Finezza

JULY 3, 2024

Credit risk continues to remain one of the areas of concern for a majority of traditional and new-age lenders. Additionally, new-age lenders often cater to underserved or high-risk segments, increasing the […] The post Understanding the Different Types of Credit Risk appeared first on Finezza Blog.

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Credit Risk Risk Underserved Continuity 69

PYMNTS

DECEMBER 9, 2020

Managing credit risk used to be a reactive process. Waiting until account holders fall behind to take action not only meant that customers’ credit scores would take a hit before their banks were alerted to a problem, but also that banks would lose the revenue from the scheduled payment.

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Credit Risk AI Risk Fraud Detection 98

PYMNTS

NOVEMBER 3, 2020

Today in B2B, Bloomberg broadens its credit risk data pool, and two ERP solutions secure B2B payments integrations. Bloomberg To Incorporate Credit Risk Data. The release stated firms have more often been looking for data to validate their own internal counterparty and credit risk assessment.

Credit Risk 88

Credit Risk B2B Risk ISO 20022 88

Fintech News

APRIL 29, 2025

Atom Bank has chosen Provenir s AI decisioning platform to enhance its credit risk decisioning and data orchestration capabilities across its consumer and business banking products. The platform aims to help the bank consolidate multiple risk systems and improve operational efficiency. Founded in 2016 as the U.K.s

Risk 67

Risk AI Credit Risk Product 67

PYMNTS

JANUARY 13, 2020

Credit Risk. Core use cases that are getting a lot of traction, Dhala said, involve credit risk. Any marginal improvement in terms of modeling or accuracy can result in significant gains because there’s a reduction in credit losses. AI can also help to spot credit risk.

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Credit Risk AI Risk Issuers 83

Finextra

MARCH 27, 2025

martini.ai, a leader in AI-driven credit risk analysis, today introduced Financials Agent, an AI-powered tool that lets users upload financial documents such as 10-K filings and instantly generate a financial risk report.

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Credit Risk Risk AI 59

Finextra

NOVEMBER 7, 2024

Modern credit risk management now leans significantly on predictive modelling, moving far beyond tra.

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Credit Risk Risk Assessment Risk Assessments 59

The Finance Weekly

AUGUST 26, 2023

, AI helps companies manage risks better, it's like a big shift. It is changing how businesses deal with Enterprise Risk Management (ERM), and AI algorithms can always watch for risks. AI can look at lots of data, find patterns, and predict risks. AI also does tasks automatically and saves time for risk managers.

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Risk Management Risk AI Liquidity Risk 130

Bank Automation

MARCH 18, 2024

In the dynamic world of financial services, the need for rapid and precise credit decisions has never been more crucial. This demand is driving a transformative shift towards leveraging Artificial Intelligence (AI) and automation to redefine credit and risk assessment strategies.

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Credit Risk Automation Risk AI 83

Fintech News

APRIL 16, 2024

Generative artificial intelligence (AI), also known as gen AI, is expected to significantly impact risk management over the next five years, allowing financial institutions to automate tasks, accelerate processes and improve efficiencies. The tech can also draft model documentation and validation reports.

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Risk Management Risk AI Use Case 117

The Fintech Times

MARCH 12, 2025

Nationwide Building Society , the UKs third-largest mortgage provider, has partnered with FICO , the analytics software company, to enhance its credit risk and decisioning framework. This transition has empowered our teams to implement changes faster, minimise risks, and provide customers with faster, more personalised experiences.

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Credit Risk Risk Mitigation Credit Cards 59

Finextra

AUGUST 29, 2024

British FinTech, Lemon, which specialises in SaaS finance for SMB’s has announced a strategic partnership with WiserFunding, a leader in alternative data for credit risk assessment.

Risk Assessment 52

Risk Assessment Credit Risk Assessments Risk 52

Finextra

APRIL 11, 2024

Broadstone, a leading independent pensions, employee benefits, investments and insurance consultancy, announces the acquisition of Vestigo Partners Limited (Vestigo), an experienced and dynamic analytics and credit risk consultancy established in 2017.

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Credit Risk Risk Consulting 52

The Fintech Times

FEBRUARY 6, 2025

By merging credit spread data with essential corporate information, Agentic AI Company Research by martini.ai provides decision-makers including those in private credit with data-rich intelligence that highlights key trends, risks and opportunities. Rajiv Bhat, CEO of martini.ai With Agentic AI Company Research, martini.ai

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Research AI Risk Assessment Due Diligence 59

FICO

MARCH 25, 2020

Home Credit , a global non-bank consumer lender, has successfully reduced its credit risk while maintaining loan volumes and keeping approval rates steady by incorporating the FICO® Score X Data to optimize its loan process in China. This type of financial inclusion is good for the consumer and good for our business. by FICO.

Risk 97

Risk Financial Inclusion Point-of-Sale (POS) Risk Assessment 97

Finezza

APRIL 23, 2025

However, traditional credit scoring models do not account for an individuals lack of credit history or other important parameters, including […] The post Behavioral Scoring: The Smart Approach to Line of Credit Risk Management appeared first on Finezza Blog.

Credit Risk 52

Credit Risk Risk Management Risk Underserved 52

Finezza

APRIL 23, 2025

However, traditional credit scoring models do not account for an individuals lack of credit history or other important parameters, including […] The post Behavioral Scoring: The Smart Approach to Line of Credit Risk Management appeared first on Finezza Blog.

Credit Risk 52

Credit Risk Risk Management Risk Underserved 52

Finextra

APRIL 11, 2024

Atto, a leading provider of credit risk solutions using transactional data, is thrilled to announce a strategic partnership with FICO, a global analytics software leader, for the UK market.

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Credit Risk Risk Transactions 52

Stax

AUGUST 22, 2024

In this article, we’ll discuss what SaaS companies looking to become payment facilitators need to know about risk management strategies. PayFacs handle risk assessment, underwriting, settling of funds, compliance, and chargebacks which exposes them to greater potential risks.

Risk Management 88

Risk Management Risk Regulatory Compliance Due Diligence 88

Fintech News

FEBRUARY 10, 2025

In fintech, Agentic AI could enhance fraud prevention, risk management, trading, and customer engagement by autonomously analysing financial data, detecting anomalies, and executing decisions in real time. Theres a risk that AI could inadvertently expose data through cyberattacks, algorithmic vulnerabilities, or insufficient safeguards.

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AI FinTech Fraud Detection Fraud Prevention 77

FICO

APRIL 28, 2023

Credit Risk and FICO Score Trends? credit risk and FICO® Score trends. At the same time, increasing adoption of recent innovations in credit scoring solutions should benefit consumers, leading to greater consumer empowerment opportunities and credit access.

Credit Risk 52

Credit Risk Risk Risk Assessment Assessments 52

Fintech News

APRIL 16, 2024

This collaboration aims to introduce AI-led credit risk management to KBZ Bank, enhancing its ability to assess creditworthiness across retail and SME products with greater accuracy and efficiency. These advancements are expected to lower credit risks and enhance operational efficiencies within the bank’s lending operations.

Credit Risk 117

Credit Risk Risk Management Assessments AI 117

Payments Source

AUGUST 6, 2020

One of the few clear implications from the initial two months of the lockdown with the changes to consumer behavior and the uncertainty ahead is the imperative for organizations to regain clarity on credit risk by obtaining a more complete picture of consumer creditworthiness, says LexisNexis Risk Solutions' Ankush Tewari.

Credit Risk 115

Credit Risk Risk Payments Consumer 115

Stax

MARCH 13, 2025

Apart from keeping complex payment structures running, interchange fees compensate issuing banks for taking on cardholder credit risk, and help card companies fund rewards programs. Credit card companies also use them to fund rewards programs. A 2024 survey found that earning rewards is the #1 reason people use credit cards.

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Debit Card Credit Cards Processors Processing Costs 88

Trade Credit & Liquidity Management

MAY 29, 2025

(Photo by Dan Dimmock on Unsplash ) Ultimately, these tools enable enterprises offering trade credit to streamline collections and improve cash flow. Real-time insights into credit risk and payment behaviors are turning AR into a strategic function that enhances efficiency, quality, and growth.

Automation 52

Automation AI Embedded Finance Payment Reconciliation 52

PYMNTS

JANUARY 22, 2021

Given the roller coaster ride consumer finances have been on for the last 10 months, managing risk has become critical for financial institutions (FIs), both in terms of rising fraud counts and in terms of rising consumer delinquencies. But AI, he said, can provide a lot more than that in terms of protecting FIs from risk.

AI 106

AI Credit Risk Point-of-Sale (POS) Risk 106

Fintech Finance

MARCH 18, 2025

AKUVO , a leading technology organization specializing in collections and credit risk management, is proud to announce that Prosperity Bank , with $40 billion in total assets, has chosen AKUVO’s platform to streamline its collections processes.

Credit Risk 59

Credit Risk Risk Management Volume Process 59

The Payments Association

APRIL 8, 2025

Lin Tao ( Prezzee ) highlighted the disproportionate risk her industry faces: Gift cards are inherently attractive to scammers due to their high liquidity and minimal traceability. Kershaw emphasised the importance of tailoring security measures to the specific risks of each transaction.

Fraud Detection 88

Fraud Detection Fraud Prevention Scams Participant 88

PYMNTS

APRIL 16, 2019

But it occurred to them that their solution was useful outside of HR — and that many of the things that made someone a good hire of over time could also make them a good credit risk over time, if the artificial intelligence (AI) model they were using to screen with were modified to that task.

Risk 89

Risk AI Underwriting Assessments 89

Finextra

NOVEMBER 22, 2024

Dun & Bradstreet, a leading global provider of business decisioning data and analytics, has today launched its trademarked D&B Unified Risk View™ in the UK to help financial services organisations and trade credit providers to make smarter credit risk decisions when lending to the UK’s 5.5

Risk 52

Risk Credit Risk Small Business 52

PYMNTS

JULY 8, 2020

Mastercard is harnessing artificial intelligence (AI) in a bid to hit fraudsters hard by searching for emerging patterns of criminal activity before they become major problems, two top executives told Karen Webster during Mastercard’s Virtual Cyber & Risk Summit. “In AI Also Helps Manage Credit Risk.

Visa 109

Visa AI Credit Risk Risk 109

PYMNTS

NOVEMBER 3, 2020

Plus, Bloomberg clients will now have the capacity to use the company’s terminal to look at Credit Benchmark’s risk data. The news comes as during Hong Kong FinTech Week, FinTech firms have certain "key advantages" over traditional banks when it comes to building out a client base and cutting down on risk.

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Zelle P2P ISO 20022 Transactions 122

Trade Credit & Liquidity Management

JUNE 5, 2025

Drawing on JSI's proprietary data and analytic tools, the discussion delves into how inflation and rising interest rates are reshaping purchasing behaviors across different income groups, impacting everything from credit risk to business planning.

Liquidity Management 52

Liquidity Management Consumer Credit Risk Risk 52

Fintech News

JUNE 8, 2025

Carol Lee Park “Atome has cemented its position as a leading fintech player in Southeast Asia thanks to its unique strengths in credit risk management, responsible lending, and consumer empowerment. This financing reflects the continued confidence in Atome’s ability to deliver inclusive, risk-managed credit at scale.

Security 52

Security Risk Management On-Demand Credit Risk 52

The Payments Association

JANUARY 3, 2025

Lin Tao ( Prezzee ) highlighted the disproportionate risk her industry faces: Gift cards are inherently attractive to scammers due to their high liquidity and minimal traceability. Kershaw emphasised the importance of tailoring security measures to the specific risks of each transaction.

Fraud Detection 88

Fraud Detection Fraud Prevention Participant Financial Crimes 88

Payments Dive

DECEMBER 14, 2022

Exposure to consumer credit risk and lower-income spending is significant for those three payments companies, analysts warned Tuesday.

Credit Risk 88

Credit Risk Risk Consumer Payments 88

PYMNTS

NOVEMBER 11, 2020

The launch comes after a successful pilot program, Visa noted, with the focus of the chosen FinTechs ranging from small business credit risk and buy now, pay later to merchant search and transaction compliance.

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FinTech Credit Risk Small Business NOV 110