The Payments Association

JUNE 3, 2025

Tokenisation is now a core enabler of secure, interoperable digital paymentspowering embedded finance, asset tokenisation, and evolving identity flows. The growing prevalence of digital wallets, embedded finance, and increasingly complex payment ecosystems means tokenisation is no longer a tactical upgrade but a strategic imperative.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

The Fintech Times

MARCH 4, 2025

Nonetheless, in the face of this hardship, fintechs have still continued to emerge and find success in the region, and across 2024, investment levels surged back up over $2billion again. How is Bre-B building on the success of Pix in LatAm to accelerate financial inclusion? The same can be seen with iFood and Uber.

Real Time Payments 64

Real Time Payments Financial Inclusion Cross-Border Central Bank 64

Fintech News

AUGUST 12, 2024

Despite facing funding challenges and navigating complex market conditions, the fintech sector in India continues to grow and evolve, with several emerging fintech trends in India poised to shape the future of the industry. Revenue from embedded finance in India is expected to grow at an annual growth rate of 30.4%

Embedded Finance 113

Embedded Finance FinTech Non-Bank Cross-Border 113

The Payments Association

MARCH 19, 2025

However, there are considerable developments in both Europe and North America, with Apple Pay, Google Pay, and PayPal continuing to expand, with increasing merchant acceptance. Despite these efforts, tech companies gradually absorb more financial services, leaving banks and card networks scrambling to maintain relevance.

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

Fintech News

APRIL 24, 2025

From digital payments to decentralised finance (DeFi), these companies are solving real-world challenges like financial inclusion and cross-border transactions, while setting new global standards for innovation. Each plays a key role in transforming how Indonesians save, spend, invest, and access financial services.

FinTech 130

FinTech Online and Mobile Banking Payment APIs and Integration Push-to-Card 130

The Fintech Times

JANUARY 23, 2025

We often explore how fintechs are changing the banking and payments landscapes, and sometimes look into how their solutions are supporting financial inclusion and helping people develop healthy financial habits. “Financial education and literacy tools will have the most profound impact on financial well-being by 2025.

FinTech 64

FinTech Financial Literacy Cross-Border Online and Mobile Banking 64

The Payments Association

MARCH 18, 2025

Credit and lending models are being redefined, with transaction data and broader financial insights driving dynamic, real-time credit decisionsreshaping how payments and credit intersect in embedded finance offerings. quadrillion, highlighting the scale of digital payments and embedded finance solutions.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Fintech News

MAY 20, 2024

These virtual events became vital for maintaining business continuity, serving as a means for internal meetings and connecting with clients and audiences. Post-COVID-19, webinars continue to thrive, owing to their versatility, accessibility, affordability and effectiveness in engaging and educating audiences in an increasingly digital world.

FinTech 135

FinTech Embedded Finance BNPL On-Demand 135

Fintech News

MARCH 5, 2024

As the fintech landscape continues to evolve rapidly, Money20/20 Asia 2024 , held in Bangkok from 23 to 25 April, stands out as a pivotal event for industry professionals. 3 Programmable Money: Advancing Financial Inclusion or Creating Walled Gardens, Powered by J.P.

Embedded Finance 109

Embedded Finance APACS Financial Inclusion CBDC 109

Fintech News

JANUARY 21, 2025

As 2025 approaches, this momentum continues to intensify. Embedded Finance In An All-in-One Digital Ecosystem Singapores fintech trends for 2025 are defined by the rise of all-in-one digital ecosystemscommonly referred to as super appsthat seamlessly integrate embedded finance at their core.

Stablecoins 109

Stablecoins FinTech Embedded Finance Financial Inclusion 109

Fintech News

FEBRUARY 26, 2024

World Economic Forum and the Cambridge Centre for Alternative Finance These economic conditions, affecting fintechs globally, have raised concerns about sustained growth and expansion. Yet, despite these challenges, the fintech industry continues to innovate and adapt, seeking new avenues for growth and development.

FinTech 142

FinTech Consumer Financial Inclusion On-Demand 142

Fintech News

MARCH 17, 2025

” This event will focus on key topics such as digital banking solutions and trends in commercial payments, providing valuable insights into how technology is transforming the financial sector. Topics will range from Central Bank Digital Currencies (CBDCs) to financial inclusion and AI-driven banking solutions.

FinTech 78

FinTech Cybersecurity AI Financial Inclusion 78

Fintech Finance

FEBRUARY 7, 2024

Aro , the UK’s go-to embedded finance partner for brands, has today announced a partnership with Equifax Limited to deliver a new credit card and loan solution for Equifax Marketplace.

Credit Cards 98

Credit Cards Embedded Finance Financial Inclusion Product 98

Fintech News

MARCH 5, 2024

As the fintech landscape continues to evolve rapidly, Money20/20 Asia 2024 , held in Bangkok from 23 to 25 April, stands out as a pivotal event for industry professionals. 3 Programmable Money: Advancing Financial Inclusion or Creating Walled Gardens, Powered by J.P.

Embedded Finance 97

Embedded Finance APACS Financial Inclusion CBDC 97

Fintech Review

JANUARY 28, 2025

The Rise of Embedded Finance Embedded finance is revolutionising the way businesses interact with financial services. By integrating payment solutions directly into non-financial platforms, companies can offer seamless user experiences.

Digital Payments 87

Digital Payments Embedded Finance Payment APIs and Integration Fraud Detection 87

Fintech News

MAY 14, 2024

Consequently, cash transactions will continue to lose their share. Digital Wallets Gain Popularity While paper transactions remain significant in some countries, the convenience of digital wallets continues to drive adoption in the region.

Digital Payments 109

Digital Payments Debit Card APACS Credit Cards 109

The Fintech Times

MAY 9, 2024

Trading 212 , an FCA-regulated online broker offering trading services, is partnering with Paynetics , the European embedded finance provider, to integrate multi-currency accounts and card payments within its trading services. We look forward to working with Trading 212 as it disrupts the stock market.”

Multi-Currency 64

Multi-Currency Embedded Finance Accounts Financial Inclusion 64

The Fintech Times

APRIL 11, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Embedded Finance 75

Embedded Finance Non-Bank Online and Mobile Banking Financial Inclusion 75

Fintech Finance

AUGUST 7, 2024

This alliance is based on the shared goal of promoting financial inclusion amongst Spain’s immigrant community. We look forward to continued growth over the coming months and years.” It’s an exciting time for Orenda, with one of its neobank customers, Íkualo, recently making the headlines for its strategic partnership with Visa.

Issuers 105

Issuers Process Payment APIs and Integration Fraud Prevention 105

Fintech Review

MAY 10, 2025

Until access to credit becomes more open and decentralised, banks will continue to shape who can participate in the economy. They also enable new products, such as microloans, fractional investing, or embedded finance. This allows them to lend at lower cost and scale quickly.

Central Bank 52

Central Bank FedWire Push-to-Card Regulations 52

The Fintech Times

SEPTEMBER 23, 2024

Sameh Elmallah , CEO of Damen, commented: “Damen’s partnership with BKN301 Group underscores our shared vision and commitment to driving innovation and financial inclusion in the MENA region. At BKN301, we are passionate about driving financial inclusion and fostering innovation, especially for the unbanked segments.

Payment APIs and Integration 59

Payment APIs and Integration Web 3.0 Financial Inclusion Embedded Finance 59

Finextra

JUNE 11, 2025

Mobile-First Infrastructure: Inclusion, Innovation, and Interoperability The smartphone has become the central node of financial inclusion and fintech innovation. Embedded Finance Ecosystems: Wallets are increasingly offering lending, insurance, and BNPL features—becoming full-stack financial platforms. “The

Consumer 52

Consumer Payment APIs and Integration Payments Microtransactions 52

Fintech Review

APRIL 11, 2025

Whether youre an entrepreneur, investor, policymaker, or simply curious, this guide offers a clear, structured overview of the fintech sector as it continues to evolve. Customers gain more control over their financial data and more choice in services. Mobile platforms and biometric KYC tools are helping bridge financial gaps.

FinTech 52

FinTech Online and Mobile Banking Payment APIs and Integration Cross-Border 52

Fintech Finance

MARCH 6, 2024

While the world still has a long way to go to achieve gender parity in financial inclusion and literacy, our data highlights that in the U.K., British women are also twice as likely (18%) to have used new, instant digital credit options such as BNPL over the past 30 days as men (9%).

Research 59

Research BNPL Embedded Finance Embedded Payments 59

Finextra

JUNE 26, 2025

The very factors driving digital adoption thus amplify the necessity for robust security measures, initiating a continuous and dynamic contest between technological innovation and efforts to prevent fraud. GENIUS Act Clears the Way for Stablecoin-Powered Embedded Finance 23 June Now Hiring All companies Welcome to Finextra.

Stablecoins 52

Stablecoins Payment APIs and Integration Fraud Prevention Cross-Border 52

Finextra

JUNE 26, 2025

The very factors driving digital adoption thus amplify the necessity for robust security measures, initiating a continuous and dynamic contest between technological innovation and efforts to prevent fraud. GENIUS Act Clears the Way for Stablecoin-Powered Embedded Finance 23 June Now Hiring All companies Welcome to Finextra.

Stablecoins 52

Stablecoins Payment APIs and Integration Cross-Border Account Takeovers 52

Fintech News

JULY 23, 2024

Airwallex (Singapore) Founded in 2015 in Australia, Airwallex is a leading global financial platform for modern businesses, offering solutions to manage everything from payments, treasury, and spend management to embedded finance.

FinTech 133

FinTech Online and Mobile Banking Multi-Currency Non-Bank 133

The Fintech Times

SEPTEMBER 18, 2024

The goal is to drive financial inclusion by simplifying processes and transactions, freeing up time for customer service. Looking to the future, Al Fardan anticipates that the discussions around AI and its applications will continue to evolve rapidly, with topics emerging that were unimaginable just a few years ago.

AI 64

AI Financial Inclusion Regulations Innovation 64

The Fintech Times

FEBRUARY 18, 2025

mmob mmob provides the tools for any business to import or export API services in any channel through their embedded finance toolkit. Aperidata Aperidata, a challenger credit bureau harnessing the power of open banking, is on a mission to improve financial inclusion through improved credit scoring and lending processes.

FinTech 64

FinTech Scams Participant Embedded Finance 64

Fintech News

JANUARY 30, 2024

Super apps with embedded finance capabilities have been one of the dominant payments across Asia even before 2024. Skyrocketing Rise of Instant Payment Infrastructure The growth of instant payment systems in Asia marks a significant shift towards faster and more efficient financial transactions.

Payments Trends 120

Payments Trends Digital Currency Distributed Ledger Technology (DLT) Cross-Border Payments 120

The Fintech Times

DECEMBER 9, 2023

Prepare to adapt Andrew Stevens, principle, banking and financial services, Quadient Banks will be forced to take a proactive approach to communications in order to continually comply with Consumer Duty regulations, says Andrew Stevens , principle, banking and financial services at software development company Quadient.

Consumer 111

Consumer Financial Literacy Regulations AI 111

Fintech News

DECEMBER 19, 2023

At the same time, adaptive regulations are acting as a facilitator for the fintech industry, providing frameworks that balance innovation with consumer protection and financial stability, all the while encouraging innovation in the banking sector and fostering competition in the sector.

FinTech 128

FinTech Web 3.0 Participant AI 128

The Fintech Times

FEBRUARY 21, 2024

” Continuous growth James Cope, head of product management, Crown Agents Bank James Cope , head of product management, Crown Agents Bank , FX and cross border payments firm, highlights cross-border e-commerce as a key aspect that will evolve in 2024. “In 2024, cross-border payments volumes will continue to grow rapidly.

Cross-Border Payments 78

Cross-Border Payments Cross-Border ISO 20022 SWIFT 78

The Fintech Times

SEPTEMBER 24, 2024

As the destination for BaaS in Türkiye , Fibabanka will continue to build on this model, offering new collaborations that meet the needs of our partners and their customers. Fibabanka’s BaaS model is designed to drive financial inclusion by making banking services more accessible to a wider audience.

Payment APIs and Integration 59

Payment APIs and Integration Non-Bank Financial Inclusion On-Demand 59

The Fintech Times

JULY 23, 2024

While individuals and firms throughout the financial sector continue to innovate at great speed, many still find services and accounts offered by traditional banks difficult to access. However, some entities are looking to change this and make financial services more accessible for all.

Payment APIs and Integration 69

Payment APIs and Integration AI FinTech Innovation 69

Fintech Finance

MARCH 25, 2024

As the program moves forward with its second cohort, it continues to offer entrepreneurs mentorship, networking opportunities, and access to a broader network of partners and investors. These initiatives include continued investment in the region’s digital transformation, with Visa pledging to invest $1 billion in Africa by 2027.

FinTech 64

FinTech Embedded Finance Economy Participant 64

The Fintech Times

JANUARY 16, 2024

As of April 2023, there were 1,000 active fintechs in Latin America (LatAm) with a vast majority focusing on financial inclusion, tackling the issue of 70 per cent of the population not having access to formal financial services.

Non-Bank 59

Non-Bank Credit Cards Embedded Finance FinTech 59