Fintech News

JANUARY 26, 2025

Payment trends in Asia are changing how businesses and people transact from the digital-first economies of China and Singapore to the quickly changing markets of Indonesia and Vietnam. This article explores five key trends changing how we pay today while pushing the narrative for a more efficient, powerful financial ecosystem in Asia.

Payments Trends 124

Payments Trends Payment APIs and Integration Embedded Finance Cross-Border 124

PYMNTS

APRIL 2, 2019

The gig economy is growing. To that end, Visa announced Tuesday (April 2) that it has introduced Card Payouts, an app designed help mid- to large-sized businesses manage cash flow — and speed payments to gig economy workers, to boot. and Europe derive some or all of their income from independent work.

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Push-to-Card Wire Transfer Treasury Economy 80

Fintech Finance

MARCH 12, 2025

Digital-first financial institutions have become key drivers behind cards’ sustained presence and growth in rising economies. This trend is gaining traction in other countries in Latin America, mainly Colombia (21%) and Argentina (19%), where digital banking expansion and intense fintech activity are pushing card issuance.

Issuers 59

Issuers Transactions Payment Service Provider (PSP) Debit Card 59

The Payments Association

DECEMBER 18, 2024

Key trends will include the acceleration of cross-border, real-time and instant payments and the rise of cashless economies. The growing adoption of mobile and internet technology and rising consumer expectations for instant payment experiences will drive financial inclusion forward. trillion transactions by 2027.

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

The Payments Association

FEBRUARY 26, 2025

For instance, decreasing authorized push payment (APP) fraud is still a key priority for the UKs Payment Systems Regulator (PSR) in 2025. For instance, decreasing authorized push payment (APP) fraud is still a key priority for the UKs Payment Systems Regulator (PSR) in 2025. Its a great time to be a fraudster.

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Authentication Risk Compliance Fraud Prevention 88

The Fintech Times

DECEMBER 9, 2024

As 2024 draws to a close, it’s been an eventful year for the payments industry, marked by rapid innovation, unexpected challenges, and evolving consumer expectations. Camerling added: “The growing importance of in-person payment orchestration, often referred to as card-present payment orchestration, has been a highlight.

Payment APIs and Integration 102

Payment APIs and Integration Online and Mobile Banking AI Financial Inclusion 102

Fintech Finance

FEBRUARY 27, 2025

customers real-time1 fund transfers to and from bank accounts via debit card with its Deliver API solution, powered by Visa Direct. Orum customers will now be able to use its Deliver solution to reach 99% of bank accounts in the US via a linked debit card.

Faster Payments 64

Faster Payments Payment APIs and Integration Debit Card Push-to-Card 64

PYMNTS

DECEMBER 30, 2020

Between the explosion of the digital economy driven by the pressures of the pandemic and the radical realignment of consumer preferences that has happened as a result, the year 2020 has seen digital payments accelerate at something approaching warp speed. Meeting The New Digital Consumer’s Needs.

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Consumer Visa Faster Payments Instant Payments 112

PYMNTS

FEBRUARY 7, 2020

How we communicate, how consumers buy products, how they watch content, how they find things — this literally touches every aspect of our lives, and somewhere in that big mountain of stuff is payments and the security around those payments,” Gerber said. Flash back a few years and everyone had one or maybe two connected devices.

Economy 98

Economy Visa Security Push-to-Card 98

The Payments Association

MARCH 19, 2025

According to Yaccarino, the partnership will allow for secure and instant funding to users X Wallet via Visa Direct, connecting to their debit cards and allowing for peer-to-peer payments. By replacing the need for physical cash or cards, they allow seamless payments via smartphones, tablets, or other connected devices.

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

PYMNTS

OCTOBER 18, 2020

The COVID-19 pandemic has produced one ray of sunshine amid otherwise devastatingly dark clouds: Consumer credit scores have improved in recent months to the point of hitting a new record high, the Wall Street Journal reported Sunday (Oct. For many years, consumers have been credited with driving about two-thirds of U.S.

Consumer 103

Consumer Push-to-Card Credit Cards Checks 103

PYMNTS

JULY 3, 2020

Consumers absolutely are going [to] purchase differently post-pandemic, across the board. She said Software-as-a-Service (SaaS) providers can help firms migrate to an omnicommerce offering that features a seamless payment experience, no matter where the consumer’s touchpoint with the business happens to be.

Economy 98

Economy Push-to-Card Small Business Shutdown 98

PYMNTS

JULY 21, 2020

economy hard, but few areas were hit harder than small businesses. In spite of their small size, they play a critical role in both their local and national economies. economy when everything is really clicking — which it hasn’t been for the last several months,” he said. “On COVID-19 has hit the U.S.

Credit Union 83

Credit Union Economy Small Business Push-to-Card 83

Fintech Finance

FEBRUARY 18, 2025

This groundbreaking solution, with the proof-of-concept phase already launched at several sites in Johannesburg and Cape Town, will allow customers to pay with major credit cards at Rubicon charging stations for the first time. The system then reserves a predefined amount on the users credit card before the charging starts.

Payment Solutions 75

Payment Solutions Push-to-Card Payments Credit Cards 75

Fintech Finance

APRIL 10, 2025

Checkout.com , a leading global digital payments company, today announced its intention to expand its card issuing capabilities in the UAE, marking a first-of-its-kind investment by a global digital payment service provider in the region. Checkout.com aims to roll out domestic card issuance in the region in 2026, pending regulatory approval.

Push-to-Card 52

Push-to-Card Cross-Border Central Bank Economy 52

PYMNTS

MAY 13, 2019

The proposed credit card interest rate cap legislation , courtesy of Democratic presidential hopeful Senator Bernie Sanders and Rep. Alexandria Ocasio-Cortez is in serious need of an almost half-century-old refresher course in the unintended consequences of price caps on the American consumer. Here’s why. A 46-Year-Old History Lesson.

Consumer 78

Consumer Caps Credit Cards Push-to-Card 78

Fintech News

OCTOBER 21, 2024

Initiatives like QRIS (Quick Response Code Indonesian Standard), a national standard for QR code payments launched in 2019, have allowed for standardization, making it easier for businesses and consumers, while collaboration between the government and fintech firms have helped enhance financial inclusion through clear regulations.

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Financial Inclusion Payments Embedded Finance Push-to-Card 143

PYMNTS

JANUARY 1, 2021

Many consumers were still facing pandemic-related financial strains going in to the holidays, making flexible payment options all the more important as they began buying gifts. This loss can be crippling for consumers who live paycheck to paycheck or have little savings. consumers cannot pay for a $400 emergency. Disbursements.

Economy 103

Economy Online and Mobile Banking Credit Union Money Laundering 103

PYMNTS

NOVEMBER 1, 2018

The influx of freelancers is pushing companies to adopt even faster methods of disbursements to satisfy their need for payment speed. In the latest Disbursements Tracker , PYMNTS takes a look at the latest disbursements news and recent developments pushing us further from the paper check. Around The World Of Disbursements.

Instant Payments 75

Instant Payments Economy Real Time Payments Faster Payments 75

Fintech Finance

OCTOBER 15, 2024

Card payments dominate the Nordic payment landscape, with 90 percent of shoppers using them for contactless payments either daily or once a week. Cards dominate but mobile payments are rising 76 percent of Nordic consumers use some form of mobile payment in physical sales locations.

Mobile Payments 98

Mobile Payments Push-to-Card Payments Contactless Payments 98

The Fintech Times

DECEMBER 9, 2023

Consumer Duty, a set of rules aimed at enhancing consumer protection in the financial services sector, came into force in July 2023. 2023 saw the introduction of a new Consumer Duty, setting higher and clearer standards of consumer protection across financial services, and requiring firms to put customers’ needs first.

Consumer 111

Consumer Financial Literacy Regulations AI 111

PYMNTS

MARCH 28, 2019

Instant payments — and the ability to push funds immediately across the debit rails to consumer bank accounts — has entered something of a renaissance. Today Visa , with Visa Direct , has added another use case for push payments — this time on a global scale. Visa Direct is the card network’s instant push payments platform.

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P2P Cross-Border Push-to-Card Debit Card 87

PYMNTS

FEBRUARY 3, 2020

In today’s top payments news, Mastercard’s CEO speaks out against a national payments system, the FCA tells credit card companies to be reasonable with customers in debt and the People’s Bank of China is prepared to inject $173 billion into the country to stabilize the economic damage wreaked by the coronavirus.

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Push-to-Card Payer Credit Cards Visa 56

PYMNTS

JANUARY 1, 2020

As of today, a little under 13 years after the launch of M-Pesa in Kenya, there are nearly 200 million consumers subscribed to mobile money services. There are hundreds of millions of consumers in Africa that have not so much as touched a shilling, let alone used one to pay, in over a year. Those questions have been answered. .

Push-to-Card 113

Push-to-Card Payments Consumer Digital Payments 113

Fintech Finance

JANUARY 25, 2024

Rising markets in Latin America, Africa, and Asia are guiding the global surge in new consumers, with India leading the way, by adding 34 million people to the consumer class this year, almost one third of the 109 million worldwide. And payments have been the backbone of this growth,” she added.

Economy 52

Economy Consumer Online and Mobile Banking Alternative Payment Methods 52

PYMNTS

SEPTEMBER 14, 2020

consumers now expect disruptions to drag on well into 2021. consumers are changing their spending habits around it. Some are doing so out of necessity, as the pandemic has pushed millions of Americans out of work as a nasty economic side effect. consumers have evolved into somewhat different people since the pandemic began.

Consumer 78

Consumer Push-to-Card Federal Reserve Governance 78

Fintech Finance

FEBRUARY 18, 2025

Mastercard and Feedzai , an AI solution provider in financial crime prevention, today announced they are joining forces to make it easier for more banks to identify and stop scams, protecting consumers and businesses globally. As payments continue to evolve, fraudsters are increasingly using AI to scam consumers.

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Scams Visa Financial Crimes Consumer 71

PYMNTS

DECEMBER 19, 2018

With the launch of Ingo Money QuickConnect last week , the company capped off a year that CEO Drew Edwards told Karen Webster could best be characterized as the “Great Awakening” of push payments. We’ve finally moved beyond ‘so what is a push payment?’ That one bite is via a card that almost everyone has in their wallets today.

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Push-to-Card Payments PayPal Zelle 68

PYMNTS

MAY 8, 2020

Square’s Q1 ended with slowing gross payment volumes , pushed by the pandemic and the shuttering of merchant locations, while the company also took reserves against potential losses. There was some upside to Square’s earnings report — the surging popularity of Cash App pushed by stimulus payment deposits.

Economy 75

Economy PayPal Payments Push-to-Card 75

PYMNTS

NOVEMBER 16, 2020

It takes consumer data to make PIX work. He said existing instruments will have to live together to allow consumers to decide what works best for them. Real-time payments continue to gain traction around the world. Case in point: Brazil. The country’s banking system is giving an upgrade to its instant payments system.

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Real Time Payments Wire Transfer Push-to-Card Credit Cards 131

The Payments Association

OCTOBER 14, 2024

Traditionally, consumers stuck with familiar banks, but there’s now a growing trend of current account switching. Rivero co-founder Fatemeh Nikayin tells Payments Intelligence: “Today’s surge in current account switching is driven by consumers seeking more than just basic banking services.

Accounts 88

Accounts Consumer Online and Mobile Banking Multi-Currency 88

PYMNTS

JUNE 15, 2020

Visa is working with Facebook so that consumers can fully use the new payments feature on WhatsApp in Brazil, the global digital payments giant announced on Monday (June 15). “As Beginning Monday, Brazilian WhatsApp users will see the payment option on the app and can establish an account by adding their Visa card to make the transactions.

Small Business 108

Small Business Push-to-Card Payments Digital Payments 108

Finovate

MARCH 7, 2025

What happens when an ongoing revolution in payment innovation meets a regulatory regime determined to ensure secure and safe transactions for individual consumers, business entities, and even governments? With one of the biggest LPM networks in the world, were making it easier than ever for global merchants to meet consumers where they are.

Payments 52

Payments Push-to-Card Online and Mobile Banking P2P 52

PYMNTS

DECEMBER 22, 2020

And now, thanks to a global pandemic that has pushed more business online, tightened wallets and compressed delivery times, the retail landscape has undergone huge changes in a relatively short amount of time. “So According to Dorbala, such moves send a message that a business is confident consumers who shop around will come back.

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Push-to-Card Consumer On-Demand Use Case 116

PYMNTS

JANUARY 18, 2021

The pandemic is causing fluctuations in the global economy, and supply and demand shifts are causing many businesses to face liquidity stresses and limited credit access. Such touchless payment options are being used alongside traditional ones like credit cards and checks.

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API Treasury Best Practices Risk 127

Finovate

NOVEMBER 6, 2024

Consumers will benefit from earning rewards for transactions via Crypto.com’s Crypto.com Pay ; merchants will benefit from being able to manage payments and services via both mobile and tablet devices. Also this week, Crypto.com announced that it would expand its offering to include banking services, credit cards, and stock trading.

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Blockchain Cryptocurrency SWIFT Payments 64

PYMNTS

SEPTEMBER 15, 2020

Today in the connected economy: Facebook enhances Messenger for social streaming, Visa pushes Click-to-Pay into Canada, and TVPage integrates its social selling apps with SAP. Deep Dive: Why BNPL Could Push SMBs Into the eCommerce Spotlight. Why Early Access to Earned Wages Is No Longer Reserved for the Gig Economy.

Economy 52

Economy Metaverse Push-to-Card BNPL 52