Clearly Payments

JANUARY 15, 2025

If you run a business, youre aware of the basic fees for accepting credit card payments. depending on the credit card. increase in fees can mean thousands of dollars lost each year for a business making steady credit card sales. Why Payment Processing Fees Matter 1. Cost Range: Usually 1.5%3.5%

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Process Processors Gateways Push-to-Card 105

PYMNTS

NOVEMBER 12, 2020

Wells Fargo & Co is seeking to sell its private-label credit card and point-of-sale (POS) financing unit as part of an ongoing strategic review of its businesses. Selling the private-label credit card unit would be a business reversal for the financial services group. Debit card POS purchase volume hit $102.9

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Credit Cards Point-of-Sale (POS) Push-to-Card Debit Card 114

Payments Dive

SEPTEMBER 2, 2022

With the Federal Reserve pushing up interest rates to calm inflation, the average credit card interest rate is climbing, too, reaching a two-decade-plus record in August.

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Credit Cards Federal Reserve Push-to-Card 103

Fintech News

JANUARY 7, 2025

Singapore’s government has clarified that the Shared Responsibility Framework will not apply to credit card fraud cases, citing existing robust protections for consumers. This clarification came in response to a parliamentary question on the prevalence of credit card fraud in the country. million each year.

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Credit Cards Push-to-Card Card Issuer Authentication 102

Fintech News

JANUARY 14, 2025

While online payments have taken off, many consumers still favour credit cards or cash for offline purchases. This push made it easier for people to use digital wallets, both online and offline. This push made it easier for people to use digital wallets, both online and offline. Overall, e-wallets like GrabPay, PayLah!

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APACS eWallet Online and Mobile Banking Credit Cards 110

Payments Dive

DECEMBER 8, 2023

Dick Durbin took to the Senate floor Thursday to push for a vote on the Credit Card Competition Act, taking a swipe at United Airlines along the way.

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Payments Dive

DECEMBER 15, 2023

Roger Marshall acknowledged the Credit Card Competition Act bill may not get a vote this year, but he intends to keep pushing for passage in 2024.

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The Fintech Times

MARCH 14, 2025

Digital-first financial institutions have become key drivers behind cards’ sustained presence and growth in rising economies, according to new data revealed by EBANX , the global payment service provider (PSP). These digital solutions have pushed traditional payment methods to evolve and adapt to meet modern consumer expectations.”

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Continuity Debit Card Push-to-Card Credit Cards 64

Fintech Finance

MARCH 12, 2025

Digital-first financial institutions have become key drivers behind cards’ sustained presence and growth in rising economies. This trend is gaining traction in other countries in Latin America, mainly Colombia (21%) and Argentina (19%), where digital banking expansion and intense fintech activity are pushing card issuance.

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Issuers Transactions Payment Service Provider (PSP) Debit Card 59

PYMNTS

OCTOBER 1, 2020

Goldman Sachs has beat out competitor Barclays to buy General Motors (GM)'s credit card business, according to a report from The Wall Street Journal (WSJ). billion, and it furthers Goldman Sachs' push into Main Street lending. Goldman has now won two victories in the credit card sphere with its Apple Card launching last year.

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Credit Cards Push-to-Card Visa Accounts 105

Stax

APRIL 24, 2025

The Credit Card Shuffle: When refunds pop up on different cards than the ones used for the original purchase. The Personal-Business Blur: Merchants making big-ticket transactions on their personal credit cards. Staxs Mark Sundt sat down with John Gaffney from PYMNTS to dig into this topic.

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Privacy Fraud Detection AI Push-to-Card 88

Fintech News

APRIL 24, 2025

The companys ecosystem leverages AI-driven, credit-enabled solutions to empower businesses and consumers alike. It provides access to game credits, gift codes, and vouchers using familiar local payment methods such as mobile carrier billing and e-wallets. billion insurtech Matrixport 1.05 billion crypto, digital assets Nium 1.4

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FinTech Online and Mobile Banking Payment APIs and Integration Finance 132

Payments Source

JUNE 2, 2019

While major card issuers such as Chase and Wells Fargo roll out NFC-enabled credit and debit cards incrementally, Bank of America is taking much more aggressive approach.

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Push-to-Card Debit Card Card Issuer Issuers 132

Stax

NOVEMBER 13, 2024

ACH credit payments differ from ACH debit payments and both are distinct from credit and debit card payments. ACH credit payments are best for sending one-time payments whereas ACH debit payments are more suited for making regular payments, such as for monthly utility bills. Learn More What are ACH Credit Payments?

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PYMNTS

MARCH 25, 2019

And so a tech giant gets into the credit card game. And not just any tech giant – it’s Apple, the company whose payment services were touted (by at least some) as a credit card killer. News came Monday (March 25) that Apple – specifically, through its payments service Apple Pay – has launched the Apple Card.

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Credit Cards Push-to-Card Visa CHIPS 81

Payments Source

MAY 10, 2021

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Stax

JANUARY 15, 2024

Are you struggling with resource constraints caused by soaring credit card processing costs? Credit card surcharging can help offset these expenses, but it can be tricky. TL;DR Credit card surcharging involves adding a fee to transactions with credit card payments, offsetting processing costs.

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Credit Cards PCI DSS Compliance Process 88

Fintech News

APRIL 8, 2025

While it has built its operations around cross-border payments, the company is now piloting a credit card in Australia as part of its push into lending. Featured image credit: Edited from Freepik The post Airwallex Reportedly Pursuing US, UK Banking Licenses appeared first on Fintech Singapore. and the U.K. In the U.S.,

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Cross-Border Payments Cross-Border Push-to-Card Credit Cards 83

Clearly Payments

MARCH 31, 2025

81% of small businesses accept credit and debit cards, while 37% accept digital wallets such as Apple Pay and Google Pay. In the U.S., Cash remains an essential payment method for many SMBs, with 36.4% of total sales still being cash-based. In Canada, a similar trend exists. According to Statistics Canada, 64.4%

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Small Business Electronic Funds Transfer (EFT) Credit Cards Payments 59

Fintech Finance

FEBRUARY 18, 2025

This groundbreaking solution, with the proof-of-concept phase already launched at several sites in Johannesburg and Cape Town, will allow customers to pay with major credit cards at Rubicon charging stations for the first time. The system then reserves a predefined amount on the users credit card before the charging starts.

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Payment Solutions Push-to-Card Payments Credit Cards 75

PYMNTS

OCTOBER 7, 2020

Americans cut their credit card balances in August for the sixth consecutive month, the Federal Reserve System reported Wednesday (Oct. Revolving debt — mainly credit card debt — as reported by the central bank declined by $9.4 billion in August compared with July. The figure now stands at its lowest level since 2017.

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Credit Cards Federal Reserve Non-Bank Credit Union 71

PYMNTS

OCTOBER 1, 2020

The great digital shift is transforming credit cards into money management tools. Consumers want cards, and they want them quickly, and they want those cards [delivered] in a digital way," said Turner. The company said that through the expansion of its Digital-First Card Program, which was announced last Wednesday (Sept.

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Credit Cards Visa Credential Push-to-Card 99

PYMNTS

JANUARY 20, 2021

While the pecking order of big banks and their competitors is clear enough in PYMNTS latest Provider Ranking of Credit Card Apps , there are subtle changes this time that hint at changes yet to come as banking apps vie for the newly-minted digital-first consumer. 1 is Chase Mobile , followed by Capital One Mobile at No. The Top 10.

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Credit Cards Push-to-Card Mobile Banking Consumer 76

Fintech News

FEBRUARY 17, 2025

As part of its Latin America push, Airwallex plans to integrate with Brazils PIX instant payment network, which is expected to account for 40% of the countrys online payments by 2026. The company has also broadened its product offerings, launching Airwallex Yield, Global Entity Management, and a credit card product.

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Volume Transactions Push-to-Card Instant Payments 71

Clearly Payments

MAY 1, 2025

While credit card processing fees arent directly subject to tariffs, many businesses are seeing indirect impacts that affect their bottom line. Tariffs government-imposed taxes on imported goods are often seen as a supply chain issue. This raises average transaction values. For high-volume merchants, those differences add up quickly.

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Credit Cards Process Cross-Border Disputes 66

Fintech News

JANUARY 26, 2025

This article explores five key trends changing how we pay today while pushing the narrative for a more efficient, powerful financial ecosystem in Asia. In 2023, credit card payments comprised 52.2% In Southeast Asia, digital payment transactions are projected to exceed US$1 trillion by 2025.

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Payments Trends Payment APIs and Integration Embedded Finance Cross-Border 123

Fintech Finance

AUGUST 22, 2024

The service is available for the holders of NBK Debit Cards (Only on international spends), NBK Foreign Currency Prepaid Card, and NBK Multi-Currency Prepaid Card. The service is available for the holders of NBK Debit Cards (Only on international spends), NBK Foreign Currency Prepaid Card, and NBK Multi-Currency Prepaid Card.

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Mobile Banking Verification Online and Mobile Banking Push-to-Card 111

Electronic Payments Coalition

APRIL 9, 2024

Now, corporate mega-stores and their lobbyists are trying to blame credit card companies for these higher prices as an excuse to push new mandates on American’s credit cards.

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FTC Federal Trade Commission Push-to-Card Credit Cards 105

PYMNTS

NOVEMBER 16, 2020

For instance, if you go to a restaurant and you have a credit card, probably you will use it because it is more convenient than picking up your phone, starting a transaction or things like that,” Kavakama said. “We Real-time payments continue to gain traction around the world. Case in point: Brazil. PIX has advantages over SITRAF.

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Real Time Payments Wire Transfer Push-to-Card Credit Cards 131

Cardfellow

APRIL 27, 2025

The full name (PCI DSS) stands for Payment Card Industry Data Security Standard and its a set of rules to help keep cardholders information secure. The full name (PCI DSS) stands for Payment Card Industry Data Security Standard and its a set of rules to help keep cardholders information secure. What is PCI again?

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PCI DSS Encryption Processors Credit Cards 52

PYMNTS

NOVEMBER 23, 2020

In an announcement of completion of the deal, Visa said it will accelerate the global payments and credit card company’s “network of networks” strategy. Visa has wrapped up its acquisition of Latin American FinTech YellowPepper , the first deal of its kind by the financial giant in the region. Terms of the deal were not disclosed.

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Payment APIs and Integration Push-to-Card FinTech Cross-Border 133

Fintech Finance

SEPTEMBER 4, 2024

Almost £60 million has been reported stolen through card fraud over the past three years in the UK according to new research from Trustly, the global leader in open banking payments. Credit card fraud is the most costly and common type of card fraud, according to Trustly’s research.

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Debit Card Credit Cards Push-to-Card Research 98

PYMNTS

OCTOBER 2, 2020

In today’s top news, the European Central Bank outlines use cases for a digital euro, and Goldman Sachs will buy GM’s credit card business. for General Motor's Credit Card Business. for General Motor's Credit Card Business. Goldman Sachs will buy General Motors’ credit card business for approximately $2.5

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Use Case Credit Cards Central Bank Push-to-Card 77

Payments Source

MARCH 22, 2021

Banks, credit card companies and digital payments processors are nervously watching the push to create an electronic alternative to the paper bills Americans carry in their wallets, or what some call a digital dollar and others call a Fedcoin. ]].

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Federal Reserve Push-to-Card Processors Credit Cards 99

Paystand

DECEMBER 3, 2024

Table of Contents What Is a Push-to-Card (P2C) Payment? How Do Push-to-Card Payments Work? How Are Push-to-Card Payments Used? What Are the Advantages of Push-to-Card Payments? What Is an Example of a Push Payment?

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Push-to-Card Credit Cards Funds Availability Payments 40

Finovate

NOVEMBER 6, 2024

Also this week, Crypto.com announced that it would expand its offering to include banking services, credit cards, and stock trading. Also this week, Crypto.com announced that it would expand its offering to include banking services, credit cards, and stock trading. and South Korea by Q2 of next year.

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Blockchain Cryptocurrency SWIFT Payments 64

The Fintech Times

DECEMBER 9, 2024

Camerling added: “The growing importance of in-person payment orchestration, often referred to as card-present payment orchestration, has been a highlight. As 2024 draws to a close, it’s been an eventful year for the payments industry, marked by rapid innovation, unexpected challenges, and evolving consumer expectations.

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Payment APIs and Integration Online and Mobile Banking AI Financial Inclusion 102