This site uses cookies to improve your experience. To help us insure we adhere to various privacy regulations, please select your country/region of residence. If you do not select a country, we will assume you are from the United States. Select your Cookie Settings or view our Privacy Policy and Terms of Use.
Cookies and similar technologies are used on this website for proper function of the website, for tracking performance analytics and for marketing purposes. We and some of our third-party providers may use cookie data for various purposes. Please review the cookie settings below and choose your preference.
Used for the proper function of the website
Used for monitoring website traffic and interactions
Cookies and similar technologies are used on this website for proper function of the website, for tracking performance analytics and for marketing purposes. We and some of our third-party providers may use cookie data for various purposes. Please review the cookie settings below and choose your preference.
Consumer Credit Cards Payments Trends 
Fintech News
JANUARY 26, 2025
Payment trends in Asia are changing how businesses and people transact from the digital-first economies of China and Singapore to the quickly changing markets of Indonesia and Vietnam. In 2023, credit card payments comprised 52.2% of all cashless transactions in Japan.
127 
The Payments Association
JANUARY 21, 2025
Payments Report 2024 As the global payments ecosystem undergoes a period of rapid transformation, the Payments Report 2024 serves as an essential resource for industry leaders navigating shifting trends, emerging technologies, and dynamic consumer behaviour.
Stax
MAY 13, 2025
Credit card merchant services are often viewed as a back-office function or necessary cost. In this blog, we’ll explore how to approach credit card processing like an opportunity instead of just another expense. We’ll also outline how to choose the best payment solutions for your unique business needs.
88 
Clearly Payments
MARCH 18, 2024
In consumer finance, the way we pay for goods and services is changing rapidly. Once upon a time, cash was king, but now, it’s facing stiff competition from digital alternatives, especially credit cards. This significant drop underscores a fundamental shift in consumer preferences towards digital alternatives.
105 
Fintech Finance
MARCH 7, 2025
The “LATAM Payment Methods & Digital Payments 2025: Consumer Trends and Market Forecasts” report has been added to ResearchAndMarkets.com’s offering. Brazil’s Pix is transforming transactions, debit cards lead in Mexico, and Argentina is seeing a rise in digital wallets.
Payments Next
MAY 2, 2024
By Jeff Domansky, Managing Editor The Merchants Payments Coalition (MPC) has emphasized the urgent need for Congress to pass the Credit Card Competition Act (CCCA). With The post CCCA could save merchants and consumers over $16B a year first appeared on Payments NEXT.
136 
Fintech News
JANUARY 30, 2024
The Asian payment landscape is evolving rapidly in 2024, driven by advancements in technology, changing regulatory frameworks, and shifting consumer behaviours. This evolution presents a fascinating panorama of trends that are set to redefine the way financial transactions are conducted.
120 
Clearly Payments
DECEMBER 18, 2023
As technological advancements continue to unfold, the payment landscape in the United States is poised for a transformative journey in 2024 and beyond. These key trends are set to redefine how consumers and businesses engage with payments, introducing innovation and unparalleled convenience.
102 
Clearly Payments
OCTOBER 30, 2024
It’s more complex than domestic payments, as it requires a payment infrastructure that supports global payment options and multiple currencies while ensuring security and compliance with foreign regulations. As global online shopping grows rapidly, consumers expect seamless payment experiences.
The Fintech Times
MARCH 14, 2025
Digital-first financial institutions have become key drivers behind cards’ sustained presence and growth in rising economies, according to new data revealed by EBANX , the global payment service provider (PSP). Four out of 10 of these people are credit card holders.
64 
Segpay
FEBRUARY 7, 2024
7 minute read The digital payments landscape continuously evolves, which makes it challenging for merchants to stay ahead of the curve. As technology continues to reshape our world, several trends are emerging that redefine how consumers shop and pay in a secure environment. Peer-to-peer transactions (e.g.,
110 
Fintech Finance
MARCH 12, 2025
According to internal data from EBANX , a global Payment Service Provider (PSP) that has already processed transactions for nearly 70% of Brazil’s credit cardholders, fintech companies and digital players now account for 41% of the total value transacted through credit cards for online purchases in Brazil.
59 
The Payments Association
JANUARY 8, 2025
The payments industry in 2025 will see advancements in real-time payments, AI tools, and voice-activated technologies reshaping consumer and business interactions. From pay-by-bank solutions to futuristic voice-activated payments, 2025 promises to bring significant advancements.
88 
Clearly Payments
DECEMBER 19, 2024
It’s the end of 2024 and the payments industry isnt just evolving its undergoing a seismic shift thats changing how the world does business. From crazy numbers to transformative technologies, the stats behind todays payment trends are more than just impressive; theyre a roadmap to the future.
105 
The Fintech Times
JANUARY 16, 2024
Edward Metzger, vice president, market planning payments efficiency at LexisNexis® Risk Solutions, shares his predictions for the key payments trends to watch as 2024 unfurls. In fact, it is the number one fraud threat globally, surpassing card fraud and identity theft. Edward Metzger, LexisNexis® Risk Solutions 1.
Fintech Finance
OCTOBER 4, 2024
Rising African countries are among the fastest-growing regions in consumer spending, according to data from the World Data Lab analyzed by EBANX , a global technology company specializing in payment services for rising markets. trillion in consumer spending by 2034, a 198% growth compared to the current US$ 1.8
98 
The Fintech Times
DECEMBER 9, 2024
As 2024 draws to a close, it’s been an eventful year for the payments industry, marked by rapid innovation, unexpected challenges, and evolving consumer expectations. Reflecting on 2024, what were the key takeaways and lessons learned for your company and the broader payments industry? How should businesses address this?
Stax
JULY 9, 2024
There’s no question that cashless payment systems and digital payment adoption have accelerated over the last few years. In 2019, 77% of US consumers were using at least one type of digital payment system. Learn More What Exactly Constitutes a Digital Payment? By the end of 2020, that rose to 78%.
163 
Payment Savvy
DECEMBER 9, 2020
It’s why merchants should keep an eye on payment trends to ensure they’re ahead of the curve. As payments continue evolving, companies are finding new strategies for improving customer experience and optimizing software through them. Since payments are ubiquitous, they give businesses and platforms a growth opportunity.
EBizCharge
AUGUST 12, 2024
As digital transactions dominate the market, understanding the mechanics of credit card processing becomes essential for businesses and consumers. Merchant acquirers , also known as acquiring banks, are responsible for setting up and maintaining merchant accounts, allowing businesses to accept payment cards from customers.
52 
PYMNTS
DECEMBER 14, 2020
Molnar said Afterpay is not only benefiting from its easy-to-use platform, but also from the fact that consumer preference has shifted toward using debit over credit. Ninety percent of our transactions are paid with a debit card, not a credit card,” Molnar said. million U.S. Lower Loss Rates.
129 
PYMNTS
SEPTEMBER 30, 2020
Dramatic shifts are underway in the retail sector as it adjusts to consumers’ increasingly digital preferences. Many consumers are shying away from physical stores, however, leaving these high-end merchants scrambling to develop strong online presences. OAK + FORT On Navigating Changing Consumer Behaviors With BNPL.
111 
Clearly Payments
NOVEMBER 21, 2023
In Canada, a nation celebrated for its rock solid banking and financial systems, which have consistently embraced pioneering technologies, the payment landscape stands as a testament to this ongoing commitment to progress. You can also look back and review our payment trends of 2023. retail) within 2024.
Payments Source
JULY 26, 2016
When it comes to filling up at the gas pump and making other everyday purchases, consumers are forgoing cash and using credit cards and debit cards. Retailers are upgrading their systems to keep up with changing payment trends, which is driving demand for payment service providers.
67 
PYMNTS
DECEMBER 6, 2019
Consumers — especially millennials and Generation Z — are looking for new commerce experiences during the 2019 holiday season. However, they are also hesitant to pay for those new experiences with credit cards or other traditional financing options. To learn more, visit the Tracker’s News & Trends section.
87 
Fintech News
SEPTEMBER 17, 2024
This impressive growth has been driven by various factors, the report says, including the swift expansion of digital infrastructure, the widespread popularity of the United Payments Interface (UPI) and other digital payment instruments, as well as changing consumer preferences towards digital transactions.
109 
The Payments Association
JUNE 11, 2025
Platform operators find themselves at the centre of this challenge, managing dual imperatives: enabling frictionless merchant onboarding to capture market share whilst maintaining rigorous risk controls to prevent significant fraud losses. Consumer fraud losses reached $12.5 billion in return-based fraud in 2022.
88 
Stax
JULY 9, 2024
More and more, cash-only businesses are falling by the wayside, unable to keep up with consumer demand for convenient electronic payments. The world of Electronic Funds Transfer (EFT) payments is vast, spanning just about every payment method you can think of. EFT payments are fast. Relatively inexpensive.
EBizCharge
JANUARY 14, 2025
Finding the right payment gateway for your business in 2025 is a critical step toward ensuring seamless online transactions, boosting customer satisfaction, and securing your revenue streams. Fraud detection and prevention are critical features of a payment gateway. This method offers a seamless user experience.
PYMNTS
DECEMBER 2, 2020
Many American consumers are feeling the financial squeeze as the holiday shopping season goes on and will be turning to flexible spending plans to help put them at ease. More merchants are embracing buy now, pay later (BNPL) options to allow consumers to pay in four installments interest-free. In fact, only 20.7 In fact, only 20.7
77 
PYMNTS
JANUARY 26, 2021
Consumers’ migration to using contactless payment methods more often for their speed and convenience was only accelerated during the onset of the pandemic last year. It is easy to see why contactless payments are growing in a time of social distancing and touchless safeguards to prevent spreading the virus. About The Tracker .
110 
Fintech News
SEPTEMBER 17, 2024
A new report by CMSPI, an American payment consultancy, produced in collaboration with Amazon, explores payment trends and regulations in Asia-Pacific (APAC), focusing on the impact of rising card fees on merchants and the regulatory responses to these challenges.
109 
PYMNTS
OCTOBER 10, 2019
Real-time payments are currently among the hottest trends and topics in the payments industry — a source of significant investment and regulatory attention, as financial institutions and other players strive to meet consumer demand for faster money movement. Pull Payment Trends. That’s a huge benefit.”.
PYMNTS
JULY 10, 2020
In partnership with Mexican payment providers including Banregio, RedEfectiva, Cacao Paycard and others, Rapyd’s service will give businesses the ability to accept cash, bank transfers, and debit and credit cards through a single connection through its all-in-one platform, the company said. Morgan Global Payment Trends.
FICO
JUNE 7, 2022
FICO® Advisors regularly monitor in-depth data reported by Canada’s leading credit card issuers. These credit card performance figures represent a national sample of approximately 38 million consumer accounts from FICO client reports generated by the FICO® TRIAD® Customer Manager and Adaptive Control System solutions.
52 
Fintech Finance
JULY 23, 2024
UK Finance today releases its latest Payment Markets Report, produced in collaboration with Accenture , which shows payments trends for the UK in 2023 and gives forecast projections for the next decade. Key figures for 2023 The total number of payments made in the UK increased by five per cent to 48.1 billion payments).
Fintech Finance
JULY 25, 2024
European merchants and partners embraced new digital payment trends with remarkable openness and agility. At Ant International, we will continue to expand merchant coverage for consumers and bring more international businesses to the doors of global SMEs.”
98 
Clearly Payments
FEBRUARY 18, 2025
million users in the United States alone, with projections indicating that over 75 million consumers will utilize Apple Pay by 2030. Globally, Apple Pay processed a total of $6 trillion in payments in 2022, generating a revenue of $1.9 Apple Pay's Growth to Leadership Apple Pay has experienced remarkable growth since its inception.
PYMNTS
JUNE 17, 2020
Consumers around the world are confining themselves to their homes and feeling the urge to invest in luxury items and home improvement projects to spruce up their surroundings — despite economic concerns. Amazon Pay Later plans to extend instant credit to consumers who buy electronics, clothing and other items.
67 
PYMNTS
JANUARY 19, 2021
A new year has begun, but the pandemic continues to throw financial and operational curveballs at banks, businesses and their consumers regarding how they conduct daily tasks or routine payments. consumers now count themselves as “ debit-centric ” users, a sizable jump over the 33 percent who said the same about credit cards.
62 
PYMNTS
OCTOBER 14, 2020
Businesses of all sizes are doing their best to stay on top of changing payment trends and consumer expectations as the pandemic continues to impact how money is moved. Most treasurers or payors have begun to offer their clients a variety of payment options in order to engineer such loyalty.
103 
Stax
NOVEMBER 6, 2023
By using near-field communication (NFC), Apple Pay, and Samsung Pay services turned each company’s mobile devices into highly secure digital payment wallets. Instead, they can tap their mobile devices against supporting POS terminals to process their payments securely and efficiently by way of a digital wallet.
PYMNTS
OCTOBER 9, 2020
Brick-and-mortar commerce has rebounded in recent months, but consumers are still heading online for many of their purchases, maintaining trends set in the early months of the pandemic. Payment trends are expected to continue to tilt toward eCommerce through the remainder of 2020 as well, with some experts predicting that more than 2.1
75 PYMNTS
DECEMBER 20, 2019
What’s Next For Payments In The Next Decade: The Seven 2020 Trendlines. The combination of smartphones and apps has changed how we shop, how we pay, how we discover and consume information, how we bank, how we connect with people, how we work, and even how we are paid over the last 10 years. Tracker and Reports.
Expert insights. Personalized for you.
We have resent the email to
Are you sure you want to cancel your subscriptions?
Let's personalize your content