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Credit Risk Posting Risk Management 
Finovate
APRIL 7, 2025
The investment will help AKUVO expand its cloud-native collections and credit risk solutions, enhancing efficiency and customer experience for banks, credit unions, and fintechs. Digital collections and credit risk platform AKUVO landed a new round of funding today. .
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Finezza
OCTOBER 30, 2024
This highlights the inherent risks lenders face. Therefore, financial institutions (FIs) need robust credit risk management to minimise risk and boost returns and productivity.
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Fintech News
APRIL 16, 2024
Generative artificial intelligence (AI), also known as gen AI, is expected to significantly impact risk management over the next five years, allowing financial institutions to automate tasks, accelerate processes and improve efficiencies. Following a credit decision, gen AI can draft the credit memo and contract.
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Finezza
APRIL 23, 2025
However, traditional credit scoring models do not account for an individuals lack of credit history or other important parameters, including […] The post Behavioral Scoring: The Smart Approach to Line of Credit Risk Management appeared first on Finezza Blog.
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Finezza
APRIL 23, 2025
However, traditional credit scoring models do not account for an individuals lack of credit history or other important parameters, including […] The post Behavioral Scoring: The Smart Approach to Line of Credit Risk Management appeared first on Finezza Blog.
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FICO
APRIL 6, 2017
Which works better for modeling credit risk: traditional scorecards or artificial intelligence and machine learning? Take, for example, our new credit decisioning solution, FICO Origination Manager Essentials – Small Business. It’s designed to help lenders make faster origination decisions without increasing risk.
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Fintech Finance
MARCH 18, 2025
AKUVO , a leading technology organization specializing in collections and credit risk management, is proud to announce that Prosperity Bank , with $40 billion in total assets, has chosen AKUVO’s platform to streamline its collections processes.
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Fintech News
APRIL 16, 2024
This collaboration aims to introduce AI-led credit risk management to KBZ Bank, enhancing its ability to assess creditworthiness across retail and SME products with greater accuracy and efficiency. KBZ Bank operates over 500 branches and serves approximately 40% of Myanmar’s retail and commercial banking sectors.
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FICO
SEPTEMBER 2, 2020
How will these trends affect managing credit risk? Delinquency rates on consumer loans and credit cards, which are currently being suppressed with government and bank support, are expected to increase rapidly. Unfortunately, many of them will not be able to return to their workplaces after pandemic.
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The Fintech Times
FEBRUARY 6, 2025
By merging credit spread data with essential corporate information, Agentic AI Company Research by martini.ai provides decision-makers including those in private credit with data-rich intelligence that highlights key trends, risks and opportunities. The post martini.ai Rajiv Bhat, CEO of martini.ai Notably, all martini.ai
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Fintech News
JUNE 8, 2025
Carol Lee Park “Atome has cemented its position as a leading fintech player in Southeast Asia thanks to its unique strengths in credit risk management, responsible lending, and consumer empowerment. This financing reflects the continued confidence in Atome’s ability to deliver inclusive, risk-managed credit at scale.
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Fintech News
FEBRUARY 10, 2025
In fintech, Agentic AI could enhance fraud prevention, risk management, trading, and customer engagement by autonomously analysing financial data, detecting anomalies, and executing decisions in real time. These systems continuously learn from interactions, optimise their performance, and proactively solve problems in various domains.
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FICO
AUGUST 28, 2017
When it comes to using alternative data in credit risk assessments, the field has really opened up over the last few years. Here is useful information on how to assess alternative data and combine it with so-called traditional data to improve credit risk models. Multiple Types of Alternative Data. How Much Value?
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The Fintech Times
NOVEMBER 2, 2024
Ltd : Developed an ‘e-KYC’ solution to digitally onboard customers, using advanced technologies like artificial intelligence, machine learning, thumbprint and facial recognition for a streamlined digital KYC platform Soft Net Technology : Proposed a centralised loan application platform in response to pre- and post-Covid challenges.
FICO
APRIL 5, 2017
. Which works better for modeling credit risk: traditional scorecards or artificial intelligence and machine learning? Take, for example, our new credit decisioning solution, FICO Origination Solution, Powered by FICO Platform. It’s designed to help lenders make faster origination decisions without increasing risk.
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FICO
JANUARY 4, 2018
What were some of the most interesting risk analytics topics last year? Judging from the views on the FICO Blog, risk professionals are keenly interested in new ways to approach risk analytics. Here were the top 5 posts of 2017 in the Risk & Compliance category: US Average FICO Score Hits 700: A Milestone for Consumers.
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PYMNTS
JANUARY 22, 2021
Given the roller coaster ride consumer finances have been on for the last 10 months, managing risk has become critical for financial institutions (FIs), both in terms of rising fraud counts and in terms of rising consumer delinquencies. Driving Actionable Intelligence In Real Time. Focusing On The Consumer And Building The AI.
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PYMNTS
JULY 8, 2020
Fighting Fraud in a Post-Pandemic World. The two executives said acquirers need to have better fraud management solutions than ever before, because the pandemic has prompted consumers to use credit cards for more online and app-based transactions. AI Also Helps Manage Credit Risk.
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FICO
JANUARY 21, 2020
Credit scoring is widely used in South Africa to determine the risk of credit applicants — using this kind of objective, precise measure of risk lets banks, retailers and other organizations lend with more confidence, which in turn means more people get approved for credit.
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The Fintech Times
APRIL 15, 2024
Natasa Kyprianidou, senior director at Alvarez & Marsal “Traditional credit decision timelines, extending over weeks or months, have been dramatically shortened to seconds thanks to AI-driven algorithms. . ” The post How Has AI Impacted the Embedded Finance Space in Recent Years? appeared first on The Fintech Times.
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FICO
AUGUST 16, 2019
It’s difficult to define the problem and many banking professionals debate the merits of who “owns” the first-party fraud problem — the credit risk group or the fraud group. The Relationship Between Credit Risk and First-Party Fraud. Credit Risk and Fraud Across the Customer Lifecycle.
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The Fintech Times
APRIL 16, 2024
With this move, KBZ Bank will help accelerate the adoption of AI-led credit risk management in Myanmar. This will result in lower credit risks, higher approval rates and greater operational efficiency for the bank’s lending business. The collaboration will enable real-time, paperless loan assessments.
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Fintech Review
MARCH 20, 2024
As well as the increasing application of AI in financial services for risk management and personalized experiences. These advancements aim to address both broad and specific risk scenarios while improving service customisation. There is a shift towards enterprise-wide technology to improve agility and customer service.
104 
FICO
OCTOBER 18, 2016
Just as the FICO Score provides the foundation for evaluating consumer credit risk, I believe the FICO Enterprise Security Score will become the cyber analog in the business-to-business world. The post Do You Know Your Cyber Score? Quantifying vulnerability is the first step in effectively fighting cybercrime.
Fintech Finance
DECEMBER 10, 2024
Curve , the ultimate digital wallet, has announced the appointments of Robert Pasco as General Manager of Curve Credit and Ash Woolf as Senior Credit Risk Manager. Prior to Plend, Robert built extensive financial services and M&A transactions experience as an advisor at Deloitte and Ernst & Young.
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FICO
JANUARY 27, 2022
Managing risk and improving the customer experience during a pandemic presented credit professionals with new sets of challenges. Here are extracts from those posts. The Impact of Covid-19 on Credit Card Payments . Read the full post: The Impact of Covid-19 on Credit Card Payments .
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FICO
DECEMBER 8, 2022
This four-part series looks at embedding portfolio risk resilience into decisions across the credit lifecycle through targeted application of the FICO ® Resilience Index. risk that only manifests during periods of economic stress) more precisely. Enhanced portfolio credit risk management loss forecasting accuracy.
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FICO
JANUARY 15, 2021
The FICO Blog posts last year reflected that – we wrote about everything from the impact on collections, proactive lender communications with consumers, issues with fraud, and of course, how FICO® Scores were impacted. We hope that what readers learned helped instill confidence in keeping credit flowing during uncertain times.
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The Fintech Times
SEPTEMBER 11, 2024
MoneyLion has teamed up with Nova Credit to integrate cash flow underwriting into its decisioning engine, enabling credit issuers on its platform to access more comprehensive data for evaluating consumers’ financial health.
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PYMNTS
OCTOBER 7, 2016
Plati Potom develops post-payment solutions for eCommerce and offline retailers, as well as data analysis and credit risk management tools. For QIWI, this transaction is another step in implementing its M&A strategy of investing in promising teams and technologies in the FinTech space.
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Fintech Finance
APRIL 16, 2024
Combining RiskQuest’s significant experience and insights on the Dutch financial environment with Worldline’s global status as an innovative partner for payment services, this partnership will leverage their joint capabilities and further enhance Worldline’s Credit Insight solution which was launched last year.
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Finovate
AUGUST 20, 2024
BankShift harmonizes brands with banking technology, enabling community banks and credit unions to seamlessly embed their digital banking ecosystems within a brand’s app to create new revenue streams. Odynn Odynn is an embedded fintech, AI/ML, loyalty optimization program management platform for travel tech.
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FICO
FEBRUARY 12, 2023
Home Blog FICO Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models. Read the full customer development post 2.
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Fintech News
JANUARY 16, 2024
Generative AI offers many applications in banking, from enhancing due diligence and risk management to streamlining legal contract generation and code writing. The bank employs AI for over four million daily decisions in risk management, customer service, and sales and expects to reach 10 million by 2025.
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FICO
JUNE 14, 2016
In April of this year, Gartner designated QuadMetrics a Cool Vendor in Risk Management for 2016.1 FICO will enhance the QuadMetrics solution with our deep catalog of proprietary analytics methods and our experience in developing, marketing and distributing broad-based scores for managing different classes of risks across industries.
FICO
JANUARY 25, 2018
Here are just three examples of where it is necessary to understand the cybersecurity posture of your business partners: Vendor risk management – understanding your suppliers’ (and their suppliers’) cyber risk. As my colleague Doug Clare wrote in his blog , connectivity creates aggregate risk. Credit risk.
FICO
DECEMBER 8, 2022
Leveraging FICO Resilience Index to refine credit risk management decisions during benign economic phases defends against dramatic swings in delinquency rates and provides for a more consistent portfolio risk management approach over time. Of course, credit risk management is only one aspect of portfolio health.
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FICO
OCTOBER 20, 2022
How can lenders build, manage, and secure credit portfolios in today’s uncertain market environment? A panel of credit risk experts discussed this question at length during a FICO® World 2022 session entitled “Resilient Credit Lifecycle Strategies are the New Norm.” . Building resilience into credit portfolios.
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FICO
OCTOBER 20, 2022
How can lenders build, manage, and secure credit portfolios in today’s uncertain market environment? A panel of credit risk experts discussed this question at length during a FICO® World 2022 session entitled “Resilient Credit Lifecycle Strategies are the New Norm.” . Building resilience into credit portfolios.
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FICO
JULY 30, 2019
Credit risk? Also, is there a clear and agreed fraud risk appetite that has exec sponsorship and is agreed by all stakeholders? Link Analysis Other analytical technology can further enable fraud teams to become increasingly proactive at either pre- or post-book stage. Is it the fraud team? Revenue assurance?
FICO
APRIL 24, 2023
Trust Bank is setting a precedent for financial services by onboarding an individual and delivering a credit card to them digitally on their phone within four minutes, creating a seamless digital onboarding process for new customers. Applicable regulations on lending are also implemented via this solution. “We
FICO
DECEMBER 8, 2022
Properly managed and strategized, the debt collections process can be an effective customer service asset and anti-attrition tool, in addition to being its classic role in portfolio risk management. Figure 1: Early-stage collections contact options and illustration of treatment prioritization by risk.
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FICO
FEBRUARY 25, 2019
After a 2018 that had its highs and lows, what might 2019 have in store from a credit risk management standpoint? Here are three key developments in credit scoring that we will be keeping an eye on in the new year: Consumer-Contributed Data Takes Center Stage. The post U.S.
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The Fintech Times
JANUARY 19, 2024
Cross-border and alternative credit analytics company, Nova Credit , is collaborating with Creditinfo , the credit information and risk management solution provider, to help Ukrainians gain access to the necessary financial services needed to effectively rebuild their lives abroad.
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