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Consumer Online and Mobile Banking Payments Trends 
The Payments Association
JANUARY 21, 2025
Payments Report 2024 As the global payments ecosystem undergoes a period of rapid transformation, the Payments Report 2024 serves as an essential resource for industry leaders navigating shifting trends, emerging technologies, and dynamic consumer behaviour.
Fintech Finance
AUGUST 28, 2024
More than three-quarters of Americans now prefer to pay their bills digitally, especially Gen Z and Millennials, who show a significant inclination toward mobile payments. However, this increase in digital payments also brings about heightened risks – almost one in five consumers surveyed has fallen prey to online identity theft.
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Clearly Payments
DECEMBER 18, 2023
As technological advancements continue to unfold, the payment landscape in the United States is poised for a transformative journey in 2024 and beyond. These key trends are set to redefine how consumers and businesses engage with payments, introducing innovation and unparalleled convenience.
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Fintech Finance
MARCH 7, 2025
The “LATAM Payment Methods & Digital Payments 2025: Consumer Trends and Market Forecasts” report has been added to ResearchAndMarkets.com’s offering. However, mobile payments, digital wallets, and real-time transactions are broadening financial access. trillion by 2027.
Stax
JULY 9, 2024
We can hail a ride from a mobile app, and our transactions for all sorts of goods and services can be easily paid for from our phones. Physical wallets are phasing out, left behind in favor of digital wallets and other digital payment options. In 2019, 77% of US consumers were using at least one type of digital payment system.
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The Fintech Times
DECEMBER 9, 2024
As 2024 draws to a close, it’s been an eventful year for the payments industry, marked by rapid innovation, unexpected challenges, and evolving consumer expectations. Reflecting on 2024, what were the key takeaways and lessons learned for your company and the broader payments industry?
Fintech Finance
NOVEMBER 21, 2024
Network International, a leading enabler of digital commerce in the Middle East and Africa, has launched the fourth annual ‘State of Pay’ report, which provides an in-depth look at South Africa’s payment landscape and current trends.
Fintech Finance
JULY 23, 2024
UK Finance today releases its latest Payment Markets Report, produced in collaboration with Accenture , which shows payments trends for the UK in 2023 and gives forecast projections for the next decade. Key figures for 2023 The total number of payments made in the UK increased by five per cent to 48.1 billion payments).
Fintech Finance
OCTOBER 4, 2024
Rising African countries are among the fastest-growing regions in consumer spending, according to data from the World Data Lab analyzed by EBANX , a global technology company specializing in payment services for rising markets. trillion in consumer spending by 2034, a 198% growth compared to the current US$ 1.8
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PYMNTS
NOVEMBER 18, 2020
Delivering funds smoothly to employees in different nations is therefore essential, and it may require firms to migrate from paper checks to digital tools, especially those that suit the needs of employees who do not have bank accounts. How Mobile Apps Are Easing Retail Payments In India. Get the full story in the Tracker ®.
Payment Savvy
NOVEMBER 3, 2021
Payment trends are a powerful signal of how businesses and consumers respond to fundamental global changes in technology, demographics, policy, and the economy. Payments have become not only digitalized but global on scales we’ve never seen before. As we wrap up 2021, here are three payment trends to watch: AI.
Stax
MAY 13, 2025
Credit card merchant services are the systems, tools, and agreements that allow businesses to accept payments via credit and debit cards. These services enable you to process credit card payments online, in person, and on the go, and include everything from secure payment gateways to merchant accounts and point of sale (POS) systems.
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PYMNTS
OCTOBER 22, 2020
As infection and mortality rates rose and consumers became more concerned about their health and the health of others, it’s not hard to understand why their interest in contactless payments – tepid at best in a pre-pandemic world – skyrocketed overnight. Afterpay’s Banking Expansion . PayPal’s Global Push.
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PYMNTS
JANUARY 19, 2021
A new year has begun, but the pandemic continues to throw financial and operational curveballs at banks, businesses and their consumers regarding how they conduct daily tasks or routine payments. consumers now count themselves as “ debit-centric ” users, a sizable jump over the 33 percent who said the same about credit cards.
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Stax
NOVEMBER 6, 2023
Fast forward to now where much has changed, and research anticipates contactless mobile payments to exceed one billion users globally by 2024. Customers can pay with their watch or phone just by tapping it on a card reader, and businesses can host an entire POS system on a mobile phone.
PYMNTS
JANUARY 26, 2021
Consumers’ migration to using contactless payment methods more often for their speed and convenience was only accelerated during the onset of the pandemic last year. It is easy to see why contactless payments are growing in a time of social distancing and touchless safeguards to prevent spreading the virus. About The Tracker .
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The Fintech Times
DECEMBER 31, 2023
In 2024, payment experts foresee increased demand for instant payments, greater use of alternative payment methods, simplified mobile-friendly payments, user-focused and secure payment practices, automation of payment processes, and heightened reliance on data analysis and AI.
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PYMNTS
APRIL 24, 2020
Consumers and small- to medium-sized businesses (SMBs) are not just searching for financial partners with online platforms and mobile apps, but rather those offering such tools with greater degrees of efficiency, personalization and support for their specific needs. Neat is one such FinTech.
The Fintech Times
MARCH 29, 2024
Produced in collaboration with Juniper Research , the Boku report , titled 2024 Global Ecommerce Report: The Changing World of Payments surveyed 10,500 consumers. It analysed data from 37 major markets across the globe to identify global, regional and country specific trends.
The Fintech Times
SEPTEMBER 10, 2024
André Boesing, vice president of international business development and head of Latin America at emerchantpay In 2002, emerchantpay was founded out of a need to better support merchants who were finding it difficult to navigate the quickly evolving payment landscape. What are some payment trends we’re seeing in Brazil?
PYMNTS
DECEMBER 24, 2018
But in hopes of hopping on the holiday bandwagon — and providing data-backed insight in the hottest payment trends for 2019 — allow us to offer this list of a dozen ways that consumers (and some businesses) are paying now, methods that promise to play big roles in 2019. So, how will consumers (and some businesses) pay? #1:
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EBizCharge
JANUARY 14, 2025
Finding the right payment gateway for your business in 2025 is a critical step toward ensuring seamless online transactions, boosting customer satisfaction, and securing your revenue streams. Once approved, the payment gateway sends a confirmation back to the merchant and the customer, completing the transaction.
Clearly Payments
NOVEMBER 21, 2023
In Canada, a nation celebrated for its rock solid banking and financial systems, which have consistently embraced pioneering technologies, the payment landscape stands as a testament to this ongoing commitment to progress. You can also look back and review our payment trends of 2023.
The Fintech Times
FEBRUARY 29, 2024
To find out how payment trends differ across the world, we reached out to industry experts and asked them how these trends differ in emerging markets, compared to the most established ones. Trust in banks is generally established, which means they can focus on maintaining infrastructure and engaging stakeholders.
EBizCharge
MAY 27, 2025
Thankfully, payment analytics are a powerful tool that provides actionable insights into customer transactions. By analyzing transaction data, businesses can identify consumer payment trends and tailor marketing strategies to deliver personalized experiences that enhance customer satisfaction and loyalty.
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Clearly Payments
MARCH 18, 2024
In consumer finance, the way we pay for goods and services is changing rapidly. As we step into the year 2024, this article serves as a guide to understanding the latest trends in cash and credit card usage. This significant drop underscores a fundamental shift in consumer preferences towards digital alternatives.
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Fintech News
OCTOBER 23, 2024
Today’s consumers often use multiple channels to initiate, modify, and complete retail transactions, expecting all previous interactions to be considered at each subsequent step. Accommodating emerging payment trends is essential to retaining leadership. What does it take for acquirers to make their offering truly omnichannel?
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PYMNTS
JANUARY 20, 2021
The ongoing pandemic has pushed more consumers online to carry out their shopping and banking, with fraudsters following suit. Fraudsters are out there moving pretty quick, and so banks have to be out there moving quick with them.”. More Debit Payments, More Debit Fraud. More Debit Payments, More Debit Fraud.
Stax
JULY 9, 2024
More and more, cash-only businesses are falling by the wayside, unable to keep up with consumer demand for convenient electronic payments. The world of Electronic Funds Transfer (EFT) payments is vast, spanning just about every payment method you can think of. Relatively inexpensive. Easy to use.
Fintech News
SEPTEMBER 17, 2024
This impressive growth has been driven by various factors, the report says, including the swift expansion of digital infrastructure, the widespread popularity of the United Payments Interface (UPI) and other digital payment instruments, as well as changing consumer preferences towards digital transactions.
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PYMNTS
JULY 25, 2019
And firms striving to gain share of wallet must identify and satisfy the diverse needs of their targeted consumers. Ives said, “Economic stratification and emerging payments trends around the globe mean businesses must strive for flexibility rather than totally reinvent their processes. Ives pointed to the U.S. Firms in the U.S.,
PYMNTS
JUNE 17, 2020
Consumers around the world are confining themselves to their homes and feeling the urge to invest in luxury items and home improvement projects to spruce up their surroundings — despite economic concerns. Amazon Pay Later plans to extend instant credit to consumers who buy electronics, clothing and other items.
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PYMNTS
JANUARY 28, 2020
The company offers services both online and in stores, processing merchant payments in numerous countries and currencies. Subway Chief Information Officer Mike Macrie said partnering with Adyen would allow the QSR to stay on top of the latest digital payment trends and keep things convenient for customers.
PYMNTS
JANUARY 28, 2020
The company offers services both online and in stores, processing merchant payments in numerous countries and currencies. Subway Chief Information Officer Mike Macrie said partnering with Adyen would allow the QSR to stay on top of the latest digital payment trends and keep things convenient for customers.
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Clearly Payments
FEBRUARY 18, 2025
For merchants, keeping up with the trends help them ensure a good payment experience. With four out of five smartphone users now opting for mobile payments over traditional cards, businesses that fail to support digital wallets risk losing sales and customer loyalty. As of 2024, it boasts an estimated 60.2 Population 22.3%
PYMNTS
JUNE 10, 2019
We don’t mean to get nostalgic or weepy-eyed (not just yet), but it’s worth noting that the past 10 years or so have brought significant, even historic, innovation and disruption to the world of payments — trends that promise to build and converge in the 2020s. That’s not all. The Role Of Trust.
PYMNTS
DECEMBER 20, 2019
FinTech firms have reportedly been accusing banks of preventing access to the financial data of end-users. With PNC Bank , in one case, clients noted they were unable to link accounts to Venmo. The bank has suggested that those Venmo users switch to Zelle per tweets from PNC. PNC Blocks Venmo, Tells Users To Switch To Zelle.
The Payments Association
MAY 21, 2025
At its core, a digital wallet is a platform that securely stores and manages payment instruments such as cards, bank accounts, and digital currencies while enabling fast, frictionless financial transactions across channels. But todays wallets go far beyond basic payments. For example, 30% of UK online shoppers now use Apple Pay.
PYMNTS
JUNE 4, 2020
In PYMNTS’ June edition of The Digital Payments In A Digital World Playbook done in collaboration with Wirecard , we learn that “digital shifts in regions like the EU and the U.S. are somewhat expected, with consumers in both [regions] more frequently interacting with financial and payment providers through digital channels.
The Fintech Times
MAY 7, 2024
Federico Balige, LatAm CEO of PayU GPO PayU GPO stands at the forefront of online payment services across more than 50 high-growth markets, including Latin America, Africa, and Eastern Europe. Our mission is to offer cutting-edge financial services that meet the evolving needs of over 450,000 merchants and millions of consumers.
Payment Savvy
SEPTEMBER 5, 2024
The following post will define fintech, discuss the types of companies involved, and comment on how this new industry fundamentally changes the face of banking, investment, and doing business. This has come to mean everything from banking and insurance to investments. .” But what is fintech? What Does Fintech Mean?
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EBizCharge
AUGUST 12, 2024
As digital transactions dominate the market, understanding the mechanics of credit card processing becomes essential for businesses and consumers. Merchant acquirers , also known as acquiring banks, are responsible for setting up and maintaining merchant accounts, allowing businesses to accept payment cards from customers.
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The Fintech Times
JUNE 18, 2024
Founded in Bogota, Colombia, Yuno now operates across 60 countries to serve a global client base, including McDonald’s , Avianca , inDrive , and other companies operating in the hospitality, retail, mobility, and other sectors. What are some payment trends we’re seeing in Brazil?
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PYMNTS
SEPTEMBER 2, 2019
Without those efforts, we might have found ourselves in the unfortunate position of many of our competitors who are struggling to perform in the face of rapid changes in the consumer and the marketplace. billion people on Earth without access to traditional banking services to the digital economy. Brian Cornell, CEO of Target.
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