The Fintech Times

JUNE 23, 2025

Oakbrook , the consumer lending business, and global data and technology company Experian have partnered to launch OakbrookOne, a new personal loan offering aiming to make borrowing simpler, fairer, and more accessible. This, in turn, helps consumers to pay off their debt faster.

Underserved

The Fintech Times

JANUARY 20, 2025

In it, the AFC urged the FDIC to withdraw the proposal stating that if enacted, the act could stifle responsible innovation and harm consumers without addressing broader market concerns. Underserved consumers relying on these services would be the ones feeling this impact the most.

FDIC

Stax

JUNE 17, 2025

Rowe pointed to the increasing popularity of subscription payments as a way to “allow for more stickiness” and “more convenience for the consumer.” Many SaaS companies struggle with optimizing their pricing models and merchant acquisition efforts.

Payments

The Payments Association

JUNE 3, 2025

The Governments decision to develop the Strategy reflects the growing number of financially vulnerable consumers in the UK. Acceptance of cash One way the Treasury is currently addressing financial exclusion is by promoting access to cash for consumers and encouraging businesses to accept cash. million in 2022.

Financial Inclusion

Finextra

JUNE 11, 2025

This was labor-intensive and time-consuming. Impact: Build greater trust in digital payments, protect consumers and businesses from financial crime, and ensure operational resilience of the payment ecosystem. PIDF scheme to subsidize PoS devices in underserved areas), and bringing more individuals into the formal banking fold.

Financial Inclusion

The Fintech Times

NOVEMBER 12, 2024

The teams are developing applications, products, and protocols that focus on consumer fintech solutions, OpenFI, financial inclusion, and DeFi. Consequently, this will provide a scalable and efficient solution for underserved businesses in the region. The selected teams were chosen from applications across the region.

Stablecoins

The Fintech Times

MARCH 25, 2025

Not a moment too soon A significant portion of the population remains underserved or unbanked despite Somalia’s financial sector seeing a lot of growth in recent years. Merchants present a QR code that consumers scan to automatically route transaction data through the SmartVista Instant Payment system.

Instant Payments

Fintech News

APRIL 23, 2025

The company aims to develop a broader suite of intelligent digital financial services targeted at underserved populations. Its offerings span consumer lending, credit cards, payments, remittances, wealth management, and B2B services.

Cross-Border

Fintech Finance

MARCH 5, 2025

Announced at a signing ceremony held at Mashreq HQ in Dubai, UAE welcoming leadership from Mashreq and Mastercard, the collaboration is to be on card portfolios across the consumer, affluent, and business market segments.

Visa

The Fintech Times

JANUARY 23, 2025

“I believe that consumer lending will be one of the most impactful sub-sectors of fintech in terms of improving peoples financial wellbeing in 2025. .” By automating traditionally manual processes, banks can lend to more borrowers, especially small businesses and underserved communities.

FinTech

Fintech News

MAY 29, 2025

It identifies key growth drivers and draws insights from a national survey of more than 1,100 consumers to understand the dynamics shaping Cambodias e-commerce landscape. The report, released in February, offers a comprehensive analysis charting the remarkable evolution of Cambodia’s digital marketplace. billion in 2024.

Instant Payments

Fintech Review

APRIL 4, 2025

Chandler, United States, April 4th, 2025, FinanceWire Fintech company DecisionFi, LLC is expanding its reach into underserved consumer markets with a suite of financing solutions designed for sectors often overlooked by traditional lenders. billion by 2030, expanding at a compound annual growth rate (CAGR) of 20.3% from 2022 to 2030.

Underserved

Fintech Review

MAY 6, 2025

Each has its strengths: Stripe dominates the US startup ecosystem, Adyen has deep relationships with European enterprises and marketplaces, and PayPal retains vast consumer brand loyalty. However, Checkout.coms unique positioning enables it to carve out niches where flexibility, global reach, and performance are non-negotiable.

Payment APIs and Integration

Tearsheet

JANUARY 28, 2025

Her strategy spearheading this effort to reach the growth benchmark is a mix of focusing on fundamentals like consumer experience and security, as well as a strategic move to let the growing adoption numbers do the talking and attract more banks into joining the network. The answer: By meeting consumers where they are.

Zelle

The Payments Association

DECEMBER 18, 2024

The growing adoption of mobile and internet technology and rising consumer expectations for instant payment experiences will drive financial inclusion forward. With advanced fraud management systems using AI and machine learning, issuers will proactively stop fraud before it happens, boosting consumer trust and confidence.

Cross-Border

Fintech Finance

JULY 17, 2025

With over 35 million registered users and up to 15 million transactions processed daily, the company offers a comprehensive suite of digital financial services tailored to the needs of underserved communities.

FinTech

The Fintech Times

JANUARY 13, 2025

Whether they aim to offer financial services to consumers, to service banks, or otherwise, many place the importance of DEI, financial inclusion , ESG or other societally-driven motivations, at very different levels. It designs solutions that enhance lives, like providing underserved communities with credit or promoting financial literacy.

FinTech

The Fintech Times

JUNE 20, 2025

. “Expanding our licensed footprint in key high-growth markets like the UAE, Turkey, and the Philippines is essential to our mission of unlocking the power of emerging markets and connecting financial underserved populations to the global digital economy,” said dLocal CEO, Pedro Arnt.

Cross-Border Payments

Fintech Finance

OCTOBER 29, 2024

This collaboration is designed to enhance the payment experience for merchants and consumers while driving financial inclusion across the region. This approach not only strengthens tpay’s service capabilities but also extends financial access to underserved communities, narrowing the gap in digital financial services across META.

Digital Payments

Fintech News

FEBRUARY 10, 2025

Ensuring AIs transparency in decision-making processes is vital to avoid opaque outcomes that might not be easily understood or disputed by consumers. Finally, as Agentic AI systems make increasingly significant decisions for consumers, theres the risk that they may prioritise efficiency over human-centric concerns. What Lies Ahead?

AI

The Fintech Times

JULY 27, 2025

Treasury Prime has demonstrated that embedded finance can be delivered in a way that supports both operational efficiency and consumer protection,” said Phil Goldfeder , CEO of the American Fintech Council. AFC members foster competition in consumer finance and pioneer products to better serve underserved consumer segments and geographies.

Treasury

Finovate

MARCH 7, 2025

What happens when an ongoing revolution in payment innovation meets a regulatory regime determined to ensure secure and safe transactions for individual consumers, business entities, and even governments? With one of the biggest LPM networks in the world, were making it easier than ever for global merchants to meet consumers where they are.

Payments

The Fintech Times

JULY 15, 2025

Fairer Finance appoints Helene Brichet as chair of its consumer advisory board, replacing Chris Pond as he moves to lead the FCA’s Financial Services Consumer Panel. The board oversees Fairer Finance’s transparency, research and independence as a consumer-focused ratings and advocacy group.

FinTech

The Fintech Times

FEBRUARY 19, 2025

Digital wallets represent a “significant opportunity” for consumers, the Financial Conduct Authority (FCA) and Payment Systems Regulator (PSR) revealed as they shared their findings regarding the payment software. Responses raised potential competition, consumer protection and operational resilience issues.

Regulations

The Fintech Times

JULY 17, 2025

Not only were these payments time-consuming, complicated, and expensive but they also were largely inaccessible for those making small-value transactions. We decided we wanted to change that. The first payment on our platform was $13! And yet, what anchors us is unchanged: our mission to accelerate financial inclusion.

Cross-Border

Fintech Finance

MARCH 13, 2025

survey reveals that one in three (32%) consumers who check their credit files discover errors – mistakes that can lead to declined applications and, in worst-case scenarios, drive people toward unregulated lenders. Yet a nationally representative Which?

Financial Inclusion

Fintech News

APRIL 24, 2025

The companys ecosystem leverages AI-driven, credit-enabled solutions to empower businesses and consumers alike. Atome Financial specialises in consumer financing, ADVANCE.AI Company Valuation ($) Segment Advance Intelligence Group 2 billion AI-driven fintech and digital lending bolttech 2.1 billion insurtech Matrixport 1.05

FinTech

Fintech News

DECEMBER 4, 2024

Customers Aren’t the Only Ones Benefitting Embedded finance doesn’t just benefit consumers – it’s a boon for businesses too. As embedded finance becomes more sophisticated, it will likely expand its reach to underserved populations across Asia and beyond, enabling greater economic participation.

Embedded Finance

Fintech Finance

JULY 17, 2025

With over 35 million registered users and up to 15 million transactions processed daily, the company offers a comprehensive suite of digital financial services tailored to the needs of underserved communities. Through cutting-edge technology, deep local distribution, and a customer-first mindset, we’ve built Nigeria’s leading neobank.

FinTech

Finextra

JULY 7, 2025

Power survey shows consumers are largely optimistic about AI’s benefits: 72% agree AI will deliver easy, convenient self-service but also highlight areas to improve, such as building trust and ensuring human-like empathy in AI interactions. For consumers, the experience is also smoother. At the same time, a J.D.

AI

The Fintech Times

MAY 4, 2025

The legislation would expand access to responsible and affordable credit by enabling the use of alternative payment data (such as rent, utilities, phone, and internet bills ) in consumer credit reporting.

FinTech

Fintech News

DECEMBER 11, 2024

T hese Singapore digital banks are reshaping the sector by targeting underserved segments, driving innovation, and intensifying competition. GXS Bank , a partnership between Grab and Singtel, focuses on financial inclusivity for underserved groups, such as gig economy workers and young professionals.

Underserved

Fintech Review

APRIL 11, 2025

Consumer trust in banks plummeted. Their technology reduces friction in both consumer and business transactions. Financial Inclusion Fintech improves access to credit, savings, and insurance in underserved markets. Consumer protection is a top priority. At the same time, mobile internet and smartphones became mainstream.

FinTech

The Fintech Times

JUNE 9, 2025

Here, Hasty shares seven priorities that banks must embrace if they want to stay relevant and reclaim their role at the heart of business and consumer life. It will come from rethinking what a bank is for: not just a place to hold money, but a partner that helps customers move forward.

Underserved

Fintech Finance

MARCH 5, 2025

These next-generation banking solutions also lower barriers to entry for underserved communities, allowing small businesses and merchants to integrate with digital payment systems effortlessly. With that in mind, Selibas plans to ensure that EFTCorp remains focused on its core product offerings while also driving innovation.

Finance

The Payments Association

MARCH 18, 2025

As more jurisdictions refine regulations and expand open finance frameworks, the focus will shift to interoperability, consumer trust, and cross-industry data integration. Ultimately, this convergence fosters a more inclusive and efficient financial ecosystem, benefiting consumers and businesses alike. What’s next?

Finance

The Fintech Times

APRIL 17, 2025

LoanTube , the UK digital credit marketplace for underserved consumers and businesses, has partnered with lending provider Evlo to enhance access to transparent, real-rate loan comparison across Evlos unique branch-based digital lending network.

FinTech