Finovate

AUGUST 5, 2025

AI risk classification platform EverC revealed today that it is joining forces with G2 Risk Solutions (G2RS). Moving forward, the two will leverage EverC’s AI capabilities and bring G2RS’s risk and compliance capabilities to the payments risk ecosystem.

Risk

Fintech Finance

JUNE 25, 2025

Checkout.com , a leading global digital payments provider, today announced an extension to its partnership with the Merchant Risk Council (MRC), reinforcing a shared commitment to helping its members navigate the growing complexities of digital fraud and payment risk.

Risk

The Fintech Times

JUNE 27, 2025

While the solution removes the need for cards, payment terminals, and outdated checkout flows, it needs support to ensure there is an adequate risk management process in place, as well as end-to-end onboarding: cue iDenfy. We needed a compliance partner that could scale with us while maintaining user trust.

Risk Management

The Fintech Times

MARCH 14, 2025

EBANX also says that network tokenisation stands out as another prime example, as it replaces sensitive card data with encrypted identifiers for each transaction, reducing fraud risk without compromising approval rates. The technology lowers fraud-related declines and enhances the overall quality of transactions.

Continuity

The Payments Association

JUNE 9, 2025

The latest updates deliver capabilities far beyond those of the legacy system, creating new opportunities to revolutionise services, reduce risk, expand market reach, and drive innovation. These position the UK payments sector for continued evolution in a rapidly changing global financial landscape.

ISO 20022

Fintech News

DECEMBER 17, 2024

As we saw during the kickoff to the holiday shopping season, Visa continues to thwart more attempts at fraud from these bad actors, continuing our mission to be the safest way to pay and be paid for everyone, everywhere. said Paul Fabara, Chief Risk and Client Services Officer at Visa. And thats paying off.

Fraud Prevention

The Payments Association

DECEMBER 9, 2024

The dual impact of generative AI on payment security, highlighting its potential to enhance fraud detection while posing significant data privacy risks. Firms must adopt transparent AI practices, enhance regulatory frameworks, and continuously train models to navigate the evolving landscape of AI-driven threats. Why is it important?

Privacy

Finovate

APRIL 7, 2025

The investment will help AKUVO expand its cloud-native collections and credit risk solutions, enhancing efficiency and customer experience for banks, credit unions, and fintechs. Digital collections and credit risk platform AKUVO landed a new round of funding today. .

Credit Risk

Basis Theory

NOVEMBER 12, 2024

In practical terms, this means there are fewer PCI requirements you need to comply with within your self-administered systems, reducing cost and risk. Both offer enhanced security for storing and utilizing payment data, reducing overall fraud and risk levels. They can be validated and identified without risking exploitation.

Encryption

Fintech News

FEBRUARY 4, 2025

The Most Widespread Payment Frauds in Singapore Singapores consumers are relatively more aware of fraud risks compared to other regions, leading fraudsters to refine their methods. Phishing continues to be one of the most prevalent scams affecting both consumers and businesses. Below are the most common types of fraud found now.

Fraud Prevention

The Payments Association

MARCH 19, 2025

Banks clinging to outdated systems risk security breaches, regulatory headaches, and lost market sharemodernisation isnt just an upgrade, its a survival strategy. For years, banks have been reluctant to modernise their legacy infrastructure, believing that change outweighs the risks of staying put.

Payment APIs and Integration

Fintech News

DECEMBER 22, 2024

Patricia Haynes joins as Senior Vice President of Platform, bringing her expertise in technology operations and risk management from roles at Zopa and LexisNexis Risk Solutions. This move is part of Thredd ‘s efforts to strengthen its platform, products, and regional support for fintech firms and programme managers worldwide.

APACS

Finextra

AUGUST 7, 2025

While these reports are typically regulatory in nature, the 2025 edition reads like a warning bell for the fintech industry — especially for firms that are growing fast but neglecting the governance and risk controls needed to stay compliant. 🚧 Key Findings: A System Under Pressure 1. . 🚧 Key Findings: A System Under Pressure 1.

Risk

The Payments Association

AUGUST 4, 2025

SMEs that modernise payments can unlock growth, improve cash flow and build trust—while those that delay risk revenue loss and reputational damage. Underpinning front-end innovations is the relentless need for security and efficiency that continues to drive new technologies at the back-end. It’s a business continuity problem.

Innovation

Fintech News

JULY 15, 2025

MAS is working with banks and payment service providers to strengthen anti-scam measures, as scams involving self-initiated transfers continue to make up the largest share of reported losses. MAS is also working with banks to strengthen user authentication for higher-risk online transactions.

Scams

The Payments Association

NOVEMBER 18, 2024

The shift driven by fintechs could erode banks’ dominance, forcing them to modernise or risk losing a significant share of the market. While banks still hold the majority of merchant relationships and dominate acquiring market share in most regions, they face an existential risk. This growth is expected to continue until 2028.

FinTech

Trade Credit & Liquidity Management

JULY 24, 2025

This upgrade aligns American payment processing with international standards, enabling greater efficiency, richer payment data, and more robust risk and fraud mitigation. trillion in daily transactions and is seen as a catalyst for continued innovation in the U.S. The migration supports over $4.7 payments landscape.

FedWire

Fintech Finance

OCTOBER 30, 2024

His expertise and vision will be invaluable as we continue to scale our platform and support financial institutions globally in modernizing their payments infrastructure. He will work closely with partners, banks, and corporations to deliver innovative, risk-managed solutions that meet the demands of the fast-evolving payments landscape.

Accounts

Fintech News

NOVEMBER 10, 2024

It expects threat actors to continue to use advancements in AI technology to enhance financial scams, making scams more challenging for victims to identify and likely resulting in an uptick in financial losses. However, the overall number of individual ransomware and data breach incidents tracked by Visa PFD decreased by 12.3%

Ransomware

Fintech Finance

DECEMBER 9, 2024

It is committed to driving inclusive growth through open collaboration and continuous innovation. Antom continues to strengthen its payment processing capabilities across all payment channels. Antom continues to launch tech-driven innovative solutions to provide more secure and efficient services at lower cost to its customers.

Embedded Finance

The Payments Association

OCTOBER 28, 2024

Payment leaders must focus on fraud prevention, collaboration with tech and telecom sectors, and public education to mitigate future risks. In the world of digital payments, fraud is an ever-present threat that continues to evolve, creating serious risks for both businesses and consumers.

Scams

Fintech News

JUNE 17, 2025

The service continues to provide automated matching, netting, and programmable atomic PvP settlement through Baton’s distributed ledger technology, which has processed more than US$13 trillion in FX settlements to date.

Settlement

The Payments Association

JULY 23, 2025

As global regulations are growing more complex, staying alert and accurate has become a necessary multifaceted strategy that combines sophisticated technical design, intelligent risk scoring, and compliance automation to overcome the difficulties in network partner and wallet integration, laying the groundwork for long-term, scalable growth.

ISO 20022

Fintech Finance

NOVEMBER 6, 2024

This enhanced service is designed to upgrade payment security, reduce the risk of fraud, and ensure the accuracy of transactions. CoP offers increased payment security, reduced risk of fraud, and enhanced accuracy by allowing users to verify the payee’s details before completing a transfer.

Payee

Trade Credit & Liquidity Management

JUNE 25, 2025

Traditional, rules-based anti-money laundering (AML) systems are increasingly seen as outdated and insufficient for detecting hidden threats, exposing institutions to regulatory, financial, and reputational risks.

Financial Crimes

Fintech News

JUNE 3, 2025

Australias financial intelligence agency AUSTRAC has introduced new restrictions on crypto ATM operators and refused to renew the registration of one crypto ATM provider, Harros Empires, citing ongoing risks of criminal exploitation. The agency said it will continue to monitor the sector and adjust regulatory measures as needed.

ATM

Finextra

AUGUST 11, 2025

An automated alert in the core banking system can notify the treasury team of any shortfall in real time, reducing operational risk. A risk review reveals that the bank’s credit rating has dropped. Assess & document operational risk impact of using insurance/guarantee. No expansion of eligible assets has been made.

Reconciliation

The Payments Association

MAY 16, 2025

Smart routing and optimisation: Advanced POPs leverage machine learning and real-time analytics to route transactions intelligently, considering cost efficiency, transaction success rates, geographic proximity, and risk scoring. These tokens are useless if intercepted, significantly mitigating the risk of data breaches.

Transactions

The Payments Association

MAY 16, 2025

As the digital economy continues to grow, so does the need for quick, seamless, and secure payments. And the risks are real. Custom systems to match specific risks Fraud isnt a one-size-fits-all issue. The risks an online retailer faces arent the same as those for a FinTech platform.

AI

Fintech Finance

NOVEMBER 13, 2024

Paving the way for safer and quicker payments for everyone, this vision also unlocks a new era for physical cards by making the possibility of numberless physical cards the default, further reducing the risk of fraud should a card be lost or stolen. Additionally, the risk of fraud is minimized.

Visa

Fintech News

OCTOBER 27, 2024

A 12-hour cooling-off period is required for the activation of digital security tokens and new device logins to e-wallets, reducing the risk of unauthorized access. This inclusion acknowledges the increased risk of significant losses from e-wallets and mandates robust consumer protection controls.

Phishing

Fintech Finance

DECEMBER 20, 2024

Patricia previously served as VP of Technology Operations and Delivery at Zopa, where she led risk management and process improvements, and Senior Director of Software Engineering at LexisNexis Risk Solutions, spearheading AML and compliance technology initiatives.

APACS

Fintech Finance

NOVEMBER 19, 2024

This mitigates the risks often associated with frontier markets. Manpreet continued: “Many global businesses have hesitated to enter emerging and frontier markets like Pakistan due to regulatory challenges, cross-border payment complexities, and unfamiliar payment preferences.

Cross-Border Payments

The Payments Association

JANUARY 21, 2025

Table of Contents Voices from the industry: Insights into the 2024 payments landscape In 2024, we witnessed a convergence between consumer and B2B payments, driven by the rise of BNPL adoption, AI-powered fraud detection, and the continued digitalisation of payment platforms.

Payments Trends

The Payments Association

FEBRUARY 10, 2025

While vIBANs offer innovation in payment systems, they introduce risks like money laundering due to insufficient oversight. Payment Service Providers must strengthen due diligence, monitoring, and collaboration with regulators to address these risks. Including structured data would help PSPs monitor and mitigate financial crime risks.

IBAN

Stax

MARCH 13, 2025

Apart from keeping complex payment structures running, interchange fees compensate issuing banks for taking on cardholder credit risk, and help card companies fund rewards programs. Covers risk taken on by issuing banks Issuing banks take on financial risks while extending credit to cardholders. Even for low-risk cards (e.g.,

Debit Card