The Fintech Times

FEBRUARY 6, 2025

Looking to empower businesses with comprehensive, real-time insights into individual companies credit profiles, martini.ai , the AI-driven credit analytics firm has launched Agentic AI Company Research. By merging credit spread data with essential corporate information, Agentic AI Company Research by martini.ai Notably, all martini.ai

Research

Fintech Finance

JANUARY 20, 2025

A positive payment experience makes 82% of global online sports-bettors stay to continue wagering with sportsbooks, according to new research released today by leading payments platform Paysafe (NYSE: PSFE). The interviews were conducted online by Sapio Research in November 2024 using an email invitation and an online survey.

Security

Finextra

JUNE 11, 2025

UPI Dominance: UPI continues to set global benchmarks, accounting for nearly 46% of all global real-time digital transactions in 2022. Enhanced Security and Resilience: Policy: RBI continually updates security guidelines, emphasizes tokenization (e.g., for card details), and promotes robust fraud detection and resolution mechanisms.

Financial Inclusion

The Fintech Times

NOVEMBER 19, 2024

As much as 86 per cent of financial professionals still rely on Microsoft Excel for budgeting and forecasting, while 75 per cent use manual reviews and approvals, according to new research from fintech solution provider PayEm.

Continuity

The Fintech Times

APRIL 10, 2025

As AI continues to be utilised in new ways, Bank of America is ensuring its approach to the tech includes human oversight, transparency, and accountability for all outcomes. Bank of America spends $13billion annually on technology, of which approximately $4billion will be directed to new technology initiatives in 2025.

AI

Fintech News

DECEMBER 2, 2024

Vietnam is undergoing a transformation and moving towards becoming a cashless economy, a shift that has been driven by innovative financial solutions and public initiatives, a new report by Chiming, a market research firm focusing on Vietnam and Indonesia, shows.

Financial Inclusion

Finextra

JULY 22, 2025

" The deal comes after two crypto-related acquisitions from Stripe: a $1.1 billion takeover of stablecoin platform Bridge and a move for digital asset wallet infrastructure startup Privy.

API

Finextra

JULY 8, 2025

At the same time, cards continue to hold their ground in cross-border payments and e-commerce, where their global acceptance, fraud protection, and established networks still offer clear advantages. The reality is that both systems - cards and RTP - are likely to coexist for the foreseeable future.

RTP

The Fintech Times

MARCH 7, 2025

Young people are leading the way as UK adults increasingly look to save more and spend less day-to-day, according to new research from online banking service Marcus by Goldman Sachs. As many UK adults focus on saving, the research suggests that people are being more discerning and intentional with their spending priorities.

Research

Fintech News

JUNE 5, 2025

Singapore’s top digital wallets A consumer survey conducted as part of the research revealed that the most popular digital wallets used in-store in Singapore are DBS PayLah! (25%), In contrast, traditional payment methods, including cash and payment cards, are expected to continue to decline.

Credit Cards

Fintech Finance

MARCH 18, 2025

ProjectPay , the construction payments fintech, which received a project grant funded by the government’s innovation division, Innovate UK, to research and test how to solve cashflow problems in the construction industry, has now published its findings. The report has been provided to the government.

Government

The Payments Association

AUGUST 4, 2025

Underpinning front-end innovations is the relentless need for security and efficiency that continues to drive new technologies at the back-end. SMEs that continue to treat payments as an afterthought risk falling behind on multiple fronts: revenue, reputation, and resilience. It’s a business continuity problem.

Innovation

Fintech Finance

JUNE 18, 2025

UK SMEs must quickly adapt to modern payment solutions for SMEs as new research from DECTA reveals a major shift in consumer preferences. The DECTA research reinforces the importance of scalable, tech-driven systems that deliver modern payment solutions for SMEs and meet rising expectations. trillion in turnover annually.

Research

Finovate

APRIL 3, 2025

Based on a survey commissioned by Wise from international research firm Edgar, Dunn & Company (EDC), small businesses in the UK sent more than 485 billion overseas last year, with the amount expected to grow to nearly 530 billion in 2025. . The partnership comes as small businesses face significant barriers to global expansion.

Cross-Border

Finextra

JULY 7, 2025

Research by IBM found that about 50% of enterprises in financial services have actively deployed AI, the highest of any sector. The past year has seen rapid adoption of generative AI (like chatbots and assistants), as well as continued gains from predictive models in fraud detection and credit.

AI

The Payments Association

OCTOBER 28, 2024

Complementing their technology advantage, fintech companies have also adopted agile development methodologies that prioritise rapid prototyping, continuous integration, and frequent customer feedback. Recognising shifts in market drivers, BPC has partnered with Arkwright to conduct collaborative research on next-generation payment processors.

Process

Finextra

JULY 5, 2025

Both companies understand this and continually roll out improvements (for example, Stripe has machine learning to retry failed payments at optimal times and auto-update saved card details, while Adyen recently introduced an AI-powered tool called Adyen Uplift to improve payment conversion by an average 6%).

Product

Stax

DECEMBER 12, 2024

Simplified payment management Global cash usage dropped by 80% in 2019 and continues to decrease by 4% each year. Do your research now to protect yourself, not when its too late. Take your time to research thoroughly to maximize this long-term investment. Even the best providers can inadvertently cause issues. Request a Quote

Small Business

The Fintech Times

JULY 26, 2025

PayPal’s approach to addressing fraud is multi-pronged, comprising building innovative technologies, leveraging investigative research led by its team of experts, and refining its risk controls to help prevent bad actors from accessing its platforms.  To help stay ahead of the curve, the alerts learn and adapt to evolving scam tactics.

Scams

The Payments Association

DECEMBER 18, 2024

Undoubtedly, fintech and payments will continue to serve as pivotal forces shaping the financial landscape, but what trends will define the market next year? Jeff Parker, CEO, says, “Digital payments will continue to grow rapidly, with mobile wallets expected to reach 4.8

Cross-Border

Fintech Finance

JUNE 9, 2025

The research, conducted by FreedomPay and Dynatrace in partnership with Retail Economics , highlights the increasing frequency and impact of these disruptions on day-to-day trading, with consumers exhibiting low tolerance for delays. . · billion annually. That’s a whopping 74% of all the revenue at risk. ·

Payments

Fintech Finance

MAY 20, 2025

As the Financial Conduct Authority (FCA) prepares to take over full responsibility for regulating UK payments, new research from Equals Money reveals that combating fraud and tackling widespread delays are top priorities for higher-risk players in the industry. ” says Campbell.

Risk

The Payments Association

AUGUST 4, 2025

Research shows that 73% of consumers use multiple channels during their journey, and 48% prefer phone support for complex issues. AI must be embedded across these touchpoints to ensure continuity, but with the flexibility to escalate to human support when needed.

AI

Finextra

JULY 1, 2025

And, as victims of Account Takeover (ATO) fraud continue to grow, the challenge is no longer just about preventing fraud, its about restoring customer confidence in a digital landscape where trust has become the most valuable currency. As fraudsters continue to evolve their tactics, financial institutions must be equally innovative.

Account Takeovers

FloQast

FEBRUARY 24, 2025

But through all my research over the past year, it became abundantly clear that when it comes to talking about transformation, theres often a side of the discussion we need to talk about more. Offer continuous training to help teams learn the skills they need to succeed during and after the transformation. What is that?

Accounts

Fintech Finance

NOVEMBER 6, 2024

A new nationwide survey conducted by research firm Insight Intelligence in partnership with Trustly , Adyen , Swedbank , and PostNord Strålfors , reveals significant changes in the payment habits of Swedes over the past decade.

Payments Trends

Fintech Finance

FEBRUARY 5, 2025

As money moves between banks, consumers, businesses and beyond in a complex cycle, credit and debit cards continue to play a leading role in the payment experience, said Chris Como, Head of Cards and Money Movement at FIS.

FedNow

Clearly Payments

DECEMBER 11, 2024

As digital transformation continues, new payment methods have grown beyond traditional credit and debit cards, reshaping the way businesses accept payments and how customers choose to make them. As younger, tech-savvy generations prioritize convenience and security, the demand for APMs will continue to reshape payment landscapes worldwide.

Alternative Payment Methods

Finextra

JULY 2, 2025

Better performance dynamically lowers costs, incentivizing continuous improvement. Dynamic ESG Pricing: Payment engines can adjust fees and FX spreads in real time based on a corporate’s live ESG score.

Transactions

The Payments Association

JUNE 10, 2025

The research reveals variations in payment preferences based on context, ranging from everyday essentials to high-value purchases. Online shopping continues to dominate, with 80% of millennials conducting the majority of their shopping online.

Security

Fintech Finance

JANUARY 8, 2025

Ouliana Smith, Senior Research Analyst, Financial Services at Omdia. Being named in this report, continued Gupta, not only reflects where we are today but also where were heading as an organization. Its exciting to be recognized for our innovation, strategic vision, and market momentum as we continue to shape the future of payments.

Innovation

Finextra

JUNE 13, 2025

In practice, this means organisations can continue to run payments efficiently — but without ever holding the real account data internally. These tokens are stored and managed outside the business’s systems, in highly secure external environments.

Data Security

Fintech News

APRIL 25, 2025

The Entrust and Docusign research estimates that each year, businesses lose an average of US$7 million because of identity-related fraud. The research found that the financial impact of identity fraud is particularly severe for larger organizations.

Deepfake

The Payments Association

JULY 23, 2025

Generation X continues to favour traditional payment methods over newer digital alternatives, with security and reliability ranking as top priorities, finds research by the omnichannel global payment platform PXP. Gen X expects payment options that are secure, simple, and rewarding,” continued Hedjri.

Security

EBizCharge

NOVEMBER 12, 2024

As digital payments continue to grow in popularity, a frictionless payment processing system is vital. To apply for a merchant account: Begin by researching and selecting a suitable merchant account provider. What is a merchant account?

Accounts

Finextra

JUNE 11, 2025

Challenges on the Horizon While the momentum is undeniable, key friction points remain: Interoperability: Fragmented standards across wallets and networks continue to create barriers for global scalability. The mobile wallet is now the financial identity layer of the internet.” Build for value exchange , not just transaction speed.

Consumer