Fintech Finance

JULY 1, 2024

Supporting the legislative process As legislative deliberations evolve, the ECB has continued to provide technical expertise to the European institutions involved. As such, we will continue engaging with all stakeholders, including the European public, to ensure that it is successful and benefits us all.”

Legal Framework 98

Legal Framework Money Laundering Online and Mobile Banking Central Bank 98

The Payments Association

JUNE 16, 2025

Firms should continue to maintain strong fraud prevention systems to detect and monitor suspicious behaviour by investing in reliable digital tools. While the PSR frames the policy as engaging “the entire payment ecosystem,” the practical burden of reimbursement continues to fall disproportionately on banks and PSPs.

Scams 88

Scams Assessments Consumer Protection Fraud Prevention 88

NFCW

JUNE 25, 2024

.” “The digital euro preparation phase is progressing well and we support the ongoing democratic debate on the legal framework for the digital euro,” Executive Board member Piero Cipollone, chair of the High-Level Task Force on a digital euro, says. The digital euro is a common European endeavour.

Central Bank 104

Central Bank Online and Mobile Banking Legal Framework Caps 104

Open Banking Excellence

SEPTEMBER 27, 2024

The main objectives of this law are to promote financial inclusion, establish a solid legal framework to increase users’ confidence in financial technology services, and stimulate greater competition in the financial market. In 2023, the Fintech landscape experienced notable growth.

Financial Inclusion 147

Financial Inclusion Laws FinTech Regulations 147

The Payments Association

FEBRUARY 10, 2025

This legislation represents a significant shift in corporate accountability, aiming to strengthen the UKs legal framework against financial crime. The following section highlights common organisational vulnerabilities that fraudsters may exploit, as well as the importance of continuous monitoring and improvement.

Crime 88

Crime Fraud Prevention Risk Assessment Due Diligence 88

EBizCharge

JUNE 26, 2025

As credit card usage continues to grow so do the associated processing fees that eat into profits. Why Restaurants Add a Credit Card Surcharge Many restaurant owners are looking at credit card surcharges as a financial strategy to combat rising operational costs.

Best Practices 52

Best Practices Credit Cards Legal Card Network Rules 52

Fintech News

FEBRUARY 14, 2024

The guide provides a practical toolkit for the industry, leveraging expert opinions from various stakeholders to explore the role of banks in digitalization initiatives, legal frameworks, international standards and innovative technologies.

Finance 126

Finance Distributed Ledger Technology (DLT) Payment APIs and Integration Legal Framework 126

Fintech News

JULY 17, 2024

The HKMA concluded that the bank failed to continuously monitor business relationships, conduct enhanced due diligence in high-risk situations for a period, and maintain proper records for some customers. As the cryptocurrency ecosystem continues to evolve, so too must the strategies to prevent its exploitation for illicit purposes.

Money Laundering 109

Money Laundering Law Enforcement AML Non-Bank 109

PYMNTS

NOVEMBER 28, 2019

Despite our best efforts, the company no longer has funds to continue operations. 27, the Swiss Federal Council adopted the dispatch on the further improvement of the framework conditions for DLT/blockchain, which is aimed at increasing legal certainty, removing barriers for applications based on DLT and reducing the risk of abuse.

Legal Framework 57

Legal Framework NOV Transactions Settlement 57

PYMNTS

APRIL 28, 2019

According to Cleavland.com , the bill sponsored by Ohio Representative Rick Caragna is part of the state’s efforts to build a legal framework for the technology that underpins cryptocurrencies such as bitcoin. It’s not clear if current Treasurer Robert Sprague will continue it or whether it will eventually resonate with businesses.

Blockchain 59

Blockchain Legal Framework Bitcoin Cryptocurrency 59

The Fintech Times

JANUARY 18, 2024

“We are excited to soon be able to provide French customers with compliant and secure access to the future of finance as we continue on our mission to unlock the next era of financial, creative, and personal freedom.”

Legal Framework 69

Legal Framework Cross-Border Regulations Settlement 69

PYMNTS

NOVEMBER 2, 2018

The new body comes as Australian policymakers continue to raise concerns about the market’s largest financial institutions (FIs) and allegations of misconduct with consumers and small businesses alike.

Disputes 61

Disputes Small Business Legal Framework Governance 61

PYMNTS

JULY 6, 2020

While much of the legal framework has come from European Union (EU) regulators, it is a loose alliance of financial institutions (FIs), heavy-duty tech players and nimble FinTechs making breakthroughs.

API 76

API B2B Payment APIs and Integration Legal Framework 76

Fintech News

JANUARY 17, 2024

As the financial industry continues to evolve, so do the tactics fraudsters employ. This collaboration, while essential, requires careful navigation of legal frameworks to ensure effective and compliant information exchange. Regulators also have a crucial role in implementing more balanced liability frameworks.

Deepfake 125

Deepfake APACS Scams Authentication 125

PYMNTS

NOVEMBER 4, 2016

First, some positive news: Bitcoin’s upward pricing trend continues, more or less. Suspicions, backlogs and new competition threaten to throw some digital wrenches in continued growth. These new warnings are a clear continuation of that trend. It’s been a varied week for bitcoin.

Bitcoin 76

Bitcoin Digital Currency Law Enforcement Legal Framework 76

Fintech Finance

MAY 7, 2025

Her deep expertise in fintech and financial services, coupled with her proven leadership in managing legal and regulatory complexities, will be instrumental in supporting our global expansion. Sanda’s insight will help us uphold our commitment to compliance, operational excellence, and continued innovation.”

Legal 59

Legal Regulatory Compliance Legal Framework Compliance 59

Neopay

FEBRUARY 27, 2025

It is important to note that security and operational risk management requirements under the Payment Services Directive (PSD2), which are applicable since March 2018, continue to apply to other types of payment service providers (PSPs), such as post-office giro institutions and credit unions, that are not covered by DORA.

Risk Management 52

Risk Management Risk Security Legal Framework 52

PYMNTS

SEPTEMBER 2, 2019

Although regulation could make it hard for some crypto firms to continue operations, Murray said it’s not the BSA’s job to accommodate everyone. Japan and Switzerland have already developed legal frameworks that have attracted cryptocurrency projects and investment.

Regs 49

Regs BSA Legal Framework Cryptocurrency 49

Neopay

JULY 18, 2024

Europe, for example, continues to lead in the implementation of stringent AML regulations. The European Union’s 6th Anti-Money Laundering Directive (6AMLD) has enhanced the legal framework, increasing penalties and expanding the scope of predicate offenses.

Money Laundering 52

Money Laundering AML Cryptocurrency Crime 52

Finovate

JUNE 21, 2024

.” Clip Founder and CEO Adolfo Babatz praised this week’s investment as “a testament to Clip’s opportunity to continue to lead the digital transformation of Mexico’s commerce ecosystem.” Ethiopia’s cabinet approved a legal framework for CBDCs.

Financial Inclusion 65

Financial Inclusion Payment APIs and Integration Legal Framework Cross-Border Payments 65

FICO

MAY 13, 2021

Last month, the European Commission issued a new legal framework for AI , designed to make the European Union a centre of excellence for trustworthy AI. Continuous monitoring (which many organizations ignore). Having a documented model development governance process.

AI 52

AI Legal Framework Risk Compromise 52

The Fintech Times

JANUARY 5, 2024

To kick off 2024, The Fintech Times is exploring how the world of AI may continue to impact the fintech industry and beyond throughout the coming year. David Sewell , CTO, Synechron , the financial services digital transformation consulting firm explains: “Advanced AI will continue to offer businesses new ways to innovate and grow.

AI 75

AI Database Financial Crimes Compliance 75

PYMNTS

SEPTEMBER 11, 2019

West said Uber intends to follow AB 5 should it be put into law next year, but that it will continue to try to prove that it doesn’t fall under its legal framework. Lyft spokesperson Adrian Durbin had slightly more pointed words about the new law.

Economy 65

Economy Laws Legal Framework Legal 65

Neopay

JUNE 24, 2024

In 2023, under the chairmanship of the EBA, the Joint Committee continued to play a coordinating role, facilitating discussions and the exchange of information among the three ESAs, the European Commission, and the European Systemic Risk Board (ESRB).

Legal Framework 40

Legal Framework Financial Literacy Consumer Protection Risk Assessment 40

PYMNTS

APRIL 21, 2020

continues to struggle with paper invoices in accounts receivable (AR) and paper checks in accounts payable (AP), its neighbor to the south has emerged as the world leader in eInvoicing adoption. Mexico’s eInvoicing requirements began back in 2004, when its tax authority, the SAT, first developed its eInvoicing legal framework.

B2B 57

B2B Payer Payments Legal Framework 57

Stax

DECEMBER 9, 2024

Legal and Regulatory Considerations Businesses must navigate a complex web of regulations when dealing with chargebacks. Understanding the legal framework ensures compliance and helps in effectively disputing invalid claims. In the US, youll need to be aware of the Fair Credit Billing Act (FCBA).

Credit Cards 88

Credit Cards Process Disputes Card Issuer 88

Finextra

JULY 2, 2025

How the EU is reshaping its legal framework The European Union has begun a fundamental overhaul of its legal framework to combat money laundering and terrorist financing. This article shows how technology and regulation will work together in the future, and what financial institutions should be ready for.

Money Laundering 52

Money Laundering AI Payment APIs and Integration Authorization 52

PYMNTS

APRIL 28, 2017

For the foreseeable future, cybercriminals could continue to raise their price target — just so long as they continue to get paid. As for what’s next, Haley said that cybercriminals will continue to leverage whatever works to disrupt or score cash. is the number one target.”. And so far, there’s no price ceiling.

Ransomware 62

Ransomware End User Crime Authentication 62

The Fintech Times

JULY 2, 2024

There are political shifts, economic reforms, and efforts to modernise outdated legal frameworks. Also, in fintech and various other industries, regulatory frameworks governing digital payments, cybersecurity, and data privacy can differ vastly across borders within the region. What’s in store for HTwenty in the future?

FinTech 59

FinTech Cross-Border Underserved Legal Framework 59

PYMNTS

JUNE 10, 2020

Schlimmer said he expects that consumers’ demands for convenience will continue to propel the real estate sector to adopt newer, faster, easier and, above all, digital ways to manage real estate transactions. These services will require legal frameworks and regulations to support them, however.

Legal 52

Legal Money Laundering On-Demand Legal Framework 52

Segpay

MAY 1, 2024

Its legal framework is designed to enhance the operational resilience of all digital service providers, including payment service providers (PSPs), that operate in the European Union (EU). The Act will help regulators to identify and investigate financial crime more effectively.

Cybersecurity 52

Cybersecurity Compliance Procedures Risk Management 52

PYMNTS

AUGUST 9, 2018

The news comes as the messaging service has said that its continued drive to connect to several clearing and settlement mechanisms will include the aforementioned TIPS, and RT1, which is operated by EBA CLEARING. First, there are no common legal frameworks to tie ownership and control of real-world assets to digital tokens.

Cross-Border 40

Cross-Border SWIFT Blockchain Cross-Border Payments 40

The Fintech Times

OCTOBER 10, 2024

With 23 consecutive monthly snapshots published, OKX continues to advocate for improved reporting standards within the industry. VARA plays a central role in creating Dubai’s advanced legal framework to protect investors and establish international standards for virtual asset industry governance.

Cryptocurrency 52

Cryptocurrency Risk Management Blockchain Legal Framework 52

Segpay

APRIL 1, 2025

While their goals align, their approaches and legal frameworks differ. Regulatory Frameworks In the United Kingdom, the Online Safety Act passed into law on 26 October 2023. Legal frameworks will continue to adapt, striving to find the best balance between safety, privacy, and accessibility in a digitalized world.

Verification 45

Verification Regulations Online and Mobile Banking Privacy 45

Fintech Review

APRIL 26, 2024

To enable us to become a more attractive proposition, Uzbekistan improved process and governance including implementing appropriate legal frameworks and financial resources for entrepreneurship and investment, as well as creating ample opportunities for investors and increased transparency in the investment process.

FinTech 59

FinTech Government Governance Legal Framework 59

Global Fintech & Digital Assets

FEBRUARY 26, 2024

Classification Condition 2 : All rights, obligations, and interests arising from the cryptoasset arrangement are clearly defined and legally enforceable in all the jurisdictions where the asset is issued and redeemed. In addition, the applicable legal frameworks must ensure settlement finality in both primary and secondary markets.

Consulting 52

Consulting Regulations Distributed Ledger Technology (DLT) Stablecoins 52

PYMNTS

JANUARY 8, 2018

China continued its crackdown on the cross-border exodus of funds, and the world got to meet the middleman and Forever 21 got hacked. He did that by revoking the Cole memo (and two other associated memos) that provided a legal framework for the sale of cannabis in the States. And that was just Tuesday. attorney generals.

Tax Refunds 42

Tax Refunds Scams Wires Wire 42