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Consumer Credit Cards Debit Card 
Cardfellow
MAY 19, 2025
Some credit card machine companies also provide merchant accounts, while others are solely equipment manufacturers. This article is specifically about credit card machine companies, not the machines themselves. Universal credit card machine companies dont provide merchant accounts directly.
94 
Stax
MAY 6, 2025
Credit cards are a staple in the wallets of consumers today, and they will undoubtedly be a payment method of choice for years to come, particularly as the adoption of mobile and contactless payments continues to grow. In fact, ResearchAndMarkets.com forecasts the global credit card payment market to grow to $762.16
88 
Stax
MAY 13, 2025
Credit card merchant services are often viewed as a back-office function or necessary cost. In this blog, we’ll explore how to approach credit card processing like an opportunity instead of just another expense. Talk to sales What Are Credit Card Merchant Services?
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Payments Dive
MAY 29, 2024
Roughly 72% of consumers say they swipe, dip or tap a debit card at the point of sale, a larger portion than credit cards, checks and digital wallets, according to a consumer survey by research firm J.D.
174 
Stax
NOVEMBER 21, 2024
Whether you are starting a new online store or looking to grow your existing brick-and-mortar small business, you must make provisions for accepting credit card payments. In this article, you will discover all you should know about credit card payment processing for small businesses.
88 
Stax
NOVEMBER 14, 2024
Credit card processing can be overwhelming, expensive, and confusing. Credit, debit, and digital payments have far and away become the most popular payment method. If your AOV is above $25, you must accept credit cards. TL;DR There are several parties involved in credit card processing.
88 
Stax
MARCH 5, 2025
Fact: modern consumers are increasingly gravitating towards eCommerce businesses. How Can Internet Card Payment Processing Help My Business? From accepting credit cards and debit cards online to setting up your customized web store, there are various eCommerce solutions that can assist when in-person payments arent an option.
Stax
DECEMBER 2, 2024
In recent years, market adoption of credit card surcharging—a practice by which merchants pass on the transaction fee for accepting a credit card to the cardholder—has increased dramatically. In 2024 alone, more than a dozen state legislatures introduced bills related to surcharging and consumer fees generally.
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The Fintech Times
FEBRUARY 6, 2025
Section 75 is a law that applies exclusively to credit cards, ensuring providers share responsibility with merchants for purchases ranging from 100 to 30,000. Debit card users have historically not had this level of protection, leaving them vulnerable in cases of faulty goods.
65 
Clearly Payments
OCTOBER 31, 2024
From traditional options like credit cards to emerging solutions such as cryptocurrencies and biometrics, each payment method comes with unique advantages that cater to varying consumer needs. The economy today is tech-driven and payment methods are a key part of that paradigm. They remain a staple payment method globally.
Fintech Finance
JANUARY 15, 2025
PXP , the expert in global payment services, today shares the findings from exclusive new research conducted in collaboration with polling firm Censuswide, revealing the payment preferences, priorities and frustrations of more than 4,000 consumers across the UK and US. Kamran added: We’re at an incredible moment in payments history.
98 
Stax
DECEMBER 20, 2023
Interchange is the fee that credit card companies like Visa and Mastercard charge businesses to accept their cards. In this article, we will break down credit card interchange fees so you will know exactly how much you’re spending when running your business. How much does interchange cost?
167 
Clearly Payments
NOVEMBER 6, 2024
The payment processing market in the United States has demonstrated robust growth, driven by rising consumer demand for digital payments, advancements in financial technology, and the expansion of e-commerce. This growth is driven by increased adoption of digital payment methods, evolving consumer behavior, and an expanding e-commerce sector.
105 
Stax
MARCH 13, 2025
Credit and debit cards have become the preferred payment methods for many, and it isn’t hard to see why. In 2023, 27% of all point-of-sale (POS) payments were made using credit cards while 23% were made with debit cards. Credit card companies also use them to fund rewards programs.
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The Payments Association
DECEMBER 16, 2024
Whether paying with a credit or debit card, splitting payments across cards, or using alternative financing options, we believe in empowering consumers at the moment of purchase with every payment method possible. 1 As always, consumer trust plays a major role in adoption.
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Fintech Finance
JUNE 3, 2025
Klarna , the AI-powered payments and commerce network, unveiled the pilot launch of Klarna Card: a new debit product combined with built-in flexible payment options, powered by Visa Flexible Credential. The Klarna Card is a key step in this evolution – a transparent, tech-driven alternative to the products of traditional banks.
52 
Clearly Payments
FEBRUARY 5, 2025
The credit card industry is one of the most profitable and complex financial sectors in the world. Credit cards are used by billions of people for everyday transactions, allowing them to make purchases without needing immediate cash. Credit Card Market Size, Trends, and Key Statistics in Canada, the U.S.,
59 
The Payments Association
FEBRUARY 4, 2025
PXP , the expert in global payment services, today shares the findings from exclusive new research conducted in collaboration with polling firm Censuswide, revealing the payment preferences, priorities, and frustrations of more than 4,000 consumers across the UK and US. Kamran added:We’re at an incredible moment in payments history.
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Evolve Payment
DECEMBER 12, 2024
Table of Contents Senator Dick Durbin (D-IL) is looking to breathe new life into his Credit Card Competition Act bill thats been stuck in Congress for two years and counting. credit card market. Here is all you need to know about the Credit Card Competition Act and the bill’s future in Congress.
52 
Finovate
JUNE 5, 2025
PayPal launched a physical credit card, expanding PayPal Credit’s reach from online use to in-store purchases, with no annual fee and flexible repayment options for travel purchases. In a time dominated by digital payments, physical cards are holding strong. ” Credit is not new to PayPal.
40 
The Fintech Times
MARCH 14, 2025
Digital-first financial institutions have become key drivers behind cards’ sustained presence and growth in rising economies, according to new data revealed by EBANX , the global payment service provider (PSP). These digital solutions have pushed traditional payment methods to evolve and adapt to meet modern consumer expectations.”
65 
The Fintech Times
MARCH 19, 2025
The Financial Conduct Authority (FCA) is reviewing whether the 100 contactless limit should be removed or increased, aiming to give consumers and businesses more flexibility while keeping fraud protections in place. There are now 149 million contactless cards in circulation, covering 93 per cent of debit cards and 94 per cent of credit cards.
Fintech News
FEBRUARY 28, 2024
Xiaomi-backed online brokerage Tiger Brokers Singapore has collaborated with online money transfer service Wise to introduce the Tiger BOSS debit card. With the Tiger BOSS debit card, users can start deploying rewards earned into their investments of choice from the time when a transaction is approved.
117 
Fintech Finance
FEBRUARY 20, 2025
Technology Platform (NASDAQ: SOFI), has launched a co-brand debit program offering, enabling brands to offer debit users access to rewards typically reserved for credit card holders. While co-brand credit rewards programs are common, debit users have largely been left outuntil now. hospitality sector.
86 
PYMNTS
NOVEMBER 12, 2020
Wells Fargo & Co is seeking to sell its private-label credit card and point-of-sale (POS) financing unit as part of an ongoing strategic review of its businesses. Selling the private-label credit card unit would be a business reversal for the financial services group. Debit card POS purchase volume hit $102.9
114 
Fintech Finance
MARCH 7, 2025
The “LATAM Payment Methods & Digital Payments 2025: Consumer Trends and Market Forecasts” report has been added to ResearchAndMarkets.com’s offering. Brazil’s Pix is transforming transactions, debit cards lead in Mexico, and Argentina is seeing a rise in digital wallets. trillion by 2027.
Fintech Finance
MARCH 12, 2025
According to internal data from EBANX , a global Payment Service Provider (PSP) that has already processed transactions for nearly 70% of Brazil’s credit cardholders, fintech companies and digital players now account for 41% of the total value transacted through credit cards for online purchases in Brazil.
59 
Stax
JUNE 8, 2025
Industry data shows that 70% of consumers say the availability of their preferred payment method is very or extremely influential when choosing an online store. Card network – These are the credit card brands you’re familiar with, such as Visa, American Express, or Mastercard. What Is a Payment Gateway?
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Electronic Payments Coalition
JANUARY 17, 2024
The independent Congressional Research Service (CRS) released the latest in a string of reports questioning the benefits and raising the unintended consequences of the Durbin-Marshall credit card bill.
105 
Electronic Payments Coalition
FEBRUARY 1, 2024
Nearly 15 years since Congress imposed new mandates on your debit card, Senators Dick Durbin and Roger Marshall are trying to do the same thing to American’s credit cards. Congress should listen to the facts and oppose the Durbin-Marshall Credit Card Bill.
110 
Stax
DECEMBER 20, 2023
In the complicated world of payment processing, understanding the nuances of debit card and credit card payments, along with associated processing fees, is essential for businesses. TL;DR Card brands such as Visa and MasterCard along with state and federal laws prohibit debit card surcharging.
88 
Basis Theory
NOVEMBER 13, 2023
How Credit and Debit Cards Compare The fundamental difference between a credit and debit card is whose money is being used in the transaction: with a credit card, the consumer is borrowing from the card issuer , while with a debit card they are using their own money, stored with the issuing bank.
88 
Clearly Payments
AUGUST 24, 2024
Summary of Statistics in this Article In the United States, contactless payments accounted for 34% of all debit card transactions in 2023, a significant increase from 19% in 2020. According to Visa, tokenized transactions accounted for 85% of all mobile debit transactions in North America in 2023.
105 
Basis Theory
NOVEMBER 12, 2024
Today, we can tokenize anything from credit card primary account numbers (PAN) to one-time debit card transactions or social security numbers. Network tokens are distributed by the credit card networks, and can only be used through the issuing card networks or partner merchants.
157 
Clearly Payments
JANUARY 14, 2025
With so many payment options available from credit cards to mobile wallets it can be hard to know which methods are the best fit for you and your customers. Credit and Debit Cards The majority of businesses we spoke with accept both credit and debit cards. The Most Popular Payment Methods 1.
Clearly Payments
MARCH 18, 2024
In consumer finance, the way we pay for goods and services is changing rapidly. Once upon a time, cash was king, but now, it’s facing stiff competition from digital alternatives, especially credit cards. This significant drop underscores a fundamental shift in consumer preferences towards digital alternatives.
105 
Clearly Payments
DECEMBER 2, 2024
With over 79% of consumers using credit or debit cards for transactions, businesses that do not accept cards risk losing significant sales. This article will explore the various ways businesses can accept credit cards, including their advantages, costs, and considerations. per transaction.
105 
Fintech News
OCTOBER 27, 2024
By holding these entities accountable, the SRF enhances consumer protection and provides clear avenues for victim recourse in cases of phishing-related losses. The SRF’s liability provisions do not extend to transactions involving credit cards, charge cards, or debit cards issued in Singapore.
135 
Fintech Finance
MARCH 28, 2025
The report revealed an alarming trend in the democratization of payment fraud: 34% of consumers have seen offers to participate in payment fraud online—an 89% increase over 2024. Generational data reveals a concerning trend: younger consumers are significantly more likely to engage in payment fraud. attack rate Social Media: 5.2%
59 
Fintech Finance
FEBRUARY 5, 2025
This is a step change in consumer protection, allowing users to make payments without worrying about losing money if a product is faulty or if theres a problem with the purchase. This safeguard has until now been unavailable to debit card users, leaving them vulnerable in cases of faulty goods, unfulfilled services, or retailer insolvency.
59 
PYMNTS
JANUARY 1, 2021
The consumers who shopped for anything from groceries to sporting goods to cars in December of 2019 are completely different from the ones who shop today. Office shifters plan to use digital shopping options more than other consumers after the pandemic has passed,” the report noted. How She Thinks About Vaccines.
144 
Stax
APRIL 18, 2024
Accepting credit card transactions is no longer a decision of whether to but rather how to. With cashless now BEING king, credit and debit cards are the primary method for your customers to make payments. of consumer payments came through card payments. Card Network (e.g., Pre-pandemic, 62.3%
88 
Clearly Payments
JANUARY 15, 2025
If you run a business, youre aware of the basic fees for accepting credit card payments. depending on the credit card. increase in fees can mean thousands of dollars lost each year for a business making steady credit card sales. The gateway is the digital equivalent of a credit card terminal.
105 
Stax
FEBRUARY 28, 2024
Passing credit card fees onto customers has been hotly debated , but most of the country has agreed: Credit card surcharge should be available to merchants. TL;DR Surcharging allows merchants to pass on credit card fees. What is Credit Card Surcharging?
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