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What to Know About Tokenization

Basis Theory

Historically, data security has been treated as featureless and burdensome—but a necessary expense incurred by organizations. Today, we can tokenize anything from credit card primary account numbers (PAN) to one-time debit card transactions or social security numbers.

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How PCI DSS Compliance Protects Australian Businesses from Data Breaches?

VISTA InfoSec

(Source – credit card debt statistics 2025 and Australian debit card statistics ) As digital transactions continue to grow, so do the challenges of protecting sensitive customer data. This is where PCI DSS (Payment Card Industry Data Security Standard) compliance becomes essential for Australian businesses.

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Beyond the Firewall: Rethinking Payment Data Security

Finextra

Payment data is frequently copied, stored, and used across spreadsheets, shared drives, and supplier portals — far beyond the safety of core systems. Why Traditional Defences Fall Short Historically, businesses have relied on layered security controls like encryption, firewalls, and access policies to protect payment information.

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A Merchant’s Guide to Payment Compliance in 2025

Clearly Payments

Payment compliance means following the rules that govern how businesses accept and handle card payments. PCI DSS and Secure Card Handling If your business accepts credit or debit cards, you must comply with the Payment Card Industry Data Security Standard (PCI DSS). What Is Payment Compliance?

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What is a Payment Processing System and How Does It Work?

Stax

Payment gateway – The service that encrypts and securely sends payment details from the customer to the payment processor and back to the merchant. Card networks – The organizations that govern credit and debit card transactions. They set interchange fees and security standards for processing payments.

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The Ultimate Guide to Online Payment Processing

Stax

Encryption and transfer of payment information The payment gateway that underpins your checkout page will now encrypt the customers payment details as stipulated by industry data security regulations like PCI DSS (Payment Card Industry Data Security Standard) before transferring the data to your payment processor.

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Everything You Need to Know About Credit Card Processing

Stax

These are not banks, but rather governing bodies that set interchange rates, and arbitrate between acquiring and issuing banks. All you need to do is enter the payment info into your virtual terminal and it will then be encrypted, authorized, and submitted for online payment. Q: What does it mean for a business to be PCI compliant?