Fintech Finance

JULY 1, 2025

Country-level approach benefits Belgian banks, businesses and consumers Like the Netherlands and Denmark, Belgium has opted for an extended version of the standard VOP service. The result: 30% more effective fraud prevention, higher customer satisfaction, reduced liability for banks, and a safer payment experience for consumers.

Payee 52

Payee Verification Cross-Border Payments Cross-Border 52

Fintech Finance

MARCH 7, 2025

The perceived lack of control varies based on the payer. 50% of respondents believe they have little or no control over late payments from big business customers, compared to 30% from small business customers and 26% from consumer payers. Nearly a third (32%) feel they have little to no control over how to manage late payments.

Small Business 59

Small Business Payer Payments Economy 59

Open Banking Excellence

JANUARY 9, 2024

Consumer expectations are rising as regulators push for increased competition and innovation to meet evolving consumer demands. Brazil, a pioneering ecosystem, has launched Open Insurance , whilst Australia’s Consumer Data Right also supports Open Insurance, and is expected to launch later in 2024. Be heard and Be seen.

Payment APIs and Integration 130

Payment APIs and Integration Payer Online and Mobile Banking Authentication 130

The Fintech Times

NOVEMBER 22, 2024

Rent The Roo , an Australian firm providing consumer leases, is partnering with direct bank payments fintech GoCardless , in a move to remove punitive dishonour fees for its customers and deliver fully digital direct debit payments and increasing payment success rates.

Automation 72

Automation Payments Payer Debit Transaction 72

Fi911

MAY 22, 2024

Understanding payment reversals is crucial for both consumers and businesses, as they can impact financial stability and consumer trust. A payment reversal is the process through which funds from a transaction are returned to the payer’s account. What happens when a transaction needs to be reversed, though?

Payer 104

Payer Address Verification System (AVS) Disputes Payee 104

Stax

MARCH 27, 2025

Thats why 92% of consumers and 82% of companies reportedly made the switch to electronic payments, like Electronic Funds Transfers (EFT) and Automated Clearing House (ACH). ACH Credit or direct deposit refers to when the payer pushes funds into the recipients bank account or credit union account.

ACH 88

ACH Electronic Funds Transfer (EFT) Wire Transfer Wire 88

Fintech Finance

FEBRUARY 4, 2025

This extraordinary increase reflects the growing demand for faster, more transparent, and always-available payment solutions from consumers, businesses, and the financial community. For consumers, the 1 billion milestone demonstrates how real-time payments are becoming an everyday convenience.

RTP 59

RTP Volume Transactions Real Time Payments 59

The Payments Association

JUNE 16, 2025

If implemented, offline CBDC capability could introduce new consumer behaviours, shift merchant requirements, and alter the economics of digital payment acceptance. These are linked to the requirement for instant offline settlement, i.e. digital money leaves the payer device to go into the payee’s device.

Settlement 88

Settlement CBDC Payment APIs and Integration Privacy 88

PYMNTS

JANUARY 15, 2021

in physics from Stanford and is now the CEO of supplemental health insurance startup LifeRaft , fixing this costly and life-threatening problem requires new products, creative thinking and a mental makeover for how consumers view our current system. According to Ian Blumenfeld , who has a Ph D. Less Coverage, More Exposure.

Consumer 71

Consumer Payer Payments Product 71

PYMNTS

OCTOBER 22, 2019

Bank introduced a new eBilling tool also designed both for billers and payers. Designed to take the guesswork out of AP, Bank of America’s new Accounts Payable Optimization solution is certainly marketed as a tool that reduces friction for corporate payers. Bank Targets Both Billers and Payers. Finally, U.S.

Payer 40

Payer B2B Commercial Card Faster Payments 40

PYMNTS

FEBRUARY 3, 2020

financial watchdog the Financial Conduct Authority (FCA) is telling credit card companies to reduce fees on non-payers’ debt rather than cancel cards, the agency announced on Monday (Feb. My advice to consumers is don’t bury your head in the sand.

Credit Cards 52

Credit Cards Payer Rules Non-Bank 52

The Paypers

APRIL 19, 2021

Returpack has selected fintech startup Payer to develop a new IoT technology with the ambition to create an easy digital payout experience for consumers.

Payer 41

Payer FinTech Consumer Technology 41

PYMNTS

FEBRUARY 3, 2020

He called such pursuits “stupid,” and said they could push privacy-wary consumers away from digital payments and back to cash. FCA Tells Credit Cards To Ease Up On Non-Payers. Why Consumers Are Firing Traditional Retailers. Venture capital and private equity money that flowed into U.K.-based Can we expect more of the same?

Push-to-Card 56

Push-to-Card Payer Credit Cards Visa 56

The Fintech Times

MARCH 10, 2025

This perceived lack of control appears to vary based on the payer. Fifty per cent believe they have little or no control over late payments from big business customers, compared to 30 per cent from small business customers and 26 per cent from consumer payers.

Small Business 52

Small Business Payer Payments Economy 52

PYMNTS

NOVEMBER 16, 2020

Payments speed is a crucial consideration for today’s consumers and microbusinesses when receiving disbursements, with PYMNTS’ research finding that more than half of the former and roughly 70 percent of the latter say they received at least one nongovernment payment within the past 12 months. percent of consumers and 70.8

Payer 102

Payer Instant Payments ACH Checks 102

PYMNTS

JUNE 26, 2020

Introducing open banking principles has not been without friction, however, with banks and consumers concerned over how this sea change will affect FIs’ daily operations. They were exploring] how to educate people better [about] managing and spending money and bring them back into the financial system as good payers.”.

Consumer 79

Consumer Credential Financial Crimes Data Breach 79

Payments Dive

JUNE 12, 2025

While 48% of cash-paying drivers use cash for budgeting reasons, 17% of cash-payers don’t have bank accounts, and 12% aren’t credit or debit cardholders, according to the February survey of 1,548 U.S. Our research found that 51% of consumers store funds directly in payment apps, effectively using them as alternative bank accounts.”

Digital Payments 88

Digital Payments Payments Privacy Push-to-Card 88

PYMNTS

FEBRUARY 19, 2020

With speed being the most obvious value proposition of real-time payments capabilities, it’s not difficult to imagine that corporate payers would be eager to embrace faster payments functionality in their accounts payable (AP) departments. And for many firms, that’s exactly what they’re beginning to do. ”

Real Time Payments 114

Real Time Payments Visa Payer Payments 114

Fintech News

MARCH 13, 2024

Following the collaboration’s inaugural success in 2023 with the introduction of the Payer Insurance product on the ZaloPay platform — a unique offering allowing users to add a small insurance fee to their monthly bill payments for potential large-scale compensation — the partnership has broadened its focus.

Payer 113

Payer Consulting Facilitators Product 113

PYMNTS

NOVEMBER 3, 2020

Desiring to access faster rails and the electricity around P2P transfers, consumers and businesses are driving the market’s obsession with speedier money during recovery. percent of payers said they provide these options, but only 52.7 RTP Doing Its Part for a Quicker Recovery. More FIs Onboarding.

Real Time Payments 109

Real Time Payments RTP Same Day ACH Payer 109

PYMNTS

DECEMBER 10, 2020

Consumers and microbusinesses have access to many disbursement options, yet they receive a significant share through legacy methods such as paper checks or digital methods that are non-instant. At the same time, most payers are very likely to offer such payments in the future. percent of consumers and 42.5

Same Day ACH 87

Same Day ACH Instant Payments Payer ACH 87

Fintech Finance

OCTOBER 23, 2024

Setting up Direct Debits or paying money through banking apps can be open to human error, with the payer having to input the recipient’s banking details manually. However, Moneyhub points out that new methods of payment can be much smoother and less cumbersome for consumers. This can lead to payments going awry.

Online and Mobile Banking 97

Online and Mobile Banking Payer Payments Payee 97

The Payments Association

OCTOBER 14, 2024

Surely, the leadership of some banks must be concerned that some retail consumers might not appreciate the value of money creation through banking and only maintain deposit accounts as a means to access electronic payments. But if we consider the multitude of ways to stop bank runs, we are missing some important successes.

Privacy 88

Privacy Addressing CBDC Payer 88

PYMNTS

NOVEMBER 19, 2020

With all of the problems and challenges 2020 has thrown at us, the last thing anyone needs is a nagging perceptual rift between payees and payers about what “instant” means. The majority of consumers, at 58.4 Payers claim, however, that they make only 45.3 percent of consumers’ disbursements and 49.9 Yet, there it is.

Instant Payments 94

Instant Payments Non-Bank Payer Payments 94

Fintech Finance

OCTOBER 15, 2024

After the payer authorization, the amounts will be debited from their account at the frequency specified in the payment instruction. We remain attentive to how Pix Automático will impact the market and consumers, especially since one in five people who use Pix has already done so with EBANX,” points out the CPTO.

Payment APIs and Integration 97

Payment APIs and Integration Payer Central Bank Instant Payments 97

Fintech Finance

AUGUST 15, 2024

The Sionic Fraud Protection Service (FPS) is the final component required for true Pay-by-Bank transactions at the point of sale, alongside verified buyer and seller credentials, a consistent customer experience and automated dispute resolution instantly between payers and payees.

AI 97

AI Fraud Detection Technology Real Time Payments 97

PYMNTS

JANUARY 21, 2021

The feature will be available for both payers and payees, and it will offer live updates on the status of international payments at all stages of the fund transfer process, the release stated. In addition, the Payment Tracker will offer insights into potential delays of the payment.

B2B 87

B2B Transactions Payee Payer 87

PYMNTS

NOVEMBER 13, 2020

PYMNTS’ research reveals that a fair share of consumers do not fully understand what real-time payments are or which payment methods support real-time transfers. percent of consumers claim to have used real-time payments, even though the methods they use either do not support real-time payments or are not made in real time.

Real Time Payments 56

Real Time Payments RTP Consumer P2P 56

Fintech Finance

NOVEMBER 21, 2024

Rent The Roo, an Australian company providing consumer leases, has announced a partnership with GoCardless , a global leader in direct bank payments. Using bank payments for instalments offers greater security and reliability for both our merchants and their payers.

Payer 98

Payer Payments Debit Transaction Risk 98

PYMNTS

JANUARY 26, 2021

He said increased sharing of account information through third-party apps supports consumers’ desires, but it is not without its risks. This provides consumers increased transparency and control over their payments, eliminating unintended overdrafts, and reducing fraud. This has resulted in some delays and consumer confusion.

Real Time Payments 109

Real Time Payments RTP RFP TCH 109

PYMNTS

DECEMBER 16, 2020

The launch will expand DraftKings’ presence in convenience stores like 7-Eleven, Speedway, Dollar General, and Sheetz, and also enable consumers to gift the DraftKings experience to others in $25 and $50 denominations. DraftKings reported on Friday (Nov. DraftKings announced on Wednesday (Sept.

Payer 92

Payer B2C NOV Payments 92

PYMNTS

SEPTEMBER 26, 2019

Consumers, businesses and governments are seeing faster payments as a path to greater convenience and financial security, and this growing demand is spurring payments services providers (PSPs) to meet this need in a swift, secure manner. Payers provide PINs or signatures, which grant recipients permission to extract funds.

Payer 67

Payer Push-to-Card Real Time Payments Payee 67

PYMNTS

AUGUST 7, 2020

While the barriers to reaching an international consumer base are low thanks to innovations in eCommerce, online retailers and merchants still struggle to provide their global consumers with the same payments experience their domestic ones have. Providing Payer Certainty. “Consumers want that kind of clarity and certainty.”

Cross-Border 120

Cross-Border Issuers Cross-Border Payments On-Demand 120

The Payments Association

DECEMBER 11, 2024

2025 payment trends focus on digital wallets, instant payments, AI, fraud prevention, and consumer convenience, driven by evolving regulations and innovation. As the payments landscape evolves, businesses face increasing pressure to adapt to technological advancements and changing consumer expectations.

Payments Trends 88

Payments Trends Fraud Prevention Instant Payments Payments 88

Fintech Finance

APRIL 7, 2025

“By securely connecting payers and payees, directories reduce friction and drive broader adoption. This approach enhances security and streamlines the payment experience for both businesses and consumers.” ” The report looks at various directory models, highlighting their benefits and real-world use cases.

Instant Payments 98

Instant Payments Faster Payments FPC Interoperability 98

Fintech Finance

NOVEMBER 26, 2024

As Black Friday approaches, RSM UK is urging financial services providers and social media platforms to gear up for a spike in fraudulent transactions, and to protect consumers from fraudsters. RSM UK’s recent survey to 2,000 consumers found over a third (37%) plan on starting their Christmas shopping in November.

Romance Scams 98

Romance Scams Scams Crime Payer 98

PYMNTS

DECEMBER 30, 2020

The migration of the procurement and purchasing process to seller platforms and digital marketplaces will be a driving force into 2021, B2B payment leaders agree, and this trend will drive further change in both payer and payee expectations. It's All About Timing. Speed will be key in several workflows of the B2B commerce experience.

B2B 119

B2B Payer Payments BNPL 119