumer 163

Clearly Payments

FEBRUARY 5, 2025

The credit card industry is one of the most profitable and complex financial sectors in the world. Credit cards are used by billions of people for everyday transactions, allowing them to make purchases without needing immediate cash. Credit Card Market Size, Trends, and Key Statistics in Canada, the U.S.,

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Credit Cards Processors Visa Acquirers 59

EBizCharge

DECEMBER 3, 2024

Since managing credit card transactions can be complex, understanding how their settlements work is essential to maintaining financial health as consumer spending rises. Credit card settlements involve various processes and parties that ensure transactions are accurately recorded and funds are transferred.

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Credit Cards Settlement Finance Issuers 52

The Fintech Times

AUGUST 22, 2024

Consumers are becoming increasingly careful with their spending and are losing confidence, according to the latest data from analytics firm, FICO , which has published its ‘UK Credit Card Market Report’ for June 2024. Credit card spending rose 4.2 However, spending was just 0.1 per cent, it is 3.4

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Credit Cards Consumer Continuity Payments 105

EBizCharge

MARCH 18, 2025

For companies using Sage 100, understanding how to process credit cards securely is not just an option it’s a necessity. Why businesses should process credit cards in Sage 100 Sage 100 credit card processing offers multiple benefits that can enhance your invoicing process and the customer payment experience.

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Credit Cards Process Security Data Breach 52

Clearly Payments

NOVEMBER 6, 2024

The payment processing market in the United States has demonstrated robust growth, driven by rising consumer demand for digital payments, advancements in financial technology, and the expansion of e-commerce. This growth is driven by increased adoption of digital payment methods, evolving consumer behavior, and an expanding e-commerce sector.

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Evolve Payment

DECEMBER 12, 2024

Table of Contents Senator Dick Durbin (D-IL) is looking to breathe new life into his Credit Card Competition Act bill thats been stuck in Congress for two years and counting. credit card market. Here is all you need to know about the Credit Card Competition Act and the bill’s future in Congress.

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Credit Cards Junk Fees Visa Debit Card 52

Payments Dive

MARCH 20, 2024

New research from the Philadelphia and Boston Feds finds that consumers are cycling through low APR credit card offers.

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Fed Consumer Credit Cards Research 166

The Fintech Times

MARCH 19, 2025

The Financial Conduct Authority (FCA) is reviewing whether the 100 contactless limit should be removed or increased, aiming to give consumers and businesses more flexibility while keeping fraud protections in place. There are now 149 million contactless cards in circulation, covering 93 per cent of debit cards and 94 per cent of credit cards.

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Contactless Payments Consumer Security Fraud Prevention 98

Stax

DECEMBER 20, 2023

Interchange is the fee that credit card companies like Visa and Mastercard charge businesses to accept their cards. In this article, we will break down credit card interchange fees so you will know exactly how much you’re spending when running your business. How much does interchange cost?

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Credit Cards Debit Card Processors Non-Bank 167

Payments Dive

FEBRUARY 3, 2025

Power survey indicate that merchants are passing the cost of swipe fees onto customers, even though they’re lowering consumer satisfaction with the transaction. The findings of a J.D.

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Small Business Credit Cards Transactions Consumer 172

Payments Dive

APRIL 3, 2024

The Consumer Financial Protection Bureau received 70,000 card-related complaints from consumers last year, according to a report last week.

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Credit Cards CFPB Consumer 173

The Payments Association

DECEMBER 16, 2024

Whether paying with a credit or debit card, splitting payments across cards, or using alternative financing options, we believe in empowering consumers at the moment of purchase with every payment method possible. 1 As always, consumer trust plays a major role in adoption.

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The Fintech Times

MARCH 31, 2025

According to the FICO survey, three-quarters of consumers in the UK say they have sent (79 per cent) and received (73 per cent) real-time payments (RTP). Seventy-nine per cent of UK consumers have sent RTP, while 73 per cent have received RTP , compared to 91 per cent and 89 per cent average for all 14 countries surveyed.

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Real Time Payments RTP Consumer Scams 64

Cardfellow

MARCH 9, 2025

If youre wondering if you have to do anything different to accept a virtual credit card, the short answer is no. However, its good to be aware of the factors involved in virtual cards and thats what Ill go over in this article. What are virtual credit cards? Which companies issue virtual credit cards?

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Credit Cards Processors Card Issuer Origination 40

Clearly Payments

OCTOBER 31, 2024

From traditional options like credit cards to emerging solutions such as cryptocurrencies and biometrics, each payment method comes with unique advantages that cater to varying consumer needs. The economy today is tech-driven and payment methods are a key part of that paradigm. They remain a staple payment method globally.

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Online and Mobile Banking RTP BNPL Debit Card 98

Electronic Payments Coalition

MARCH 12, 2025

Megaretailers like Walmart, Target, and Home Depot are working to convince their allies in Congress to pass corporate welfare legislation paid for by American consumers. These Main Street job killing corporations want to impose new government mandates on how retailers process credit cards.

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Credit Cards Credit Union Community Banks Small Business 52

Fintech News

JANUARY 7, 2025

Singapore’s government has clarified that the Shared Responsibility Framework will not apply to credit card fraud cases, citing existing robust protections for consumers. This clarification came in response to a parliamentary question on the prevalence of credit card fraud in the country. million each year.

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Credit Cards Push-to-Card Card Issuer Authentication 107

Fintech News

OCTOBER 16, 2024

DCS Card Centre has launched its first Visa credit card, the FLEX Card , designed for young professionals aged 21 to 35. According to DCS, it’s the first entry-level credit card in Singapore that lets users choose between rewards like miles, cash rebates, or investment credits.

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Fintech News

OCTOBER 7, 2024

Digital bank GXS has launched the GXS FlexiCard , a credit card that charges flat fees on outstanding balances rather than traditional revolving interest. With the GXS FlexiCard, these consumers now have the opportunity to start building their credit history.

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Credit Cards Credit Limit Product Transactions 120

Fintech News

MARCH 11, 2025

The new integrated system consolidates these processes, allowing customers to use their existing credit cards for both domestic and cross-border instalments. Facilitating consumer finance on already approved credit lines using their existing credit cards is expected to be a win-win for cardholders and merchants.

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Fintech News

FEBRUARY 4, 2025

As fraudsters adapt to security measures and consumer awareness, it is crucial to examine the most prevalent fraud types, their impact on both consumers and businesses, and the measures necessary to counteract them. Phishing continues to be one of the most prevalent scams affecting both consumers and businesses.

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Fintech News

JANUARY 14, 2025

According to The State of Digital Retail Payments in Asia Pacific 2024 by Forrester , high-growth economies like Indonesia and Malaysia are leading the shift, with consumers increasingly favouring digital payments. While online payments have taken off, many consumers still favour credit cards or cash for offline purchases.

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